Chapter 459 - 461: So exaggerated

After ten minutes of thinking, finally ... Chu Rui raised her head in shame and looked at Xin Yun: "Sorry, I'm afraid I'll let you down. The amount of silver in your hand is too large, I can't complete what you have explained. Task. "
With a smile of relief, Xin Yun calmly said: "I know what you said, but ... there are only things in the world that I can't think of and can't do. Let's put this aside for the time being. I'll arrange Zixia here Alright, I'll talk to you again after she's arranged. "
With that said, Xin Yun turned his head and looked at Zixia: "You can go to do things right now. The World Academy Challenge is very important to us. It ’s the best time, so no matter what the cost, you must investigate the members of the competition as soon as possible. "
Speaking of which, Xin Yun got into his arms, took out a form, and solemnly handed it to Zi Xia said: "I have listed ten people above. In any case, the ten people must investigate thoroughly and clearly, the more detailed The better, investigate their life experiences, their current situation, and their strengths. If time is not enough, they can even give up everyone else, understand? "
Taking the form handed in by Xin Yun diligently, Zixia said flatly: "Relax, other people, I can't guarantee it, but for these ten people, I promise to investigate even their most private things, you are waiting for me Good news! "
Hu Zhongtian, in the small reception room, Xin Yun was sitting on the sofa leisurely. Opposite him, Chu Rui looked around in surprise, for Chu Rui, it was definitely a crazy day, subverting It's been a day.
As early as in the teahouse, Chu Rui was speechless by Xin Yun's series of surprise towns. First, she directly handed 36 super large cities directly to her, and secondly, three trillion silver. For a For a 13- or 4-year-old girl, no matter how smart she is, her life experience is bound to dazzle her.
However, if compared to the present, everything in the front is nothing at all. After entering the pot, all the so-called real gold and silver have become a thing full of smell of copper. Compared with the pot of silver, gold and silver It seems so vulgar, it's really too vulgar.
The first is the environment here, which is definitely a fairyland on earth. Even before dreaming, Chu Rui did not dream that there would be such a beautiful place in the world, which is absolutely what anyone desires to have, and now ... here Belongs to Xin Yun, belongs to Kai Tianzong!
Secondly, it ’s the remuneration that ca n’t be turned away, and if it is concentrated for a minute, this aura will condense into a spiritual stone. In other words, as long as you are in this pot, it is equivalent to never stop. In the practice of consuming spiritual stones, in such an environment, even if it is a common man who can do nothing, he will be able to get the word over time.
Finally, the most important and most insane thing is that this world is really a dreamy world. There are mountains and hills everywhere, and they are overwhelming. There are amethyst stones everywhere, which is commonly known as spiritual stones. It's just broken stones everywhere, and no one looks at it for even a moment.
Maybe ordinary people don't know, but in fact, as long as you take a spirit stone out of here and throw it on the street, the result will definitely be a big fight because of snatching, and it will even cause death!
Although three trillion silver is expensive, it is valuable after all. On the other hand, this wonderland in the pot is priceless in any aspect. Whether it is rich aura or the spirit stone that is everywhere in the mountains, it is definitely not. It can be measured with three trillion silver. In comparison, silver is too vulgar, and its value is too bad.
In the small reception room, Xin Yun was drinking tea leisurely to give Chu Rui some digestion time. After all ... An ordinary little family child suddenly saw such a scene, it must be unbearable, and now talk to her In the case of things, that is just nonsense. It must be that the left ear listens to the right ear, and the mind is not at all determined.
Finally ... After half an hour, Chu Rui sighed long and closed her eyes weakly, leaned on the back of the sofa with a smile, and saw this scene, Xin Yun smiled and put the pot The tea leaves were discarded, then replaced with brand new new tea, soaked in boiling water, smelled the fragrance of the tea, and waited silently.
Xin Yun knows that Chu Rui has recovered from shock. Now she is rapidly adjusting her mentality and concentration. Tea is obviously a good product for refreshing, so ... now you can enjoy this incredibly delicate fragrance only after Chu Rui has set his mind. The tea is gone.
Finally, Chu Rui exhaled, and smiled and got up. Seeing this scene, Xin Yun gently raised the teapot and filled the cup in front of Chu Rui. Seeing this scene, Chu Rui smiled and thanked Xin Yun picked up the tea and drank it gently.
With the fragrant tea in the abdomen, Chu Rui's mind finally settled down, shook his head in admiration, and Chu Rui said softly: "I didn't expect it, I really didn't expect it. I'm afraid no one would believe it when speaking out, silent Anonymous, Kai Tianzong, which was just opened, has such a deep foundation, which is really a surprise. "
Speaking of which, Chu Ruimeng remembered something, raised his head quickly, and looked at Xin Yun: "Yes, did you just say that there is a way for me to complete the task of exchanging silver for gold within three years? You hurry up and say, you What are you going to do? "
Facing Chu Rui's questioning, Xin Yun calmly put tea in the cup in front of Chu Rui, and then calmly said, "It's not too difficult, we just need to open a bank."
"Bank? What's that! Did you make silver jewelry!" Chu Rui said suddenly when he heard Xin Yun's words.
In the face of Chu Rui's speculation, Xin Yun suddenly laughed and shook her head: "No, no, no ... In fact, the bank I am talking about is similar to a bank, and you can deposit and withdraw money here!"
"Eh?" Looking at Xin Yun puzzled, Chu Rui said, "Since it's similar to a bank, why call a bank? It's easy to confuse everyone. After listening to this name, people must think it's silver jewelry. of."
After a slight pause, Chu Rui continued: "I don't think the bank can be changed. If you want to change it ... you can add our account number in front of the bank to call it Kaitian Qianzhuang."
"Sweat ..." After wiping the sweat on his forehead, Xin Yun smiled bitterly: "What do you think? I just said that the function is similar to that of a money bank, but not that it is a money bank. If it is a money bank, you think it can be Can I use the money to complete the task I entrusted to you? "
"This ..." After hearing Xin Yun's words, Chu Rui immediately said nothing, yeah ... if it was just to open a money house, it would be absolutely impossible to complete the task that Xin Yun explained. Obviously, this The bank must have a different path.
After listening attentively to Chu Rui, Xin Yun said, "The name of the bank is the most appropriate, after all ... silver has always been the world's most important currency, and we have a huge amount of silver in our hands. In perspective, silver is synonymous with currency! "
"Well ..." After hearing Xin Yun's words, Chu Rui nodded and continued: "In the name of the silver word, there is nothing wrong with it, but what about this business? Why is it business!"
After hearing Chu Rui's inquiries, Xin Yun's eyes suddenly flashed a sharp light, slowly stood up, walked to the window, and looked at the soft light outside the window. Xin Yun smiled and said, "Line is an industry, you can also It ’s a market. When silver and word are linked together, the meaning changes dramatically! And this ... is the opportunity for us to complete a miracle! "
Looking at Xin Yun in front of the window in doubt, Chu Rui knew something, but she always wondered, especially the relationship between the bank and Xin Yun.
Standing in front of the window, Xin Yun continued without saying a turn: "Silver is money, that is money, industry is the industry, that is the market. When the two are connected, it means that we are in charge of money and money. The industry, money and currency are in our hands! "
"His ..." After hearing Xin Yun's words, Chu Rui could not help taking a sigh of breath, and said, "Oh my ... do you want to monopolize the currency of this world! Do you want to control the direction of the entire economy? This is impossible! It is not a person or a force at all. "
"Hmm!" Lengheng whispered, Xin Yun turned back fiercely, looking at Chu Rui with confidence, "Who said it was impossible! Who said it was impossible? I said ... In this world, only Unexpected, nothing can be done! "
Looking at Xin Yun's self-confident eyes, Chu Rui eagerly said, "Hurry up ... don't hang on my appetite, tell me quickly, what are you going to do?"
Looking at Chu Rui with a smile, Xin Yun said blandly: "Before talking about the bank, let's talk about the bank, what function do you think the bank has? What are its characteristics?"
"Well ..." After thinking for a while, Chu Rui said cautiously: "The renting of a money house is very simple, you can save or withdraw money. In this way, you only need to bring a gold or silver ticket. You don't need to carry heavy gold and silver to travel around. In addition, although the bank has some functions, it doesn't seem to be worth mentioning. "
Glancing at Chu Rui with admiration, Xin Yun nodded: "Yes, it is very good, very correct. Qian Zhuang put it plainly, is to provide a place for everyone to access the business, and between the access, a little profit. , Such an institution is not enough to complete the task I have explained, but the bank is quite different! "
After hearing this, Chu Rui hurried to concentrate, because she knew that what Xin Yun said next would be the biggest factor to solve the entire task. Only she could not think of it, but could not do it. Chu Rui wanted to know what it was. It turned out she didn't expect it, but it could solve all problems.
Seeing that the pupils of Chu Rui generally concentrated on listening, Xin Yun smiled slightly and then said: "The bank is just a place to save money, while the bank ... is the place where currency circulates. I say this, you may not understand, simple Tell me ... "
After a pause, Xin Yun organized the language and then continued: "In simple terms, the most fundamental difference between a bank and a bank is that the bank can only access money, while the bank can make and issue money!"
"What!" After hearing Xin Yun's words, Chu Rui stood up in horror, staring at Xin Yun with all her eyes, it was obvious ... she couldn't believe her ears, Xin Yun even tried to issue currency!
Facing Chu Rui's gaze, Xin Yun smiled lightly and let her see it without any explanation. Xin Yun believes that with Chu Rui's wisdom, she can quickly think about it, even if she doesn't understand it for a while, then She had to think for herself. If she didn't understand this, how would she work in the future? You know ... Once the bank is opened, it is all made by Chu Rui, and the idea is not clear. How can she do it?
Sure enough, after only a short while, Chu Rui opened her mouth wide and said with bright eyes: "Yeah ... since we have so much silver, why can't we issue our own currency? It's just ..."
Speaking of half, Chu Rui's expression faded again, frowning: "It is no problem to issue currency, we have enough silver to maintain it, but the question now is, why do we let everyone accept our issue? currency?"
"Hehe ..." Smiling at Chu Rui smilingly, Xin Yun calmly said, "I said, our goal is to monopolize the entire currency industry and monopolize all the money circulation. Once my plan is realized, there will be only one in this world. Our currency is in circulation, all other currencies will withdraw from the arena of circulation, because ... at that time, the circulation channel is in our hands. "
Having said that, Xin Yun paused for a moment and then continued: "It's not difficult to get everyone to accept our currency ..."
Turning around, Xin Yun pointed at the outside world and smiled, "Did you see that? There are spirit stones everywhere, you think ... if we use spirit stones to make money, wouldn't everyone accept it?"
"Yeah!" At the hearing of Xin Yun, Chu Rui opened her mouth in horror and screamed in a loss.
Facing the surprised Chu Rui, Xin Yun walked to the coffee table and shook his right hand. A few coins fell on the coffee table. Looking closely, the silver coins were different in size and style. The most important thing was The thing is, these coins are not made entirely of silver.
Gently pick up one of the coins and look closely. The outer ring of the coin is made of brass. A silver ring is set in a ring-shaped copper ring. The center of the coin is a small square hole. It is a place to take care of the sky, and in the second place ... This style is also very silver-saving!
I took the coin carefully, and Chu Rui carefully observed it. Looking carefully, the surface of the coin was not smooth, but was engraved with the shape of a strange human dragon. Although it looked a bit abstract, but As long as you have met Rove's steel dragon, it will be determined in the first time.
Looking at the coins in his hands with admiration, Chu Rui said in surprise: "Oh my God! How did you make this? This is simply a work of art! How do you make such coins?"
In the face of Chu Rui's inquiry, Xin Yun explained with a smile. The coin is not artificial. With the current production process, it is impossible to create such an artistically named currency. In fact ... these coins are Kaitian Axe Soul was made by using Chaos Ding.
Looking at Chu Rui with a smile, Xin Yun said: "This is called copper yuan, the outer ring is copper, and the inner ring is silver. Once you hit it, the sound is very special, plus the surface pattern, it can be said that Such coins cannot be counterfeited. "
Looking repeatedly at the coins in his hand, Chu Rui said with admiration: "It's too beautiful, it's wonderful. I believe you will accept such wonderful coins."
Nodded with a smile, Xin Yun picked up the second coin. The shape was different from the first one. The copper ring on the outer ring was very thin, and the square hole in the middle was changed into a small round hole. As a result, a lot of silver coins were left on the surface, which greatly increased the consumption of silver on the forearm, but it still looked very beautiful.
Looking closely, in addition to the shape of the coin, the pattern engraved on the surface has also changed. A peacock with an open screen stands proudly above the coin. As for the back, it is a silhouette of the peacock in various postures, surrounding the round hole in the middle. Go around for a week.
Giving the coin to Chu Rui gently, Xin Yun smiled and said, "This is a silver dollar. The outer ring is still copper but it is very thin. The inner surface is silver. The proportion of silver is very large, so the value is higher."
After looking over it for a while, Chu Rui also agreed to this coin. Looking at the appearance of Chu Rui, Xin Yun explained: "This is a silver dollar. The reason why copper rings must be added is because silver is softer. If silver is used to make coins alone, it will easily deform, and once the copper ring is added, the sturdiness of the coins will be greatly improved.
"Eun ..." After hearing Xin Yun's explanation, Chu Rui nodded in admiration, even thinking of this, which had to make Chu Rui look at her.
Looking at Chu Rui's admiration, Xin Yun continued: "In addition, these two are only basic currencies. Most people will carry some, and the number is relatively large, so ... there are holes in the center of the coin, and you can use a string when carrying Get up, even for counting, and easy to carry, so you won't lose it. "
"Slap!" After hearing Xin Yun's words, Chu Ruimen slaps his palms and said with bright eyes: "Yeah ... now the coins are solid, it is easy to fall out of the pocket, and use It ’s not convenient when it ’s too bad.
Facing Chu Rui's admiration, Xin Yun shook her head with a smile. Although Chu Rui looks very impressive, in fact, these are all copied from the first life of the earth and the life experience of the earth. It's true that there is nothing to be proud of.
Looking at Xin Yun's bland expression, Chu Rui discovered for the first time that she would even worship a certain person. After making so many creations, she was so calm, even bland, that such a person is Real wise man!
Ignoring the respectful eyes of Chu Rui, Xin Yun picked up the third coin and gently passed it towards Chu Rui. Looking closely, the entire coin was a steel ring on the outside, and the inner circle was a solid gold circle. The entire coin All are solid, the surface is engraved with a cricket black spider, and on the back, it is a giant spider web that spreads out!
While looking at the coins at the beginning, Xin Yun explained: "This is the gold yuan, most of it is made of steel that will never rust, and the inner part is gold, so the price of this currency is relatively high, so The carrying capacity will not be too large, so there is no need to leave a hole in the middle, just solid. "
After looking back a few times, Chu Rui looked at the fourth coin subconsciously. Seeing this, Xin Yun hurriedly picked up the fourth money and handed it over, explaining at the same time: "This is the wafer, the whole is Sculpted from spirit stone, the front is a beautiful butterfly with open wings, and the back is a silhouette of various forms of the butterfly, which is nothing new. "
Admired to receive the lavender, crystal, and sculpted completely from the spirit stone, Chu Rui can not directly hold it in his arms, art ... This is definitely an artwork, and ... even if it is not Given its artistic surname, the material of the currency itself is worth one hundred gold coins!
Looking at Chu Rui's unwillingness, Xin Yun shook her head and smiled, passed the last coin, and subconsciously accepted the coin. Chu Rui finally put down the butterfly coin and turned her head towards this place. Five and the last coins looked over.
"Ah!" It doesn't matter if you look at it. At first glance, Chu Rui looks dismayed and looks at the guy in his hand in disbelief. This ... Is this really a coin?
If you look closely, it is a pure gold card, the size of which is the same as the bank cards on the earth, and the thickness is about the same. The card is made of gold, and a dragon is engraved on the front. Looking closely, it is not Xin Yun Is the Yinglong being driven? But ... this dragon is not simple. The whole body is carved from spirit stone, as if a dragon was carved from the spirit stone, and then it is set on the card. This may be the case, but ... The difficulty is really amazing!
There is no doubt that this is definitely an unprecedented work of art, the best collection, but is this currency bigger? If everyone took such coins and walked around, it would be better to take gold bars and silver bars directly on the road.
Facing Chu Rui's doubts, Xin Yun smiled and said, "This is not currency. I call him Long Card. Only those who have status, status, and huge wealth are eligible to own a card!"
"Eh?" Looking at the exquisite card in his hand, Chu Rui said doubtfully: "However, although this card is exquisite, what use is it to have it? It seems that it cannot be spent as money."
Taking a deep breath, Xin Yun proudly said, "No ... this is not money, but it is the representative of money. In fact ... This dragon card is just a voucher for access. With this card, you can use it in any house. Banks carry out deposit and withdrawal business, so ... from this perspective, this card represents money and countless money. "
"His ..." After hearing Xin Yun's explanation, Chu Rui took a breath of air, and with her wisdom, she quickly thought of the role of this card. It can be said that ... this card can represent three trillion silver! And three trillion silver, just use this card instead, but the question here is, where did those silver go?
Looking at Chu Rui's dull look, Xin Yun smiled and said, "Now you understand, this dragon card is the first step for me to complete the gold and silver search. When all the rich use this card, they All the gold and silver in my hand came to my hands. At that time, the bank was called a real bank, a monopolist in charge of currency issuance and market! "
I swallowed hard. Chu Rui was smart, but even with her wisdom, she had already begun to think a bit. But there are too many doorways in this bank. If you pretend to be good, really You can collect the wealth of the world for yourself, but you pay only a piece of paper and cards.
Thinking for a while, Xin Yun continued: "Our first step is to use metal currency for the time being. As the bank develops, it will be replaced by paper coins in the future. At that time, we will find a piece of paper and write a number, that is Money, once that step is reached, hehe ... all the gold and silver in the world will be gathered in our hands, so-called money will be all turned into paper. "
"Oh my ..." Hugging his head tightly, Chu Rui has been completely calmed down by Xin Yun's bank plan. Once Xin Yun has completed the bank plan, then only a pile of paper is needed. Change all the gold and silver in the world.
Looking at Xin Yun frantically, Chu Rui screamed, "Oh my God, how did you come up with it, you are simply robbery!"
With a smirk, Xin Yun scorned and smirked: "Come on, how can a robbery be faster? Printing a few sheets of paper directly can get you money, which is much faster than robbery. Robbery has no technical content. I will never do it. "
Looking at Xin Yun making fun, Chu Rui clenched his hands tightly. The bank plan is definitely the most genius, the craziest and the most exaggerated plan that Chu Rui knows. Is this really what people think of?
It is not only banks that can issue currency. The original top ten families are issuing currency. In fact ... it is not only the top ten families, all silver mines, copper mines, and gold mines are issuing currencies. This is not Exclusive sale by the bank.
However, for the time being, all currencies are equivalent currencies, and the currency itself represents money, and it must be worth so much, such as gold coins, which must be made of gold. A gold coin contains gold, so It is worth the price of a coin, so ... as long as there is gold, almost anyone can issue currency.
The difference between banks is that they also issue currency, but they issue exclusive currency. The currency itself is not worth the money represented by the currency. This is the biggest difference.
According to Xin Yun, in the first step of the plan, the currency will be divided into four grades, namely copper yuan, silver yuan, gold yuan, and crystal yuan, which constitute a complete currency system, and the currency manufacturing process is very good, and it is impossible to call it. Imitation, although master-level characters can be imitated, but they can only be carved by hand. It takes half a day to make one. Idiots will not do such things. With that craft, engraving anything will not only earn that money.
The current monetary system is an equivalent currency, 1 gold = 100 silver = 10,000 copper, and the exchange between the three currencies is based on hundred. Now it has basically stabilized and will not change for a long time.
According to this currency system, Xin Yun's newly created currency corresponds to it. One copper dollar is equivalent to ten copper coins, one silver dollar is equivalent to one silver coin, and one gold dollar is equivalent to one gold coin. As for the wafer that is completely carved by the spirit stone, it represents One hundred gold belongs to the category of big bills.
Although the price of spirit stone is very high, a standard spirit stone can cut about fifteen wafers, but ... this can be achieved without any waste of Chaos Ding. When humans sculpt by hand, a standard spirit stone can only sculpt a maximum of six crystal elements. The others are corner scraps, which is of little use.
The price of a standard spirit stone is one thousand gold coins, so ... the price of one wafer is set at one hundred gold, which is definitely value for users.
That's right, the smallest unit in Xin Yun's currency plan is copper yuan. The value of the current ten copper seems to be a bit bigger, but in fact, there is no such thing as a few copper coins in the world. The smallest one is a penny, but it is hardly the same as selling a penny.
Therefore, Xin Yun's positioning is very accurate. A copper yuan is roughly equivalent to a dollar on the earth. As for the angle and cent, Xin Yun really has no energy to do it. Chaos tripod is not invincible, and the number of angle and cent It's too big to afford.
A copper dollar is equivalent to one dollar, a silver dollar is equivalent to ten dollars, and a gold dollar is equivalent to one hundred dollars. As for a crystal dollar, it is equivalent to one thousand dollars. In conversion, 1 crystal dollar = 100 gold yuan = 10000 silver dollars = 100,000 copper!
From this exchange point of view, the copper yuan is basically the price of the beast. The cost is almost equal to the actual representative price. After all ... the inner circle of the same night is made of silver. From this perspective, the copper yuan can be regarded as waiting. Price currency, but in general, the vast majority are actually copper. Although it does not seem to come, in fact, only a quarter of the coins are silver.
On the silver dollar, Xin Yun began to take advantage. The outer ring is copper and the middle is a round hole. It seems that the area of ​​silver is very large, and it is almost an equivalent currency, but in fact, it accounts for a quarter of the advantage. It's not obvious. On the whole, it is still an equivalent currency. This point is definitely not wrong.
The reason why this is set up, Xin Yun thinks very much. For everyone, the two currencies that are often used are these two currencies, which represent one dollar and ten dollars, respectively. In this way, the public feels that this is still the case. It is an equivalent currency, and the currency itself is worth the amount of money it represents. Only in this way, everyone will not exclude this type of coin, plus its workmanship and shape, it will be very easy to promote it.
The same is the equivalent currency. One is a beautifully shaped coin that can be called a work of art, and the other is rough and has only a faint round shape. You can find any person you want, and I am afraid no one will choose the old currency.
Another point is that there is too much silver backlog in Xin Yun's hands, so he released a batch to promote the bank plan smoothly. Everyone on the planet knows that when the bank plan is developed to the later stage, there is basically no need for money, no matter where you go , Just swipe the card directly, the currency is no longer an entity, all become currency, and even paper is not needed. Once that time, the currency now released will return to Xin Yun's hands, from this perspective It is said that the copper and silver dollars are the bait released by Xin Yun. Without the bait, the fish will not bite the hook.
However, when it comes to the gold yuan, everything is very different. Although it seems that the gold yuan only has a circle of steel on the outside, and the large area of ​​the inner circle is gold, and the size is relatively large, just from the area and thickness of the gold It is absolutely the same as the original gold coin, the weight is not different, and the solidity is absolutely not comparable. Such a currency is absolutely equivalent.
But in fact? The cat inside is too greasy, although on the surface, the gold yuan is just a steel ring on the outside, but in fact, the gold coins on the inner circle of the gold yuan are deep, comparable to Maria ’s trench. Slot, the outer steel ring extends inwardly and is embedded in the gold coin.
Maybe some people still do n’t understand this. To put it simply, the gold contained in a standard gold coin can make about ten gold yuan. In a way, this so-called gold yuan is just bread outside the steel coin. It's just a thin case, absolutely falsifying, yes ... Xin Yun's plan to search for gold is from here!
(To be continued)