Chapter 556: Just so confident (three shifts)

The Young Mansion Family Ling wondered if it was time for this conversation between monarchs and ministers to end when he heard Emperor Wen De mentioning dividends.
Shao Fu Clan made his heart chuckle, and he was really waiting here.
Emperor Wen De happily asked: "I heard that many people have taken a large dividend today. How much did Uncle take?"
Shaofu Jialing bowed and said, "Not much, not much. You can add two more dishes during the New Year."
"Uncle's Chinese New Year's dishes are not cheap."
Shaofu's family made all the sweat.
"I also invested money in Gu Jiu back then, why didn't she give me money?"
"Your Majesty takes care of everything, I guess Madam Zhao is afraid to disturb your Majesty."
"It's about money, and it's a big deal at all times. How can you not take the initiative to send money because you are afraid of interruption. This is really unreasonable."
Emperor Wen De seemed to be teasing.
However, Shaofu Jialing was a little frightened.
He was worried that Emperor Wende was moody, so he moved his anger to Gu Jiu's head, so he said: "The old minister also met with Madam Zhao. She said that the palace had voted for fifty thousand taels in public accounts. She asked the old minister that the principal was Who should pay dividends.
The veteran was also undecided, thinking that he would have to take many houses first, and then hand it over to your Majesty and Niang Niang for review after the account books are completed? "
Emperor Wende laughed, "I almost forgot about it. Come here, go to Weiyang Palace and say a word, I will have dinner at Weiyang Palace tonight, and I want to have a drink with the queen."
The waiter took the order and hurried to Weiyang Palace to notify the matter.
Emperor Wen De looked at Shao Fu Jia Ling again, "Is the uncle still has the accounts yet to say?"
Sure enough, I remember it.
Xiaofu Jialing hurriedly said: "Your Majesty, Madam Zhao still has a problem. The first emperor invested 300,000 taels in the past. Please tell me how to account for the dividend of this principal."
Emperor Wen De said: "You first tell me, 300,000 principal, how much dividends can I get this time."
Shaofu Jialing directly said a number, and the dividend was directly doubled compared to the principal.
Emperor Wen De stunned to himself, "There are so many?"
"The veteran dare not deceive your Majesty, there are indeed so many."
"So the fifty thousand liang that I invested has doubled?"
"Exactly."
Emperor Wen De first laughed and laughed happily.
This is the best news in the past month, without one.
At the end of the year, we saw the money spent, but didn't see the money. Emperor Wen De was very worried.
Unexpectedly, Gu Jiu gave him an unexpected surprise.
But after laughing, Emperor Wen De sternly said, "Hmph, the last time I saw her, she was crying poorly in front of me. I still remember clearly that the Queen Mother asked the eldest concubine for the Chinese New Year last year. Gu Jiu kept saying that she could not afford it. She is the crime of deceiving the king."
Shaofu Jialing hesitated for a while, "It is not appropriate to ask Madam Zhao to take the dowry to raise the concubine's room."
Emperor Wende looked at Shaofu Jialing with a smile but a smile, "My uncle is devoted to protecting Gu Jiu."
The young man's family Ling Zheng'er said in an arrogant manner: "She is the junior of the old minister, and has helped the old minister a lot. The old minister does not want to see her wronged."
"You are honest."
Emperor Wen De's expression eased a little, and Shao Fu Jia Ling secretly breathed a sigh of relief.
Serving the emperor Wen De, who can't see through the joy and anger, is really tired. It's not as easy to serve Emperor Xian.
The first emperor was full of joy and anger on his face, too lazy to play tricks. Unhappy is unhappy, and if you want to kill, kill.
Everything can be seen clearly, but it also saves the courtiers a lot of thoughts.
Emperor Wen De likes to speak in the opposite direction. As a courtier, I am really tired to deal with it!
A servant walked into the hall and said that Madam Zhao was here.
Emperor Wen De smiled, "Tell her to wait. I haven't finished talking with my uncle."
...
When Gu Jiu was invited into the palace, he knew he could not hide. Sooner or later.
She waited in the side hall, wondering what to say when she met Emperor Wende.
Waited for about half an hour before being invited into the hall.
At this time, Shaofu Jialing had already taken his will and left the palace. The two failed to meet.
"Daughter-in-law greets the emperor, long live the emperor!"
"Don't live forever. I heard that I will be paying dividends today, and everyone is happy. Only here, I haven't seen a copper plate."
Emperor Wen De was deliberately stern, very majestic.
In just two years, Emperor Wende has been reborn, not the King of Ning. The emperor is full of majesty, giving people full of pressure.
Gu Jiu took a deep breath, "I don't know who my father should pay for my father's money, so my daughter-in-law will make her own decision and hand it over to the young mansion for safekeeping. I wonder if the young mansion has been transferred to the father?"
"Why don't you send it to the palace yourself?"
"A trivial matter, how dare you disturb my father."
"It's a matter of money, how can it be a trivial matter. The world is furious, not just for the Aduwu. I am also a layman, so I can't avoid it."
Gu Jiu's mouth twitched.
Your Majesty, you are the emperor, and say you love money openly. Is it really good?
Gu Jiu was very decisive, "Daughter-in-law knows wrong. Next time dividends, daughter-in-law must deliver the money to the emperor on time."
Emperor Wen De nodded in satisfaction, "Did you bring the money?"
So direct!
Gu Jiu broke out in cold sweat.
Fortunately, she was prepared.
She took out an envelope from her sleeve, "This is a dividend note. You can go to the Shaofu Bank to exchange for silver or silver bills at any time. Father, please look at it."
The attendant took the sealed envelope from her hand, stepped forward, and handed it to Emperor Wen De.
Emperor Wen De tore open the seal of the envelope, took out the bill from it, and was very satisfied with the dividend amount on it.
He suddenly asked: "Didn't you say that you are poor? Every time I see you, I hear you crying poor."
Gu Jiu looked aggrieved, "Daughter-in-law is really poor. Although she earns a lot, she spends more. All the money she earns is invested in other projects. Now her daughter-in-law is so poor that she only has money to eat."
Emperor Wen De's face sank, "Did you and Shaofu Jialing have discussed it well, call poor together, and the way to call poor is still the same. Both said that only money is left for food."
Gu Jiu was so heartbroken that he was even one step ahead of the Shaofu Family Order.
What can she do?
She can only bite the bullet.
"Don't dare to deceive the father, the daughter-in-law really has no money. The daughter-in-law can turn in the account book, which records every expenditure."
"Huh! Are you afraid that I will fight the autumn wind? Even if I am poor, I am not too poor to fight my daughter-in-law's dowry. Put away your thoughts."
"Daughter-in-law is guilty." Gu Jiu confessed very simply and winked.
Emperor Wen De wanted to get angry, but because of the generous dividends, he gave up.
"I don't care about this time. But I don't want to hear you call poor in the future."
Emperor Wende said in his heart, if Gu Jiu was poor, there would be no rich in the world.
One two, defending him is the same as preventing thieves. Is it rare for him to see money like that?
This is really outrageous.
The dignified emperor is so unbearable by others, it is too much.
"I have a chat with the Young Mansion Family Ling today, and I heard that you have given the Young Mansion a lot of ideas. You tell me, saving money for interest, can you really collect the gold, silver and copper money hidden in the cellar of the landlord’s old wealth? ?"
When Gu Jiu heard this, he immediately felt relieved, knowing that the danger had been eliminated.
She faced Emperor Wen De and talked eloquently, "Your Majesty knows that the old wealth of landlords in the countryside is inconspicuous in the eyes of big households, but they can't hold back their large numbers. A family saves five hundred taels, one thousand taels, and the whole world has such old wealth. , There are no 100,000 households, there must be 50,000 households.
The amount of money buried in the cellar by these landlords’ old treasures amounts to a few million taels, or even tens of millions taels. And as far as my daughter-in-law knows, most of the silver coins they store in the cellar are copper coins. "
The old wealth of rural landlords had limited access to gold and silver. On the contrary, it was copper coins and saved a lot.
As soon as Gu Jiu spoke, he attracted the attention of Emperor Wen De.
Emperor Wende recalled the National Book of Emperors that he had read a few years ago, and signaled Gu Jiu to continue.
Gu Jiu continued: "Except for farming, the old wealth of the country landlord doesn't have much to make money. The most is to give out private loans in the village. Because the villagers don't dare to get usury.
These people all year round, most of their income actually comes from land. They hid the copper coins in the cellar, nothing more than saving a family business.
If they learn that they will deposit their money in the Shaofu Bank, even if the annual interest is only four or five cents. One hundred and two years only have a few taels of interest, and a few hundred taels are tens of taels of income. They are also willing.
For the old wealth of the landlords in the countryside, dozens of taels are enough for their family to spend several months. You only need to deposit money in the bank for one year and you can get half a year's expenses. I think as long as someone tastes the sweetness, there will be a steady stream of people behind to deposit the copper money hidden in the cellar into the bank. "
Emperor Wen De frowned, "Those people are really willing to deposit the money they have finally saved into the bank for a few taels or tens of taels a year?"
I don't know how expensive chai rice is if you are not in charge.
Gu Jiu tried to ask: "Your Majesty, in those remote places, how much is a mu of dry land worth? How much is a mu of irrigated land worth?"
"You know?"
Gu Jiu nodded, "My daughter-in-law knows. Just say that in the northwest, dry land can be sold for an acre for only a couple of silver. Irrigating the land, depending on the fatness of the land, varies from two to five taels.
Why is it so cheap? Because of the inconvenient transportation in these places, it is difficult to transport the materials produced. This makes the land not expensive.
But at the same time, the local people's income is also extremely limited. Except for farming, there is almost no second income. This kind of place does not exist in aristocratic families, but there are many old wealthy landlords in each village.
By depositing the money in the bank, you can buy a few acres to dozens of acres of land with interest earned in a year. This is a good thing, and the old wealth of the rural landlords will never miss it. "
There are limited channels for making money, so depositing money in a bank for interest has become the safest choice.
This is the same reason that the older generation likes to save money in modern society.
Emperor Wen De suddenly asked a question that looked stupid to Gu Jiu.
He asked Gu Jiu, "Are there many such remote areas?"
Gu Jiu's mouth twitched, "Your Majesty has been on business in Beijing for more than a year, and he should have seen many similar remote areas. More than 90% of the villages in Zhou Dynasty belong to remote areas."
Inconvenient transportation has destined many villages to lack communication with the outside world.
Without sufficient information exchange, these villages will naturally become remote villages.
The so-called remoteness depends not only on geographical location, but also on the level of wealth.
There are many big households in Great Zhou, but these big households are generally concentrated in places with abundant water sources. They buy farms and also like to choose places with abundant water sources.
In reality, there are few areas with abundant water sources. In most areas, the land is relatively barren due to lack of water conservancy facilities.
Many rural landlords’ old wealth actually rely on frugality, accumulating family business from generation to generation, and only in times of peace can they save that little family business.
So they especially cherish the land and money in their hands.
However, as long as the Shaofu Banks became famous and the Shaofu endorsed them, most landlords were still willing to put out their hard-earned money and deposit them into the bank for interest.
Emperor Wen De observed Gu Jiu, "You have never been to those remote villages, why do you know so clearly?"
"Because the man in the name of my daughter-in-law has already visited every village in the Gyeonggi region, and not only once. The daughter-in-law in places other than Gyeonggi dare not say that the daughter-in-law has a basic understanding of the situation in every village in the Gyeonggi region. "
Gu Jiu is very open and confident, and his whole person seems to be radiating light.
When Emperor Wende heard this, he was taken aback and his expression became solemn, "Do you know the situation of every village in the Gyeonggi area? Are you sure? It is responsible to speak big words in front of me."
Gu Jiu nodded affirmatively, "If your majesty doesn't believe me, you can call in the people from the household department Hu Cao. Randomly check every village, my daughter-in-law dare not say 100% accuracy, at least 80% accuracy can be guaranteed."
"Okay, I will test you. Come here, call Hubu Shangshu and Hu Cao. Tell them to bring the household registration documents of each county in Gyeonggi area."
"Zhuzhi!"