Chapter 83: Tough loan

Beibei City Government, Chai Peide's office.
After listening to Ning Zhongying's report to him about taking on the production of Pusang auto parts, Xi Chai Peide learned about the technical details of Leng Yuming who came with Ning Zhongying, and then fell into meditation.
"Mayor Chai, if the situation is as the factory director Ning said, this is a great thing for us in Beixi City." Secretary Xu Yang commented softly beside him.
The secretary of the leadership is not just to help the leader to pour water. A secretary like Xu Yang who has followed Cai Peide for many years is actually a staff member of Cai Peide. In many cases, he is involved in decision-making. He knew the relationship between Ning Zhongying and Chai Peide, so he did not hesitate to express his views in the presence of Ning Zhongying.
Hearing Xu Yang's words, Chai Peide nodded and said, "Xiao Xu is right. If this can be done, it will greatly promote the industry in Beixi. I have heard of it in the past, but I feel that the industrial base of Beixi is far from that of Pujiang. Such a thing will not fall on us anyway. I never thought that the Ning Chang took a trip to Pujiang, not only able to pull It ’s a great thing to come to this business and be able to get the task of more than 30 accessories. Lao Ning, you just said, how much output does this business have?

"If you take it all down, there will be 400 million a year." Ning Zhongying proudly said.
"Good guy, 400 million!" Chai Peide said with emotion, "Last year, our city's total industrial output value was only 1.7 billion. You get back 400 million output value now. Now the industrial enterprises in Beixi City and its counties are big. Most of them are in a state of insufficient tasks and serious losses. With these 400 million businesses, I don't know how many companies can be saved. "
"Isn't I in a hurry to report to the Mayor of Chai?" Ning Zhongying said with a smile. As an old factory manager, he naturally knows what the output value of 400 million yuan means to Beixi City, which is enough to bargain with the city government.
Chai Peide said: "The output value is very attractive, but the responsibility is also very important. Pusang localization is a political task. If you do well, you will gain both fame and fortune. If you do it, it will be a political mistake. Lao Ning, what do you think about this? There should be some mental preparation? "
Sui Ning Zhongying said: "I have sufficient mental preparation. If I don't have a certain degree of confidence, I will not dare to take this business casually."
"So, do you have any ideas about related technical issues?" Chai Peide asked.
Leng Yuming and Ning Zhongying looked at each other, and then replied: "Mayor Chai, no one can say that technical things are foolproof. But our factory has analyzed the core technical issues of these accessories, Some efforts can be conquered, but we still need some time. "
"The time depends on the requirements of the localization office. I can't give you more time." Chai Peide said.
Suining Zhongying said: "In addition to time, we also need some preliminary research funding."
"This is for sure, how much do you need?" Chai Peide asked.
"Preliminary calculation is around 2 million," Ning Zhongying replied.
"2 million!" Chai Peide narrowed his eyes. "Lao Ning, are you correct? The total fixed assets in your factory are less than 2 million. Do you dare to ask for 2 million in research funding alone?"
Ning Zhongying said: "Mayor Chai, you can't think like this. If our factory spends the 400 million tasks next, and spends 2 million as the initial technical investment, what else is it? Chief Leng and they calculated it. It takes almost so much investment to build a general-scale materials laboratory, which is why I came to Mayor Chai for help today. "
Chai Peide stopped talking. The 2 million capital investment sounds like a very large number, but it is really not that big compared to the 400 million business. Ning Zhongying said that these technical problems were not solved by those large enterprises in Pujiang. Even if Qingfeng Agricultural Machinery Factory found some tricks, the necessary tests must be done. It took 2 million laboratories and Experiments are also reasonable.
"But where can I go to raise 2 million for you?" Chai Peide worries according to his mind.
Sui Ning Zhongying carefully warned: "Can you say hello to the bank, we will borrow from the bank."
Chai Peide did not answer, Xu Yang replied for him: "Director Ning, this may be a bit difficult. Now the country is tightening money. It is said that some economic experts have proposed a soft landing, which is to reduce the credit scale of the country. In the case of running loans to several companies, Mayor Chai has personally sought out more than a dozen banks. The loan requirements of those companies are not high, some are more than 100,000, and the most is 300,000 or more. Promise. "
"I remember that Wei Baolin didn't want to loan a million or two to make washing machines?" Ning Zhongying asked.
Chai Peide responded indifferently: "Don't he just be sent to the pension for this? Why, you also plan to return to the pension?"
Leng Yuming quickly pleaded for Ning Zhongying and said, "In fact, it may not necessarily require 2 million at first, but it may be necessary to have a base of 4 or 5 million. We first solve some technical problems and submit product samples to the China Office. . After getting approval from the China Office, you can sign a contract, so that you can use the other party's advance payment to do subsequent work. "
"Four to five million ..." Chai Peide looked like he had bitter gourd, with a sad look on his face, wondering how to deal with the bank.
"Otherwise, let's invite President Zou of ICBC to discuss it." Xu Yang gave another trick.
Chai Peide nodded and said, "It can only be so. Lao Ning, I brought Zou Yongda to you, and you talked directly to him. If you can convince him, then the city can give you a guarantee and let him loan the money to you. .If you can't convince him, then I can't help it. Banks are managed in an organized way, and we really don't take them anymore. "
条 "Strips" and "blocks" are common names in the field of administrative management. The so-called "strips" refer to the departments vertically managed by the central government, like a line from top to bottom; and the so-called "blocks" refer to the departments managed by the local area, because the places are all piece by piece, so they are called " Block. " It is often said that "segmentation" refers to the contradiction between this centrally and vertically managed department and the locally managed department. This is the problem that Chai Peide now faces.
Zou Yongda, the president of the Industrial and Commercial Bank of China's Beixi Branch, hurried to receive a call from Xu Yang. As soon as he entered the door, before Chai Peide said, he started to stop Chai Peide's mouth: "Mayor Chai, I can declare in advance, If it ’s about loans, I really do n’t have the authority, and I definitely do n’t want to give you face. Now the instructions from the head office to our subordinate branches are very strict. Whoever grants loans in excess of them will be removed from office directly. I personally should not take this The president doesn't matter. The key is to relieve me of your job and you can't get a loan. Isn't this a mistake for you? "
"I said Zou fat man, are you pretending to be so pitiful and useful? I don't know if you have a maneuvering limit? Who do you show this pitiful to?" Chai Peide said politely to Zou Yongda. But from his title to Zou Yongda, we can see that his snoring is just a gesture, in fact, he is still reluctant to directly tear his face with Zou Yongda.
Zou Yongda grinned two times and said, "Mayor Chai, you understand people. I have a mobile quota in my hand, but this is used to save lives. In case any company cannot pay, the workers are in trouble. When the secretary said, could our banking system take out money for emergency? This amount is less than a last resort, and I cannot use it. "
Chai Peide naturally knew these rules in the bank. He pointed at Ning Zhongying with his finger and said, "President Zou, this is the Ning director of Qingfeng Agricultural Machinery Factory in Pingyuan County, should you have met? Please come here today, yes Because Director Ning has a project that involves national political tasks and needs some support from your bank. I am today as a witness and will not help any of you. How about you? "
Zou Yongda turned her head and looked at Ning Zhongying ~ EbookFREE.me ~ with a smile on her face immediately, shook hands and said, "It's Director Ning, an old friend, an old friend. Not a while ago, you said you were relegated to the second line. Is it? Why, this time is a veteran who came to the city to run a loan? "
Beibei City is also so big. Qingfeng Farm Machinery Factory can be regarded as a company with a little position in Beixi City, so Zou Yongda and Ning Zhongying also knew each other. Ning Zhongying shook hands with Zou Yongda, briefly talked about his comeback, and then turned to the topic. He said: "President Zou, this time, I really have to trouble you for your help. We actually don't It takes too long a loan, and in three months, up to half a year, we can repay all the loans in full. President Zou squeezes a pinch between any fingers, which helps us solve this urgent problem. "
"Director Ning, you're embarrassing my younger brother. You see, I didn't even dare to give the mayor's face just now, you ... oh, in the case of director Ning's so difficult, otherwise you say Say, how much do you want to borrow? "Zou Yongda talked for a long time, and finally uttered such a sentence.
Actually, when Zou Yongda received a call from Xu Yang, he was already mentally prepared. Chai Peide personally told him to talk to the municipal government, apparently for the sake of loans, and of course he couldn't give up. He had already planned it in advance. If Chaped had asked for 30,000 or 50,000 yuan, he would have agreed with it, but if the other party asked for more, he could only carry it tightly, because he did not have more quota. Already.
"2 million, what does President Zou think?"
Sui Ning Zhongying made a shock to Zou Yongda with shock and anger.