Chapter 746 - Magical Energy Loan

Chapter 746: Magical Energy Loan
Translator: 
EndlessFantasy Translation 
 Editor: 
EndlessFantasy Translation

As soon as Robert mentioned magical energy points, he received a call saying that a peerless genius had arrived to handle a loan business. As the amount was huge, they could only ask the general manager to receive it in person.
Robert was immediately interested. Watching a genius grow up under his loan business was his recently discovered pleasure.
For him, these customers might become goldmines in the future.
He quickly stood up and shouted for Lina to come to the VIP room.
In the reception room was a young man with an indifferent face.


As soon as he saw this, he immediately understood why the subordinate on the phone would tell him that he was a peerless genius. That was because he recognized this man…

Xu Rui, a new elite of the Truth Department, and one of the five powerhouses and a close relative of Principle Xu. Excellent endowment, suspected double-A level and above vitality respiration endowment. He also just escaped unscathed from the Land of Sanguinity…

Information flashed rapidly inside his brain. This was the instinct of a former SBI agent, but now it was used to great advantage.

Oh, it’s Mr. Xu. It’s a great honor for you to have come all the way here for our bank.
Robert spoke enthusiastically and began to pour tea.

No need for that. I want to borrow 1 billion Dan unit of magical energy points. Just name what you need as collateral. I’ll get it.
Xu Rui said.

1 billion? That’s the equivalent of 100 standard peak Pond-level masters’ total magical energy points.
Robert was somewhat shocked.

Your bank can’t handle that?
Xu Rui took a sip of tea.

No, no, of course we can. However, we’ll have to pay more attention to the collateral then.
Robert said awkwardly.

I told you, I’ll find whatever you want.
Xu Rui said flippantly.

In that case, I’ll be frank. Either let a Lake-level master be the guarantor, or pay with a Lake-level artifact.
Robert was straightforward.



…
Xu Rui remained silent for a long time.
He did know of a few Lake-level masters, but he did not want them to know that he was borrowing magical energy, much less let them be his guarantor.
The reason why he chose to borrow 1 billion Dan unit of magical energy points was that after training in the Land of Sanguinity, he made a painful decision to revise the Nine Transformation Golden Core Technique…
Otherwise, it was meaningless to take a loan. Everyone knew that it was hard to use the magical energy points from magical energy banks to cultivate other techniques.
These magical energy points were based on cultivating the Nine Transformation Golden Core Technique and could be used commonly between cultivators of the same technique.
However, it would be somewhat inappropriate for cultivators of different techniques. This magical energy was peaceful and moderate, so there would definitely be differences between it and magical energy cultivated from other techniques.
The so-called ‘one technique for ten thousand people’ was nothing more than this.
William had quickly switched to this technique for this exact purpose. Plus, it also helped his sweethearts to practice this technique.

Alright, I have a Lake-level treasure. It was lent to me by my senior for my protection, but I’ll use it as collateral.
As Xu Rui spoke, a golden necklace with a pendant hanging on the chain appeared in his hand.
Robert took the necklace and sensed it carefully. He immediately felt that there was great strength in it.



As expected of China’s genius, you can take out have such a treasure so conveniently. However, the bank has a process. We still need to go through expert appraisal and issue official documents before we can handle the relevant loans. Please understand.
Robert said earnestly after returning the necklace.

I understand. In that case, please handle this as soon as possible. I don’t want to waste even a second.
Xu Rui said coldly.
Robert secretly sighed in his heart after hearing this. This was another diligent genius. It was a shame that the one at his home on only knew how to lose himself in wine and beauties. It really was a waste.
He called up three external treasure experts, all of whom were Pond-level masters. One was black while the other two were Asian. They conducted on-site appraisals and issued the documents.
As expected, the three experts unanimously agreed that it was a Lake-level treasure that could protect the soul. It was extremely valuable.

Haha, very well. We shall go through the loan formalities and make the loan immediately.
Robert was very happy. This meant that he had another goldmine.
When Xu Rui received the relevant loan documents and saw the interest rate page, his face finally moved.

A three hundred percent interest rate after one year? Isn’t that a little too high?
He said incredulously.

Not at all. I believe if you’re borrowing this much magical energy, you must be using that for cultivation. If you can break through to a Lake-level powerhouse, then you only need to work for a month to produce this amount of magical energy. If you can cultivate in places with abundant Vitality, a few days will be enough. This is a business with no investment.
Robert explained.

Oh, in that case, such a high interest rate is still acceptable.
Xu Rui nodded and immediately signed his name.


Neither Robert nor he had considered the outcome of failing to break through.
After signing the contract, Robert walked out and came back with a palm-sized heart shape crystal in his hand.

1 billion Dan yuan of magical energy points are stored in this crystal. Please take care of it. In addition, please note that this crystal is only temporarily borrowed. When you repay the loan, please store three times the amount of magical energy and return it along with the crystal.
Robert explained.
Rui took the crystal and was immediately acutely aware that this magical energy container was extremely strong. He could also sense a peculiar charm, so there must have been other mysteries to it.
He naturally knew that anything that could store magical energy was a valuable treasure and extremely rare.
After all, it was equivalent to giving oneself an extra blue bottle 1
 . It was one of the best trump cards one could have in battle.
There had never been such a treasure appearing at the treasure auction held by Azure Mountain before. Before, it was only occasionally heard of but never seen.
In games, blue bottles were commonplace everywhere, but that was far from reality.
After all, magical energy was something that could only exist in the body of the cultivator, and hard to exist externally. It was not a tangible thing after all.
He nodded. He would be able to use this crystal for free for a year, which was already very rare. Even if it was just rented, it was extremely expensive.


It seemed like it was the right choice to change to the Nine Transformation Golden Core Technique. It would be impossible to use such a magical energy storing treasure with his previous technique.
The current him now had an extra benefit over the ones who insisted on the original technique.
In the future, as long as he kept borrowing, he could continue to use this treasure…
In other words, if he was promoted to Lake-level, he would always be able to use this for free, because he would not have to worry about not being able to repay the loan.