Chapter 83:

As spring goes and autumn comes, the leaves are falling, the treetops are fruitful, and the golden autumn is worthy of its name.
The farmers harvest in autumn and the fruit growers pick. When the farm is busy, the students in the school are on vacation, and they want to go home to help with the harvest. In the school, they covered the white complexion and quickly changed back to the color of wheat. The sweat was sprinkled on the fields and Receiving success is the support of a family's life in the next year.
Peeled pears are placed on Lin Yuan's table. The local pears have a green skin and are about the size of a teenager's fist. The flesh of the entrance is a bit rough, but the juice is rich. Because of enough sunshine, it is rare and sweet.
Almost no one grows fruit before. This thing is different from crops. It can’t fill your stomach. Only rich people can buy it, but poor people can’t afford it. Therefore, fruit farmers plant a little bit at least and put more energy on crops.
The cooperative planting promoted by Lin Yuan last year has achieved results, and the fruits are on the market, and the people are willing to buy some to go home and try fresh.
People's purchasing power becomes stronger, and the economic market becomes stronger and stronger.
The notable change is that housing prices have risen.
Especially the housing prices in Gaoyou.
Earlier, you could buy a three-in-one house for tens of taels, but now there are hundreds of taels, all of which are priceless.
Many people are willing to pay, but few people sell houses.
If it were built outside the city, the price would naturally be much lower, but apart from the refugees, no one wanted to buy a house outside the city.
Lin Yuan still remembered that in his last life, when attending a meeting with the boss, he heard a high-level person talk about housing prices.
Housing prices are the foundation, the cornerstone and fortress of the social economy, and the last barrier.
Once housing prices collapse, it means that the economic loss is irreversible, just like the economic bubble of the last century.
Therefore, no matter how high or outrageous the house price is, as long as it is still under control, even if there is a problem with the economy, house prices will never fall.
When it really fell, the economy collapsed.
The price increase in Gaoyou is good news.
The bad news is that many people can't afford a house.
Most of them are refugees. They don't have their own houses in Gaoyou, and they finally save some money, but they can only dare to face the high housing prices.
Lin Yuan found Zhou Fu and discussed this matter with him in detail.
"Loan" is a new concept, but it's not completely new, it's just that the people don't know it.
For merchants, if the temporary turnover is unclear, they will write a deed, agreeing to repay the amount as soon as possible, and pick up the goods first.
So when Lin Yuan mentioned it, Zhou Fu understood it.
Zhou Fu was a little worried: "I am afraid that the people will not be willing."
For many people, debt is a big deal. They would rather save money and save money than take debt.
Lin Yuan: "It depends on Chairman Zhou."
Zhou Fu's head was as big as a fight, and he said: "If you are entrusted by your adults, you will not refuse."
But Zhou Fu still has questions: "My lord, the people can survive by farming, and they may not be able to leave their hometown in their entire life, so why bother..."
Lin Yuan looked at him like a small group of people in this era.
But it is this small group of people who determine the fate of the people's lives.
Although Zhou Fu is a businessman, not an official, his thoughts are close to this part.
They all feel that the people don't know how to write, and they are busy every day just to fill their stomachs. It is enough for the people to have clothing, clothing and food. If they give them too much, they will become rebellious.
In the eyes of this group of people, the people are beasts and they have no value to society. As long as they honestly focus on the one-third acre of land in front of them, they should marry when they should marry, and they should have children when they should have children. They understand that Too much, too much can be done, but it is not good for society.
Lin Yuan shook his head at Zhou Fu.
Zhou Fu was taken aback, and quickly accused him of crimes: "Adult Gao Zhi, how can the villain understand."
Some words are unclear. Even if Lin Yuan's explanation of gongs and drums is not clear to many questions, few people can understand them. Since the explanation is not clear, they simply won't explain it. He gave instructions and the people next to them did it.
When the educated new generation gets up, they will naturally understand.
Lin Yuan lifted up Zhou Fu and said with a smile: "Then entrust it to Chairman Zhou."
The cold sweat on Zhou Fu's forehead came out, and he nodded his head again and again, and couldn't stop thinking: "Did the South Bodhisattva have such a momentum before?"
He still remembered that when he first saw Nan Bodhisattva, in his eyes, Nan Bodhisattva was just a pure young man, with generous and gentle manners, since when did he have his present aura?
Leaving the government office, Zhou Fu walked on the road, he took out a silk paw to wipe the sweat from his forehead.
The people on the street were bustling with people, the street vendors were all laughing, and the children were laughing and playing.
Who would have thought that a few years ago, the people here were still not full of food and most of the children were sold out, not to mention reading and literacy?
King's weather...
Zhou Fu lowered his head, feeling that his life's luck had been taken in a gamble a few years ago.
Abandoning the family business that she worked so hard in a different place, she came to Gaoyou single-handedly. In order to reassure Lin Yuan, she took over her old father and mother, brothers and their family members, and her own children—her wife was unwilling to leave her hometown. Please go back to her parents' house. He gave her generous money and food. If she remarries in the future, the money and food will be her dowry, and it will be considered as the fate of the husband and wife.
Then he married another wife in Gaoyou. He was the daughter of a small family. He was also regarded as a guest. Although he was not affectionate, he still respected each other. Sometimes he went out for business, and it lasted a year. Take care of the young and old, take care of the house, and settle down after becoming the president. The wife is pregnant with a child and will have a baby soon.
As soon as Zhou Fu went back, he found his old servant.
The two talked secretly all night before the old servant left.
The old servant's surname is Wang, and he is called Second Uncle Wang. Second Uncle Wang is a diligent man with quick hands and feet. He looks honest, but he is actually not shrewd. He left Zhou's house with his family the next day and knocked at Zhou's door After a few heads, it drew passers-by's attention.
After all, in the eyes of ordinary people, working as a servant in a big family will definitely live better than those outside.
Second Uncle Wang was standing on the street with tears, when someone came to ask.
"Uncle Wang, what did you make wrong?"
Second Uncle Wang shook his head: "It's the boss who treats me well. Seeing that I am old and old, let me be a free citizen."
The man asked again: "Leaving Zhou's house, do you have a place to live?"
Second Uncle Wang shook his head again: "Gaoyou prices are too high."
The people all agreed:
"Too high! If it weren't for the ancestral house, my family would definitely not have a house to live in."
"I don't know when it will come down."
"Wang Er came from the Zhou Mansion. He must have savings. It is different from mine."
Second Uncle Wang sighed, raised his sleeves and wiped his tears: "My boss treats me very seriously, but my son married a wife, so all these years of savings have been put in."
"That's really..."
"It's better to rent, there is also a place to stay."
People watched Uncle Wang disappear into the street dragging his family.
A few days later, there were new talks in the streets and alleys, and people were talking about the house Wang Erxin bought.
"What about the green bricks!" They were envious. "There is a big yard, and there is a garden behind it."
"How much money does it cost?"
"There is a hundred taels! That piece of land is very expensive!"
"Didn't Wang Er say he has no money?"
"You heard him say that this skinny camel is bigger than a horse, and he works as a errand in the Zhou Mansion. Maybe he still feels that a hundred taels are not enough to stuff his teeth."
"I often hear how Zhou Fu is rich and honorable. This is a real experience."
After a few days, the atmosphere changed again.
"Have you heard? Just Wang Er's big house was bought with a loan."
"Even a loan?"
"Just ask the court to borrow money and pay some back every month."
"How strange, the court has also borrowed money from the people."
"It is said that the Nan Bodhisattva realized that the people could not afford a house, so he came up with this method."
"Then Wang Er bought a house with money borrowed from the court. He collected twenty taels from his family. The other eighty taels were borrowed from the court. By that time, he would repay four hundred wen each month for twenty years, and most of them were for the court. Interest."
"Then what if he fails to pay the bill?"
"If it is not returned for five months, the court will take the house back and sell it again."
"This is a good way, lest the rogue will take advantage of it."
Although the people talked about it and thought it was a miracle, none of them applied for a loan.
Fortunately, this was also expected by Lin Yuan. After the establishment of Xinhua State, the concept of loans became familiar to the people. Spend tomorrow’s money and enjoy today’s life. That’s what I said, but there were not many who dared to borrow at that time. At most, big entrepreneurs or small companies dare to do it, but ordinary people don't dare.
People save money to buy a house and save a half of their lives.
As a result, housing prices have risen and money has depreciated. I can’t afford the house I originally wanted to buy with the money I saved for a little bit of my life.
Slowly, people began to accept loans.
This process took more than ten or twenty years.
Naturally, Lin Yuan didn't think that the common people could quickly accept this concept.
Fortunately, Zhou Fu has his own way.
The common people found that more people around them borrowed money to buy houses.
Originally, the family squeezed the iron head of a small hut to get a loan, and bought a house, including the main hall of the hall, and the penthouse wood room. Finally, there is no need for the whole family to sleep on a kang.
There is also a concubine who moved from Taizhou to Gaoyou and can only rent a house. Now he also borrowed money and bought a house.
It seems that the number of people buying houses has suddenly increased!
Everyone has a room, but I don't have one yet.
Besides, those who have taken out the loan did not see the embarrassment of their lives. The whole family can work and buy a smaller house. The location is not so good, only three or forty taels, and the other two or three. Twelve taels were borrowed from the court, and they would return about one hundred wen a month.
As long as there are two people working in the family, the money must be taken out.
Many people are beginning to be moved.
But I didn't dare to borrow it at home, so I squeezed my friends and relatives to go with me.
So now there is a spectacle--
Those who get loans are all in a swarm, often with hundreds of individuals.
It seems that there are more people, they feel more at ease.
Zhou Fu breathed a sigh of relief.
He spent a lot of money to find those trusts!
My heart is bleeding!
But he was also happy with blood dripping, and if someone else did it, he couldn't bear it.
Pain and happiness.
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Thanks to Ju Ziyi, Zhuge Kongming, my wife, Axie, and Mang Yao for the mines