Chapter 235: Tom Lee Bank

Biquge EbookFREE.me, the fastest update of the latest chapter of Budo exclusive!
Zhou Zizhen confessed that the cardinal Han had nothing to say, and Fu Taixu immediately announced that Ye Ming had officially become a wealthy elder of the Yin and Yang religion. The elders of Zhaocai have an annual salary of up to one million Valkyrie coins, and if they make enough money, there will be a lot of dividends, which is definitely a fat difference that makes money lying down.
At this point, even if the ceremony of worship was completed, the elders left, leaving only Ye Ming and Yi Xiantian. Yi Xiantian said: "Ye Ming, cardinal disciples are not light-hearted. Before the age of thirty, you have to be promoted to martial arts, otherwise you will be deprived of cardinal disciples 'qualifications. In addition, cardinal disciples' annual contribution points must not be less than one billion. Keep an eye on these. "
Ye Ming didn't care. Contributing Wu Jun or something was not a problem for him. He smiled: "Master, rest assured, I have something in mind." Then he said the idea of ​​wanting to participate in the Qinglong Fighting Sword Society.
Yi Xiantian laughed and said, "Why, you can't make it to the first place?"
"The trump repaired Xuantian White Emperor Sword and could try," Ye Ming said, "but the cost of the challenge is too high."
Yi Xiantian's eyes brightened: "It turned out to be Xuantian White Emperor Sword! Well, Caitou will find a way for the teacher, you just have to participate."
Ye Ming knew that this was all right, and said happily, "Master, I must win a few cities for you!"
Yi Xiantian smiled lightly: "Things won't be that simple. All you can do is to leave the rest to your teacher. These days, don't run around, learn to run with me first."
In this way, most of the next half month, Ye Ming studied with Yi Xiantian, and progressed very quickly. Even his innate understanding of runes, even Yi Yi continually admired, saying that he would definitely surpass him in the future.
Because he had taken over the position of recruiting elders, Ye Ming took over half a month to finally take over the post. There are a large number of subordinates under the elders of Zhaocai. For these people, Ye Ming didn't have time to familiarize himself, so he invited Yuxianxian to take charge of his daily management. As an elder for wealth, he has the right to recruit new people to follow him, Yu Xianxian is the first.
Yu Xianxian was studying number arithmetic, and the difference Ye Ming gave her was exactly what she wanted, and she naturally agreed. He only gave Yu Xianxian one thing, which was to make a trip to all Zongmen gangs affiliated with the Yinyang religion, and then investigate their sphere of influence, the population city they controlled, and their influence.
The money bank he founded at the time was asked by Haotian to teach. Although it was a last resort, he was still unwilling. Now that he has become a lucky elder of the yin and yang religion, it is natural to show his ambitions, because he does the job of recruiting elders regardless of public or private.
At this time, the conditions were very poor when he founded the bank. No one, no money, and experience. But now that he has tens of billions of dollars in wealth, and has a big backer of yin and yang teaching, it is not difficult for him to become a money bank.
While letting Yu Xianxian go out to investigate, he sent someone to Qinglong Emperor Capital to register for a money house. In his vision, the future bank must be open to all dynasties, so registration must be carried out in the capital of the Qing Dynasty. The Qinglong dynasty was very strict in the management of commercial operations, and the shops, shops, and so on that were registered locally could only operate locally. If you want to operate in the whole dynasty, you need to register and spend a lot of money.
For example, the "Tongli Qianzhuang" that Ye Ming is going to register will cost up to 100 million Valkyrie coins alone, and will pay 10% royal tax each year based on profitability. This imperial tax is only targeted at businesses that have semicolons in the entire dynasty, such as Duobaolou. If you are a local business, you only need to pay taxes to the local business.
Operating a money bank requires experienced staff, so long before sending Yuxian Xian to investigate, he dug Fu Biao, Ma Tai, Gong Sun Yan, Chen Xing, Cui Jingang, Zheng Yiping, and Yang Dengfeng from Stone Bank. . Fu Biao and others not only came by themselves, but also brought a large number of smart and reliable staff.
From their mouths, the Stone Bank previously established by Ye Ming has strong profitability. However, Qianzhuang is still limited to Cangxuan Street and has not developed outward.
With this group of experienced elderly people, Qian Zhuang's work is much easier to do. Ye Ming only needs to point out the big direction, and leave the rest to them. Moreover, he is a privileged elder, and Fu Biao, Ma Tai, and Gong Sun Yan have arranged positions for elders outside the house. Yang Dengfeng, Chen Xing, Cui Jingang, and Zheng Yiping have also become outside students.
There are still two days to go to the sword fight conference. Ye Ming called Chen to the Thunder Palace to explain the situation of Qianzhuang. Everyone is an old acquaintance. Ye Ming asked the maids to make a table and talk about things while eating and drinking.
In the meantime, Chen Xingdao said, "Boss, Tongli Qianzhuang will not be yours, but will be taught by yin and yang?"
The relationship between the people is more complicated. Now Ye Ming is a cardinal disciple, and everyone should call him a ancestor. So Ye Ming simply asked them to call him the boss to avoid trouble.
Ye Ming nodded: "Although the money house is not mine, I can pay dividends every year. That's a lot of money. And without the funds and background of the yin and yang religion, we can't do this money house."
Fu Biao said: "Is the boss ready to do the same as before? I feel that the pattern of crosses is too small and there is no future in the short term."
Ye Ming waved his hand: "Of course not. There are as many as twenty-six affiliated gates under the yin and yang religion. This does not include some big gangs, darts, chambers of commerce, casinos, etc. These forces are all over Dongqi, and even develop I came to other vassals. My idea is to use these forces as the core and use their local influence to help us develop the bank. "
"For example. Shendaomen is an affiliated sect of yin and yang religion, with a population of more than 200 million. The influence of Shendaomen in the local area is very huge. Local people not only trust in Goddao but also worship God. The door is proud. "Ye Ming said," If God Knife Door is willing to use their credibility and influence to help us run the bank, the bank will develop at the fastest speed. "
Yang Dengfeng thought for a moment: "The boss means, to cooperate with Shendaomen?"
"It's not cooperation. The money of the bankers will be given to them according to their contribution. As affiliated gates of the yin and yang religion, they are too late for us, where is the reason for mismatch?" Ye Ming laughed Tao said, "Things like borrowing money and not repaying them can all be left to God's Knife Door. As local snakes, the locals don't care about them."
"Wonderful!" Gongsun Yan's eyes brightened. "In this way, Qian Zhuang's business can be launched immediately, I'm afraid it won't take long to make a profit."
Ye Ming took out an account book and sighed, "It turned out that I thought the Yin-Yang religion had so much income every year, it must be very rich. But now I find that the Yin-Yang religion has gradually made ends meet in recent years, and the deficit last year alone was as high as 100. Thirty Valkyrie coins. What I, a wealthy elder can master, is only 12 billion Valkyrie coins at the moment. And this 12 billion yuan can only be held for more than half a year. After half a year, it will be used To repay debts. "
"So our time is limited. Within half a year, we need to build a bank. As long as there are enough people to save money, we will have cash flow. With cash flow, we can have chicken eggs. Will there be any Twelve billion, it doesn't matter. "
"What about interest rates?" Cui Jingang asked, "still the same?"
Ye Ming said: "If you save money, we need to be flexible. The monthly interest rate is one percent. If you deposit it for one year, the annual interest rate is 20%. If you deposit it for three years, the annual interest rate is 30%. As for the loan interest, within one year, It is still charged at 40%; for more than one year, it is charged at 50%; after three years, it is charged at 60%. "
"In this way, even if we only put out half of our savings, it would be profitable." Ye Ming analyzed, "However, according to my calculations, it is best not to put more than 70% of the money in the future. Must never exceed 90%. "
For this meal, Ye Ming basically set down Qian Zhuang's future management policy, and the rest was left to the people to do. He devoted himself to preparing the fighting sword two days later.
From the ceremony of worship to the present, his cultivation has been further deepened. He has broken all the second-level meridians, reunited the eighty-one second-level spiritual veins, and successively transformed the elementary array in the 362-level acupoints. For the spirit array.
Eighty-one second-level spiritual pulses were formed, and Ye Ming's body was immediately full of aura, and the eight main spiritual pulses were widened several times at once. He faintly felt that his strength seemed to have broken through two million pounds. With two million pounds of force, even Wu Zong couldn't.
Generally speaking, Wu Zong's power limit is one million pounds. More than a million pounds of force can only be achieved by Wujun.
Two days before the battle, Ye Ming practiced the Xuantian Sword, the Yinyang Yangshu, the Four Elephant Sword, the Eight Diagrams Sword, and the Da Zhoutian Sword. Every time he rehearsed, he seemed to gain a lot of insight. Gradually, the Sixiang sword in his hands is no longer deeper than the yin and yang sword; the gossip sword is no longer deeper than the four elephant swords. In his opinion, everything was the same in his hands.
This feeling was getting stronger and stronger, the night before the sword, he suddenly put Xuantian sword slowly, over and over again. Gradually, his swordsmanship became more and more strange, like yin and yang, like four elephants, like gossip, like big Zhoutian. If other disciples saw him practice his sword like this, he would definitely think that his swordsmanship was "Four Dislikes", and he was acquainted with any of them, but not completely.
The light was shining that day, and then he took the sword and stood upright, with a smile on his face, and seemed very happy.
"Yes, I didn't expect you to be so young, and you realized that" people are better than moves. "I do not know when, Yi Xiantian appeared with a smile.
Ye Ming smiled slightly and said, "Master, wait for me to abandon the sword in my hand, and you should praise me no later."
Yi Xiantian was shocked and happy, nodding his head again and again: "Okay, good!" Then he laughed and was very happy.