Chapter 219: bank

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When the situation gathered in Anyang, Anyang’s newly established
Anyang Daily
was already selling crazy. You can see so much interesting information on the two copper plates, as well as the official laws, policies, etc., which are very popular.
But more people want to know, what will Anyang do in this matter, or in the next hegemony of the Daxia Kingdom's separatist regime?
Not only outsiders want to know, even Xu Ren and others are gathered here, and want to ask Li Xian how to act next.
"Commercial empire!" Li Xian has bright eyes. "I said long ago that my goal is a formal empire, and that will be an unprecedented form.
In general countries, the state is the body, the county is the organ, the city is the acupuncture point, the national power is the real element, and the national will is the realm to develop the country.
But the business empire will be completely different. We use wealth as blood and gold, silver and copper as carriers to absorb the luck of the fairyland.
Our body is the business of the entire fairyland. We must constitute our body through commerce, wealth, business roads, concessions, etc., and protect everything with force.
When others fight, we sell arms!
When others are peaceful, we sell normal goods!
This is my first goal.
As for the next step, we will buy and sell countries, emperors, and even opportunities to become immortals. Through these means, we will develop our business empire.
In the future, an emperor who wants to ascend the throne depends on our face! A fairy wants to fly, depends on our face! If a country wants to be rich, it depends on our face! A ambition who wants to compete for hegemony also depends on our face!
In the future, we have to imitate Heavenly Dao and become an omnipresent existence, so that the entire world is under our control!
Haha, I wanted to say it long ago, but I finally said it today. In the future, we will collectively soar, our goal is not the fairy, but the road!
Heaven and earth take all things as ruminant dogs, and we control the world with commerce!
This time, the internal chaos in the summer is all we have to do is to sell our goods to all parties. From airplanes to locomotives, artillery to crossbows, everything except core technology products is on sale! "
As soon as Li Xian's ambition was publicized, even Xu Ren was stunned for a while-it turns out that this is your business empire? No, what you said about the business kingdom in the past is now a business empire!
What is the difference between Kingdom and Empire? The difference is obvious, the empire is "centralized". To be precise, the business kingdom is a foreign language, a smoke bomb.
Seeing everyone's surprise, Li Xian paused for a while before continuing: "Actually, my thoughts are slowly changing and adjusting. There are no static things in this world, and the policy may be adjusted in the future.
Now that many of our key technologies have been breakthrough, then it is time to build a business empire.
But to build a business empire, we still lack a key component, that is, an independent financial institution. This institution, I would like to call it a ‘bank’.
Through the bank, the wealth of the world is brought into our hands. And through the repeated circulation of gold and silver, we can gather the luck of the world into our hands a little bit! "
"Why not call it Qianzhuang, Jinxing, Qianxing, Lingshixing?" Xu Ren asked.
With a black thread, Li Xian knew that he would encounter such a problem: "Because gold, silver, copper and three gold, silver is among them, it is also the most widely circulated. In addition, Qianzhuang is an isolated individual, and the bank is a pan-central domain. The concept. Besides, the bank listens to how good it is. Well, well, don’t discuss these small issues.
Banking will be another important pillar that Anyang equates to military, administrative, commercial, technological, and industrial. What banks need is not strategy, but carefulness and careful calculation. So, I found a good president for the bank, this is... He Lin! "
He Lin held a thick black notebook and stood up, "Master, the old man has written down all the contents, there should be no problem."
It turned out that the notebook that Li Xian gave to He Lin was some bank affairs recorded by Li Xian.
Everyone looked at He Lin, but did not expect that a female textile worker had actually come to this step. President, listen to Li Xian's meaning, this is another first-class position.
Li Xian nodded to He Lin, "Auntie He, I'd like to ask you about the bank's plan and purpose."
"Okay." He Lin stood in the center and talked eloquently: "The world's exchange of goods and goods is first and foremost the circulation of wealth. But carrying huge gold and silver with you, not to mention unsafe, its own transportation is also very problematic.
The first role of banks is to solve this problem.
For example, if I take 100,000 two golds to do business in Dingshan City, the transportation cost of 100,000 two golds is estimated to be hundreds of two golds.
But if I deposit these 100,000 two golds in Anyang's bank, I can easily go on the road with the certificate issued by Anyang Bank; after I get to Dingshan City, I can withdraw 100,000 two golds from other places. "
"We are responsible for the transportation of 100,000 two gold?" Liu Leigang asked straightforwardly.
"Fool!" Admiral Chang Lin despised Liu Leigang's IQ very much.
"How stupid!" Liu Leigang hasn't reacted yet.
He Lin explained quickly, "There are gold deposits here in Anyang, and there are gold deposits in Dingshan City. We don't need to replace the gold and silver reserves of the two places at all. Just make a little adjustment if necessary.
Even those merchants can trade directly with the proof of our opening; this proof, I call it: Jiaozi.
After the exchange has developed for a period of time and we have accumulated enough credibility, we can issue banknotes with mortgage, gold and silver reserves, and Anyang's reputation as collateral.
The development of banks is also divided into three stages.
The first stage is a simple gold and silver wealth porter, we charge a handling fee of five thousandths. This alone is enough to make us profitable. The most important thing in this first stage is not to make money, but to accumulate credibility. At this stage, a fixed fee of five thousandths, that is, the cost of one entry and one exit, is not counted; according to the master, the simpler the better. What distance, time, etc. do not need to be calculated.
The second stage is that there is no handling fee. We reinvest gold and silver, or make loans, etc., to make a profit. This stage still needs to accumulate credibility.
The third stage is the mature stage, that is, the issuance of banknotes and deposits also have interest. In this way, we can control the market by controlling the value of banknotes.
This is the case..."
With that said, He Lin elaborated all the banking plans and so on; when I finally heard that the bank could accept a "mortgage loan", everyone sweated out-it was too cruel! Because Li Xian's plan is that, in the future, he may accept loans "secured by the state"! That is the ‘buying country’.
In this business plan, Xu Ren felt that his brain was suffocating and his IQ was in a hurry. For the first time, Mr. Xu felt that he seemed a bit overwhelmed.
In the end, Li Xian made a summary, "In the past, we did not have the foundation and the environment to set up a bank, and we didn't want to reveal this plan in advance. Now, fighting everywhere is our best opportunity!"
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