Vol 2 Chapter 218: : Rejecting Banks, Passing Risks

However, she also figured out what kind of character Ye Hua was. After all, she knew everything, so she didn't have anything to do, or she would inevitably be tossed by him for a while.
"These are the things you reminded me to report to you as you progress. Intel has already shipped the first batch of chips by air, with a total of 650,000 chips. Other outsourcers have also completed the first batch of supplies. One week Later, the final modular assembly can be carried out. By the beginning of May, the final phc mainframe can supply about 60,000 units to the market. "
Ye Hua nodded, phc equipment may not be the most profitable product of the coastline company, but it is the cornerstone of the entire ecological chain. He attaches great importance to this matter and thinks for a moment: "Capacity is still not enough, notify the operation department to expand capacity as soon as possible."
"Well, we have already begun to discuss the results of the expansion of production capacity. After one week, the company will gather downstream outsourcing manufacturers to expand the production scale." Qiao Wei said.
With the mass production of phc, the electronics manufacturing industry in the Pearl River Delta has ushered in a good day. Coastline companies will mass produce 2ooo sets of phc equipment, which means that it has brought in an output value of US $ 1.2oo billion, which is equivalent to over US $ 800 million. Orders were divided among major supply chains upstream and downstream.
Manufacturing factories that were all laying off workers or even facing closure because they did n’t have work to do immediately thrived. Coastline companies ’orders were outsourced to major supply chains. They did n’t work hard at the beginning and now they ca n’t get orders.
Of course, it is impossible for a coastline company to spend more than 100 million US dollars at once, and it is impossible to have so much capital, but it is also impossible for the upstream and downstream supply chains to eat all at once. That is 1.4 billion yuan, and all the money made last year is invested in phc heavy-volume production. With the pre-sale of phc and the sales day in May, the second phase of investment will follow up after the return of funds.
It is worth mentioning that during this period, major commercial banks were about to break the threshold of the coastline company. Since the bank learned that the coastline company will invest 20 million sets of heavy-duty production on phc this year, it will be calculated soon Out of this, a capital scale investment of $ 13.7 billion was required. At the beginning, the risk assessment revealed that the bank was a bit falsified.
However, with the pre-sale of phc, the risk assessment centers of major banks immediately regarded coastline companies as high-quality investment targets, so the presidents of major commercial banks came to shoreline companies to promote payment business.
More than $ 13oo, it ’s still the U.S. dollar. The coastline companies are rich and not fake, but they are not as rich as the enemy. The world can now make so much money besides Apple. No second company can do it.
Even major banks are unlikely to take it out, but it is also estimated that after the coastline company's capital turnover has arrived, there should be a funding gap of more than 400 million US dollars, about 300 million yuan.
Even if more than 3 billion yuan is a sky-high price, two or three banks can't afford it.
It can be seen that it is not surprising that bankers broke the threshold of the coastline company, but the presidents of the major banks were very angry, because they could not meet Ye Hua himself as expected. The coastline company is indeed short of money, but it has not found The bank borrows a penny.
Really annoying the bank, not only did Ye Hua not meet any bankers himself, he also did not allow He Hao, Qiao Wei and other senior companies to deal with the bank.
Coastline has no debt banks since its inception. Part of the reason is that he hopes that this record will be maintained forever and implements the zero debt ratio of the coastline to banks. As long as you don't owe bank money, your company will definitely not have any unexpected moths.
Ye Hua is really not cold about people who engage in finance and bankers. They are the real vampires. Coastline companies did make more money than finance at one time, but they cannot ignore the promotion of entities and technology.
What about bankers? Now look at your prospects and give you a loan, and if something happens to the moth, immediately draw a loan.
The so-called drawdown is that the repayment period has not yet reached the stipulated period of the agreement, and the bank thinks that your business has run into problems, and he asks to recover the loan in advance. So which company can afford it?
Former rich pharaoh from buying to buying to selling and selling was a matter of bank lending, and the entire Wanda Group was crumbling.
Ye Hua has always been a cautious person. There is no way he can offend too many people and move too many people's cheese. Large-scale debt banks mean that uncontrollable risks will skyrocket. In case of market operating problems, such as artificial The operation is overshadowed by others, which will cause a chain reaction.
At this time, if the bank gave you a trick to take a paycheck at the bottom of the pot, it is almost a death. If you really want to encounter this kind of thing, then Ye Huatie must sell and sell like Lao Wang. Those bad old men who play finance are bad. very.
Without owing bank money, none of these potential risks are linked to shoreline companies.
In fact, Ye Hua is also a thief, and keeping the record of not owing a penny to the bank is definitely not the main reason.
The reason why he did not see the people of the bank himself, and did not let his people contact them ...
But the coastline company ’s funding gap of more than $ 400 million is still there. People who do n’t see the bank do not mean that the gap is gone.
And the bank has eaten behind closed doors at the shoreline company, but as long as the mass production plan of 20,000 sets of phc this year remains unchanged, the gap of more than $ 400 million will not disappear, and the bank also knows this.
For banks, this business must be done.
Ye Hua has now closed the door to the coastline. At this time, it is equivalent to forcing the bank to find the major outsourcing vendors in the phc supply chain. It is also the same for lending them, but it will be a lot more troublesome and the cost will increase There is no coastline here. One step comes in fast, really.
But at least this money lending business can sit and make money.
Ye Hua also cooperated with the bank at this time. In fact, he was playing a rogue with the supply chain manufacturers below. It was also very bad. It was clear that I did n’t have that much money, but you had to take my order. Keep up with the production capacity, and then I will return the funds to you. If you do not do it, I will not place an order for you. I will give it to others.
At this time, the bosses of the factory are very uncomfortable, which means that they have to bear a lot of risks.
The money was invested, the accounts payable on the coastline company were not late, and the company's capital turnover would be problematic. In the event of a problem on the market side, the goods could only be hoarded in inventory, and the risk was here, but Can't give up the fat list of the coastline company, what should we do at this time?
So for factory owners, there is only one way to find a bank loan.
I can only say ... wonderful!
Ye Hua's move is tantamount to killing two birds with one stone. It not only solves the problem of insufficient supply of capacity caused by the company's funding gap, but also distributes the risks to the manufacturers in the major supply chains upstream and downstream.
The trick is a high trick, which is a loss, and let the bosses of major factories take the risk for no reason ~ EbookFREE.me ~ Ironly scolded Ye Hua in the back.
However, Ye Hua didn't mean to pit them. So many supply chain manufacturers are backed by thousands of on-the-job workers. The bank did not dare to make such money, and it was engaged in such things as drawdowns. The bank must also re-evaluate. If the bank is so messed up, the factories will collapse and the hundreds of thousands of people will lose their jobs.
It fully proves that there are many people and powerful forces. Although Ye Hua has transferred potential risks to upstream and downstream supply chain manufacturers, but because of its large area and large influence, banks are afraid to blindly. Under the constraints of multiple parties, it is equivalent to The realized risk offsets the potential risk.
All those imaginary heads are doing some self-interesting capital operations. Everyone is still honestly doing business together. They all have money to make and they can eat meat. This is the sustainable money making and the science fair. How good.
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