Chapter 213: Financial management.

After Mu Bai went on WeChat, he found that there were a few unread messages.
But it is the usual greetings from Han Mengyun and Jiang Wenwen.
After seeing it, he responded politely.
Especially Han Mengyun, thinking about how he was the first buyer to contact after obtaining the system, also sent two messages of concern.
I also explained the reason why there was no immediate reply.
Mu Bai has set WeChat to the Do Not Disturb mode these days, because these days WeChat may be trying to seize the offline payment market and keep pushing some meaningless news, which makes him very disgusted and blocked it for a few days.
After replying to the private message on WeChat, Mu Bai just swiped the Moments at will, and received another push on WeChat.
But this time it is not meaningless news, but from the Post Bank official account.
His WeChat ID and mobile phone number are bound.
When applying for a diamond card at the Post Bank, Shu Xiaoxiao also kindly helped him follow the Post Bank's official account.
Through the official account, you can conveniently perform many operations.
For example, paying a vehicle fine, checking the balance, checking the turnover, or buying financial products, etc., can be quickly handled through the official account.
Now the news push that Mu Bai has received is impressively a financial news.
"Financial management?"
He looked at the news and aroused some interest.
After all, in this era of increasing inflation and rapid devaluation of RMB, financial management has almost become a topic for the whole people.
Nowadays, the purchasing power of RMB is depreciating sharply every year, and the meager interest of the bank cannot offset the rate of depreciation.
If you still stubbornly put your money in the bank, everyone knows that the property is tantamount to disappearing invisible.
Therefore, the era of nationwide financial management has gradually begun.
First, the mobile payment industry’s big brother Alipay created Yu’ebao. Its annual interest rate is as high as 4%. It is also very convenient to deposit and withdraw. It is very popular among Chinese people. The share has been greatly reduced.
Mingzhu is the first, which has led many other companies to create new financial products.
These wealth management products also robbed most of the bank's savings funds, which caused many banking companies that were originally superior to begin to panic.
As a former richest man in China said, if the bank does not change, we will change the bank.
Yes, these new financial products in today's society really make banks that are stubborn and uncomfortable have to keep up with the trend.
Now this post bank’s push message is a newly launched wealth management product.
Mu Bai clicked in with interest.
At this time, his bank savings amounted to more than one billion yuan. If the lot sold yesterday is completed, the bank card will have a balance of nearly three billion!
So much money is left in the bank, it is better to buy some wealth management products.
Mu Bai looked carefully at the wealth management product launched by the Post Bank in front of him.
This product introduction is not too long, but very concise.
[Annual family show, this year the bank headquarters will open a new wealth management product to the bank’s most respected users. The annual interest rate of this wealth management product is 6-8%, which is higher than the current market Yu'ebao, Wealth management products such as PayTong, but the minimum purchase amount is 10 million, and there is no upper limit. The profit and income are calculated the next day after purchase. It is very convenient when the funds are withdrawn. It only takes one to three minutes to arrive in the account. , I hope that qualified gentlemen and ladies can buy.
Note: Warm reminder, this wealth management product can only be withdrawn to the postal card when withdrawing funds, and cannot be withdrawn to other bank cards. There is no restriction when buying. 】
He quickly read this product, the most basic introduction.
This is a high-threshold wealth management product, the entry threshold is 10 million, and most people simply cannot afford it.
This is actually the same as the diamond card, which is an action taken by the Post Bank to retain the top batch of depositors.
However, the annual interest rate of this financial product is indeed very high.
Calculated at an annual interest rate of 6%, then as long as you deposit 10,000 RMB in this wealth management product, you will get an interest of about 5-6 per day.
This is definitely a group of wealth management products with the highest annual interest rate. The most important thing is that the Post Bank, which belongs to the five major banks, launched. There is no need to worry about the principal of loss, and the financial strength does not need to be questioned.
After clearing this point, Mu Bai thought about it again, and felt that this wealth management product was very convenient to buy and take out, and it was not much different from the bank.
So he directly bought the balance of 1.2 billion in the card into this wealth management product.
1.2 billion wealth management products.
A rough calculation can be drawn that the daily interest alone is as high as nearly 200,000 RMB, which is five or six million a month.
Millions in interest, this is definitely a bit scary.
We must know that in Nanjing, there are only a few hundred people whose monthly salary can reach millions.
So it can be said that even now, even if Mu Bai does nothing, he will only be a comfortable salted fish enjoying life in Nanjing~EbookFREE.me~The interest of this wealth management product is enough to keep him from now to old. You can always enjoy the most luxurious and prosperous life in Nanjing.
But Mu Bai naturally didn't have this idea. He bought wealth management products and just went along.
In fact, the bottom of my heart didn't care much about the interest of several million a month.
After all, the amount he spends every month is much higher than this.
But just as he randomly scanned the rest of the news on the official account and was about to download WeChat, the bank official account, which had always been cold in the hearts of everyone, actually thanked him in person.
Post Bank certified): Dear dear, thank you for trusting our products so much. We will continue to work hard to serve you. Thank you for buying 1.2 billion worth of wealth management products.
This scene made Mu Bai a little surprised. After the surprise, he couldn't help but smile softly.
After all, how many people have received a reply from the bank's official account?
It seems that as long as there is money, there are really rare things that can happen.
Mu Bai just laughed for a few seconds, then chatted with the post bank administrator politely, and didn't talk for long.
After dozens of seconds, they sent a farewell expression to each other, and then he closed the official account and logged on WeChat.
Now, he glanced at the time on the phone and found that the time passed quickly, and it was 12 noon in the blink of an eye.
At this time, Mu Bai felt that the dedicated courier of Fengshen Express was coming.
That girl, Mi Xuan, just told him that Fengshen Express came to pick up the goods at noon.
To be honest, Mu Bai is really a little worried about the amazing lot worth two billion yuan.
Fortunately, he signed a contract with Fengshen, which relieved him of some worries.
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