Chapter 417: Loan negotiation

Early the next morning, Su Ruoyan began to act on this side. First of all, it is natural to go to the company to arrange a little task first, because the new funds have not yet been put in place, many things have not been implemented, and now it is only implemented according to the original plan, the main thing is whether new funds can be obtained. Su Ruoyan has already said this on the board of directors. It must be able to pull the loan, but she is very confident, but to tell the truth, there is no bottom, because I don’t know if Li Huailin can think of it. Yesterday, Li Huailin assured that he was very sure that Su Ruoyan believed him, but what the specific party would do, Su Ruoyan did not know at all.
Although I didn't receive a phone call from Li Huailin in the morning, Su Ruoyan didn't even call it, because Li Huailin said that he answered Su Ruoyan within one day. Now the time has not yet reached one day. Su Ruoyan does not want to remind, but directly I chose to go to Huaxia Commercial Bank.
Entering the head office of Huaxia Commercial Bank of Xs City, it showed its intention. Soon, the president of the company here took the initiative to receive Su Ruoyan, although they said that the bank had no major cooperation with Tiancheng Group, but as the city of xs The largest group of the best, the president here is not too sloppy.
"Su Manager, we have already known your intentions, but I can ask with a taste. The cooperative banks of your group have always been Huaxia Construction Bank. It seems that there is no big deal with our China Commercial Bank. I don't know why this time. Will you suddenly find us to cooperate?" The lieutenant here is also very strange to ask.
"I urgently need funds, but there is not so much money available to us on the CCB side, and we have heard that your bank has recently repatriated a large wave of funds, so I will think of working with you." Su Ruyan replied.

A big wave of money?
The banker here is slightly puzzled.
I don’t know what the amount of money that Tiancheng Group needs to borrow this time?

"260 million." Su Ruoyan immediately replied.
"260 million?" The chief executive was immediately shocked. This is not an ordinary figure. Because he had only talked with Baifeng people about it yesterday, Baifeng Group had already filed a loan application at the beginning of this month, the amount was just 260 million, and the loan has entered the final review stage. If the information provided by the other party is not a big problem, the loan will hit the other party's account within three days. Now that Su Ruoyan has said this number, the governor here immediately understands what the other party means.

Sue Manager is eyeing the loan of Baifeng Group?
President Qian immediately said,
Sue Manager, although I don’t know where you know the news, I can tell you that we are indeed returning. The 260 million funds are ready to be loaned to the Baifeng Group, and the funds have entered the final review stage. The funds will be borrowed within three days, and you now say that you want to lend the funds. It’s not too late, and it’s a thousand steps back. We’ve been doing a good job with Baifeng, and it’s the first time that you have cooperated with us. It’s impossible to lend money to you instead of Bai Feng."
"As far as I know, the operation of Baifeng Group seems to be in trouble, and it has been in a state of deficit." Su Ruoyan said with a slight smile. "I am a long-term leader. Should I consider whether Baifeng Group really has the ability to repay this amount?"
This sentence made the squadron hesitate a little. Indeed, the original Baifeng loan did not need such trouble at all. Now it is only half a month to review the economic situation of the other party. It is to observe whether the other party has the ability to repay. It is not enough for more than half a month to understand. The president has judged it. I think that the other party still has this ability, and is determined to lend to the other party, so I will agree.
After thinking about it, the president said with affirmation: "According to the current situation of the other party, I feel that the other party should still have the ability to repay. Especially next month, the other side of the property Linjiang Garden will be on sale, the funds should be very Quickly returning, I want to repay the loan should be no big problem. In short, Manager Su, I will tell you clearly, under the same conditions, we will definitely consider the Baifeng Group that has been working together for many years instead of you."
"Under the same conditions?" Su Ruoyan asked here.
"Of course, we are all businessmen. If you have better conditions on this side, we will naturally consider it." Minhang said with a smile.
Su Ruoyan naturally understands the meaning of the other party. Although he said that he has many years of friendship with Bai Feng, but as long as the conditions here are better than the other side, he will naturally choose himself. After all, it is business, but these conditions should also be It is not a very good condition. For example, raising the loan year, increasing the amount of borrowing, or directly letting you carry some bad money is not a good thing for Tiancheng Group.
"Our loan conditions are the same as Baifeng, borrowing for one year, the interest rate is 6.58%." Su Ruoyan said that one year is a relatively important watershed, because the loan within one year is short-term borrowing, the interest rate is relatively low, and one year The above borrowings are medium and long-term loans, and that is another interest rate.
"Hehehe..." The president is really laughing. "Su Manager, I have just said that since the conditions are the same, why should I choose you instead of the Baifeng Group, an old customer who has been working with us for decades? Manager Su, to be honest, I have not seen any sincerity of your Tiancheng Group until now. I think there should be no good cooperation between us. You still have to go to your partner bank to talk about the loan. I am here. ......"
The embarrassing leader is obviously the meaning of rejection. Although Su Ruoyan has no expression, but the secretary of the side Tian Jing is anxious. She is just sent to be the secretary of Su Ruoyan, and she does not know Su Ruoyan. In the end, how is the ability, but it seems to be a little anxious to watch this first thing seem to be messed up.
"Wait, I am long..." Tian Jing hurriedly stood up and said, "Don't you look at the materials of our company first."
Tian Jing means dragging the time first, then thinking about the way, otherwise the other party directly sent the guest, but the president seems to have made up his mind, and waved his hand and said: "I don't use it, I still have something, or else. ......"
When he was not long, he said that the door of the reception room sounded, and across the glass, the lieutenant on the side could see his deputy governor gesturing with his face in a hurry.
"The two wait a little, I will go and see what happened." The president looked at his deputy governor and seemed to have something urgent to say, so he said to Su Ruoyan and stood up. Go to the door.
"Sue Manager, we are not able to lend money." Seeing no one, Tian Jing immediately said to Xiao Ruo and Su Ruoyan, she is a professional financial background, and now she has been engaged in this industry for almost ten years. I thought that Su Ruoyan here is estimated that the university did not understand it when he graduated. So he said with the guidance, "If we don't give them some benefits, we can't get a loan. I see this long line and Baifeng." Cooperation for so many years, you said that there is nothing in private, this is impossible..."
"Don't panic." Su Ruoyan reached out and stopped Tian Jing's words. "I didn't have a bottom before, but just now, I suddenly got the victory."
Su Ruoyan said that he took out his mobile phone. Just when he was just talking, Su Ruoyan suddenly received a text message from Li Huailin. The above words are very simple: "Things have been fixed and you can play with confidence."
"Winning point?" Tian Jing did not know what was going on, and asked inexplicably, "What wins?"
Tian Jing’s words were just finished. The sly line at the door suddenly ran back sweating and then sat in front of Su Ruoyan. He said very seriously:
Su manager, that... I think carefully I thought, we and Tiancheng Group should still have room for cooperation, especially this time. Originally Tiancheng Group is also the leading boss of our real estate industry in xs city, and cooperation with our commercial banks, it is not a strong alliance, a good thing, I think about the loan. We should talk very carefully. But now there is a little urgent situation. I need to deal with it a little bit. I don’t know if Manager Su will have time tomorrow or the day after tomorrow. Let’s see you again. The problem, can't you see it?"
"Oh? Is it true that the president is really doing this?" The attitude of the other party’s attitude of 180 degrees is something that individuals can see. Su Ruoyan is also a slight smile, with the meaning of a little laugh.
"Yes, we are really sincere on this side." President Qian said immediately.
"Yes, in that case, I will come back to visit tomorrow." Su Ruoyan stood up and said, and then shook hands with the opposite leader. "I hope we can cooperate happily."
"Well, sure." The governor also stood up and said.
Out of the bank's door, Tian Jing here has not responded. How suddenly the other party changed so much, it seems that he is unwilling to take care of himself, but the next second becomes a pleasing meaning. Looked at Su Ruoyan around him, Tian Jing just wanted to ask what was going on, suddenly pressed, his mobile phone rang, Tian Jing quickly picked up the phone.
"Yes, it's me, you said... ah? What? Wait, is it true? Waiting for me to check the Internet, ok, it's good." Tian Jing hangs up the phone and immediately starts using the mobile phone to check the Internet.
"What's wrong?" asked Su Ruoyan next to him.
"The site of Baifeng has a big deal." Tian Jing said with amazement. (To be continued, please search for astronomical literature, the novel is better updated faster!