Vol 5 Chapter 26: Great (except) era of demons

Xin'an Bank, as the first bank in the history of the Song Dynasty and even the world, is not too far beyond the times. After more than 70 years, Venice, where maritime trade has developed, established the world's first bank. The contemporary Song Dynasty gDP is the world's largest commercial bank. Very developed, the wealthy households and merchants of the Song Dynasty, like the merchants in Venice, also had a huge demand for the banking industry.
Jiaozi was not the first one invented by Luo Feng. As early as the Tang Dynasty, China had "flying money". The earliest paper money Jiaozi in the Song Dynasty also first appeared in Yizhou, Sichuan. The people of the Song Dynasty quickly accepted the bank’s Concept, began to enjoy the convenience brought by the bank.
The important reason for the repeated shortage of money in the Song Dynasty was that the rich people had no better investment direction besides investing in merging land, so that they hoarded the extra money they earned to maintain and increase their value.
Whether it is annexing land or hoarding money, it will greatly harm the economy and erode the foundation of the country.
Luo Feng opened a bank to absorb the money hoarded in the wealthy bank’s treasury by means of soliciting deposits, giving a certain amount of interest, and then distributing it to the people in the form of a monster insurance. This is a disguised method of promoting currency circulation. Alleviate the money shortage and stimulate the economy.
For wealthy households’ money at home, the value-added efficiency ratio must not exist in the bank, and warehouse and security fees are exempted. There is no need to worry about thieves’ patronage.
The only thing to worry about is the credibility of Xin'an Bank, but with the reputation of Mr. Jing Jiajing, as evidenced by the strength of the first wealthy household of the Luo family and Song Dynasty, the depositors are not worried about the government's intervention and forcibly recruiting the bank. The bank's reserves of gold are not enough to be redeemed, so they actively save themselves, sending their own hoarded metal currency into the bank's vault, in exchange for transactions or certificates of deposit.
Soon after the bank opened, the bank absorbed a huge amount of savings. According to the set interest rate, the bank has to pay a considerable amount of interest every day. If the money is not loaned out to collect the loan interest rate, it is equivalent to losing money every day.
Xin'an Bank, like the wealthy Dasong, has no channels for investment after amassing wealth. After all, no matter how prosperous Dasong’s business is, it is also a feudal country. Capitalism has sprouted but it has not prospered. There is no colony or market overseas, and no loans are required. Know who to lend.
Jing Xiaolou is very worried about this, and Luo Feng disagrees. As long as the bank's credit is reliable and depositors don't run desperately, the money lost is actually the number on the account.
The financial industry is different from general business. It is not the same as whether to lose money or not. Unless the economic bubble is blown, the macro-control and micro-control are in addition to problems, and a national economic crisis has erupted, it is impossible for banks to go bankrupt.
As for whether to open up colonies and overseas markets in the future, whether to go to Europa or simply sell the goods to the demon world, whether Da Song will enter the era of great voyage like the sun never sets, this is not something that Luo Feng will consider in the short term. , Anyway, he slapped his and left after ten years. He cheated the rich Song Dynasty's money into his hands first, and said after doing things.
Banks and insurance companies operated stably for a period of time, and were widely praised by the people of the Song Dynasty. They were recognized and accepted. Luo Feng joined with Jing Xiaolou to set up the "Da Song Demon Eliminating Demons Foundation" in Yuzhou.
Relying on Xin'an Bank and Xin'an Insurance, the foundation uses the profits of the two as funds to distribute bonuses to all heroes in the world who have killed the monsters.
There are two types of bonuses:
The first is the title fixed subsidy. As long as you register with the foundation, you can get the hero title after a comprehensive evaluation. The title is classified as: "Heaven and Earth A, B, C, D...". The strongest hero is called a "Tian Zihao" hero. Etc. is the "di font size", and the following are sorted into first class, second class......
The second type is the bounty of hunting demon hunting, which is based on the strength of the demon killed by the hero and the severity of the damage caused by the demon. The monster disaster also took place
The first kind of bonus, according to the foundation, is to relieve the heroes from worries. Although the practice sect that occupies the seventy-two immortal realms in the fairy sword world calls themselves immortals, their disciples still choose from the mortals in the human world. In the world, even if you become a fairy, you can't eat and drink, and there are family members to take care of.
These immortals are not very engaged in production, and the funds to maintain the sect are raided from the exterminated monsters or lairs. It is also a matter of looking at the sky. If a few poor monsters are exterminated one after another, the entire sect will have to cut back on food and clothing for a period of time.
The economic problems of the Shushan Sect are particularly serious. Jiujianxian can't afford to drink alcohol and squanders the door everywhere. Li Xiaoyao becomes the head. It is clear that his wife is a Jiangnan martial arts giant. In order to supplement the Shushan Sect, he just got the name It can be seen in every poverty.
In contrast, Mingzong of the Great Compassion Bodhi, ranked second in the arena, is much better. The sect of the family has temple properties in Kaifeng, as well as sesame oil money. The life is much more moist than the unearthed Shushan sword immortals hiding on the hanging mountains. Up.
The second kind of bonus is to encourage more people in the martial arts to eliminate demons and demons, learn the techniques of demons and demons, so as to control the population of demons and reduce the occurrence of demons.
Martial arts people who register as a hero of the Foundation can get a free maximum amount of "Demon Insurance". Once they accidentally overturn the car while removing the evil spirits, they will receive huge compensation from the insurance company, ensuring that their families will have nothing to worry about for the rest of their lives. .
In addition, registered heroes can also get a welfare treasure. There is a mobile phone bug. Through the phone bug, you can get real-time reports of monsters disasters across the country from the Foundation Monster Information Center, knowing where there are monsters and their strengths. , Who is going to deal with the outbreak of the monster disaster.
The source of the information center’s monster information is the compensation report of the monster insurance reported by the people. Once people across the country are injured, they immediately go to the local bank insurance outlets to report the loss, which is equivalent to the fact that the people all over the country have eyes and ears, and the information center won the first place. Hand information.
The establishment of the Demon Slayer Foundation has caused a great uproar in the Central Plains Wulin. There were supporting sects as well as opposing sects, and public opinion was boiling for a while.
Many hidden martial arts masters and disciples of the hidden world cultivating sect were attracted by the huge bounty and the complete welfare system to register with the foundation. In the past, they had their duty to drop demons and eliminate demons. They accidentally overturned the car. Life is bitter. Although I have justice in my heart, I just gritted my teeth to recharge my faith, but I feel a little lack of motivation.
Now that the three insurances and one gold are complete, the logistical support is strong, and there is still money to be made after the adventure, the foundation has also developed a hero ranking mechanism, which can be famous in the world and suddenly aroused the passion of everyone.
In the first year of the Great Song Dynasty and Yuan Dynasty, the wealth, power, and everything that once had financial king Luo Feng announced to the knights of the Central Plains before bankruptcy: "Do you want my wealth? Then go find it. Everything about me is there. That Wei...cough cough, dirty...in the demon lair!"
As a result, more and more people rushed to the wilderness and tombs, breaking into the dirty demon lair, and the world ushered in the era of great (except) demon!
Countless enthusiastic teenagers with dreams like Li Xiaoyao are determined to become the man of the knight king!