Chapter 1160: Call the mobile phone to pay the first shot

October 1, National Day.
On National Day, some activities were organized on the far side, but most of the employees were on holiday. The headquarters in the far side was much colder than usual.
After watching the performance in the auditorium, Li Dong gave a few words of condolences and left the auditorium.
Ordinary employees can take a rest, but the high-level Li Dong can't take a rest today.
Yuan Chengdao took some people to the provincial army division for condolences early in the morning, and others also performed their duties.
Only Liu Hong, who has followed Li Dong since the morning, always has anxiety and uneasiness on his face.
After leaving the auditorium, Liu Hong reiterated the old saying again, and said: "Li, President, the international version of Weibo will be online at night. Can you say that it will succeed?"
Li Dong didn't care: "It depends."
Liu Hong is almost crying. What does it mean to look at the situation?
In order to prepare for the international version, they worked overtime and overtime these days. Liu Hong spent almost a half of these months on international flights in these months.
Even so, the international version of Weibo has only reached a few countries including Britain, the United States, South Korea, and Thailand.
Similar to the public opinion platform such as Weibo, it is not so easy to go online abroad.
Don't look at the freedom of speech in the newspaper, it seems that foreigners are really open, but actually talk about it.
In order to enter the international market, Weibo did not know how many audits and restrictions it encountered.
A large part of the functions have been castrated.
Even the old and US governments made regulations that remote Weibo must not make politically oriented propaganda, not violate laws and regulations, or ...
The most critical one is that in an emergency, the government has the right to close the website.
This is called democracy and freedom!
What is an emergency situation, Li Dong said whether it is counted, far away said whether it is counted, and the federal government is final.
Maybe one day, someone said that it would be closed, but what can you do with him?
Although Li Dong didn't care about these things, he knew clearly.
People have to bow their heads under the eaves, and there is no other way but to agree from afar.
This is still the premise of the remote Weibo with foreign capital, Sequoia and IDG are operating, otherwise, whether it can be launched abroad is a problem.
Liu Hong was so concerned about this matter, but Li Dong was not too concerned.
To be honest, domestic Internet companies want to go abroad more difficult than expected.
Businesses that belong to e-commerce are okay, but public opinion platforms like Weibo are not that difficult.
It is said that domestic public opinion control is serious, and that abroad is not bad.
Far-reaching Weibo's expansion into foreign countries, in Li Dong's opinion, is a gimmick. There is hope in the Asian market to grow bigger and stronger. Europe and the United States are very vigilant about China.
Seeing that Liu Hong was nervous, Li Dong had no choice but to say: "It's near the door, and we will know soon if we can succeed.
Take a step back and say that even if it fails, it's no big deal.
The failure of competition in other countries is not only due to corporate reasons, but also involves political factors.
If you really want to let go of it, who is still afraid of it?
The main focus is still on the domestic market. Foreign countries can do it, but they can't move the main line as soon as possible. "
After all, Li Dong did not give Liu Hong a chance to refute, and said, "How is Wang Xin?"
Seeing Li Dong shifting the subject, Liu Hong had to say: "I still can't see it for the time being. After all, I have only been here for two days. The two days mainly consist of doing some understanding work and no substantive work.
"Well, look at it. After all, he is the founder of Fanfou. He is very familiar with the old beauty.
Fanfou also borrowed a lot of Twitter's experience and model, and after a while, the international version was first handed over to him for management.
Depending on how he did it, he might be surprised. "
As far as Wang Xin arrived on the evening of the 29th, Li Dong was not as solemn to Wang Xin as Lan Xingguo.
Wang Xin ’s ability is not weak, and in the future he also created the Meituan network. It stands to reason that Li Dong should pay more attention to him, after all, it is more valuable.
In fact, Wang Xin is just a loser now, and he pays too much attention to it. Instead, he lowers Li Dong's style.
Li Dong and Wang Xin met briefly and talked, and threw him to Liu Hong.
As for whether Wang Xin can climb up on Weibo, he has to look at himself.
For the international version, if you can get some surprises, then staying on Weibo will make sense.
...
Li Dong is not interested in the international version of Weibo, but he is very interested in the mobile version of Wan cartoon.
After a few simple chats on Weibo, Li Dong turned his focus to Wantong, and asked: "Wantuan mobile version is online, how is the impact?"
"The effect is very good, but there are not many types of terminals that support the Wanhua mobile phone version. The mobile phones that can download the Wanhua mobile phone version are less than 1% of the total mobile phones.
The total number of mobile phone users who really support the million cartoon mobile version in China and can run smoothly is probably about 3 million.
Of course, these people are also our main customer groups.
Mostly business people, white-collar workers, and students are our inherent customer base.
As soon as the mobile version was launched in the morning, the download volume reached 20,000.
At the end of today, 50,000 downloads are not a problem.
The next step is water milling and publicity. The 3 million user group dare not say that all of them will be converted into our customers, but 30% is still possible.
Achieving 1 million downloads is our greatest success. "
Li Dong is speechless. At present, 1 million is indeed a luxury.
After switching to a few years, just get an APP out of the way. Is that a million?
In the future, Alipay will have hundreds of millions of registered users with real names, but at this time, in the field of mobile phones, no one is taking care of it.
As early as the beginning of the year, Alipay launched its mobile payment service.
But now, is there 1 million users? That is also a question. After all, the total amount is here. Except for the first- and second-tier cities, who will use mobile phones to pay for this tall business?
Yes, mobile phone payment at this time is tall, few people will use it, and few people even know that the mobile phone can still pay.
Smart phones are not available, so-called mobile services are also a gimmick.
Li Dong was not disappointed, nodded and said, "We are working hard towards one million, at least we still have an advantage, and support the payment of water, electricity, coal and mobile phones.
Ali is not as good as us. We have opened almost all the first- and second-tier water, electricity and coal payment channels. They haven't even had this business yet.
Besides, even if there were, Ali could not get through so many channels. "
Although Ali now has some fame in the Internet field, it is not very well-known in the domestic business community and the overall environment.
Different from Li Dong, Yuanfang Industrial started its business all over the country.
Provincial companies have set up almost all parts of the country, using a little network to support the payment of electricity, water and coal, which is really not a big deal.
I am afraid that Ali would have some dramas in Jiangsu and Zhejiang. He wanted to get through the national channels, run them to death, and wear his mouth and tears, so there was only a little hope.
Liu Hongwen said with a smile, "This is also true. Users in first- and second-tier cities are quite satisfied with our business.
Unlike small cities, everyone does not have this concept.
To say that this new business is actually better implemented in large cities, it is also easy to attract attention and open up circulation.
Even Pingchuan, I am afraid that the acceptance ability is not as fast as Beijing and Shanghai.
You know, we have cultivated a consumption concept in Pingchuan for a period of time, and most of the results are acceptable to students. "
Li Dong shook his head and said: "This is also impossible. There is always a process of adaptation for new things.
Habits need to be cultivated, and one thing, mobile phone payment is indeed troublesome. "
In 2008, the mobile payment business just appeared, and the payment method was called a bull fork.
On the mobile side, there is also a payment service, but people directly complete this business by charging and deducting the call charge. It is said that it is a mobile payment, but it is actually an online business.
Tenpay and Alipay, although both have also launched mobile payment services, are completely different from the modern mobile payment services that everyone understands.
Like Alipay, it can only be transferred through Taobao.
And the scope of application is also limited to Alipay's partner merchants.
This means that you are spending at a merchant that has a partnership with Alipay. If you want to pay with a mobile phone, you must first find the other party ’s shop on Taobao before you can make payment through the online store.
It's not like it is now. If you scan a QR code, the money will be paid directly.
Tenpay is even more powerful. In fact, they are not talking about mobile payment, but they have launched a door-to-door collection service.
The salesperson comes with a POS machine. You have to swipe your card with a bank card, then recharge it online, and then pay through Tenpay. This is the so-called mobile payment service.
Alipay is not far behind, and is working with Lakala in the past few days and is also preparing to open this business.
The so-called "online shopping, offline payment" mode is that you buy something on Taobao and go back to Lakala with your bank card to pay.
In short, the mobile payment services currently launched are all kinds of strange things.
You say it is mobile payment, then it is.
You said it wasn't, in fact, there was no mobile phone. It was the same. I simply took a bank card and swiped it, which was more convenient.
From afar, because of Li Dong's point, the situation is slightly better.
Now Wanhuan has a dedicated payment interface.
Bind your own bank card, as long as the other party has a bank card, you can perform bank card transfer payment business through the payment interface.
Or, if you meet a partner merchant from afar, you can directly enter a number to make a payment.
Yes, number, merchant number.
Li Dong wanted to get a QR code to scan and finish it. The key point is that the current QR code technology is not mature enough to meet this requirement!
The other is the mobile phone, almost no mobile phone with code scanning function.
In this way, the mobile payment business of Wanhuan is actually at the top level in China and even in the world.
How simple, just open a payment page, you can directly transfer online bank cards, so convenient!
When you meet a partner merchant, enter a number and choose to pay, which is also simple and terrible, which is similar to Alipay and Wanhuan, with its own POS machine and Lakala.
The extremely user-friendly settings in the distance, since the launch of the Wanwan cartoon mobile version in the morning, the praise has never broken.
And for this project, Yuanfang was not as simple as it was shown. Just to get through the bank's transfer business, several senior executives of Yuanfang Technology were almost sad.
Now let's not talk about inter-bank transfers. If you transfer money from one city to another, you have to pay a handling fee. This money is handed over to the bank.
Li Dong can't change it for the time being, it's better than Pony bringing a POS to the door.
At least, the fare is much lower than them.
This year, you are not afraid of charging you. As long as you charge less than others, that is success. If the business of Wanhuatuan comes out, I am afraid that both Xiaomao and Ma Yun will have to cry.
...
Li Dong slanderd Ma Yun and Ma Huateng at the same time.
The two guys didn't cry, but they did look strange, playing with the phone in their hands.
Lin'an.
Ma Yun opened the million cartoon page in his phone, clicked on the payment, and then jumped out of a payment page.
After playing around for a while, Ma Yun told Alipay's technical director: "Have you brought a bank card?"
"Bank card?"
The technical director reacted for a while, then nodded and said: "I brought it."
After all, he took out a bank card and handed it over.
Ma Yun fiddled with his mobile phone, and then began to lose his account with the bank card. After a long while, he exhaled for a long time: "I paid 10 yuan and remember to return to me."
The technical director did not know whether he was joking or serious, and smiled dryly without saying a word.
The two waited for a long while, Ma Yun suddenly said: "I paid you, did not respond?"
The technical director froze for a moment, and then said: "I forgot to say that now major banks only support online banking users to have text message reminders, so customers who have opened online banking can receive notifications.
This is also a drawback of the Wankao business. Customers who have not opened online banking can only look at the operation page of the other party.
If you want to check the account later, you can only go to the bank to check it yourself. "
Ma Yun frowned and said: "The Mankato operation page is fairly simple, but the problem is not small. First, the payment was unsuccessful, no mobile phone SMS reminder, no one knows.
The SMS reminder service can only be available to customers who have opened online banking. How many people have opened online banking this year?
Second, there are too many bank account numbers, and their merchant code is feasible, with few numbers, and it is not prone to input errors.
But if you make a mistake, how can you get the money back?
Is it necessary for both parties to check many times every time?
Third, the arrival time is a bit slow, even if the online banking is activated, and the mobile phone SMS reminder is activated, I am afraid it will have to arrive tomorrow.
This customer paid on the spot, and everyone ran away. If you didn't arrive, you didn't let the customer say it.
fourth……"
Ma Yun summed up a bunch of questions, but in the end it was affirmed: "Anyway, Wanhuatuan is one step ahead of us, at least they are really realizing the mobile payment business.
There is nothing wrong with this. Li Dong is doing a good job, pushing the mobile payment business a big step forward.
As long as I solve a few problems I said, the mobile payment business can really be promoted. "
Several people in the office nodded their heads. This is indeed the case. At present, the mobile payment business of Mantou is already at the top level in the industry.
The president of Alipay sighed: "In fact, the key lies not only in our companies, but a few of the issues you mentioned, some of them are banking business.
It would be much easier if they fully supported it.
Promote the mobile phone reminder service and shorten the arrival time, so many problems will be solved.
However, the chairman, in fact Wan Wan cartoon still has a business, it is quite interesting.
That is for both parties who are Wan Wan cartoon users, they have a balance to save money page.
You open it and see, if we all have a million cartoons, if you pay for me, the money can temporarily enter the balance and save the money for temporary storage instead of entering the bank card.
On this, you can clearly see how much money there is.
The balance of the money can be transferred to the bank card again, but there is a handling fee, that is to say, a double handling fee is charged, but it is safer than the previous bank card direct transfer. "
Upon hearing this, Ma Yun's eyes brightened, and then he said, "Try it, it's a bit like our third-party escrow account.
If it can be carried out smoothly, it is a magic weapon to solve mobile payment or even online payment.
I just do n’t know. "
Not many people said that, with Ma Yun conducted another experiment.
Ma Yun looked at the balance display on the phone's interface and brewed for a moment before saying: "This is Li Dong's trick!
Our concerns ~ EbookFREE.me ~ Other customers and merchants will only be more worried.
But with this balance account, you are more at ease. Although there is an additional fee process, ordinary people would rather see it as reality, pay an additional fee, and do not want to wait for the bank to check the next day.
This is very helpful for the implementation of the Wanhua mobile version. People around you are paying with Wanhua. If you do n’t have it, then you will be left behind.
Maybe because of this, you will lose a lot of business. At least the merchants are willing to use this.
but……"
Ma Yun said with a sigh: "But Li Dong is also walking a tightrope. Such third-party accounts are too risky.
Unlike the previous online payment, our third-party account is only escrow, and is not actually operated by ourselves.
Li Dong is good. His third-party account is obviously operating from afar.
Once investigated, I am afraid there is trouble. "
The president of Alipay said slightly: "Do we want to ..."
Ma Yun shook his head and said with a smile: "I understand what you mean. If you really want to find some trouble in the distance at this time, find a standard.
But Li Dong is promoting the development of the entire online payment business, we can't trip him at this time.
I still have this view of the big picture, and everyone else has it.
It ’s not just me. Ma Huateng will not say anything. They will just acquiesce to see the developments.
If we are interrupted by ourselves now, then we will interrupt the entire process of online payment business. You need to understand this truth. "
The crowd nodded, indeed.
Faraway is now the first person to eat crabs. If it is the default, then everyone will follow up. The network payment business will definitely develop better than it is now. ) !!