Chapter 253: Qianzhuang opened

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Converting the city's main mansion into a money house can not only save a lot of rent, but because he is the owner of Baoguang City, this is a golden sign in his own right. He sits on a city with a huge net worth, and customers will be more willing to trust him and be willing to Store the money in the bank he opened.
On the first day of the opening of the bank, of course, he had to do propaganda. The one million people he hired were all over the streets of Baoguang City, holding the leaflets in his hands and handed them out to the residents of Baoguang City one by one. The wording on the leaflet is very seditious, what "save money to Tongli, gain all your life", "money makes money, three-year rich man, ten-year richest person", "poor profit loan to benefit the Quartet."
At the beginning, the residents of Baoguang City disagreed with this. Qianzhuang saw a lot more, so most people discarded the leaflet after a quick glance. Of course, there are always one or two people out of ten who have moved their minds.
It didn't take long for the entire Baoguang City to know about the Tongli Qianzhuang. After the meal, everyone was talking about it.
"Pharaoh, are you saying they are stupid? Help us save the money and don't say it, and give interest back. Wouldn't it be deceiving?"
It turns out that saving money in most money houses not only earns no interest, but also charges a hefty storage fee. Tongli Qianzhuang went the other way, not only did not charge fees, but also gave interest, which suddenly subverted everyone's perception.
"Surely not, who is Tongli Qianzhuang? It was founded by Yin Yang Jiao and our city owner. Our city owner sits on a city and earns tens of billions of Wuzun coins every year. He will swallow our little money?" The king's men shook his head. "Don't worry about it blindly."
The man suddenly moved in his heart and said, "That Pharaoh, I have saved 100,000 military tokens over the years. If I deposit it, wouldn't it make a lot of money every year?"
Pharaoh clenched his fingers and said, "If you save for one year, the annual interest will be 20%, and you will save 20,000 for ten thousand dollars. If you save for three years, the annual interest will be 30%, and if you save one hundred thousand years, you will get 90,000 dollars. La!"
The man immediately got excited and said: "Just three years! Three years later, I will have 190,000 years. I will save those 190,000 for three years, and finally I will have 270,000!"
Pharaoh was also tempted and murmured: "I worked hard to earn 30,000 to 40,000 a year. Let's save 100,000 to go in, and the annual income is basically equivalent to one year's income? This ... I just don't I believe this is true. "
Countless places, countless people are talking about it. The annual interest rate of 20% is indeed too tempting, and finally has the first person to eat crabs.
At noon, a restaurant owner came to the city's main government. The boss's surname was Li. He operated five restaurants in Baoguang City, with a huge net worth, and a lot of spare money. This boss Li has seen the big world and knows that big men like the city owners will never pit their little men's money. After considering it over and over again, he decided to try to save a sum of money in the money bank first. If it is true as stated in the propaganda, he will save more money later.
Today, the opening of Tongli Qianzhuang is a big day. Fu Biao, Cui Jingang, Yu Xianxian, etc. are all there. They personally greet Boss Li into the door. Boss Li was very humble and polite and entered the door all the way.
Because he was the first guest, Ye Ming personally received each other and ordered someone to serve tea. Boss Li dared to sit down in front of the city master, and even said he didn't dare, saying, "Master, city master, I'm here to save money."
Ye Ming smiled slightly: "Okay, we are very welcome. I don't know how much you want to save?"
Boss Li laughed: "There aren't too many deposits, just save one hundred million sacred coins." With that, he took out a storage bag and pointed it out with a treasure bag.
Yu Xianxian took it with both hands immediately, and ordered the person to write down the voucher, amount, interest, deposit date, and withdrawal time for it. Boss Li decided to save for a year, and today he would take the money away a year later. This credential was made by Ye Ming with rune paper, which is a third-level charm in itself, which cannot be forged by others, and it can also record the relevant information of the depositor on it, which is very convenient.
In this hand, he used it when he established the Stone Bank. With the increase in the number of loans and deposits, his seven yuan calculation can also analyze and judge the credit of each customer, so as to determine the amount of money.
After Boss Li took the credentials, he saw that it was clearly written on it. Today, one year later, he can come and take away the principal of 100 million wusheng coins and the interest of 20 million wusheng coins. And because he is the first customer to save money, if Lee wants to borrow money in the future, Tongli Bank will give a 20% discount.
After boss Li saw everything was correct, he left happily. The interest of 30 million Wusheng coins in one year is almost equal to the profit of his best profit restaurant. He thought beautifully that if this kind of thing worked, he would put all the 1.3 billion Wusheng coins in the deposits at Tongli Bank.
With the first, there is the second, and more and more people are depositing money in the Tongli Bank. In addition, the first person who borrowed money also appeared. The other party was a elixir trader. He recently needed to buy a batch of high-quality and cheap elixir. However, the amount of money was limited. Banker's flyer. Holding the idea of ​​trying it out, he came to Tongli Qianzhuang, which is located in the city's main government.
This time, Yu Xianxian received the other person in person, with a friendly and polite attitude.
"The shopkeeper is good. I want to borrow a sum of one billion Wuzun coins. Don't know if I can?" The other side asked carefully.
Yuxian smiled slightly: "May I have your surname?"
"Free your surname Zhou." The other party quickly said.
"Boss Zhou is good. I need to ask a few questions below, please Boss Zhou to answer truthfully, we will conduct related investigations to verify." Yu Xianxian laughed.
Boss Zhou nodded repeatedly: "Okay, I must be honest."
"Excuse me, what business is Mr. Zhou?" Yu Xianxian asked.
"Open the elixir shop."
"How much is the profit each year? Is the shop your personal property?"
"About 50 million Wuzuncoin's profit every year. But I personally do some other business, which adds up to about 70 to 80 million. The shop is my own, and it was uploaded by my ancestors." Boss Zhou said.
"Have you always lived in Baoguang City? How much wealth is in your name? Are you in debt, and how much are you in debt?"
"My ancestors have lived in Baoguang City for three generations, and the wealth in the name is about three to four billion. I have no debt, but someone owes me more than 20 million Wuzun coins, and this money has never been recovered." Boss Zhou said.
Yu Xianxian nodded: "Boss Zhou's conditions meet the loan conditions. We need one to three days to verify. If Boss Zhou's statement is consistent with the facts, we will notify you as soon as possible."
Mr. Zhou Yixi said, "So, I'm likely to be able to borrow money? I don't use this money for a long time, up to three months. What is the interest?"
"If the loan is for three months, the annual interest rate is 40%, and the loan of one billion Wuzuncoin for three months, the interest is 100 million Wuzuncoin." Yuxian Fiber Road.
"Only ten million?" Boss Zhou said with a smile, "no more, no more."
You know, the interest of most money houses is as high as 10% even if they borrow only one day. If you borrow it for a month, the interest will be more than ten times in the case of profit rolling; if you borrow it for three months, the interest will be thousands of times as scary!
Ye Ming has been sitting behind the scenes, and he has written down a deposit loan. When it was dark, Qian Zhuang closed the door, and today he knows the loan situation.
A total of 1826 deposits were received today, totaling 32.6 billion Wuzun coins. There are more than 700 people preparing loans, and the total loan amount exceeds 80 billion yuan. According to his estimates, 90% of these loaners can pass, and the final money will be around 70 billion Wuzun coins.
After the bank closed, Ye Ming and others sat together to discuss today's business. With the exception of Ye Ming, everyone is optimistic about the current situation. After all, more than 30 billion deposits were collected in one day, and tens of billions of martial arts coins in one year.
Unexpectedly, Ye Ming said, "According to my assumption, there should be more deposits than loans. But the situation is exactly the opposite. The amount of loans exceeds the amount of deposits. This situation is very dangerous. If it continues, one day we will have no money to loan, then, money bank Will not be able to explain to customers. "Ye Ming said," Everyone thinks of ways to reverse this situation as soon as possible. "
Gongsun Yandao: "I think this is only a temporary phenomenon. As the popularity of the money bank becomes more and more, more and more people will save money in the money bank. After all, money can make money, everyone is not a fool, why not save it?"
Yu Xianxian said: "I think so. And I suggest that the bank should further strengthen the announcement to let more people know the benefits of saving money. In this way, the deposit will definitely exceed the loan."
Ye Ming nodded: "I hope so."
Early the next morning, as soon as Qian Zhuang opened the door, a customer came in, and the other party said, "The shopkeeper is polite, I am Su Sanquan, and the owner of Baoguang City Wanxiong Gang. We Wanxiong urgently need a sum of money It ’s a big business, so come and borrow money.

Yu Xianxian smiled and asked, "How much does the Su Ganglord need?"
"Three billion Valkyrie coins." Su Sanquan said.
Yu Xianwei was slightly surprised, but she still followed the procedure to ask the other party's situation. This Wanxiong gang is the first gang of Baoguang City. The forces are inextricably intertwined, helping the public nearly ten million. The traffickers died, and many were from Wanxiong. The Wanxiong Gang's annual income exceeds one billion Valkyrie coins, and the remaining money is hundreds of millions, and the industry spreads throughout the city.
According to Su Sanquan, he borrowed money this time to contract a spiritual mine located in the East China Sea. According to his estimation, the mining cost of that spiritual mine is at least 500 million Wushen coins, but the value is at least billion Wushen coins, which is still very profitable.
Su Sanquan's conditions are fully in line with the loan conditions. Yu Xianxian was about to verify it first, and Ye Ming walked out, saying lightly: "Let's put money directly."
Yu Xianxian stood up and said: "Su Gangzhu, this is our boss, that is, Ye Chengzhu."