Chapter 1089: Commonwealth Commercial Bank

Compared with the city of gold, the city of silver seems a little more worthy of the name.
The former has a good layer of gold, but the latter doesn't even have this.
It is called the city of silver because a huge magic tower, the tower of silver, was built in the city.
The tower is literally built with a lot of silver as the material, and the entire tower looks dazzling silver.
Unlike the city of gold, which only allows dwarves to live, the city of silver can, to a certain extent, be regarded as a bazaar magnified nnn times.
Here, regardless of whether you are a dwarf, a hobbit, an elf, a human, or even alien species such as woods.
As long as you can "detect evil" through the spell that covers the entire Silver City, then you can become a member of the Silver City.
Regardless of whether you are engaged in commercial activities, or mercenary squad, or settled here, the Silver City will welcome you warmly.
All kinds of unheard of benefits, all kinds of unseen business opportunities, can definitely make you live a very moist in this city.
Of course, enthusiasm comes at a price.
Whether you are a guest or a settler, you must follow a series of laws and regulations in the Silver City.
From the most basic non-disposable littering to the safety of their lives and property, the rich content covers all aspects.
As for what you want to do with Yang Fengyin, huh, huh ... Really the Master Tower in the city is vegetarian!
If only this is the case, the establishment of this Silver City is nothing more than a surprise to all forces.
The problem is, in this silver city, not only is there a mage tower, it can guarantee the safety of the inside and outside of the silver city.
It also established the Silver Tower Spell Academy, the Silver Tower Warrior Academy, and the Silver City Comprehensive Technical College.
Needless to say, the Spell Academy and the Warrior Academy, as the name suggests, is a place dedicated to training mages and warriors.
Unlike the Golden City, here, no matter what race you are, what you are from.
As long as you meet the requirements for admissions, you can enroll as a master apprentice or warrior apprentice.
If you have enough talent and perseverance to become a formal mage or warrior, then congratulations, you will get a well-paid job.
If you do n’t have enough talent and perseverance, you can only stop at the level of a master apprentice or a warrior apprentice.
You can still get a job with equal treatment, or make a living.
But if you do n’t even have the conditions to become a master apprentice or a warrior apprentice, it ’s okay, the Silver City Comprehensive Technical College welcomes you!
Here, you can learn one or more craftsmanship that can make a living.
If you can show enough talent in some areas, then congratulations to you too, you can also get a job with a good salary.
Of course, it doesn't matter if you don't want to work for Silver City.
Whether you work for others or do business yourself, the City of Silver will support you.
The support here is not a verbal rhetoric, but a real policy.
For example, student loans, small commercial loans, etc.
When it comes to loans, you don't have to mention another emerging industry in Silver City that has attracted attention.
bank!
Silver City Federal Commercial Bank.
Such a modern name cannot be obtained by others.
As I said before, the campaign to encircle and suppress Sauron did indeed make the Golden City a great deal.
But for Liu Ruian, the arms business is not the most profitable one.
In contrast, the financial industry is not only more profitable, but also has a much higher safety factor than the arms business.
The bank is the place where Liu Ruian watched the gold jewellery in the city of gold gather more and more, and got it out of boredom for a while.
At the same time as the head office of the Silver City was established, 72 branches in various countries and towns were also listed for business.
However, Liu Rui'an did not want the Federal Commercial Bank of Silver City to become a fat man at a stretch. At present, there are not many businesses undertaken by the entire banking system.
Exchange, loan, deposit, investment, and issuance of gold tickets.
The exchange business, as the name suggests, is to exchange coins.
After all, in addition to the three currencies of Golden Dragon, Silver Moon, and Bronze Star, various countries also have their own currencies in circulation.
The exchange of currencies between currencies seems to have little profit, but in fact it is not.
The single currency exchange business does not make much money, but if the volume cannot be increased, the profit will be considerable.
There is nothing to say about the loan business.
In fact, there are similar businesses in various countries, but the interest rate is scary.
What is good and bad, nine out of thirteen, although the name is different in this world, but the content is the same.
According to the normal situation, the deposit is actually just a channel to absorb hot money.
But in Liu Ruian's hands, the deposit can also make money.
A management fee of 1% to 10%, if it is put into the modern society, there will be no business.
But in places like Middle-earth, deposits have to be paid, but they are accepted for granted.
Investing in this is naturally looking for some high-quality industries to invest, and there is also nothing to say.
Among the five major businesses of the Federal City Commercial Bank of Silver ~ EbookFREE.me ~ the only thing worth mentioning is the issuance of gold tickets.
The so-called gold ticket is actually a combination of paper money and passbook.
The minimum denomination of a gold ticket is one hundred and the highest is ten thousand.
As for lower or higher denominations, the former is not necessary. Although a hundred gold coins are not light, they are not too troublesome to carry.
In the latter case, if the denomination is too high, if there is a problem, the loss will be relatively large.
The problem here is not to be forged but lost.
After all, every gold ticket has various anti-counterfeiting technologies, such as watermarks, numbers, security lines, fluorescent marks, and enchantments.
In addition, the material of each gold ticket is a kind of soft metal obtained by special alchemy methods.
Not only can it be waterproof, but it can also prevent a certain degree of tearing, high temperature and corrosion, but it is not so easy to forge. ︽②miào︽②bi︽. ②Pavilion︽②,
Such large-denomination gold tickets have little meaning to ordinary people.
After all, not to mention ten thousand golden dragons, not even one hundred golden dragons is a land that ordinary people can own.
But for those businessmen and nobles, this extremely exquisite gold ticket plays a very convenient role.
You think, the goods that traded for one hundred gold coins used to be a big bag, not to mention the big deals of 10,000, 100,000 or even hundreds of thousands.
This transportation problem of huge sums of money alone is enough to give businessmen and nobles a headache.
Now there are golden tickets, and they can be exchanged at any of the 72 branches as soon as they come up.
Even if the physical gold coins are converted into gold tickets, they will also be deducted from 1% to 10% of the management fee, but they are welcomed immediately after they are launched.