Chapter 1543: Those who are fooled are ‘smart people’

After sending away the two elders, Xiao Peng felt refreshed. He didn't expect that the two elders were so reasonable and didn't persecute himself. He didn't want to fall out, right?
If the two elders knew what he was thinking, they would definitely scold him--it was not that they figured it out, but that there was really no way to take Xiao Peng. If they could catch Xiao Peng without delaying the supply of the strengthening potions, they would have caught Xiao Peng long ago!
Better than keeping him irritating!
"This is life!" Xiao Peng sipped his juice while lying under the umbrella, watching Eminem and the others playing jet ski surfing.
At this moment, the phone next to him rang, and Xiao Peng answered the phone cheerfully and said, "Ms. Li Bing, why did you think of calling me?"
As a result, Li Bing frightened Xiao Peng with a single sentence: "Date, someone wants to book the Ocean Park, do you think we will accept it?"
"What are you talking about? Making a reservation? Who is so awesome?" Xiao Peng asked curiously.
"A cosmetics company in Stars and Stripes, what is it called?'Jace'? What is an anti-aging health care product company. It directly organizes 30,000 tourists to visit us. Will we accept it? It's not that our reception capacity is not enough. , It’s just that so many of them are chartered, I’m afraid" Li Bing asked.
"Wait a minute." Xiao Peng asked Emilia who was sunbathing next to him: "Do you know a cosmetics company called Jess? Why do I hear the name so familiar?"
Emilia laughed after hearing this: "Did you forget? The red-haired fat old lady on Nicholas Cage's body still wants you to be a spokesperson? That's their company!"
After Xiao Peng heard this, he came back to his senses: "Damn, it turns out that it is them!" He picked up the phone and said to Li Bing, "It doesn't cost them how much money. Let them go! We will not accept any future business orders from this company No answer."
Li Bing asked curiously: "Date, this list is not small. Our Ocean Park has this reception ability. Look..."
Xiao Peng shook his head and said, "I won't accept any money. I will explain this to you later."
Li Bing said, "Well, I know what to do!"
Emilia asked puzzledly: "My dear, why don't you receive this customer? That's a regular company, right?"
Xiao Peng shook his head: "The national conditions are different. The'regular' on your side does not mean that it is also regular in China. Companies like them are not regular in China."
After hearing this, Emilia frowned: "In fact, they still contacted me. They sent me an email some time ago, telling me that their company is developing very well in China. They said that they organized tens of thousands of employees to travel abroad some time ago. With a lot of optimism, let's think about working with him. Isn't that a good development?"
Xiao Peng shook his head after hearing this: "What is good? What is good? Companies like them are indeed legal in the Star-Stripe Country, but in China, this is called MLM!"
In the Stars and Stripes, if a stranger invites you to visit your home, it will be preaching or MLM. There is no third possibility. There are no one hundred thousand and eighty thousand in Star Stripe Nation. Jace is one of them.
This company was established in Orlando, Florida in 2009. Its name means youth in French, and its main product is the so-called ‘anti-aging products’. In the first year, there was not much profit. Five years later, the annual sales reached one billion US dollars!
The boss made a fortune naturally, and then began to expand overseas markets, entering 140 countries and regions, including China.
After the company was established in Magic City in 2015, the publicity slogan was "Hundred Years Brand". I don’t know how this company that has been established for five years became a "Hundred Years Brand", but I am willing to make a splash in Huaxia. Promote it. For example, the rock singer and wife who sang "Cinderella" spared no effort to promote this thing.
Someone will say, this is a legal ‘direct-sales company’ right?
Sorry, really not. They don't have a "Direct-Sales Business License" at all, nor do they have food import qualifications, but this does not delay their sales to countless Huaxia people.
Yangtai criticized them by name twice as a scam, but it did not delay other people's earning money at all, except that all products did not have physical stores, and they chose to sell on e-commerce.
Of course, they have many problems now, first of all
It is said that in Stars and Stripes, they face a penalty of at least 250 million U.S. dollars for suspected fraud, and their main hit product'resveratrol', in fact, has completely stopped the project as early as 2013 due to academic fraud. Research.
Perhaps it is also because it is clear about the product problem, so Jess company simply formulated a level standard, as long as the people who meet the level will organize a trip. For example, last year, they promised to invite employees to travel to Switzerland as long as they meet certain standards. This reward system directly makes their sales soar.
Of course, Jess really didn't just grab a ticket and left. This year, he organized 12,000 Huaxia employees to travel to Switzerland. However, according to the current situation, this company will probably die on this trip.
Because the impact caused by this trip is really too great.
This group of people went directly to Lucerne, Switzerland, and there were only 80,000 people in this city of Lucerne. . . . . .
Because too many people went there this time, special police were arranged to maintain order in the scenic spots, restaurants, rest cafes and other places they went to.
This Jace still didn't understand China, and didn't know that in China, it was all shots. Didn't you see that Xiao Peng used to try to keep a low profile?
Emilia asked Xiao Peng curiously: "My dear, there is actually one thing I have never understood."
Xiao Peng asked, "What's the matter?"
Emilia said: "Huaxia now has such a developed network and rapid information dissemination, and your country is vigorously cracking down on MLM, but why is this kind of thing repeated in your country? So many people are deceived every year? "
Xiao Peng laughed loudly after hearing this: "Daughter? My dear, how old are these years? How can there be so many fools? Those are smart people."
"A smart man still fooled?" Emilia asked puzzledly.
Xiao Peng nodded: "Everyone on earth knows that this MLM is a pyramidal profit-making model, which means that the closer you get to the spire, the more likely you are to make money. Those smart people think that they are the figures at the spire of the pyramid. When you get the money, hide the money in your pocket and continue to deceive others; if you don’t make money? Then face the camera lens as a crying victim and try to recover the loss ------ this There are not so many idiots in the old days. These smart people are fooled."
After hearing this, Emilia frowned and said, "Do you mean to do it even if you know it is a lie?"
Xiao Peng snapped his fingers: "You are right. Although I don't want to admit it, the society is far from being as kind as I imagined."
Emilia shook her head: "I don't understand why this happens. Isn't this the trust of consumers and people? I don't understand such things."
Xiao Peng said: "What's incomprehensible? You have been worrying about food and clothing since you were a child, and naturally you don't know the psychology of the poor. Why has China developed so fast over the years? The direct point is that everyone is afraid of being poor, and no one wants to be poor again. That’s why Huaxia people have more desire to earn money than anyone, and the country’s development speed has naturally surpassed that of any country. In the eyes of some people, as long as they can earn money, whatever reputation status, they can step aside."
Emilia blinked: "You are absolutely extreme by saying that."
Xiao Peng laughed after hearing this: "I'm extreme? Then let me give you an example. Do you know why Lao Pan jumped high recently?"
Emilia thought for a while: "It seems to be because of insurance?"
Xiao Peng nodded: "Yes, our ship was insured, but the other party didn't pay for it. According to the agreement that year when the insurance was purchased, this should be paid for."
Emilia asked puzzledly: "Then why don't you go find them?"
Xiao Peng shook his finger: "It's very simple. They dare to say that. There must be loopholes in the terms. It's useless to find them. Is insurance a good thing? It's really a good thing. Everyone cannot do without insurance. Everyone knows this, but when people mention insurance practitioners, many people don’t have a good impression. Why is this?"
Emilia shook her head and said that she didn’t know. Xiao Peng explained:
It’s very simple. It’s because some insurance practitioners exaggerate the effect of insurance because they want to make money. In the end, the policyholder is fooled. Such things happen too much. Those insurances Practitioners sign a commission for one order and take the money directly when signing a large order
I'm leaving, just like my ship. The insurance premium for a year is about 800,000 yuan. It is not a problem that the insurance practitioner earns a commission of more than 100,000 yuan. He can now take the money and leave. Anyway, he has made money. Who is the unfortunate one? Naturally, I am the policyholder. With so many things like this, who can have a good impression of insurance? It’s all for the ‘smart people’. "
After hearing this, Emilia pondered for a while: "Insurance companies hiring such people are not responsible for their company's reputation."
Xiao Peng smiled and said, "Yes, but what are the insurance companies afraid of? People follow the contract strictly. If you are aggrieved by the insured, you have to find an insurance broker who insures you, and the current insurance practitioners are not their employees. It’s called a
partnership.
Insurance companies will never take responsibility. What are they afraid of? They wish there would be more such people, because such people can sign orders better. It will be more helpful to their performance."
Emilia asked puzzledly: "Then there is no way for them?"
Xiao Peng nodded: "How about it? Look at Old Pan, isn't it impossible to be so angry?"
"By the way, where did Old Pan go? I didn't see him today."
"Oh, he went to surrender the insurance."
No matter how bad an insurance company is, it will always be one of the richest companies. This is a globally accepted fact, because no one does not need an insurance.
Just like the company that Xiao Peng and the others insured for, it is exclusively owned by its own company in a 30-story office building in the city center. This shows how profitable insurance companies are. There is no business in this world that makes a profit without losing money, but insurance is definitely the closest one.
In fact, an insurance company is like a bookmaker in a casino. The insured handed over his insurance money to the insurance company, and it seemed like he was betting against the insurance company: out of danger? That is a profit, if there is no risk, then it is a loss.
In fact, insurance companies have a higher winning rate than bookmakers in casinos. Because policyholders are not betting against insurance companies, but against other policyholders. An insurance company is a transfer station. For example, it collects insurance money from four persons of A, B, C, and D. If an accident occurs, the insurance company of the three persons of B, C, D and D will be paid to him. He has not paid anything at all. What's more impressive is that insurance companies still have the right to adjust their premiums. Just like auto insurance, cars that have been involved in a car accident will have their premiums increased, so as to reduce their risk and probability of getting into the insurance to achieve a surplus.
Moreover, the cost of insurance is calculated by actuaries to calculate the probability of risk occurrence to obtain cost data. Let insurance companies avoid risks to the maximum.
In addition, insurance companies have a profit model, which is investment.
There is a time difference between the moment the insurance money enters the insurance company and the end of the insurance period. The insurance company can use the money to invest, and then the proceeds will be distributed to the insured in proportion, which is the so-called dividend insurance.
To use the most vivid explanation, you can think of an insurance company as the boss of a mahjong hall. All policyholders play mahjong inside, and the insurance company is responsible for serving the bureau. Regardless of whoever wins or loses in mahjong, he can earn a table fee in the end. Later, the insurance company felt that the money he made was too little, so sometimes the mahjong table missed one, and he went up and got a kick. But because of these mahjong tricks, he usually wins as long as he finishes the game. However, this kind of thing is a bit of a blow to his own brand, so he rarely does it. He thinks of another way: take the gambling money that everyone temporarily stores with him Invest in business. After doing the business, I made money, so I gave everyone a bit of money for cigarettes and alcohol, and then sent everyone away.
Can such a business not make money?
Therefore, each insurance company is a model of rich wealth!
Speaking of China, after all, it is relatively late to play financial games, so there are currently only 12 insurance group holding companies in the entire mainland, and most of the insurance companies across the country belong to them. At present, there are actually only about 120 insurance companies in China.
The reason why I say ‘only’ is because compared with developed countries, the number is really too small. If nothing else, there are more than 160 insurance companies in such a big place on Hong Kong Island.
However, half of these 12 insurance group holding companies have entered the world's top 500! The rest is not much worse!
Insurance company? Nothing else, just rich!