Vol 2 Chapter 123: Planning money house

During the talk, the two have already reached the facade of Qianzhuang. `顶`点`;`.2.o
As soon as you enter the gate of the bank, it is a hall. In the hall, there are many virtual panels, Cheng Yang knows, these virtual panels function as the ATMs before the end of the day.
In the middle of the inner side of the hall, there are several separate offices, and the decoration is more luxurious.
Cheng Yang pointed to the office in the middle and said: "Wang Lu, then that is where you work."
Wang Lu walked quickly, and the pattern inside was similar to that of the modern office, except that he could not see an electrical device here, and he could see a very magical virtual screen on the table. .
There are a lot of permissions and setting options on this screen, and Wang Lu can modify it. However, after the most basic content is set, it is necessary for Cheng Yang to confirm this.
No process Yang does not need to operate in the money house, he only needs to be able to do it at the altar of the territory. Because of all the buildings in the territory, there is an operation panel exclusively for Chengyang on the altar of the territory.
After Wang Lu became familiar with the environment here, Cheng Yang said: "I will give you 70,000 points of psionic value for a while, and open loans to all the people. You set the maximum amount of borrowing per person per day. Revenue, accumulated borrowings with no more than two days of borrowing, the maximum loan repayment time is 10 days. After you submit it, I will approve it immediately."
Wang Lu nodded and asked: "What about interest?"
Cheng Yang thought about it and said: "On the day of interest, 1% of the interest, borrowing once, generating interest less than 1 psionic value, settled with 1 psionic value."
Wang Lu was suspicious: "Is this a little high?"
Cheng Yang said: "This is not too high. It is estimated that it will grow in the future. At that time, there will be different loan ratios for different groups of people. After all, unlike the peace and prosperity of the world, the death rate of the warriors is definitely much higher than that of the last days. Therefore, it is inevitable that there will be a part of the dead account, and the risk of borrowing is quite large. I estimate that 5% of the daily interest will appear in the future."
When Wang Lu suddenly understood it, he suddenly asked: "Lord, what if someone has a debt?"
Cheng Yang smiled and said: "No, I have to build this money house to start the loan business, because it is managed by the rules of the gods. Because anyone borrows the psionic value from the bank, it is equivalent. Signed a contract supervised by the rules. As long as the time agreed in the contract is reached, the psionic value on the individual account will be automatically deducted. If it is dead, the account balance will be used to return the debt first. Wherever people are, this rule is valid."
Wang Lu just let go of his heart. After all, if there are too many dead accounts in Qianzhuang, even if the interest rate is high, it will not work.
Cheng Yang continued: "In addition, there is a deposit business in Qianzhuang. The interest rate is 0.1% for the time being. It is estimated that there are not many people depositing money now."
Wang Lu nodded. She also knows more about the status of the psionic value of the territory. Now everyone's daily psionic value is enough for their own use. Where is there still saved. Of course, Cheng Yang is an exception. His current psionic value is enough to scare many people.
When Cheng Chengyang transferred 200,000 points of psionic value from his personal account, the money was naturally from Yuan Jianze.
When I saw the money in my own operation, I had such a large sum of money. Wang Lu was shocked. She remembers that Cheng Yang said that it was the transfer of 70,000 points of psionic value. How did it become 200,000 in an instant?
Cheng Yang saw Wang Lu’s doubts and said with a smile:
The 200,000 psionics value I have saved, you can pay me two hundred points of psionic value every day. The psionic value that I said before. The psionic value of the territory belongs to the territorial funds, and the income of the bank is used to strengthen the funds of this part of the territory."
Wang Lu knew this. At the same time, he was shocked by the speed at which Cheng Yang earned psionics.
Subsequently, Cheng Yang left the bank, leaving Wang Lu to manage the money house here.
When Cheng Yang came to the altar of the territory, he transferred 70,000 points of psionic power from the territory to the bank, and the total psionic value of the bank has reached 270,000 points.
Cheng Yang simply did a calculation. If these psionic values ​​are all borrowed, and no dead debts are calculated, 2700 psionics can be created for the territory every day. Of course, deducting the interest given to Cheng Yang, and some of the dead accounts that may be generated, this value should be around two thousand points.
However, at present, the battalions of Luofeng Village are all military forces. Under this unified action, Cheng Yang has always insisted on suppressing opponents with absolute superiority. In addition, the comrades in Luofeng Village have always had priests and Pharmacy, so the number of casualties has been extremely small. So the current income is basically an infinite approach of 2,500 points.
This is undoubtedly an effective means of increasing the value of the psionic power of the Territory. It is equivalent to letting the violent value of the territorial warriors donate, and this way of increasing the psionic value is undoubtedly beneficial to both parties. But if the warriors in the territory want to increase their contribution, they must contribute to the territory through donations or other means.
There are now more than 110,000 psionics on their personal accounts, plus more than 10,000 psionics that lend Liu Hao and others to four times the speed of cultivation, totaling nearly 130,000. These psionics Cheng Yang did not intend to be placed in the bank, he has to rely on this part of the psionic value to open eight times the speed of cultivation.
In the next four days, the land of Luofeng Village was developed step by step. Although the number of warriors did not increase further, the strength has developed rapidly.
First of all, among the nearly 2,000 warriors in the territory, a large number of the first batch of warriors who were first transferred to the ranks were upgraded to the middle-level apprenticeship, and the number was almost one hundred. These people are all exceptions, all of them are the management personnel of the war camps in the territory, the high deputy commander, the low squad leader, as for the captain, no one has upgraded to the middle.
It is not that their psionic energy is not enough to support their own speed of cultivation. The main reason is that there is no more psionic value before, which is used to speed up the cultivation of these warriors.
However, this situation has begun to improve, and they have put their minds on the public resource account that Cheng Yang distributes every day. Since this part of the psionic value can be assigned by the team leader, the process is requested. The team of these warriors saved a thousand points of psionic value, and then adopted the method used by Cheng Yang before, and every five teams joined together to take four times the speed of cultivation.
In this way, basically half of the people can start four times the speed of cultivation. However, most of the psionics obtained by the current squadrons are still unable to fully meet the four-speed cultivation. At one time, the business of the bank is suddenly hot.
The 1% interest rate is not high for these warriors. These people are very clear that even if they borrowed these psionic energy values, they can advance themselves one day ahead of schedule. This increased day is enough for the owed interest. Still more than enough. What's more, we have been taking four times the speed of cultivation. The effect is not only to let them advance only one day in advance, but to use it two days a day.
Undoubtedly, the official operation of the army system and the use of the bank in Luofeng Village made the entire psionic value completely revitalized and brought its role to the extreme. Together with the 300,000-point psionic value that was searched from Yuan Jianze in the next three days, the funds of Luofeng Qianzhuang became extremely strong.
In addition, after the military paid the salary and public psionic value every day, the remaining psionic value was also fifty or sixty thousand, which was also entered into the bank by Cheng Yang. The money of the bank has been broken to nearly 800,000.
Of course, if you think that cultivating an army is a good means of earning psionic energy based on these data, it is a big mistake and a mistake.
These psionic values ​​given by Cheng Yang now do not include the allocation of equipment and the care of the soldiers who died in the war, as well as some new good things that have emerged in the future.
The allocation of equipment is a very consuming thing. If you want to equip a soldier with a black iron apprenticeship, you need nearly a thousand psionics if you buy it completely. If it is bronze, the price will be More expensive.
The soldier’s pension can be light and heavy. With Cheng Yang’s attitude, he can’t be chilled by the warriors who are working for Luofeng Village. Therefore, Cheng Yang has always adopted a preferential policy for the war dead. Fortunately, so far, the number of warfare fighters in Luofeng Village has not exceeded 10, and the deaths are basically those who have not had much combat experience since they were transferred. Therefore, according to the pension system that was formulated recently, There is not much pension for the expenditure of Luofeng Village~EbookFREE.me~ As for the good things to improve the strength, it is a bottomless pit. No one knows what will happen in the future, how big will it be. Consumption. Therefore, it is undoubtedly necessary to accumulate a certain amount of psionic energy.
Of course, the gains in these four days are not just these. For example, the amount of wood accumulated in these days exceeded 7,000 cubic meters, and the stone material also reached 5000 cubic meters. However, these timbers have to build the third-class wall of the last building in Luofeng Village, which is still insufficient. As for the road to be built from Dongshan Village to Luofeng Village, the five thousand cubic meters of stone is a drop in the bucket.
In addition, the development of the two affiliated stations in Luofeng Village is also in good order. Whether it is Luohe Village or Dongshan Village, it has been upgraded to a Grade 3 village at this moment, and the professional statue level is about to reach Level 4.
At the moment, the number of combatants in these two affiliated stations has reached 800, and it is also a relatively powerful force.
It’s just that it’s not so easy for the affiliated station to upgrade to level 4, and the three junior-level warriors are not so easy to train.
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