Chapter 1257: I am also innocent!

On the field, everyone steals w..lā
Mobile payment?
Cashless era?
Intelligent province?
Once upon a time, Jiangbei could have been given such a name?
Although Jiangbei is not the last batch of more than 30 provinces in the country, it is also ranked in the middle and lower reaches.
Now, Li Dong is actually planning to put Jiangbei on the name of an intelligent province. Is this a simple mobile phone software problem?
Everyone has doubts. Many people don't even know what mobile payment is.
This is not a joke, it is true.
Although everyone is a leader in the business world, some traditional senior entrepreneurs do not pay attention to this at all, and even think it is nonsense.
Fund transactions, resolved from the phone?
In that case, why do we need a bank or cash?
If Li Dong had to say this, wouldn't it mean that the central bank could close the door, or the central bank would not close the door, but the money printing factory had to close the door.
Can a mobile phone software really do this?
Seeing everyone whispering, Li Dong said with a smile: "Now everyone feels that the empty mouth I said is justified, nor is it too reassuring, or does not understand the process and functions of mobile payment.
It's okay, it just happened, not long ago OPPO sent me a batch of new machines for trial.
Well, I will look back at a distance and let everyone experience it for yourself.
By then, you can clearly feel that mobile payment is much simpler and more convenient than it is now.
No more change, no more worry about the money in your wallet being stolen, no more thinking about putting too much cash in your bag.
There is no need to even consider that the checkout is too slow, and the paying customer is impatient to queue up to give up the transaction.
This is still the most preliminary function. Later, we will gradually improve the entire system.
One day, you can prove that you are where you are without even bringing your ID card.
Moreover, we will establish a credit system, cooperate with banks, cooperate with governments, and cooperate with official institutions!
At that time, everyone will do business with loans, buy houses with loans, and use loans urgently ...
These do not need to go through the tedious review process, as long as you have a far-reaching million credit card system, the credit standards, we will take all responsibilities for you!
The bank will not approve you, I will approve you!
Or, we take the initiative to become your guarantor, especially corporate users, with large transaction volume and good credit, and all problems will not be a problem!
Banks make loans in one month, and loans in three months ...
We can advance to you in advance, a day, or even an hour, this is not a problem at all! "
The words in the front are okay, but the words in the back surprise everyone.
loan service!
Li Dong's payment business has already seized part of the bank's business. Now if even the loan business is seized, what is the significance of bank deposit?
If you add the savings business, then the distance is almost a new bank!
Moreover, it is simpler, smarter and more humane than modern banks.
Li Dong, can this really be done?
The establishment of a credit system is actually the prototype of a bank. Nowadays, even a bank that can establish this system is actually not perfect.
After all, not everyone will have a lot of business with the bank, a lot of transactions.
Banks should review various materials and various risk issues.
But Wan Wantong is different. According to Li Dong, you can use Wan Wantong when you go out and take a bus.
Almost all of your life trajectory, your consumption habits, and your personal financial problems can be fed back to Yuanfang Group through Wankao.
In this way, the establishment of your credit system is very simple and comprehensive, more comprehensive than the bank's review.
Of course, all this needs the support of big data.
Without big data, this kind of complicated data analysis and this kind of frequent capital transactions will be less secure.
But at this moment, Li Dong does not have to talk to everyone about big data.
Not many of the people present were on the Internet, and they did n’t understand it.
Li Dong needs what they know, just tell them in the most concise language.
As for whether it can be done and how to do it, it is Li Dong's business. Consumers only need to take care of the consumer's business. This is Li Dong's idea.
Big data, cloud computing, these terms that are still tall, say that apart from pretending, everyone does not have a clear concept.
It is better not to say so.
When Li Dong's words fell, someone couldn't help but say: "Zong Li, can the remote mobile payment business really do all this?"
Li Dong said seriously: "Absolutely!"
"that……"
The interrogator hesitated and said after a while: "Where is the bank?"
Li Dong self-channel: "There is no problem, this is the general trend, the bank will only follow me to change, not to change me!"
Some knowledgeable people asked, "Li, you have actually used your Wanhuatong mobile phone payment, I think it is too complicated.
How different is the new system you mentioned from before? "
Li Dong said with a smile: "In the past, you may need to spend one minute and three minutes to complete a transaction.
Wait for our new payment methods and new functions to come online.
All you need to do is open the phone, click on the software, scan the code, enter the amount, everything is OK!
Fast hand speed, get it in three or five seconds, slow hand speed, ten or twenty seconds should be enough.
Everyone is a business. Have you ever worried that the employees of your company will be in private pockets, especially some retail businesses, one transaction, and every audit is a big problem?
But once the mobile payment service is used, all transactions can be avoided online.
If you use all mobile phones to pay, and eliminate cash transactions, the money will automatically go to your corporate account without going through any third party.
Of course, there are still difficulties. After all, the older consumers are more accustomed to using cash and being pragmatic. I cannot change this.
With the progress of the times, the new generation will grow stronger, which will certainly be realized in the future.
And this efficiency will save you a lot of labor costs and increase your business share. I am still confident about this.
The same two stores have the same internal and external conditions.
One company has used our mobile payment service, and the other has not. I can tell you very clearly that your business will be at least 10% worse!
Originally, your daily turnover may be only 10,000. If you use a million cards, 110,000 is not impossible.
After all, the distress that cash spends on your hands can be on your mobile phone ... "
Li Dong paused and smiled and said: "Everyone will think, isn't it just a number, what's the big deal?
It's also troublesome to go to the bank to withdraw money. In order to save trouble, in order to save money, the original purchase of 500 items may only be 300.
With the Wan Wan cartoon, if you originally bought five hundred things, you might buy one thousand.
You will soon realize this gap.
If someone does not believe it, you can do a long-term investigation with us, the final result may be beyond your expectations.
The reason why the online shopping market is getting bigger and bigger is actually related to this point.
Cashless transactions will make consumers more open.
Of course, don't spread the word to everyone else, lest outsiders say that I Li Dongkeng harms the hard working people. "
Everyone couldn't help laughing, the balance in his heart gradually tilted.
Then someone said: "Mr. Li, is this kind of promotion troublesome?"
Li Dong laughed: "There is no difficulty and trouble at all. I said scan the code, you may not understand it too much.
It doesn't matter, you will understand when you look back.
Just post a few pictures to your shopping mall. In addition, you can open some corporate accounts and give some free barcode scanning equipment. Anything can be completed within a day.
Finally, if you are not worried about the funds, you can withdraw from your account at any time.
Note that at any time, as long as the bank opens the door, you will go to withdraw money. If you are missing a big boy, you come to Li Dong!
In front of so many people today, if Li Dong dared not admit this account, you directly smashed people into the distance!
Of course, verbal is verbal, we will have electronic agreements.
You can pay attention, as long as it is our problem, full compensation, without paying any other fees!
As before, you dare to use it, I dare to pay!
In fact, there are these businesses now, but you may not pay too much attention, or there are not many online purchases, otherwise, you should not have this worry. "
Many people reassured themselves with this remark.
Continue to be said: "Our promotion is actually not a big problem, but how consumers accept it is the key ..."
Li Dong smiled and said, "Who are you, everyone?
We are the people who lead the industry!
We say that the mobile payment business is good, we say that the payment business is more convenient, and we accept the payment business ...
How will consumers decide?
Of course, the necessary promotion will not be less!
We have already signed a contract with CCTV, and the advertising of the Golden Section will be promoted for a whole year starting from 2009!
In addition, we will vigorously promote major TV platforms and outdoor platforms, including various activities.
At that time, what you should worry about is that consumers come to you to scan the code, where is your QR code?
Jiangbei, destined to become a benchmark in the cashless era!
And you are the times leading the trend, and with me, Li Dong, reopen a new era! "
"MMP ..."
Among the crowd, Xu Shengzhe swears, you just talk about things, every time you have to come to the soul chicken soup.
We are not your employees, is it useful for us to brainwash us?
Thinking about this, Xu Shengzhe turned his head and suddenly fell in shock!
Fuck!
Many of the old men present were still enthusiastic, and an expression that I would fight the world with you immediately!
Xu Shengzhe couldn't laugh or cry, in fact, he also understood that it wasn't Li Dong's last sentence that made everyone warm.
Some credit systems in front of Li Dong have been established. Far-end secured loans, advances in advance, consumption increases, and funds do not pass through third parties, reducing labor costs ...
These are the reasons for everyone's blood boiling!
It doesn't need to be done by Li Dong, as long as it can complete a part, it is a benefit for everyone.
Others do n’t understand these things well. Xu Shengzhe knows more than others. Although he has a good relationship with Li Dong, he still asked at this time: "I have a question to ask. How do I settle the cost?
But I know that the current mobile payment business requires two-way charging.
Consumers need to pay, and merchants also need to pay.
And including cash withdrawal also requires payment and a limited amount!
According to your rate standard, if a consumer buys a house and pays with ten thousand cartoons, if it is one million, the two-way fee will have a point, then is it not a 10,000 handling fee! "
As soon as these words came out, many people were awakened and quickly looked at Li Dong.
Li Dong rolled his eyes, and the surname Xu would really add chaos!
But this is also a problem that must be solved. Li Dong laughed: "Old Xu is right. According to the current market situation, this is indeed the case.
But rest assured, next, we have negotiated with major banks.
On the consumer's side, no more processing fees are charged.
Whether it is consumption or cash withdrawal, it will no longer cost an extra penny. Of course, the amount reflected is still limited, and the current daily limit is 20,000.
In the later period, we will gradually deepen the cooperation based on the credit system and banks, and increase this amount, in fact, without any hindrance to consumers.
As for the merchants, we naturally dare to do it, then we have this confidence to do it.
The merchant's account is a special account, and withdrawals are not restricted. You don't need to worry about this.
This problem is unavoidable, but it is not high. The standard of the central bank is bank card swiping. The rate of each industry is different. The higher one is more and the lower is 0.8%.
Some large transactions have capping fees.
There are not so many restrictions and distinctions on Wankato here. The retail aspect includes catering, which is unified by 0.5%.
You may say, if so, why should we bother to do such a thing?
In fact, 0.5% is not high at all, and I can now promise that there will be some handling fee subsidies from afar, and the handling fee you pay will not exceed 0.% in the end.
Since fees are charged, of course we will not do nothing.
Our Mankato is used nationwide. All merchants using corporate accounts will be promoted on Mankato. Foreign consumers, including local consumers, will see your company while using Mankao. This is a free advertising service Into.
Of course, if you are really reluctant to bear this cost, you can use your personal account, so there is no difference from consumers.
There is no handling fee, but there are restrictions on withdrawal transactions and the like.
As far as I am concerned, I actually hope that no fees will be charged, but there are some things that I have to think about banks and the government and regulatory authorities.
Once this kind of large-scale transaction is weak, without any restrictions, it can easily become a means of money laundering by some people, without any cost.
Everyone forgive me, at least we have to be more convenient, cheaper and faster than bank card swiping. "
In fact, everyone can understand this point. If you don't charge any fees, I am afraid that it will be difficult to operate from afar.
As long as the goal can be achieved, the business is really good and everyone can accept the 0.% rate.
Everyone can afford even the high rates of bank card swiping, let alone that.
Li Dong briefly explained for a while, but the crowd didn't say much.
Xu Shengzhe squeezed his eyes at Li Dong, apparently inviting credit.
Li Dong cursed secretly and dared to ask for help. If it weren't your bastard, would I have to use such a big tongue?
Let everyone see the convenience of mobile payment, I will talk about this, it is much easier to accept than now.
Too lazy to take care of him, Li Dong saw that everyone was accepting these messages, and laughed: "All in all, the words are useless. This month, we will try out some stores and malls in Jiangbei.
Looking back, I will send you a message. Interested colleagues can take a look together.
Or come directly to our remote group, receive at any time, and let you experience it for yourself.
Or, which company wants to try, we can arrange for you to try the effect in advance.
Of course, because the promotion has not yet been carried out, and the mobile phone has not been officially launched, the influence is limited, and everyone should not think that the effect of the trial operation stage is the future effect. "
Everyone nodded their heads, Li Dong also put down the microphone, slightly relieved.
At this time's banquet, the focus also completely shifted to Li Dong.
Almost everyone is talking about Wan Wan cartoon, about the distance, about Li Dong ...
Li Dongchao Hu Xiaorui smiled apologetically and embarrassedly said: "The birthday party seems to be messed up by me."
Hu Xiaorui didn't take it seriously, and said with a smile: "It's okay, in fact, if they don't talk about these, they will talk about other things.
And I, for my birthday, just want your blessing. "
In these words, Shen Qian is numb for her.
Really did not hold back, Shen Qian seemed to laugh non-smilingly: "So ~ EbookFREE.me ~ Even Mr. Hu, are they any more?"
Hu Xiaorui hummed: "My parents and I are together every day and we have a birthday. It doesn't matter if we miss one day.
So, for my birthday later, I only invite Li Dong alone! "
Shen Qian was speechless. After a while, she sighed: "Forget it, you'll be happy, but there are some things that you still think about.
For your birthday today, I don't want to argue with you. "
"Then thank you, if you don't mind, let Li Dong accompany me to watch the moon tonight?" Hu Xiaorui climbed up the pole and looked forward.
Shen Qian looked black and stared at Li Dong, who didn't speak.
Li Dong looked up at the sky and said after a while: "There is no moon tonight, it may rain, we have to go back early."
Hu Xiaorui snorted softly and bulged, "You can't escape!"
I don't believe it. Shen Bingshan can stare at you for 24 hours. As long as she is away, you can't escape my clutch! "
While saying this, Hu Xiaorui's tender white hand squeezed inward, an expression you can't escape.
Li Dong twitched his lips, looked down at his watch, and said haha: "It's not too late. I still have a lot of things to do in these days, Xiaorui, then I'll go back first."
Hu Xiaorui nodded and then said: "I may go to your company to talk about business these days, and I will go again when you are there."
Li Dong shrugged towards Shen Qian. It was really not my fault. I was so handsome, and I didn't want to.
Look at me, what you said is so clear, the little girl still let me go, and I am innocent!
Shen Qian gave him a white glance, too lazy to ignore him.
I didn't communicate with Hu Xiaorui anymore. Now the things are clear. The girl refuses to give up. Shen Qian can't help her. Can she still imprison her freedom? ) !!