Chapter 2221: Ambition and limit

Chapter 2209 Ambition and Limits (First)
Speaking of real estate, Huo Jianning flew to Japan from time to time in the past few months, and really realized what a lot of happiness is called spending a lot of money.
Two years ago, Huo Jianning, holding 100 billion Hong Kong dollars in his hands, was frantically sweeping the ground in Xiangjiang.
In the end, he certainly did not run out of 100 billion Hong Kong dollars.
But because of the installment model, in fact, the total capital he spent has exceeded 300 billion Hong Kong dollars.
Such a generous acquisition made Huo Jianning fall in love with this great local tyrant.
It's no wonder that so many people like to smash people with money, so it's really cool to look down on everything.
He originally thought that the madness of sweeping floors and floors in half a year in 1984 was the pinnacle of spending money in his life.
Unexpectedly, after a lapse of more than a year, he began a generous acquisition.
This time Huo Jianning did not have 100 billion Hong Kong dollars, but had 5 billion US dollars.
Originally, Yin Jun told Ben Duocheng that the first batch would come out with 2 billion US dollars, but it happened that some of the sales of Kirin computers were accounted for, so Yin Jun took out 5 billion dollars in one go and exchanged for Japanese yen.
At the same time, as the Japanese yen is rising every day, Huo Jianning discussed with Le Yiling and Yin Jun, and immediately took a total of 100 loans from Sumitomo Bank, Mitsui Banking, and the US National Citibank Japan branch. Billions of dollars.
The loan period is 10 years, and the annual interest is not expensive, it is about 6%.
For large commercial loans, the exchange rate must not be as high as hundreds of thousands or millions.
When loan funds reach billions of dollars, low interest rates are normal.
Then, the US dollar was also directly exchanged into Japanese yen, which was deposited in the three major banks.
The transaction was converted into Japanese yen at the end of last year.
As a result, up to now, half a year has passed, they have appreciated by 60%, and the upward trend has not stopped at all. According to the experts of the United States, Japan and Japan, at least by the end of this year, the yen will continue Maintain the momentum of rising exchange rates.
This made Huo Jianning famous.
Many people know that the yen must rise in price, but like Huo Jianning, there are still few who firmly believe in Yin Jun ’s judgment.
Most of the investors who convert US dollars into Japanese yen are almost a few million, and only a few can get 1 billion US dollars.
Yin Jun deliberately stepped in without deliberately coming out of the Plaza Agreement, so it has actually risen by more than 80%, but the Kirin Group ’s $ 10 billion this time has not maximized profits.
But this is enough.
In just over 7 months, 10 billion US dollars has become 16 billion US dollars. Do you say terror is not terror?
At this time, the total interest expense is less than 500 million US dollars!
This operation simply turned Huo Jianning into a big winner in this exchange rate appreciation.
However, Huo Jianning did not settle the bag, but put the money in the bank, took the 5 billion US dollars in his hand and exchanged it for Japanese yen, constantly acquiring Japanese land and houses in Tokyo.
Yin Jun gave him a good reference, and he collected a lot of information in Japan himself, so every time he came, there would be several big acquisitions.
Huo Jianning's acquisition was not millions or tens of millions, and it was once a billion dollars worth of land and houses.
And he is very courageous, and the acquisition of these lands and houses is done in installments.
Like such a large transaction, a one-time payment of hundreds of millions of dollars in yen, these companies and landlords who own land and houses have never heard of it.
Therefore, they also accept this method of giving 20% ​​first, and then paying off all three or five times within a year.
For each acquisition, one of Mitsui Banking Corporation, Sumitomo Banking Corporation and Citibank Japan. This branch guarantees that they do n’t need to worry about the Kirin Group running.
Anyway, 20% of the down payment has been received, and all they have left is to wait happily for money.
Japan. The current land and houses haven't skyrocketed, but the trend of appreciation is also more obvious.
Huo Jianning is a big business person, and his shot will definitely not be so sloppy. He directly gives a price that exceeds 10% of the market value, and the payment time is also compressed in one year. .
Some people will agree directly.
But some people feel that their assets are valuable and want to increase their prices. As long as there are not many, Huo Jianning has chosen to buy them directly.
But if the kind wants to quote a high price in one go, Huo Jianning bypassed them and would not buy them.
Tokyo is too big, and the surrounding area is even wider. Nowadays, there are not many people who are betting on Tokyo's real estate and betting that they will skyrocket.
Therefore, Huo Jianning has the opportunity and time to make this acquisition very generous.
Of course, Huo Jianning never took the risk.
He specially hired more than 30 real estate experts in Tokyo to let them go everywhere to evaluate and check good sites and houses.
Huo Jianning doesn't buy because of one person's suggestion. At least three people are required. At the same time, he recommends this site or a building. He will take a look at the site and decide whether to buy it.
Those experts also use the benefit system. As long as Huo Jianning buys the house and chassis they recommend, they will receive a reward equivalent to about $ 100,000 in addition to their basic salary.
100,000 US dollars, for the affluent day of this era, I am definitely a huge sum of money.
Japan. I am very serious in doing things and rely on my own credit.
If they are on top of such a big thing, and they deceive Huo Jianning together with others, they will not have to do any more business in this respect, because no one dares to believe them.
Credit and generous rewards make them the original snakes, and they will be more serious when looking for high-quality plates.
Huo Jianning is not afraid of spending more money. Compared with the investment income of Kirin Group here, the reward of hundreds of thousands of dollars at a time is nothing.
From April to the end of July, his funds have almost been used up.
It's also scary to say. Based on the 20% deposit, Huo Jianning has actually bought assets worth US $ 25 billion.
And the money must be paid within one year, otherwise the transaction is a breach of contract and the 20% deposit will not be refunded.
It's funny to say that such an acquisition is at most one-fifth of Huo Jianning's acquisition plan.
He considered for a long time, and then came back to ask Yin Jun if he wanted to continue.
"What do you think?" Yin Jun asked him in the air-conditioned room of the big house at No. 35 Repulse Bay.
"This is a medium-term investment." Huo Jianning said, "If you judge according to Jun Shao, it will rise to the peak in about 90 years. It is about 4 years before we sell all the real estate. In 4 years, we need to pay more than 125 billion US dollars of money, or interest on loans, but also consider these annual taxes, which are not cheap in Japan.
There is no need to worry about commercial buildings and office buildings, because there must be companies willing to rent. The key is that the land will be relatively free. Then the tax of about 3% a year is calculated, which is about 2 billion US dollars. Based on a maximum of 4 years, the cost we need to pay is 8 billion US dollars.
Therefore, it should add up to a total of 140 billion US dollars.
For such a large-scale loan, I am afraid that at least ten commercial banks can afford such a large-scale loan. According to the 6% interest cost, if we choose to repay for 20 years, we will need to pay 15.4 billion US dollars every year. Such pressure, whether the company can afford it, is the main obstacle to whether I can act. "
"So much!" Yin Jun nodded.
For the current Kirin Group, there are actually more than US $ 12 billion in loans from HSBC, Mitsui Banking, DBS Bank, etc. every year.
This amount of money is not much.
In 1985, the net profit of Kirin Group has reached 13 billion US dollars.
In this year's words, because of the continuous high sales of Kirin computers and Kirin mobile phones, the profit is likely to exceed 20 billion US dollars.
What's more, by the end of the year, the production of iron ore in Australia continued to start, which is also a hard currency.
But to pay 70% of the overall profit to Japanese real estate acquisitions, is it worthwhile? Will there be huge risks? All these need to be considered.
After all, Kirin Group will have other businesses that need global layout in recent years, and it is impossible to be dragged down by real estate in Tokyo.
Yin Jun also thought very clearly that if, except for the current ones, there is no new high profit point, then it would be enough for Huo Jianning to purchase another US $ 25 billion in assets at most.
After four years, this asset has increased by two or three times, and that is no problem at all.
It is enough to earn US $ 780 billion in 4 years.
"Well, let's talk with my sister again tomorrow to see how to weigh the specifics." After thinking for a while, Yin Jun said, "Our investment in the United States, Hong Kong and the Mainland is related to the future 100 years of the group The development of Japan. Although the quick money in this book is a good one ~ EbookFREE.me ~, if it affects the main business, it is not good. "
"I know." Huo Jianning smiled, "Maybe my ambitions are too big."
He did not talk to Yin Jun. In fact, there is still a way to solve the funding problem in this area.
That is a direct mortgage.
All the land bought in Tokyo and the office buildings of commercial buildings are mortgaged to Japanese banks, large and small, and then loaned out.
As long as house prices and land prices in Tokyo have been rising, this snowball will succeed, and finally all those assets will be sold, and you can also earn so much.
But the risk of this is much more risky than the method of paying interest on loans.
If this line breaks down, the damage to the Kirin Group is too great.
Therefore, after Zuo Siyou thought about it, he still didn't propose it.
(End of this chapter)