Chapter 385: How to own five buildings (6th 186)

The auction of the haunted house came to an end.
Just as Yuan Guang and Shi Qian were downcast, they heard an incredible number "The starting price of this suite is 300,000."
The two suddenly looked up at the auction table, and Bai Liu and his party, who heard the price, also looked over with interest.
The auctioneer looked down at the catalogue while reading the introduction without emotion, "This is a set of 245 square meters custom house, on the 18th floor, on the edge of the suburb of Sunshine City. It is one of the supporting facilities in the e-zone, sharing the same share. After the area, the physical area is about 2 square meters. There is no toilet or kitchen, no water, electricity, and electricity network. There is no hospital and supermarket transportation station nearby, which can accommodate one person."
"The last house slave died suddenly at his job, so the auction was withdrawn."
The auctioneer raised his head, with an indifferent tone of "300,000 starting bid"
Yuan Guang nervously held a sign of three hundred and ten thousand yuan, and looked around to see if anyone else would rob him, but surprisingly, there were very few people holding signs in such a cheap house, which was completely different from the previous scene of fighting for the house. It's different, and there are people who are holding cards. These people also have obvious fear and hesitation on their faces.
"3.05 million."
"3.06 million"
"Thirty I'm sorry, I won't shoot anymore, I didn't call it, I'm sorry."
Yuan Guang and Shi Qian looked at each other strangely, and after they were sure that they could photograph the house with a high probability, they discussed in a low voice.
"Why no one shot this set so cheap, only 300,000 yuan."
"It's too small, and there is no water and electricity. Is it really impossible to live?"
"No, there was a house in Zone B before, which was a bit bigger than this, 3 square meters, basement, no electricity, the starting price of 470,000 yuan was robbed crazy."
"Is the location too bad?"
"They're all here to take pictures of the murder house, I don't think they seem to care about the location"
The more Shi Qian looked at it, the more he felt wrong. "I feel like they are afraid of this house."
Yuan Guang became more and more puzzled, "This group of people are all taking pictures of murderous houses, what kind of house can they be afraid of?"
Yuan Guang and Shi Qian tried to ask the people around what was wrong with the house, but these people kept secret and refused to elaborate. Only the person who spoke with them before kindly persuaded them to say, "Don't shoot, this house really lives." Dying."
"The undead in the house here
"Shi Qian asked, bewildered from the bottom of her heart.
The man waved his hand, glanced left and right, and leaned close to Shi Qian's ear and whispered, "If you live in a murderous house, you may not be dead, but if you live in this house, you will definitely die. Don't shoot."
But if you don’t shoot
Yuan Guang hesitated, then they didn’t take any photos today. Just as the two of them were considering, a low male voice came from behind.
"Three hundred and two hundred thousand."
Yuan Guang and Shi Qian turned their heads subconsciously. When they saw that the person holding the placard was the tall and powerful Tang Erda, they immediately sucked in an air-conditioning, then shrank their heads and turned quickly into the crowd, doubling them with sunscreen. The ground concealed himself, but the atmosphere didn't dare to come out.
"Will you still shoot Shi Qian?" Yuan Guang asked in a low voice.
"Fart, Bai Liu and the others are in the team, we will definitely be seen if we take pictures," Shi Qian said depressed, "this house can only be given to them first."
The auctioneer seemed to be afraid of Tang Er's remorse, and quickly slammed the deal, "Please come up with this gentleman to receive this set of 320,000 yuan worth of house."
Tang Erda stepped forward tensely, swiped the recruiter’s id card with a cold face and paid 320,000 yuan, then quickly took away the real estate certificate, and left with Bai Liu and his party, looking from the back. There is a faint rush and unnaturalness of being a thief for the first time.
Yuan Guang, who was hiding in the crowd, looked at Shi Qian with a sharp heart, and faintly asked, "You said, how did their money come from?"
"If I guessed correctly" Shi Qian hadn't finished speaking, and the auctioneer had already uttered a scream. He pointed in the direction Tang Erda was leaving. "The patrol team quickly grab the person who just swiped the card. He is robbing someone else. Of the card"
Yuan Guang and Shi Qian ""
Ah, sure enough.
"Fortunately, we directly forced those recruiters to write checks." Yuan Guanghou patted his chest in fear, "It's so dangerous, or we will be arrested too."
Shi Qian looked at the direction Bai Liu had left, and slowly frowned, "What the is going on with the 320,000 yuan house in the e-zone?"
e zone.
Bai Liu and the others simply slammed off the patrol team that followed after going around the bends, and went straight to the place written on the e-zone real estate certificate.
"No. 444, Street 18," Mu Sicheng complained while reading the location on the real estate certificate. "This number is too unlucky, no wonder it's so cheap."
Liu Jiayi glanced at Mu Sicheng, "I don't think that such things as auspicious or unlucky road numbers will affect the house prices in Sunshine City."
"
People here shouldn't care about this kind of thing anymore. "Tang Er looked around in a solemn circle, "As long as they can survive, they should be willing to live anywhere." "
Mu Ke frowned and asked, "But they would rather live in a murderous house than live here. In such a cheap house, no more than five people have just raised the sign. Why?"
Bai Liu didn't panic, "I'll know when I go."
Compared with the city center made of reinforced concrete, the e-zone is located in a remote location, on the outskirts of the city, with potholes on the road, full of mud after rain, the entertainment facilities in the community, what walkers, and slides are rusty. Rusty, collapsed and collapsed, as inhumane as the road.
Although the buildings in the community are also high-rise buildings, the walls are very old at first glance. Paint, plaster and ceramic tiles all have different degrees of peeling, and some are covered with green rattan plants. Obviously they are a bit old. Old house.
The whole e-zone was filled with a breath of decay and decay.
Most of the people living in these old houses are not too young. Those who come out from the windows of the houses to dry their clothes are old grandfathers and old ladies. Their heads are gray and old, with obvious sickness on their faces. Most of the clothes are washed to fade and white overalls, more or less patched on the overalls.
The buildings were built in the same way, and there were no landmark buildings. Even the styles of each house and the clothes drying on the balcony were similar. Soon Mu Sicheng was stunned. "Why does this place look the same everywhere? How to get to Route 444"
"Ask about the way." Tang Erda took the real estate certificate and looked around. He saw a pair of old people walking down slowly from the stroller, helping each other, "Hello, how can I get on Road 444 in the e-zone?"
The old couple heard Tang Erda's asking for directions, and looked up at Tang Erda. When they could see the faces of the two old people, Tang Erda's eyes stopped for a moment.
The two old men, a man and a woman, had muddy eyeballs. From the edge of the mouth to the soft bridge of the nose were covered with senile plaques as dense as small insects. Between their breaths, there was a smell of rotten organs, ears and nasal cavity. A yellow-green, reddish blood pus was flowing in it, dripping drop by drop to the ground, and it was not absorbed by the ground.
These two old people are so old that they have reached the extreme of the adjective old that normal people can imagine, and they even make people think that they are like two moving corpses.
"You are here" Tang Er hit and watched
Eye walker.
The grandfather replied tremblingly, "I'm sick and I just exercised with my wife."
"If the old man is sick, take a good rest." Tang Er hit his hands firmly holding the two men, frowning and asked, "Where are your children?"
The grandmother next to her shook her head, "Can't rest, we still have to go to work."
"Going to work" Mu Sicheng helped hold the grandmother and asked inexplicably, "Mother-in-law, you are so old and you still have to go to work."
The grandmother looked at Mu Sicheng strangely, "Yes, I don't have money to get it if I don't go to work."
The old man next to him nodded in agreement, "Our couple still have to pay the mortgage."
For a while, everyone was silent, only Bai Liu came forward slowly to take over, and from Tang Erda's hand, "How many years have you taken the loan?"
The old man shook his hands and compared a seven to "My wife and I took a loan together. After seventy years of loan, I started working when I was fifteen, and now I have ten years to pay off the loan."
"You need to exercise well to continue working and continue to repay the loan." The old man patted Bai Liu and held his hand as if educating young people. "Don't escape from work because of illness. This is not right. You see, I have worked hard. After sixty years, I will finally have my own house soon."
The grandmother seemed to sigh, "Unfortunately, there is nothing left in Zone E. In the early days when Zone E was full of young people, it was as luxuriant as Zone A and the housing price was high. Unfortunately, only old things like us live here."
"We are getting older, and we are not as energetic as when we were young, and we were able to work seven or eight jobs a day. We couldn't make much money. We couldn't open high-consumption places like hospitals and schools. We moved out a few years ago. There aren’t even a few restaurants left around here in the year.
The grandfather shook his head.
"Hospital schools and the like will move away" Mu Sicheng was surprised. "You can't rent a house here. They should buy the facade to make hospitals and schools, how to move."
The old man nodded. "Of course they have to move away if they can't go on. Although they charge a lot of hospitals and schools, we don't understand. The mortgages for buying a storefront to do business are very high. People in hospitals and schools. I also had a hard time, earning fifty yuan, and forty-eight yuan to be used to pay the mortgage."
"The same goes for restaurants. A dish costs 70 yuan, and 65 yuan is used to pay the mortgage. It is difficult to do business, and it is difficult to do business."
The grandmother shook her head and replied, "Everyone is just earning some hard money. If you can't do it anymore and you can't pay the mortgage, you have to die. After death, the estate is taken back. Isn't this just moving away?"
Mu Sicheng opened his mouth and wanted to say something, but in the end he couldn't say anything.
Soon the old man cheered up again. "However, although the current supporting facilities in the e-zone are not good, the houses in the e-zone are still a little good."
The grandmother’s face also brought a gratifying smile to "Fortunately we bought it early, otherwise we will have to chew on it now."
The old man also nodded solemnly on the facts, and commented quite contemptuously. The beards on both sides of his anger were shaking. "Yes, now this group of young people don’t do anything, and they want to have a good life and want a good house. If you don’t fight, you just know how to eat the next generation, it’s really disgusting."
"What a little bit?" Mu Sicheng was a little dizzy when he heard it, "What the next generation?"
The old man glanced at this young man who didn't know anything, and explained with a good temper, "It's the property rights period."
"The house in zone e was bought early, and the property right was given for one hundred years. That is to say, you can live in this house for almost one hundred years, so we can borrow for 70 years, but now the real estate agent is not willing to give such a long property right. The number of years is up."
"Yes." The grandmother nodded, "I remember it seems that there is only 20 years of property rights, and the real estate developers will get it back after 20 years. Therefore, the loan must be paid off within 20 years. The monthly mortgage is very high. Many young people can’t afford it if they don’t eat small things."
Tang Er next to him frowned when he asked, "What is it?"
He has only heard of nibbling old and not nibbling small.
The old man glanced around at this group of young people who didn't know anything, he hesitated, and still said, "It is to advance the future and let your future children help you repay the loan. A new loan repayment model developed by the five major developers."
"If you are interested, there is a new building opened in Zone C today, you can go there and ask."
New properties in area c.
When the magnificent property sales center landed three days ago, countless people came and went, and now it finally opened. A group of people are like hungry guys who have been hungry for more than ten days and smelled a big meal. Within.
On both sides of the door stood fierce patrols holding firearms, high-voltage electric batons and steel forks to maintain order.
Yuan Guang and Shi Qian were completely swept in by the crowd. After they entered, they were
After a few seconds of squeezing, his head was stunned, and it took a while before he came back to his senses.
There are too many people coming to the new real estate. Yuan Guang and Shi Qian’s surprise were far beyond their expectation. They had only heard the news and were ready to come and have a look. After all, the price of the new real estate is really terrifying, and it’s not just a guess. They can afford 60 million.
However, compared to auctioning murder houses one by one, not every house can be auctioned off. Purchasing new real estate should be the most stable and accurate way to clear the game.
Originally, Yuan Guang and Shi Qian thought that such an expensive new real estate would not be visited by many people because they couldn't afford it. When they arrived, there was already a long shot at the door of the property sales center that had not yet opened.
The people in the line were mixed with fish and dragons. There were everyone. Yuan Guang and Shi Qian saw the well-dressed and the first-class citizens. There were also sallow-looking, crumbling house slaves, and some with resumes on their chests. Brand, temporary residents without clothing.
This extremely mixed crowd structure confuses Yuan Guang and the others even more.
A first-class citizen buys a house, why buy a house again? Isn’t the slave repaying the loan? Why do you want to come to a new real estate? Can you afford it? Temporary residents simply don’t have the ability to repay the loan. They can’t even make a down payment.
When they were swept in by the crowd, before they recovered, an enthusiastic salesman helped them up and asked politely, "Hello, are you here to buy a house?"
Yuan Guang was a little flattered when he was helped up "Yes, yes."
The real estate-related ncs here are all arrogant and arrogant. When you see that your clothes can’t afford the cost of buying a house, they can’t wait to look at people with their noses, wave their hands and drive you away impatiently like a fly, Yuan Guang also I thought that the sales nc who came to the sales office would pay more attention to the dishes, but I didn't expect to have such a good attitude.
"Today's property market hasn't opened yet. Do you want to check the location and location first? I'm Xiaodong, a sales area in District C, number 1534. You can ask me if you have anything." Xiaodong smiled like a flower, and quickly supported Shi Qian with his hands. Sit down with Yuan Guang, "Is there any favorite drink or tea?"
Yuan Guang said vigilantly, "Coke, do you have it?"
Shi Qian "Chrysanthemum tea is fine, thank you."
Xiaodong smiled and nodded, and held Mai by his ear. "Please prepare for me
A cup of coke and a cup of chrysanthemum tea. Okay, I'll get it for you. Please wait a moment. "
Looking at Xiaodong’s back, Shi Qian and Yuan Guang took a quick look at the surrounding situation and found that all sales were very enthusiastic about homeowners, house slaves and temporary residents, as if these were their potential customers. Everyone can afford a house.
Shi Qian calmly said, "With such enthusiasm, there must be demons if something goes wrong. We will ask in detail later."
Yuan Guang nodded heavily.
Xiaodong soon came over with a plate. She handed the cola and chrysanthemum tea on the plate to Shi Qian and Yuan Guang respectively, and opened the map of the real estate to introduce to them, "Everyone is coming here to see what style of house. What"
"We have a small apartment with 1,216 square meters. It is very suitable for a family. Excluding the average area, there are still more than 11 square meters. It is a choice for a very large family of three."
"Of course, if there is a need to raise more children, a unit of 2025 square meters is also highly recommended. If the average area is removed, it can still be 20 square meters, which can completely accommodate three to four brothers and sisters."
"For example, when decorating this apartment, you can design nesting two folding beds and an invisible bed, and this big bookcase is blocked in front of the bedside of parents and children. You can only see each other’s feet. Without reaching each other’s head, each other has privacy."
Xiaodong said this with a narrow smile, "And this will not affect the life of your husband and wife."
Yuan Guang and Shi Qian stared blankly at the small house of more than 20 years. There was only a large bookcase between the parents and children, and they could see the opposite feet. In this case, they still have to live as a couple.
Moreover, Yuan Guang and Shi Qian are also watching this apartment with a man and a woman. After hearing this, they nodded in agreement, "Yes, there is more privacy in this way. Our previous set was 12 flats, three The children can only sit on the ground and watch us get under the covers. My wife and I can't stand it."
Shi Qian next to her was drinking water and almost squirted out.
Brother, the three kids are looking at you, you can still have with your wife, is there something serious?
But the salesperson’s eyes lit up when he heard "You have three children in your family."
The man nodded slightly reservedly, "Yes, we came here this time because of the children."
Sales smiled more intimately. "Since there are three children, you can consider
This 28-square-meter large apartment"
The two people communicated farther and farther, Shi Qian looked around with a little doubt, she finally found out what was wrong.
Most of the people who come to buy houses are one man and one woman, many with several children, one or two children at least, and most of the sales introduction units focus on being able to live with children.
It's a little strange.
Here in Sunshine City, Shi Qian asks herself, she must be unwilling to marry or have children, but the willingness to bear children here is quite high. It can be seen from the most popular apartment types that most people come up to ask is It is about 25 square meters, which can live in a house with three children.
Xiaodong introduced all the apartment types, her eyes swept back and forth between Yuan Guang and Shi Qian, "Are you two still not planning to get married and have children?"
Both Yuan Guang and Shi Qian were stunned. Their colleagues for many years have encountered unfinished buildings and games because they are too social and animal. They have long seen that the four are empty, and they don't have that secular desire for the opposite sex.
No matter how good their relationship is, the deterioration of their relationship means that they jump from friends to family members. Because they have never considered this problem, they are a little bit at a loss when they are asked so suddenly.
Yuan Guanggang wanted to say no. Shi Qian quickly stopped her by covering her mouth with her eyes and hands. She had already discovered that the problem was with the child, so she raised her eyes to face the sales and pretended to be shy. "Yes, I am going to give him three children. ."
Yuan Guang, who had finished drinking a whole can of Coke next to him, opened his eyes wide and hiccuped in horror.
"Since the two are planning to have children, let me introduce to both of you, Sunshine City Real Estate, a brand-new loan service developed by Sunshine City Real Estate to make it easier for everyone to buy a house."
Shi Qian retracted her hand and asked attentively "What kind of loan is this?"
"Many people living in Sunshine City cannot earn a down payment for a house in their lifetime. For example, this 25-square-meter apartment will cost 8 million yuan at the current average price of 320,000 square meters. The Sunshine Seedling Loan requires a minimum down payment of 50%. , That is, four million, the balance has to be repaid for 20 years, and 16 thousand per month without interest. Most families can afford to buy a house."
Shi Qian couldn't help refuting "how can there be no interest on the loan"
Xiaodong smiled, "The Sunshine Seedling Loan we promote does not require interest.
Bit. "
Yuan Guang shook his head, "It doesn't require interest. The down payment of 4 million is too high. Few people can afford it."
"This is the subtlety of Sunshine Loan." The warm smile on Xiaodong's face became deeper and deeper, "Sunshine Nursery Loan accepts children's pre-mortgage loan service."
Yuan Guang did not respond to "what kind of mortgage?"
"Child." Xiaodong repeated the word eloquently. She took out a contract and introduced it with a smile, "That's it. If you can only pay a down payment of one million, then you can leave three million. Let your child sign a labor contract with our real estate company, and let him use labor as mortgage in the future. For example, for three children, each of them only needs to mortgage one million wages."
Yuan Guang looked down at the labor contract Xiaodong handed him
Party A promises that when his descendants are 16 years old and have the ability to work, they will enter Party B’s company and work 12 hours a day. Party B promises to provide an average monthly salary of 4,500 and deduct Party A’s monthly salary. 80% of the descendants of Party A repay the mortgage until Party A’s descendants have repaid Party A’s mortgage debt.
Yuan Guang's back was chilled, he slowly raised his head, his mind was dizzy for a moment, "80% of his salary has been deducted to repay the loan, and he has to work twelve hours a day without any rest time, then this child How to live"
"Then this is not what you worry about." Xiaodong said with a faint smile, "Children and grandchildren have their own children and grandchildren. Do you enjoy yourself?"
"Furthermore, if you are worried that if your child is tired, he will be able to have children in the future to enjoy himself."
The author has something to say. The content of this chapter refers to the Japanese real estate market
The average age for paying off mortgages in Japan has risen to 73, and banks have increased the maximum loanable period to 85. Many people have already shouted that the loan period is too high to allow the next generation to repay the mortgage.
Land privatization is really scary
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