Chapter 156: loan

Zhu Xingchang of ICBC finally saw Feng Yu today. When he met, he quickly asked, is Taihua Company going to change a company account bank?
Feng Yu explained that the company had transferred some money to other banks because of some investment, but the company account is still ICBC, and this will not be replaced.
This sentence has the heart of Zhu Xingchang. He is now at a critical stage. Taihua has so many rubles and Hong Kong dollars per month. This is his great achievement.
It’s not enough to rely solely on this political achievement. Now the country’s interest rate cut is to stimulate people’s consumption, so the bank’s main assessment indicators have changed from sucking stocks to lending.
In this aspect, Zhu Xingchang is definitely far ahead, the first branch of the province, nowhere else, but in terms of lending, Zhu Xingchang did not do much, ranking in the middle of the province's branches, which he wants to rise Jobs, especially the desire to go to the position of provincial vice president, is a big resistance.
Zhu Xingchang originally thought that Feng Yu was talking to him about the withdrawal of money, but Feng Yu said this, and actually began to ask about the loan procedures.
No way, Feng Yu remembers what procedures are needed for the loan at this time, but it is definitely more complicated than the later generations.
Zhu Xingchang’s eyes are bright, Taihua company wants a loan? This is great. If you want to borrow more, I will give you more money, as long as I can be the master.
Zhu Xingchang even hopes that Feng Yu can lend astronomical figures. Anyway, he will use the proceeds of Taihua and the machinery company as collateral. He is not afraid that he will not be able to.
Feng Yu saw that Zhu Xingchang was so enthusiastic when he heard the loan, and he understood it when he thought about it. Now that the state encourages loans and encourages consumption, then the city ICBC must have carried a lot of tasks.
Feng Yuzheng hopes to make more loans. All of this money is invested in the stock market. How much can he do in two years.
"Zhu Xingchang, in fact, in terms of the funds of our company, it is said that there is no need for loans. It is just that the company has a big business recently, so it is only going to borrow a short term. How is the loan interest rate calculated? How long is the repayment period? How? law?"
Zhu Xingchang was busy and enthusiastic to Feng Yu, the loan interest rate is definitely the lowest, to ensure the city, no, to ensure that the province has no lower interest rate than this. How about the repayment period of three years? In the first two years, only interest will be paid. In the third year, the principal and interest will be paid off together. Is there no pressure on you?
Feng Yu was so happy in his heart that this was exactly what he thought. Although the profit of the humidifier is still being generated continuously, the mechanical company also has dividends every quarter, but Feng Yuke did not plan to repay the loan in advance. In the past three years, the stock should be thrown out at that time. Return to the cage.
"Zhu Xingchang, how much are you going to lend to my company?"
"If the shares of the machinery company are used as collateral, you can lend you one thousand two hundred rmb. If you use the assets and income of Taihua Company as collateral, you can lend you 10 million rmb. The wind and rain logistics can loan 2 million. The pig farm you said can borrow 500,000 yuan." Zhu Xingchang yelled in his heart, and all of them were mortgaged to us, all of which were mortgaged to us.
"Zhu Xingchang, not right, the market value of the machinery company is now around 12 million. It is reasonable to lend us the amount. But how can Taihua Company be worth 10 million? Taihua Company has the trademark of Fengji. There is a trade in Su, a few million rubles per month, how can I give it a loan?"
Zhu Xingchang’s eyes wide open, Feng Yu actually wants more loans? Great, you feel less, no problem, how much do you want to borrow?
"Feng Zong, then how much do you think the loan is appropriate?"
"The shares of the machinery company and the entire assets and income of Taihua Company as collateral, I hope to be able to lend 40 million rmb. As for the wind and rain logistics, I think we should be able to borrow 4 million rmb, but we have 80 Muse cars. Isn't it worth 50,000 yuan?"
Well, although he does not have 50,000 yuan to buy a car, this car is now worth the price.
Zhu Xingchang did not say anything, Li Shiqiang looked at Feng Yu with wide eyes. What are you doing, let me loan 4 million? This...this is too risky? One year's interest is not a small amount
Li Shiqiang felt that it would be enough to buy all the stocks with his own money. Feng Yu actually had a loan. If you borrow money, you have to borrow it. You have to pull me. Ok, I promised to borrow a little, but you didn't tell me to borrow so much. If it is not yet, is this logistics company going to the bank?
Feng Yu quietly took a picture of his brother-in-law and made him safe. I said to open the hospital to my sister. You said that you are coming. I said that I want to expand wildly. You are in a hurry. On the current development speed of this logistics company, you want to open a decent hospital. It may not be enough in three or five years.
Investing in stocks is different. In two years, several times the profits, Li Shiqiang’s net worth will skyrocket to tens of millions. When it’s time to say that investing in a hospital, it’s okay to invest in a few.
Zhu Xingchang’s voice trembled and asked:
How much do you want to borrow? 40 million?

"It is forty-four million."
Zhu Xingchang was short of breath, hahaha, became, became, and the old man was promoted. This year's mission was originally 15 million yuan. With this 44 million, it is over-completed, and it is definitely the first in the province. Who is not promoted?
"I will come up with a solution, forty-four million, no problem." Even if there are some violations, Zhu Xingchang intends to go to the leadership personally, and must lend money to Taihua, let alone the ice city, even to the province. The task can be completed ahead of time, and you don’t believe that the leader is not tempted.
Feng Yuyi saw Zhu Xingchang talking so well and continued: "I still have an antique, Da Ming Xuande furnace, the real baby, there are not many in the world. A Xiangjiang rich businessman intends to spend 8 million to buy, I don't want too much, to this Piece of baby as a mortgage, loan six million, a total of 50 million"
啧~~~
Zhu Xingchang couldn't help but scream, and the eyebrows were also twisted into a Sichuan word. There is no such precedent in the province for antique loans.
It is said that all valuable items can be mortgaged, but the price of this antique can not be assessed. Feng Yu said that someone spent eight million to buy, but it is possible that 800,000 can't be sold.
"Feng, the antique, this thing is not very good. There is no specific measurement standard, it is difficult to operate." Zhu Xingchang said with a difficult face.
Feng Yu looked at Zhu Xingchang: "It's hard? It doesn't matter, then we go to CCB loans. Director Liu of the Bank of China's credit department has a good relationship with my father. I think I use so many assets as collateral, and 50 million can still lend. of."
Zhu Xingchang saw Feng Yu stand up and quickly pulled Feng Yu's hand: "Feng Zong, Feng Zong, wait a moment, let's wait a little longer, we haven't trusted me for so long. I call and call a phone call."
For the merits, in order to promote, fight
When Zhu Xingchang went out, Li Shiqiang couldn't help but ask: "Xiaoyu, how do you want to lend so much money? If it is not yet, what can I do?"
Feng Yu confidently looked at Li Shiqiang: "Sister, you can rest assured that this money will definitely be returned. Just say the overseas sales of humidifiers, do you know how much profit can you bring to Taihua this year? Ten million, after the dollar next year There will be more in the year, so you definitely don't have to worry about it. We are now taking the lead, sweeping the stock market, and by the end of the year, maybe it won't be used until the end of the year, and by October, you can see that we are starting to make money.

Feng Yu, they can sweep the stock market of the two cities, and they will surely drive the stock market to take off in advance and drive the market.
Li Shiqiang still wants to say something, Zhu Xingchang is back, excited to Feng Yu said: "50 million, our city ICBC and the provincial ICBC jointly lend you" ~ ~ Today, look at the stock, all down, the fourth crazy, I want to go to thank you, Ghost Emperor, I think I am very good at snakes, thank you, the fourth is a little comfort.
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