Chapter 590: Ponzi scheme

Yang Meng was very supportive of his going to the United States for a simple reason. It happened that Xiao Peng was in a bad mood because of things in his hometown, so he simply went out to relax.
But Yang Meng made a request, you can go, take Lao Pan, after all, the Star Stripe Nation is not Hua Xia, there is no better skill than marksmanship, you let Yang Meng rush with the gun, aim at it precisely. It's not as good as Pan Peiyu, and Yang Meng is also relieved to let Old Pan be Xiao Peng's bodyguard.
"Okay, I see, there are still a few months left, let's talk about it when the time comes." Xiao Peng replied, how can custom watches be so fast? Xiao Peng told Qi Dong that the time was four months ahead of schedule. Just as the typhoon was passing through, Xiao Peng focused all his energy on making watches for Patty Hirst.
The design drawings of the watch were designed by Qi Donglai. After all, he is the designer of Hairui Winster, so he came to design a watch by himself.
Xiao Peng looked at the design drawing of the watch and could only describe it in two words: soil! I didn't understand what Crooked Nuts thought. The main tone of red and green made Xiao Peng unable to love it no matter how he looked at it. In addition to the design drawings, there is only one movement, but this watch movement is unusual.
You know, the most mainstream movement in the world watch market at present comes from ETA movement, and many brands are using it. ETAonthemove is the world's largest manufacturer of finished and semi-finished movements. When it was born in 1793, it was a watch manufacturer and later specialized in making watch movements. Now it has more than 9,000 employees in Switzerland and around the world, and its output is calculated at 100 million.
Don't underestimate the movement of the watch. In the international watch market, there are strict standards for watch movement. Different watch movements match different grades of watches. As a symbol of men's status, watches are classified in a very detailed way.
The top-level watch movements are almost all carefully made by watch factories, and they are usually made of complex function watch movements, and they are well polished to fully demonstrate the technical strength of the watch factory.
The watch movement Qi Donglai gave to Xiao Peng is obviously an exquisite masterpiece made by Swatch: the surface is a cosmic starry sky map, which realizes the time display function, calendar indication function and month in the interlaced transformation of the blue sky, Sirius and the moon. The blue-tone surface is inlaid with tiny diamonds to create a beautiful northern hemisphere starry sky map. At the same time, the 12th house constellation map is depicted in detail. It does not look like a watch movement, but a mysterious universe. Such a watch movement can add difficulty to Xiao Peng.
Xiao Peng didn't want to spoil such a good watch core, so Xiao Peng worked hard to make this watch!
For three days, Xiao Peng did not leave the room. Except for Yang Meng who came in to deliver the food, Xiao Peng kept making this watch in the room. Xiao Peng slightly changed the raw materials and took out the emerald beryl that he had found from the bottom of the sea. , After all, beryl is more thorough than jade. It is used to make the watch shell, which is both beautiful and noble. The bracelet embossed on the zodiac, echoes the starry sky on the surface of the watch.
The watch was fixed and the weather finally cleared. Xiao Peng walked out of the room, but saw Yang Meng lowered his head and held the phone with a serious expression: "Mengzi, what are you doing?"
Yang Meng heard Xiao Peng calling himself, suddenly looked around with a mysterious expression, lowered his voice and asked Xiao Peng: "Xiao Peng, do you manage money?"
"Financial management? What do you mean?" Yang Meng, a financial idiot, even started talking about financial management? Xiao Peng felt as if he had taken the wrong script.
Yang Meng took the phone and said, "Some time ago I brought a girl, but I didn't expect to be a financial adviser. I would like to introduce a financial management method to me. I think it's pretty good."
Xiao Peng heard: "Oh? Not a liar, right?" No way, when I heard about financial management and investment in China, the first thing I thought of was a liar.
Yang Meng said, "That girl drives a Cayenne and wears a famous brand. At first glance, she is the owner of good money. She is only in her early twenties and earns her money."
"What did she say?" Xiao Peng was also interested.
Yang Meng thought for a while: "They are an Internet finance plus financing leasing company. They are a model of the combination of financing and financial transactions. Unlike the traditional P2P model, they are a brand-new A2P business model. They have been done in major TV stations. Advertisements, including CCVV, have advertisements. And the platform has a lot of large bids, with a return rate of as high as 13%. How do you think about the cost-effectiveness? The most important thing is that the risk of redemption of investment is allowed at any time.
After hearing this, Xiao Peng patted Yang Meng on the shoulder: "Brother, did you not invest any money?"
"Not yet, what's wrong? Is there a problem?" Yang Meng questioned.
"Of course there is a problem, this is a standard'Ponzi scheme'!" Xiao Peng said.
"Ponzi scheme? What do you mean?" Yang Meng asked puzzledly.
"The so-called'Ponzi scheme' originated from an Italian named Charles Ponzi. He immigrated to the United States in 1903 and wanted to make a fortune. He was jailed in Canada for forgery and in Atlanta, the star-stripe country. Because he went to prison in private, he later discovered that the fastest way to make money is finance. So, starting in 1919, he designed an investment plan in Boston and sold it to the public. This investment plan is very simple to say, it is to invest. Plant something and get a high return. However, he deliberately made this almost very complicated, so that ordinary people could not understand it at all. He claimed that all investment can get 40% return in 90 days, and he It also gave people evidence that
seeing is believing
, the first batch of
investors
did get the return promised by Pounds within the specified time, so the following
investors
followed up and deceived about 40,000. Boston investor, the amount involved is 15 million. Ponzi finally lived the life he dreamed of, living in a villa with 20 rooms, buying more than 100 sets of expensive suits, and matching special leather shoes , The crutches should be inlaid with gold to the end, and the pipes are inlaid with diamonds!" Xiao Peng explained.
"Do you mean this kind of investment is a scam?" Yang Meng asked. "That's the CCVV TV station. And a bunch of banks cooperate with them, such as Huaxia Bank, Industrial and Commercial Bank, Industrial Bank, and Construction Bank, are all well-known state-owned enterprises."
Xiao Peng nodded: "The return rate of 13% or more can catch up with loan sharks! What happened to CCVV? Back then, the'Ant Power God' scam and the'Wanli Great Forestation' scam, which one has never been advertised by ccVV? That surname Zhao The king of the sketch is still in the CCVV1 set to guarantee to the people across the country! Money can help people, as long as the money is paid, the Great Hall can put advertisements, as long as it is profitable, everyone is willing to cooperate, just speculating the concept will not make money ."
"Don't fool me, why do you listen to you so scary?" Yang Meng still doubted.
Xiao Peng said: "Don't be stupid. The rate of return is more than 13%, the bank interest rate is 2%-3%, and the highest wealth management product is 5%-6%. What can he do to have such a high return? Everyone is Xue Manzi, and he invested 250,000 US dollars in Cai Wensheng and made tens of billions? Ordinary financial investments that do not have such high returns, such as domestic pyramid schemes, are all Ponzi schemes, and you absolutely do. It won’t take three years, it’s definitely over!"
Seeing Yang Meng still not believing it, Xiao Peng smiled: "In recent years, almost all domestic financial cases have been Ponzi schemes, such as the Wu Ying case, the little girl case, and the northeastern pair of ants, the Ant Li Shen case and Gai The county ant case, the Pan-Asia 430 case, the Inner Mongolia tens of thousands of large-scale afforestation cases, which one is not such a "Ponzi scheme?" In the end, the people who suffer will always be the people who will always invest in the money. You must invest, I I won't stop you, anyway, be prepared for the money to be lost."
Yang Meng nodded and said, "I'm stupid after you say that and steal money inside, Mad, that girl looks good, and I want to play with her a few more times."
Xiao Peng smiled and said, "How can you cheat money from your hands when you are so ugly? If you really do what you said, you will be caught in a short time after playing. If you don't believe me, let's just wait and see."
What Xiao Peng said was also very true. Female is always one of the best ways to deal with men.
Yang Meng asked another question: "Why do so many Ponzi schemes succeed? It stands to reason that people are getting smarter and more knowledgeable. Why are so many people fooled?"
"It's very simple, pull the tiger skin as a banner, create a formal image by spending money in the media, and then invite celebrities to be endorsements, and use the celebrity's popularity to achieve the purpose of cheating money. Don't talk about others, just Say you are not all tempted?" Xiao Peng smiled.
"These celebrities are so bastards! Are you not responsible for cheating so many people?" Yang Meng cursed.
Xiao Peng said disdainfully: "Take responsibility? In the case of a certain sketch king and Ant Lishen, 300,000 people were defrauded! The amount involved reached 20 billion yuan! The official-business-collusion-collaboration was called a great man. The main culprit is a philanthropist and various top ten outstanding young pioneers. If it weren’t for the arrest of the final culprit, this case is still
according to relevant laws, regulations and policies, some search results are not displayed
! Even today, this Things are still confused, because I don’t know how many years the sentence will be! The fooled ant farmer did not get a penny in compensation in the end, and the king of Northeast Xiaopin, who was desperately creating a force for the "Ant Power God", is now on his private plane. The luxury car is running, living the life of the rich!"
"He is not responsible?" Yang Meng's eyes widened.
Xiao Peng smiled and said: "Of course I have the responsibility, but people said, I just took the salary to be an endorsement, now there are so many false endorsements, how are you resistant to him? So it really makes sense to say that the actors have missed the country! China has to rectify the entertainment industry and the media as soon as possible. It is all about giving money to criminals to behave! If we don’t rectify it, and if we continue to develop in this situation, we will suffer a big loss one day!"
Yang Meng frowned and said, "But if you ask the young people now, nine out of ten want to be stars. Even in online novels, the most popular ones are entertainment articles. Look for a large one."
"Do you still read online novels?" Xiao Pengle said, "I remember you hate reading books!"
"Is it idle?" Yang scratched his head fiercely.
Xiao Peng also laughed: "I tell you why there are so many entertaining articles, because it is best to write entertaining articles, conceive a plot, copy ancient poems, copy lyrics, and the cost of the manuscript will be paid. Don't you believe it? Go and see, ten Nine entertainment articles are like this."
"What about the one who doesn't copy the lyrics?" Yang Meng asked.
"Oh, that's an entertainment article that nobody reads."