Chapter 1152: Also do payment software
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Extraordinary Genius
- 穷四
- 1184 characters
- 2021-01-31 11:13:42
"We can't agree with von's conditions. Once we allow their payment packages to be bound to our bank cards, then we will only get the payment package for us in the future. We will know nothing about those users' accounts!"
"You said you can't promise? So what do other banks promise?"
We can unite with other banks and ask for this payment package, allowing us all to share our shares!
"Don't say if other banks will promise you, just say Feng, do you think it is so vulnerable?"
"Then what do you say, do you want to give this part of the benefits to Feng? The accounting data contains huge benefits. You won't know it? You are willing to let Feng take advantage of this?"
"Then I ask you, even the treasures are Feng, if Suibao does not cooperate with us?"
"It's better. If they pay online, they can only use the payment software of our respective banks."
......
The executives of the four banks were in a mess, and no one could convince anyone. Some said that they should agree to Feng's conditions, so that in the future it is possible to invest in the company that pays the package. Some say absolutely can't promise, unless Feng promises their condition.
But they all know that many people now have accounts in more than one bank. Once they fight each other, they become competitors.
Although they have maintained uniformity in various fees, no one can guarantee whether there will be any one to reduce the fees first, so as to rob users.
The user is inertia. Once you get used to the payment software of a bank, you will rarely choose other homes. This makes them stand in opposition.
The most important thing is that in this way, they need to constantly fight with the major online shopping mall companies, let them carry their payment software, and become a battle for payment software.
Wait a minute, they suddenly thought of a bit, why can't they do payment software?
Feng can do it, they can do the same. And they have cooperation with almost all companies to promote this payment software, it will be more convenient.
I believe this idea will be supported by other banks. Only in this way, the interests of the banks are linked together, and the division of interests here must be studied and studied.
......
"What do you say? They agreed? They agreed to carry out a deeper promotion cooperation with our payment package and Sic Bo?" Feng Yu was a little surprised, what banks really agreed?
Originally, Feng Yu publicized several banks, including world-class banks such as Huifeng in the United Kingdom, but the strength of these four banks was also very strong. Feng Yu did not expect that they would agree so soon.
"What conditions did they propose?" Feng Yu thought about it, and the other party promised that there must be other conditions.
"They said that this Amazon financing requires the same conditions as paying home."
Feng Yu nodded: "Well, this can be considered, what else?"
"There is also they said that you said that they will be allowed to buy shares in the future, and they should also include Sic Bo, and this time can not be too long. They think that ten years is more appropriate," Ralph continued.
Ten years? In ten years, it was almost exactly when the development of Sic Bo and the payment package entered a stable period. They were playing a good calculation.
By the time the payment package and the profitability of Sic Bo are clear, the people who want to invest at that time are estimated to be from Seattle to New York.
However, it is only a promise. Feng Yu can promise this. What Feng Yu promised will definitely be done. However, he promised to let those banks buy shares, but did not say, how much stock did he promise to sell to him? One percent, already a lot, um, up to two percent, no more, four points.
"anything else?"
"Gone."
Feng Yu lived, it is impossible, just so condition? They raised such a strong condition before they raised such a strong condition.
"Boss, really no." Ralph saw Feng Yu's unbelief and hurriedly explained.
In fact, Ralph also felt very strange. Although the attitudes of the four major banks were not particularly strong, they also put on a posture that was to be shot and scattered. Now they suddenly turned their minds. How can this be a bit weird?
If it is only to reduce the price of this financing, it seems that it is not worth doing so? They already know the threat of payment packages, but they can agree. Is it too big to watch the payment package bigger and stronger?
Feng Yu looked down and thought, what is the reason for the four major banks to compromise? Indeed, Feng Yu and Kirilenko have talked with several banks about cooperation, and promised that the cash flow in those banks will not be less than a certain amount each year.
But these can't make the four big banks compromise? There must be a reason he doesn't know!
Feng Yu asked Ralph to ask, what is the reason, and let Ralph re-test the four major banks, such as the stock price of Amazon, or the number he said before, then they can promise?
Although there are fewer than four banks, it seems that there are not many customers, but there are too many customers in the four banks. Invisible, the payment package has fewer users. Can cooperate, of course, it is more cost-effective to cooperate.
If the four banks refused to cooperate and caused the other banks to refuse cooperation, the impact on the payment package would be even greater.
Cooperation, win-win, but Feng Yu earns more, does not cooperate, everyone suffers, it is equivalent to hurt each other!
Now that they have chosen to cooperate, it seems that there is no problem, but if they change to Feng Yu, they will definitely have to pursue more interests. How can it be so simple?
After two days, Ralph called back again and told Feng Yu an important news. The banks seemed to be cooperating. They were commissioning Microsoft to make a payment software, a payment software that would make them available to all banks.
Feng Yu was shocked. This is equivalent to a UnionPay. That is to say, all customers of these banks can use one software for online payment, which reduces the trouble for customers to download multiple bank payment software. Form a strong payment alliance.
However, Feng Yu found that this software has a major flaw, that is, they are a combination of these banks, which can be different from China UnionPay. The country in China manages them, but this is the management of the company. The balance of interests here is not So easy to get, no one will think less.
In addition, in order to support so many banks, then there must be a fee. This software has too many drawbacks.
In particular, a payment software, whether the payment platform can be fired, not only the service is good or bad, it is also very important, that is, how many companies use the software. Then let them see who is promoting the software faster!
... (to be continued.)