Chapter 554: Your majesty does not eat people

Wen De Di loves money super super super.
Poor and crazy people always value money.
Gu Jiu wasn't sure whether Emperor Wen De knew the existence of this account.
It's better not to know.
In this way, dividends can be quietly distributed and the accounts can be settled.
Of course, Gu Jiu didn't want to be greedy for this 300,000 principal dividend.
She wanted to directly hand over the dividends to Shaofu without disturbing Emperor Wen De.
If you want to do this, you must get the cooperation of the family order of the Shaofu.
Shao Fu Jia Ling stroked his beard and looked calm.
In the signing room, no one spoke. Only the charcoal fire was burning, emitting heat, and it was warm.
The tea gradually loses its temperature and is no longer suitable for drinking.
Gu Jiu still picked up the tea cup and took a sip of residual tea.
The charcoal fire was almost extinguished, and the young man's family Ling said, "This is difficult."
"Could your Majesty be eyeing this money?" Gu Jiu asked curiously.
Shaofu Jialing shook his head, "It's not as serious as you said. The old man remembers that your majesty knew about the investment of the first emperor. Your majesty did not ask about it today, and it does not mean that your majesty will not ask about it another day. Even if your majesty forgets it. After this matter, the people around your Majesty will also remind. After all, this is a lot of money."
After a pause, the Shaofu Jialing said again: "Your Majesty opens the harem widely, and it costs a lot."
It costs money to raise a woman.
It was more expensive for the emperor to raise women.
Gu Jiu smiled, "The Shaofu Bank is making money every day. Now the Shaofu is not short on money, and the harem overhead is just a small problem for the Shaofu."
The young man’s family glared, "Everyone in the young man’s house eats air, don’t you need to pay? The young man takes charge of so many industries, and there are tens of thousands of people who pay monthly. People cost a lot of money. Towards the end of the year, all the imperial clan members who couldn't make it through all went to the Shaofu to catch the autumn wind. The Shaofu could not ask people to go back empty-handed."
Xiaofu Jialing also learned Gu Jiu's set, and began to cry poor.
Gu Jiu's eyebrows twitched. This is the rhythm of the church apprentice and the master starving to death.
"Old ancestors don't cry for being poor. The younger generation is even poorer than you. This year's Chinese New Year will not be revealed."
Shao Fu Jialing looked confused, "Can someone believe you when you say this?"
Gu Jiu asked back: "The ancestor kept saying that the Shaofu had no money. Will anyone believe this?"
Shao Fu Jia Ling looked tangled.
The two people said in unison, "We are all poor!"
Finally reached an agreement.
Gu Jiu then sighed, "I will first distribute the 300,000 principal of the emperor and the 50,000 principal of the palace to the ancestors. If your majesty asks, please ask the ancestors to deal with me. Your majesty’s 50,000 principal dividends, please pass the old ancestors to your majesty. I will not enter the palace."
Since he couldn't hide it, Gu Jiu didn't do unnecessary things. Everything is done in accordance with the procedure.
The young man's order said: "The old man can accept the two dividends of the first emperor and the royal man. But the majesty's 50,000 principal dividend, the old man dare not go beyond me. You still go to Chang En for this matter. Not that old fellow. Did you invest money? Ask him to clean up for you."
"Grandpa Chang has been working as a errand these few days, and it will take five days before he can leave the palace to rest. Forget it, nothing else, I will wait for him for five days."
Gu Jiu looked aggrieved, but Shaofu Jialing refused to help.
Shaofu Jialing said cheerfully, "You don't need to wait for five days. I guess the news has been received in the palace, and it won't be long before the old Chang En will come to you."
Gu Jiu raised his eyebrows, feeling a little guilty in his heart, "Don't hide from my ancestors, I am most afraid of talking to your Majesty about money now. Talking about money hurts feelings."
The young man made his beard tremble, "Don't be afraid, you have money anyway."
Gu Jiu sighed, "There is really no money. The money is invested in the workshop and into the concrete road. There are only tens of thousands of miles left on hand to eat."
"You eat better than the old man, and the old man doesn't have tens of thousands of taels to eat."
Gu Jiu helped the amount, "The ancestors really don't help me?"
"The old man can't help. Whatever should come will come, so don't be nervous. Your Majesty, he doesn't know how to eat people."
Gu Jiu looked hurt.
Shaofu Jialing laughed cheerfully.
...
Xingqing Palace. This
Chang En is working as a errand for Emperor Wen De.
Emperor Wen De was busy for two hours, ready to take a break, and asked, "What day is it today?"
"My Majesty, today is the 20th of the twelfth lunar month, the day when Sihai Commercial Bank will pay dividends."
"Dividends?"
"Exactly. The Nanchengmenwai project has been in operation for so many years, and finally saw money."
Emperor Wen De said immediately: "If I remember correctly, I also invested tens of thousands of taels in the beginning. You old slave, also invested money."
Chang En laughed, "Don't dare to deceive your Majesty, the old slave voted five thousand taels and threw all the coffin in."
This is not true, and Emperor Wen De did not reveal him.
"Since it's the day of dividends, why didn't I see the silver? Is it possible that Gu Jiu greeted me with my silver."
"Mrs. Zhao is greedy for anyone's money, and dare not greet your Majesty Mo's money. I am afraid that it is inconvenient to enter the palace, so I failed to send the money to the palace in time."
Emperor Wende thought for a while, "Go find her. No, ask Gu Jiu to enter the palace. I have to ask her face to face if I have something. In addition, first invite the young man's family order to the palace and ask him to bring the account book."
"Old slave follow the order!"
Xiaofu Jialing was called into the imperial palace first, with a ledger.
Emperor Wen De first called his uncle politely. Where did the young man's orders dare to respond, he said: "The emperor is the emperor, and the minister is the minister."
Emperor Wen De didn't force him, and directly asked about the income of Shaofu this year.
Xiaofu Jialing flipped through the ledger and reported the same.
From salt and iron, Yaoshaofu bank, to Huangzhuang, to minerals, to various industries.
After the general ledger was reported, Emperor Wen De had a bottom line on his income this year.
"Unexpectedly, the annual income of the Shaofu Bank exceeded the salt and iron tax. No wonder private private banks are blooming all over the place, because this business is huge profits, money generates money, and money comes easily and quickly."
Emperor Wen De pondered again, "Now it seems that the bank has a lot to do. We must promote the Shaofu bank to every city and county in Dazhou as soon as possible. Use thunder means to suppress private banks and balance private lending rates. We can't call my people, I was forced to go bankrupt and sold as a slave by a private bank."
The imperial tax revenue came from the small townspeople and self-employed farmers, and the official labor was also borne by these people. Conscription is also collected from these people.
These people are good people.
Once Liangmin was forced into bankruptcy because of loan sharks, he sold himself as a slave. Each more slave and maid meant that the imperial court lost a share of taxes, one less recruiting force, and one less conscript.
The large families who bought slaves and maids squeezed those serfs, mine slaves, textile slaves, and all kinds of slaves.
All the wealth created by these slaves fell into the hands of large households, and the court could not get a penny.
The court suffered heavy losses, but large households created more wealth and became richer and richer because of slavery. They used the increased wealth to lend usury while buying the land and houses of the bankrupt people.
Turn the land of self-cultivation farmers into farms.
The land deeds of Liangmin’s residences were turned into shops, forming a real monopoly of land and real estate.
In the final analysis, private usury is digging the corner of the court, creating more and more poor peasants, bankrupt civilians, refugees, and chaotic people.
To solve the problems of the poor peasants, the bankrupt petty people, the refugees and the troubled people, we all depend on the money and efforts of the court.
This formed a vicious cycle.
The tax revenue of the imperial court became less and less, but more and more places were spent.
The big family is always rich and the court is always poor.
If this goes on, sooner or later there will be a mess.
Fortunately, in the past two years, the court's commercial taxation has improved. You don't need to count on agricultural tax all year round.
Reliance on agricultural taxes is reduced, which means that when the court is short of money, there is no need to repeatedly increase taxes on farmers.
As long as the court does not increase taxes, the burden on farmers will not increase.
It can be said that the commercial tax has slowed down the bankruptcy of farmers to a certain extent.
This is also the fundamental reason why, in recent years, there have been frequent natural disasters everywhere, but no major disturbances have occurred.
The increase in commercial taxes has resolved the great social contradictions, allowing farmers to breathe a breath during the famine years.
Many courtiers had limited vision and did not realize this.
But the top talents of the court, such as Li Shizhong, realized this a few years ago.
Emperor Wen De also clearly recognized the important role of commercial tax in balancing social conflicts.
Not to mention Shaofu Jialing, he personally participated in it, and he had a deeper experience.
He couldn't help but think back, when did the increase in business tax begin?
It seems that the beginning of cooperation between Shaofu and Gu Jiu began.
Since Shaofu opened a bank, Shaofu’s income has increased year by year, and it has been able to easily support the household department and relieve the pressure on the household department.
What's more commendable is that there is no usury in the entire Gyeonggi region.
All private banks lend loans at the rate of the Shaofu Banks, with a monthly interest rate of five per cent, and are not allowed to rollover or compound interest.
The income of private banks is naturally much less than that of usury, but there is still a profit. And there is no need to bear the responsibility of forcing others to ruin.
The monthly interest rate is five cents, gritted your teeth, do more work, or borrow a little from relatives and friends, and you can always pay it back.
In the Gyeonggi area, the atmosphere of the lending industry has become very fresh.
Compared with the proliferation of loan sharks in the south, the private banks in Gyeonggi are like small and fresh.
But even so, there are still a lot of southern banks running to the capital to open branches.
why?
Because since Mrs. Zhao started to build the South City Gate, commerce in Beijing has become more and more active.
All walks of life, food, clothing, housing, and transportation were all prospered by a project outside the southern city gate.
Like those who burn bricks, tiles, and wood...the money made in one year now is comparable to the money made in the past few years.
When merchants are active, the lending market also becomes active.
Even if the monthly interest rate cannot exceed one cent and five per cent, it still attracts a large number of private banks from the north and the south to the capital to seize the market.