Chapter 1199: I'm such a bad big sister

There are three credit rating agencies in the United States in different time and space, and the credit ratings assessed by these three agencies are basically universal.
After all, the United States is a credit society, so the role of credit rating agencies is very large, and the wealth they earn every year is unimaginable.
But even so, these three rating agencies will still make unreliable ratings for a little bit of ‘small profits’, and they have to say they dare to do anything for the sake of money.
Of course, there is a key factor influencing it, that is, if the three agencies do not do this, then their customers will go back to other rating agencies and give money to another guy.
Therefore, in order to retain customers, the rating agencies have to "reluctantly" make inconsistent ratings.
Moreover, they secretly charge extra benefits in addition to the money that can be obtained by the normal rating, so why not do this business?
Anyway, the outside world does not know it.
Therefore, those subprime mortgage portfolio bonds that are already worthless and formed by a combination of junk mortgages are finally turned into excellent financial products with a credit rating of AAA, and then sold to investors who do not know the inside story.
It can be said that the hearts of these guys are extremely dark.
But then again, which of these capitalists on Wall Street is not black-hearted. If they are not black-hearted, there is no way to survive on Wall Street, because this is a pond full of crocodiles. If you want to survive, you have to swallow other talents.
"I have received news that the rating agencies are going to lower the credit rating of Whiston Bank, mainly because of Nidahua’s oil interests, so as you can see, the three credit rating agencies now have completely become the lackeys of those on Wall Street. , They have lost their due justice."
While Kim Hyun-tae was meditating, Annie said something to him with a sense of disappointment. It was obvious that Annie felt that those who did so in order to get shares in Nevada Petroleum Company were a little bit boring.
Hearing this, Jin Xiantai sighed, and took Anne's words.
"I have learned that behind the three credit rating agencies of Standard & Poor's, Fitch, and Moody's, there are intricate share structures, which are basically supported by the financiers on Wall Street, so they are not used by them. strange."
Annie nodded without looking very nice on her face, she agreed with Jin Xiantai's words.
"These guys are both referees and athletes. This is too much criticism. But if I put me on their side, I can't say that I will be like them, so I can't blame them now. .
But I feel that it is time for me to have a credit rating agency of my own, otherwise I will be led by them in the future. I am very upset about this. "
Annie is right. It is true that the rating agency is controlled by the other party. This is not a good thing for Annie. After all, the public will follow blindly. Once Annie said that the credit rating of Whiston Bank has been lowered, it will be for her. Will have a big impact.
Therefore, if you want to confront those on Wall Street, you must have your own credit rating agency before you can directly confront the other party.
(The Americans are this routine. Although I am not very accurate, the American routines are absolutely correct. Let’s see if the Americans are very awkward.)
It can be seen from Annie’s reaction that she is very serious about this, so Kim Hyun-tae reminded softly: "This is not so easy, right? It has been only these three rating agencies for so many years. Obviously this The domain is collectively controlled by those guys, and they will not allow another institution to be born.
If they could, others would have done this a long time ago. Could it be that only you will see the downside? Not everyone is foolish. "
Indeed, Annie is not the first person to see this disadvantage. Someone has seen the shady behind the credit rating agencies a long time ago and tried to get rid of the restraint.
Unfortunately, after all, it could not be successful.
After all, what is behind the three major credit rating agencies is the interests of all the financial predators on Wall Street. When someone wants to touch this area, if these financial predators unite, who can compete.
Annie is the same.
Regardless of her holding a lot of wealth now, it looks like she has the power to compete with these guys, but in fact it is impossible for Annie to fight Wall Street alone.
Plaza Accord Annie made a lot of money, but the same Wall Street predators also made a lot.
From the perspective of financial resources alone, they even have more money than Anne, so Anne is at a disadvantage in terms of financial resources.
The same is true for connections.
So many Wall Street crocodiles have more contacts than Annie alone.
Financial resources and contacts are not as good as people. Annie wants to be involved in the credit rating industry. Any fool can see the difficulties.
No wonder Kim Hyun-tae reminded Annie.
However, Annie didn't shrink at all. Instead, she looked confident. This made Jin Xiantai very curious, wondering why Annie was so confident.
Soon, Anne's words solved Jin Xiantai's curiosity.
I saw the old Anne said to Jin Xiantai: "As you said, this area is controlled by those on Wall Street. It is basically possible for ordinary people to get involved in this industry, even if I want to touch this area. Benefits will also be swallowed by these people's joint strangulation.
Of course I wouldn’t do this before, but now it’s different. I saw an opportunity, an opportunity to get involved in this industry. I would like to thank you for that. "
Kim Hyun Tae was stunned. He didn't know why Annie said that. It seemed that he had nothing to do with this matter.
Looking at Kim Hyun-tae with a look of stunned expression, Annie explained with a smile: "The subprime mortgage crisis, isn’t this an opportunity? This will bankrupt the credit rating agencies they control and completely lose the trust of the people, so this is not My good opportunity.
At that time, I still need your West Coast media to expose these inside stories, so that no matter how much they quibble, it won't help. I can take advantage of it, even if they react, there is no way. "
Jin Xiantai hadn't really thought about this issue, but after hearing Annie's words, he suddenly understood.
Not to mention, Annie's plan is really very successful.
Jin Xiantai has experienced how fierce the subprime mortgage crisis is in another time and space.
Although he was a diaosi at that time, the subprime mortgage crisis did not affect him very much, but one or two can be spied from TV news every day.
In short, the world economy is wailing, which is not an exaggeration.
Only China, with its relatively special economic structure, is a little better, but it is also affected by the global economic crisis triggered by subprime mortgages.
It was also from that time that the credit rating agencies in the United States became completely rubbish, and no one would believe it anymore.
So if Annie takes this opportunity to get involved in this industry, there is really a great possibility of success.
"When do you judge this matter will break out?"
Kim Hyun Tae asked Annie.
Annie thought for a while and replied: "It is estimated that there will be an outbreak around 2020. This year is 2018, that is, two more years."
Basically, Annie's judgment is similar to Kim Hyun Tae's personal judgment.
Therefore, Jin Xiantai nodded and said: "Basically, it is similar to my judgment. I also think that it will explode around 2020, but I still think that the time is a bit slow. If I can go faster, it would be nice. After all, I have to The deposit paid was as much as 330 million U.S. dollars. I feel a little distressed about the money."
Indeed, such a gambling by Kim Hyun-tae was not done with capital.
He also needs to pay a large deposit every month, and this deposit is paid in proportion, so he needs to pay a lot every month.
Based on Jin Xiantai's monthly deposit of more than 300 million dollars, he will need to pay more than 10 billion US dollars in deposit by 2020 or so. This is definitely not a decimal, and it is no wonder that he has made such a complaint.
And the collapse of subprime mortgage bonds around 2020 is just the personal judgment of Kim Hyun-tae and Annie. What if it doesn’t collapse?
This kind of thing is not impossible.
Once this happens, Kim Hyun Tae's deposit will need to be paid, which is very painful.
Of course, Jin Xiantai also knows very well that the crisis of subprime mortgage bonds will break out sooner or later, so this is his confidence, the confidence to pay the deposit.
If you change to an ordinary person, just the security deposit will scare him out of any thoughts, or simply shrink back.
But paying the security deposit one month after another would still make Jin Xiantai feel uncomfortable.
Listening to Jin Xiantae complain about this~EbookFREE.me~Annie smiled'haha', raised her hand and patted Jin Xiantae's shoulder twice, and said to Jin Xiantae: "I can't see it, you are still a big money fan.
But you don’t want to think about how much benefits you will make from the subprime mortgage bond collapse. So what is the margin you paid? It really makes me laugh. You are really a fan of money. Of it. "
I am a big man who is said to be cute, have you made a mistake?
Kim Hyun Tae's face rose red, and was a little depressed by Annie's words.
You know, the age of the soul in Kim Hyun Tae's bones is older than Annie.
But now he is said to be cute by a 27-year-old girl from Annie. How could you make Kim Hyun Tae, an ‘old man’ not embarrassed.
Seeing Kim Hyun-tae, who was blushing, Annie became more and more interesting.
Suddenly, she had an illusion, as if she was her big sister now molesting a little brother, which made her excited and excited and secretly said in her heart [Oh, I am really a bad big sister].