Chapter 469: :Online payments

"Do you use this to sell news?" Duobao Zhenjun asked with a twist of his beard, his voice was obviously a bit uneasy, or he didn't pay much attention to it.
Indeed, in this world, the business of buying and selling news is often the same as other normal goods, which means that things are scarce and expensive. Moreover, people who buy news will not be willing to spend a large price, but buy a message that everyone will know, often the only right to information is required.
It can be said that this Shenhua News is essentially in conflict with the business of buying and selling news. Not to mention that there is nothing to cooperate with, even those forces specializing in information and intelligence business will probably not tolerate the existence of this Shenhua News. At present, it is not very popular to convey thousands of miles. Once it has reached the point of replacing all the transmissions of thousands of miles, it will inevitably lead to hostility from those forces.
However, when he heard what Duo Baojun said, Ye Zan shook his head with a smile and said, "No, Zhenjun misunderstood. This Shenhua News is not for selling news, but for sending news for free. As for what is news, I don't need to explain too much. "
What's the news? Although there is no such thing as "news" in this world, it can be seen literally. The straightforward explanation is "fresh news rumors".
"Send it for free?" Duobao Jun frowned, and after thinking for a moment, he said to Ye Zan with a little persuasion: "Elder Ye, since it is free, so where does the benefit come from? And, this is free Sending a message will undoubtedly touch the interests of some forces. I am afraid it is not good for Yu Qingzong. "
Although free in the technology world is nothing new, when it first appeared free, it also caused a lot of controversy. For example, in the case of anti-virus software, those anti-virus software did not sell cheaply. But then free anti-virus software appeared, and people found that it was free, not to make money, but just to make money. The most direct is the advertising revenue. As long as you can have a large number of customers, someone will naturally come to you to advertise. In addition to advertising, there are various promotions and derivatives that can also bring benefits to them.
Of course, this world is different from the world of science and technology, so the free way of the world of science and technology is not entirely suitable for this world. At least, in this world, especially in the world of monasticism, there is not as much advertising demand as in the world of technology. In other words, if the free way of the world of science and technology is completely applied, other forces may not be required to find trouble at all. This Shenhua news platform has to starve itself.
Ye Zan naturally considered this problem, so in the free way of Shenhua News Platform, according to the market characteristics of this world, also made some appropriate changes.
"Jingjun may wish to listen to the detailed introduction below." Ye Zan said with a smile.
Although Duobao Junjun couldn't imagine how Ye Zan could profit in this respect, after all, there was a lot of cooperation between the two sides, so this patience was still there, so he nodded and said, "Okay, the old man listened to me . "
"Actually, I call this Shenhua News a news platform. It is like a wall for posting announcements. It is a place for many people to publish news. Not only individuals, but also those who originally did this business. You can post some news information on this news platform. "Ye Zan further explained the role of Shenhua News.
"News platform? This statement is also appropriate." Duo Baojun said. However, his brow did not stretch because of this, after all, Ye Zan has not talked about the issue of profit. What's more, he also heard that Ye Zan wanted to attract those who sell news to participate in this news platform together, but in this way the interests are even more needed.
"Other users who have conveyed thousands of miles to watch various information through Shenhua News are indeed free in my plan. However, those who publish news information will receive a certain amount of manuscript compensation. How much this compensation will be Ratings are divided by the importance of information. As for how to rate, I believe that those who specialize in this business should have their standards. You can refer to their standards at that time. Of course, the most important thing is the authenticity of the news and the release of fake news. Naturally, there are some penalties. "Ye Zan went on to briefly introduce the source of the news.
However, hearing Ye Zan ’s introduction, Duobaozhenjun ’s brow not only did not stretch, but he wrinkled a little bit more. He just squeezed a
chuan
between his eyebrows and said,
Watching the news is free Yes, you can make money by publishing news. Is Elder Ye sure that this business is really a business? "
It is nothing to publish news to earn a press release, which is not much different from those that originally sold news. Watching the news is free, so where does the remuneration come from! Could it be said that Yu Qingzong wanted to put money in himself? So what kind of business is this, and you still want to attract people to cooperate, and just put money together in cooperation?
"Zhenjun is calm and not impatient. I haven't finished it yet. Next, I will talk about the profit channel of this news platform." Ye Zan said indifferently.
"Oh, it's the old man's anxiety, Elder Ye, please tell me." Seeing Ye Zan seems to have a good idea, Duo Baozhen showed a little curiosity, and reached out to signal Ye Zan to continue.
"When it comes to making profits, it's actually simple. It doesn't have to be clear about everything when it comes to publishing news. In fact, there is a difference between news and news. People who do this business are actually early There is a similar approach. Send out the surface to others, and then sell the core content to those who are interested. And this news platform does not actually need too detailed content, what is needed is that they can send Show others what can attract people's attention. "Ye Zan still didn't say how to make a profit, but when he said that, he already understood it.
Although Tianbaozong is not specialized in news business, it also has this business. More importantly, it has a lot of connections and even cooperation with the forces that actually do this business. Therefore, for the business of buying and selling news, Duobao Junjun still knows how it works. Therefore, it is not necessary for Ye Zan to say too clearly that Duo Baozhen can understand Ye Zan's meaning.
Those who work in the news business will hide all kinds of news and edit them into a book to attract potential customers. After all, if you want to say nothing, how will anyone know what news you have. In fact, this can also be said to be an advertisement. It is like those auction houses will publish a lot catalogue, letting people know what lot will be sold in this auction.
Therefore, upon hearing Ye Zhan's explanation, Duobao Zhenjun also immediately understood that the actual function of this news platform is actually like the brochures printed by those forces themselves. However, due to the expressive characteristics of thousands of miles, the publicity scope of this news platform is obviously much larger than those of brochures. In this case, this news platform will probably attract those forces to fight for it. It is not a big problem to spend some money for this.
After all, for both parties to the transaction, this news platform is like an intermediary for buying and selling news. It is not difficult for an intermediary to draw a certain share from the transaction.
Seeing that Duobao Zhenjun appeared in horror, it seemed to understand the meaning of the words before him, and Ye Zan added: "In addition, on the news platform, I also plan to add advertising space, those who want to make For those who advertise, they will be willing to pay a fee for these ad spots. "
"Advertisement?" Duobao Jun nodded, there is nothing to understand.
In fact, what Ye Zan said before can also be understood as an advertisement, and the entire news platform is simply an advertising platform. Of course, in the eyes of Duobao Zhenjun, the big profits of this news platform are still those who do news business, and product advertisements can only be regarded as scratching rabbits.
However, Duobao Zhenjun, who seemed to be a little bit dazed just now, followed Ye Zan's introduction to think in a deeper direction, and his slightly stretched brow twisted again. All of Ye Zan said, although it sounds feasible, but there is a problem that seems to be unsolvable, that is, the payment problem.
On Yu Qingzong's side, I want to pay those who release the news, so how to pay for this? Those who do news business need to complete the business through the news platform. How should this be paid? News platforms need to extract a certain amount of intermediary fees from the forces doing news business. How can this be paid? Finally, for those who want to advertise goods, how can they let the news platform advertise and pay the advertising fees for the news platform?
In fact, without saying anything else, it is a very troublesome thing just to pay the news source. After all, despite the existence of a money bank in this world, the delivery method is still based on face-to-face transactions. You just use the money ticket, and you have to hand it to me in person, so I can take the money ticket to the money house to exchange money.
"Elder Ye, your husband can agree with this profit method. However, the money transactions involved here will inevitably increase the number of transactions. How can we solve this problem?" Jun has actually felt that the cooperation Ye Zan said may not be a news platform at all, but this money transaction. But the problem is that although Tianbaozong's money houses are also located in various markets, they can't solve the problem of payment, or have to pay great efforts for it. But where does Tianbaozong's revenue come from? In this way, it's just a matter of doing nothing and getting no benefit.
"Zhenjun should also see that the cooperation with Guizong mentioned below is not on this news platform, but on this final payment transaction. In the following, this transaction method is called online transaction, or online payment The first condition for all traders is that they need to open their own account in your bank, and all the transactions in this thousand miles are directly through your bank, and the money is directly transferred to their account. Of course, this is just a brief introduction. Regarding some detailed rules, a plan has been drawn up next. Zhenjun may wish to take a look. "After a brief introduction, Ye Zan will make a plan about online payment. It was given to Duobao Jun.
Online payment, to put it plainly, is a matter of transfer. However, the bank of this world is still a little different from the banks of the technology world.
For example, banks in the technology world pay interest to depositors when taking deposits, and the bank's profit method is lending. In this world, the bank is required to collect management fees from depositors, and it will also lend out to earn interest.
It may seem that the money bank is more profitable, but in fact it is not, because the spirit stone and rune money are lost during the preservation period. Although Qianzhuang can use some means to constantly exchange the lost spirit stones and rune money, this loss is also inevitable.
The plan of Ye Zan is not so much a plan for online payment as a plan for money bank reform. If we follow the plan, the money banks in Tianbaozong will probably be renamed as banks. Moreover, if online payment is promoted and becomes the main payment method for monks, it can also greatly reduce the impact of the loss of spiritual stones and runes.
Dobao Zhenjun sat there and looked at Ye Zan's plan. The more he looked, the more surprised he was. He was obviously surprised by the content of the plan. Actually, it ’s not that who is clever is stupid, but in a world like this, Duo Baozhen will naturally be influenced by the inherent thinking ~ EbookFREE.me ~ For example, the issue of interest on deposits. Do I have to give them interest? However, from another perspective, I use their money to lend to make money. In order to let more people give me the money to use, isn't it normal to give some interest?
Of course, the key here is still the issue of the loss of currency preservation. In fact, during the feudal period of the technological world, people mainly used copper as their trading currency, and there was a problem of loss in preservation. When the currency is only a piece of paper, this loss is naturally not so serious, and the bank pays interest to absorb the deposit, naturally it does not have much burden. When the technology develops to a certain degree, people will start using virtual currencies, and this loss will be even more negligible.
"I didn't expect that Elder Ye would have such a unique opinion on the operation of the bank, which really impressed the husband." Duo Baozhen said with emotion after reading the plan. However, he only said that Ye Zan's opinions were unique, but he was not completely sure of Ye Zan's plan. After all, this bankruptcy is a pillar of Tianbaozong, and it is easy to be afraid of any problems. It is naturally impossible to rely on Ye Zan's plan to immediately carry out drastic reforms.
"Zhenjun has won the prize, and he will only talk about it on the paper. If there are any omissions in this plan, he should be corrected by the able man of Guizong." Ye Zan said very modestly. He also knew that this plan could not be adopted by Tianbaozong all of a sudden, but the expressiveness of thousands of miles would not be popularized very quickly, so there is no need to worry too much about time.

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