Vol 2 Chapter 1133: ?Bank business


Outside the shiny bronze gate of Harris Wizards Bank, the guards stand straight and stand straight at the door. Many of the main bodies are painted dark blue, the edges are bronze, and the backs are also painted with bronze numbers. The gentleman bowed politely when the wizards entered for simple guidance.
Walking into the lobby, you can clearly see the signage dividing different functional areas at the door.
This tall marble hall provides hundreds of different business windows. The wizard staff sitting behind these long counters are all wearing uniform uniforms. All male staff wear short hair or tie their long hair into ponytails, while women The staff members put their long hair behind their heads and wear a uniform hairnet, looking very energetic.
Today is not Sunday, but Hogwarts students are also arranged to come to this spacious lobby. During breakfast, Allen announced that the bank will be opened today and all Hogwarts students will get a bank Free account opening accounts-although there are many little wizards who feel that their principals are a little bit of suspicion of acting for personal gain.
In fact, the students were not able to leave at this time except for being opened outside. They were arranged to sit on the seats in the hall where the Magical Innocence Curse was cast, sitting with the umbrellas and pro-Harris wizards. Together, we collected the number of people for today's press conference.
The Harris Wizarding TV station does not seem to have been affected by the recent ban on broadcasting in some foreign countries. The live cameras of several cameras are facing Hermione and Fleur on the podium from various angles, compared to the TV media when the TV station was just emerging. People also prepared several cameras to capture the expressions of the audience under the podium.
"Dear viewers in front of the TV, we all just learned about the appearance and basic plan of Harris Wizarding Bank through the lens, so regarding its internal operation, we are very fortunate to have invited the CEO of the Umbrella Group, who is also Harris. The bank’s planner, Miss Hermione Granger, accepted our interview.
Furong stretched her hand to the side gracefully, and Hermione stepped onto the temporary stage of the press conference. Although she was still a student, she was able to With a confident smile naturally, he raised his hand to greet the audience in the audience and behind the camera lens.
"Miss Granger, Bonjour! We all know that Gringotts has always been the only bank in the magic world before the establishment of the Harris Wizarding Bank, so I want to do business with Gringotts, which is trusted and recognized by the wizards. Can you tell us what advantages does Harris Bank have?" As a professional host and a member of Harris, Fleur compiled an interview in advance to match the content that Hermione needs to express .
"Of course, Ms. Delacour, in fact, our bank's operating model is different from the traditional fairy Gringotts Wizarding Bank in terms of operating purposes. It is based on our reference to Muggles’ financial business. , Has been given more functions, although it also provides customers with traditional personal wealth savings business, but it is no longer based on it.
Hermione’s outspoken remarks revealed that she thinks Muggles are ahead of wizards in finance. judgment.
Furong raised the microphone and continued to ask: "Miss Granger, can you explain a little bit for us? You know, many wizards here and behind the TV don't know much about Muggle financial business..."
"Of course, Harris Wizards Bank will focus on the functions of the Muggle Central Bank and policy banks. It will perform some monetary detections and adopt different policies such as tightness and looseness according to economic development in different periods. Overall macro-control of the magic world economy, cooperating with the Ministry of Magic to formulate and implement economic policies, directly or indirectly engage in policy financing activities, and act as a financial institution for the magic government to develop the economy, promote social progress, and conduct macroeconomic management tools." Hermione took out a brochure prepared by Harris Bank and displayed it in front of the camera, "You can go to Harris Bank to get such a brochure, which explains the bank’s various businesses and handling methods in detail. If you don’t understand or want to learn more, you can go to the bank’s inquiry desk, and our bank staff will answer it patiently for you."
"So many kinds of business...Miss Granger, please answer some questions for the audience who can't see the manual in front of our TV. How will Harris Wizards Bank charge? I mean, this doesn't sound like a profit. Structured..." On the preaching stage, Furong asked about the topics that wizards might be most concerned about before the preset screen before their interview.
"Not so. As I said earlier, traditional savings services exist, except for the traditional Gringotts Wizarding Bank vault model in the wizarding world. After we charge a management fee and a savings fee, what you store in it Security can be guaranteed. No one except the client and the wizard authorized by him can get anything from these vaults that does not belong to him." Hermione turned the brochure to the savings page, "Now Wizard Harris The bank itself is engaged in business, and its main business scope also includes absorbing the wizards’ deposits, issuing loans, and investing in financial management. The wizards only need to choose the savings model that is our new model, and put Jin Jialong directly in our bank instead of Personal treasury, so in fact, Harris Wizards Bank will not only not charge customers, but will also pay you a different proportion of interest based on whether your savings mode is regular or current. Customers deposit gold in the bank, use them in a reasonable and safe ratio, and cooperate with the Ministry of Magic or Hogwarts to make some investments for the development of the magical world, so as to accelerate the progress of our wizarding world..."
This Muggle business that has never been seen by wizards living in the wizarding world makes wizards take a breath. Although there is no shortage of similar loan projects in the financial field of the wizarding world, it is more similar to Muggle Middle Ages and hemp. The personal models of the Guarana Renaissance that were not professionally rigorous and peculiar.
"Miss Granger, everyone is very familiar with the traditional Gringotts operation...but I don't quite understand the new model. Presumably there are many viewers in front of the TV like me, and they don't understand this... "Furong made a puzzled look at the right time, and asked in a very sincere tone, "If the bank uses the customer's funds, wouldn't the customer be out of money when they need to withdraw? And if the wizard who saves regular service encounters Isn’t it impossible to withdraw money if you need to use it unexpectedly?"
"Of course not the case~EbookFREE.me~ As I said above, this will be within a reasonable and safe range. Muggles have many years of experience in this kind of business. The umbrella and the Ministry of Magic Experts have formulated similar regulations based on the actual situation in the magic world... If a regular customer urgently needs money, he can of course withdraw his original wealth, but the bank will pay the current interest." Hermione said from herself A pendant was pulled out from the neckline, and it was shown to the audience in front of the camera, "Under the communication between Ms. Ravenclaw and Ellen Harris of her voters..." Hermione said uncomfortably, it doesn’t count as strictly. Lies of lies, "Harris Wizarding Bank has also cooperated with the Ravenclaw Temple. Using this omniscience mark, when you deposit non-monetary wealth in the bank, the bank will issue you such a pendant, and the pendant is stored Encrypted information, it records how much money you have stored, and because of the temple’s assistance in production, with the protection of Ms. Ravenclaw’s supernatural power, bank customers no longer have to worry about being falsely claimed...Of course, If you are a believer of Ms. Ravenclaw, you can also use this pendant to pray directly to Ms. Ravenclaw."
As he said, there was a wizard dressed as a Ravenclaw temple cultist nearby, and used the magic hookah to magnify the pendant held by Hermione to the venue with a smoke illusion. This pendant is very beautiful. The shape represents the omniscient eye of the Harris family. It is accompanied by a thin bronze necklace. Of course, after the bank has implemented this policy, this expression is also destined to be linked to money, wealth and goddess. . (Author's note: It's like the all-seeing eye on the dollar.)
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