Vol 4 Chapter 19: Finland exploded in place

What is the concept of a 4.5% interest rate differential?
Uh... It's actually nothing, that is, it makes God crazy.
Later, when the bank's benchmark interest rate was at 4%, Shen Jiannan packaged and sold many wealth management product packages, and the 8% income was a few points higher than the commercial bank interest rate.
result?
Although every financial product package that is hung up is always subject to complaints and abuse, people still buy it.
Even, often there will be a list of the same customer in it.
In the era of the bank's benchmark interest rate of 2.0, the interest rate of commercial banks dropped to 2.8%. The wealth management product package issued by a well-known Internet platform can absorb hundreds of billions of funds with an expectation of a little over four.
Risks are always equal to returns. Except for state-owned fundamental banks, commercial banks may go bankrupt, not to mention Internet platforms, but with a spread of only 2%, many people still yearn for it.
So if it is the lowest risk-return difference between the National Bank and the National Bank, what will happen?
Helsinki.
Minnie Littlemanning put her arms around her lover's sturdy body and told her husband's explanation again.
"He said that by depositing money in a German bank, you can earn more than 4% more than a Finnish bank each year."
"God. Is this true?"
"Well. That's it. The Bundesbank raised interest rates not long ago, and now the deposit interest rate has reached more than 5%. Some commercial banks will have higher interest rates."
"Damn it. Our deposit rate is only 1.5. No, I want to call her."
"..."
The relationship between people... is very complicated. According to the theory of six dimensions, if you know a person, then he may know the whole world.
Of course, theory is only theory.
But if a person has a wife, lover, friend, brother or sister, he will be like a virus, spreading news throughout the world at an unimaginable speed.
Postal Savings Bank, one of the five largest commercial banks in Finland, recently announced a reorganization and split due to the downturn in the real estate market.
However, behind the behavior, the Postal Savings Bank of China is the National Bank. With the injection of new assets, the Postal Savings Bank has once again been revitalized.
Helsinki, Helsinki Business Center.
Early in the morning, Manning rushed to the bank to go to work, stepping on the time card, and when he walked to the bank door, he was stunned by the situation at the bank door.
Dozens of people didn't know why, they lined up in long lines, holding deposits or bank cards in their hands, as if they were about to withdraw money.
Finns don't like to join in the fun. Usually, even at the bus station, it is difficult to see so many people.
Manning was a little dazed by the inexplicable situation, but he didn't think too much. The Postal Savings Bank has just undergone a reorganization and splitting. It is normal for many residents to be worried about the creditworthiness of the Postal Savings Bank.
Soon, the bank's door was opened on time by the security staff.
When Manning walked into the counter from the backstage, he started the day's work with the warmest smile on his face.
"Hello. Help me withdraw all the money in the bank card."
"Oh. No problem."
"..."
Thirty thousand marks.
After the depositor entered the password, Manning skillfully operated the computer and took out the depositor's money and handed it to the customer.
One, two, three, four...
Gradually, Manning felt something was wrong. It seems that today, there are more customers withdrawing money than depositing customers.
For ordinary Finnish people, many people don’t know what effect interest rates have on individuals, but knowing that they don’t need to do anything, they just need to get on a plane and travel around, and they can generate an objective income every year. People will sit still.
It’s just ordinary people, like mud legs with mud on their feet. They don’t want to dream of the emperor. They only think about the gains and losses in the bowl and can get more benefits. They are already satisfied and will no longer ask for extravagance. What a fortune.
For professional speculators, professional financial practitioners, the heart is more greedy.
To borrow from a certain well-known speculator, if you want to make a million in your life, then you can work honestly. In your life, you will surely make one million. If you want to make ten million, then invest in securities. High-quality stocks can earn you tens of millions of dollars in your lifetime.
However, an investment with equivalent risks and returns is already a good investment. No matter how high the investment is, the high risks must be borne.
Are professional speculators afraid of risks?
No, they are never afraid of risk, they are only afraid of no profit, and in order to obtain higher profits, they are more professional than many ordinary people.
London, Canary Wharf.
Zlatan Ibrahimović is sitting in the office, holding coffee, and boringly flipping through the newspapers he bought from the street. He is a professional securities trader, but in the past two years, the situation in the British stock market has not Very well, his work has become a bit boring.
"The Sun" is one of Ibrahimović’s favorite newspapers. Although many people ridiculed them as low-level, indecent, and vulgar, the modern three-pointed girl in the newspaper always has a graceful figure. Pleasing to the eye.
Yes, they are well-known models.
Ibrahimović doesn't care about the high-sounding intellectuals and hypocrites. As far as he knows, even university professors read The Sun.
After a sip of coffee, Ibrahimović shook the newspaper, raised his legs, and habitually leaned on the office chair, ready to appreciate the hot figure of the three-point girl.
Be wary of the devaluation crisis of the Finnish Mark.
Author, Shen Jiannan.
The front page cover, an oriental face, attracted Ibrahimović’s attention. He glanced at it and read the contents of the newspaper with a little curiosity. You must know that Orientals can publish newspapers in the UK. It's incredible.
"The economic barometer of the stock market can be seen from the Helsinki heX in Finland. Since June 1991, the stock market has dropped 40% from a year-on-year high..."
"......"
"The Central Bank of Finland has decided to lower the benchmark interest rate by 0.5%."
"..."
"Finland is about to face the flashpoint of unsustainable economic growth."
"..."
"Not long ago, the Bundesbank raised the benchmark interest rate. The central bank's executive interest rate reached 5.6%, and the commercial bank interest rate even reached 6.3..."
"..."
Unconsciously, Ibrahimović's leisure and laziness turned into tension, and his body leaning on the office chair collapsed.
The spread is more than 4%.
Oh, God!
How is this possible.
Bang bang bang--
With a keen sense of the market, Ibrahimović felt that a huge wealth was beckoning him. He hurriedly dropped the newspaper, picked up the phone and dialed a German number.
Soon, the phone was connected.
"Hello. Hello, this is Royce."
"Royce. What is the current benchmark interest rate in Germany?"
"Zlatan? Why call me at this time. Five and six percent, what's the problem?"
what is the problem?
Go to ~EbookFREE.me~ buddy. Listen to me, I found an opportunity to make a fortune. Finland’s current benchmark interest rate is only 1.5%. However, the Finnish mark implements a pegged exchange rate system. I have inquired about it. Now the interest rate of Finnish banks' foreign lending, high-quality assets, is only 4.5%. Think about it, if we borrow a large sum of money from Finland and deposit it in a German bank, how much money can we make every year? "
"..."
In the early 1990s, the Internet was still in its infancy. Information spread all over the world in a second and everyone knew it was still a dream. Therefore, there would be a gap in information between different levels.
But what if this information gap is wiped out and completely torn apart in front of everyone?
Finland exploded.
It was like being thrown into a super bomb on a calm lake, and it detonated instantly.