Vol 2 Chapter 1: loan

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In mid-March, the 2004 Top Ten Lawrence Champions Award was announced. Although it is called "Lawrence", this award is not the same as the Lawrence International Award. The predecessor of this award was the selection of the top ten athletes in China. Although Zhang Guan was shortlisted, he was eventually voted out after voting. After all, Zhang Guan's qualifications are still too shallow, and the final selection is also the outstanding athletes who have been playing in sports for many years and have won many honors.
At the end of March, the national team began closed training.
The training was not held at the same place. Since all the participants of the Olympics have not been confirmed, the training is still based on the principle of proximity. For example, Liu Feiren participated in the training at the Xinzhuang training base, and Zhang Guan went to the National Sports Center for training. Base training.
In this large-scale training activity, in addition to athletes, domestic excellent coaches will also be recruited to participate in the training. All the personnel involved in the training will need the room and board, venue equipment, medical care, and ground transfer training. Responsible, sports equipment is also issued by the field management center. In addition, the coaches of the project in the venue can also bring 1-2 sparring athletes, and the room and board expenses are also borne by the center.
For many young athletes, being a sparring partner in the national team is also a golden opportunity. You can recognize the best athletes and coaches in the country, and experience the highest level of training in the country. For young athletes, it is a self-improvement. Good opportunity.
The training of track and field events is an extremely boring thing, such as basketball, football and other team projects. In addition to training, there are tactical explanations and teamwork training; and like table tennis and badminton, even singles have tactical training; and The training of track and field events is faster, higher, farther and stronger, especially the 100-meter sprint. Basically, there is no tactics or teamwork, so training is repeated over and over again. Very Simple, but an alternative torture.
From the initial freshness, to the later boredom, to the later disgust, to the final numbness, in the repeated repetition, Zhang Guan spent three months, until the end of the National Athletics Championships and Athens Olympics trials in late May After this, the training was over.
Zhang Guan returned to his hometown again in early June, he will enjoy the last holiday before the Olympics. According to the schedule, the Athens Olympic Games delegation inaugural meeting will be held in July, followed by the Olympic oath meeting, followed by athlete training, and then set off for Athens.
...
The most important thing for Zhang Guan this time is to prepare as many euros as possible. To this end, he took the real estate certificate of the housing awarded by the provincial sports center and came to the bank's credit center business hall. He is already eighteen years old this year and can borrow money.
Zhang Guan walked into the door of the business hall of the Bank of China Credit Center. The salesman sitting behind the counter looked up at him, but ignored him.
This year, personal loans are mainly student loans for poor students and personal housing loans. Student loans are often only a few thousand yuan, which can be handled by many county-level credit unions. In terms of housing loans, housing prices are not high. The amount of the first down payment is relatively high, so a house can borrow more than one hundred thousand at most.
This bank credit center usually handles some big business of corporate loans, so when Zhang Guan walked in, the salesperson knew at a glance that Zhang Guan was not an entrepreneur, and naturally no one took care of him. With the little money for student loans and mortgages, these salesmen really look down on them.
In desperation, Zhang Guan walked to one of the counters and sat down, while the credit clerk on the opposite side was still typing on the keyboard, ignoring Zhang Guan at all.
"I want to make a loan." Zhang Guan said.
The man still didn't look up, but looked at the computer and said directly: "The student loan must go to the school to open a certificate, and then go to the credit union or the agricultural bank to do it."
"I don't want a student loan, I want to..."
Zhang Guangang said halfway, but was interrupted by the opposite.
"Housing loans must also be certified." The man raised his head impatiently, glanced at Zhang Guan, felt a little familiar, but did not recognize him.
"I want a mortgage." Zhang Guan said while pulling out the real estate certificate, and then said: "I want to use this house as a mortgage for loans."
The salesman looked at Zhang Guan curiously. There were very few people who chose to use the house as a mortgage to obtain personal loans this year. Even the old salesman like him rarely received it.
He took the real estate certificate, opened the address, and said, "The family hall of the Sports Hall, this is a civil servant community. The location is good, and the water, electricity and heating facilities are complete. This house is good. The name on the real estate certificate is Zhang Guan. is it you?"
"It's me." Zhang Guan handed his ID card to the salesperson.
Zhang Guan still uses the first generation ID card. Although the photo is not as clear as the second generation ID card, but because it was just last year, the photo is not much different from the real person. Then the salesperson looked at the photo on the ID card. Eyes and faces suddenly showed incredible expressions.
"Zhang Guan! Are you Zhang Guan?" the salesman asked aloud.
Zhang Guan nodded.
"It's the record-breaking Zhang Guan! The Flying Man Zhang Guan!"
"Really Zhang Guan!"
"Sign me a name!"
"Have you brought a camera, let's take a photo together!"
The salesmen in the business hall all gathered around.
In the country, Zhang Guan's reputation is not high, far inferior to Liu Feiren. After all, Liu Feiren has been continuously honored in international competitions since 2000, and Zhang Guan’s success was the champion of the Asian Athletics Championships last year. The domestic reports of the Asian Athletics Championships were relatively low-key. Many people simply did not know yet. There is such a game, if it is not because Zhang Guan broke the Asian 100-meter record, I am afraid it has already been forgotten.
However, this city is Zhang Guan’s hometown, so Zhang Guan is still well-known, which has a direct relationship with the propaganda. As Zhang Guan’s hometown, he naturally gives the maximum coverage of Zhang Guan’s breaking the Asian 100-meter record. Here, although most people still don't know Zhang Guan, almost everyone knows Zhang Guan's name.
"What are you doing at work!" A voice came from the side, and it was Manager Wu from the Credit Business Office who came.
Everyone saw that Manager Wu came, and all returned to their original positions, and someone had just told Manager Wu about Zhang Guan’s arrival. I saw him approaching Zhang Guan and reached out his hand and said, "Hello, I’m credit The manager of the department, my surname is Wu."
"Hello Manager Wu." Zhang Guan got up and shook hands with Manager Wu.
"Mr. Zhang, how are we talking?" Manager Wu showed a professional smile and led Zhang Guan to the VIP service center in the back.
After seating, the staff served refreshments, and Manager Wu greeted Zhang Guan to drink tea, and then entered the topic and said: "I heard that you want to handle personal mortgage business?"
"Yes, I want to use this house as a mortgage." Zhang Guan pulled out the real estate certificate.
Manager Wu took the real estate certificate, looked at it roughly, bowed his head and thought for a few seconds, and then said: "The value of this house needs to be evaluated by the professionals of our bank, but I estimate that this house is mortgaged , There is no problem with a loan of 300,000 yuan."
"Is there any other way to borrow more?" Zhang Guan asked.
"There must be a way." Manager Wu then asked: "How much do you need?"
"If there is more, more," Zhang Guan replied.
Manager Wu nodded: "I can loan you a million."
"One million? But my house is not worth so much!" Zhang Guan said.
"This house can have a loan of 300,000 yuan, and it is estimated that the assessment is similar. However, you are a well-known athlete who broke the Asian record, so you can give you some more loans, but like you, in my case, I can only go to One million, if it exceeds one million, you need to be in charge of the president’s approval. In addition, if you can find a suitable guarantor, you can also borrow more money." Manager Wu introduced, and then added: "Actually I am your fan."
Zhang Guan thought for a while: "One million is one million, but I want to change all to Euros, is it okay?"
"Euro? I see, you are going to participate in the Olympics!" Manager Wu immediately thought of the Athens Olympics two months later.
"Yes, I want to make a big one by the way." Zhang Guan said a very reasonable reason.
Wu Jing, a big commodity worth one million yuan, had only thought of cars for a long time. He immediately guessed whether the country would give those athletes participating in the Athens Olympic Games any preferential policies, such as buying imported cars without paying customs duties. Zhang Guan I want to make a fortune.
However, Mr. Wu will not inquire about the customer's privacy, so Mr. Wu immediately applied for a loan for Zhang Guan, and helped Zhang Guan open a foreign currency account to deposit the exchanged euros.
The euro was just officially launched shortly. According to the exchange rate at that time, only one million yuan was exchanged for more than 90,000 euros.
Afterwards, Zhang Guan took out several game prizes and exchanged them all for Euros, which added up to more than 20,000 Euros.
Then Zhang Guan asked his parents again. Although Zhang Guan's family is not a rich man, Zhang Guan's parents' income is still good, and he has accumulated hundreds of thousands over the years. This time Zhang Guan represents the country to participate in the Athens Olympics. In the eyes of father Zhang and mother Zhang, it is very honorable In fact, after going abroad, I could not lose face anyway, so I exchanged 30,000 euros for Zhang Guan.
In this way, Zhang Guan’s bank card adds up to a total of 150,000 euros.
...
After Zhang Guan returned to the provincial sports center, due to the departure of Chen Lao, the track and field team temporarily arranged another coach for Zhang Guan. Although this new coach can’t compare with Chen Lao no matter in level or seniority, but temporarily It's okay to deal with a few days.
At the same time, Zhang Guan proposed to the team to learn English. At present Zhang Guan is the absolute top player of the provincial team. His request was immediately resolved by the team. He found an assistant from the college physical education department and taught Zhang after dinner every day. Crown for two hours in English.
In his previous life, Zhang Guan worked hard to learn English for a period of time. Although he didn't pass the exam in the end, he still has some English skills, and his mother is also an English teacher, so Zhang Guan's English foundation is still very good. The other athletes in the system, who have been training since childhood, have no time to learn at all, and Zhang Guan's English level is much better.
Zhang Guan is not very demanding of himself, and he doesn't have to become an English master to realize the basic conversation in life.
After a month in the provincial capital, Zhang Guan returned to the capital and the fourth round of the National Athletics Grand Prix was about to start in the Beijing Sports Grand Prix.

The third chapter is delivered today. This book gave birth to the first rudder master, the town of loli green. Before crossing the border, it was completely unexpected that a rudder master could be born in the new book period. Thank you very much for the support of loli green town. Thanks to the book friend Xin Weixue for several golden eggs and rewards. Thank you book gigiliu5277, chapter one, teame, mistakenly entered the book series, book buddies 151028122651876, Baidu 360 guardian, Ji / / life reward. In the new year, the customs clearance will also strive to update a lot, give back to your love and support, and please continue to support customs clearance. Finally, I wish you all a Happy New Year!