Chapter 1867: Target European bank

The GM foods have been raging in the past, mainly in the UK, saying that the boss of the GM seed industry has a research report that the blood and kidney of mice that eat GM food have problems, so that everyone A serious crisis of confidence in genetically modified foods.
Although this statement was not confirmed later, developed countries did ban the cultivation of genetically modified foods. They sold the seeds to less developed countries and then profited.
Feng Yu himself does not know whether this genetically modified food is harmful or not. However, since it is impossible to prove its safety, it is better not to eat it first, and it is not a food other than genetically modified food.
Although there are many people in China, the grain output of China is also the world's top, and there will never be no more food. This kind of food with safety hazards, Feng Yu feels that there should not be many people who are willing to eat, but they did not know it before.
This incident was only a minor episode to Feng Yu. He stayed in the capital for a few days and flew to the UK.
Feng Yu is here, not to stare at crude oil futures, but another important thing, that is, about the expansion of the People's Bank of China.
Since ancient times, those big families, big consortia, which one does not do the financial industry? In ancient times, when you opened a bank, when you were in modern times, you opened a bank, and then there were various insurance and fund businesses.
Many people say that the real master of making money is to use other people's money to make money for themselves.
And those big consortiums are obviously the masters of this.
How to use other people's money to make money for yourself, then let others give you the money first, then the banking industry is very important.
The wind and rain consultation and Taihua consulting established before Feng Yu were at most financial investment companies, which is still incomparable with the banking industry. The biggest difference is that it cannot be stored.
At that time, Feng Yu thought about making the bank bigger, but unfortunately there was no chance, and there was no capital.
It seems easy to open a bank, get a counter, and then up the deposit.
But first you have to let others be willing to save money to you, others are not willing to save money, can you force others to save money?
What do people think about when they save money?
Security, I have money in your bank and will not suddenly disappear. Can't be lost, nor will it evaporate because your bank goes bankrupt.
Interest rates, your bank's deposit interest is high, will attract those savers, otherwise, according to what people give high interest, I have to have your low interest rate?
Convenience, this means that the deposit and withdrawal is convenient, your location is better, there are more business outlets, you can't say that I have saved money here. If you want to withdraw money, you have to go far away to get it? And you have to join UnionPay or something, even if you can not find your business outlets, you can withdraw cash at other banks.
Security is very good, and the name of Feng Yu’s richest man is a gold sign. Just like when he first promoted the payment package and Sic Bo, others knew that this was Feng Yu’s investment, and Feng Yu was guarantor in his own name, which was very reassuring.
The interest rate is also good, it is almost the same as other banks, and at the beginning, it can be slightly higher, so as to attract more depositors.
The most important thing for banks is to absorb storage. In any bank, storage is a task. The more the storage, the higher the bonus. If you can't complete the task, you may even deduct money.
Only when the reserves are large, can there be enough funds to invest in other financial products. Even if you are lending money, you must have enough savings.
It is not just interest and security that affects storage. The outlets are really important. You have more outlets. You can see the outlets of your bank when you walk down the street. When he considers deposits, you may choose your bank.
If your website is small, even if the interest on the promotion is higher, many people may not want to go to your place because of the inconvenience of withdrawing cash.
Moreover, there are many outlets, and there are also great benefits for the development of other businesses. The bank's business outlets can be understood as the terminal of the sales industry. The terminal is definitely good for improving sales. If there are not many sales terminals in total, it will be extremely difficult to make big money.
This time Feng Yu came over and talked about acquiring a bank. In this way, you can continue to grow the People’s Bank.
The scale of this bank is not particularly large, but the business is also carried out in many countries in Europe. It is only this financial crisis that has affected them, and the current losses are relatively large.
Because of the small size, some big banks don't look good. The small bank could not afford it at all, and was afraid to drag itself into the quagmire, so the bank is now in a state of dying.
Ralph made a visit to the bank and felt that the bank still had a lot of high-quality assets, but it lacked funds. If you have enough money, you can save and be profitable.
The bank has opened many financial businesses and has many professional financial talents. It is only because this time the financial crisis is too serious, and their capital chain is broken, it will fall to this point.
Nor is it that other banks are not interested in it, but the other party’s offer price is too low, so it has been dragging.
Other banks want to wait for the bank to continue to lose money, and then shareholders will have to sell at a lower price when they can't keep up.
Among them are several of the world's top banks, such as Barclays, who see the bank as a bag.
Ralph had contacted the shareholders of the bank, but the price of the other party was relatively high. Ralph couldn’t talk, and Feng Yu decided to come and talk in person.
The People's Bank of China does not belong to the Wind and Rain Holding Group, but Feng Yu's individual shareholding. It is not Ralph's work to say this, so Ralph's power is small and many things cannot be decided.
Feng Yu just had time to decide to come and see it in person. If the investigation is satisfactory, then the bank will be acquired.
Now that the contract on the crude oil futures is slowly being delivered, Feng Yu has also returned a lot of money. It is definitely not difficult to acquire a bank.
Moreover, Feng Yu also said to other shareholders of Minsheng Bank that other shareholders also agreed that during the expansion, they are willing to temporarily dilute their shares, and when they have money, they can buy back from Feng Yu.
However, Feng Yu thinks that this is not possible. Those people simply can't think of what scale Feng Yu plans to develop. By the time they have the money to buy back, the equity will not be as much as it is now.
This People's Bank of China will inevitably become a private commercial bank controlled by Feng Yu and become one of the most famous commercial banks in the world!
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