Chapter 416: do you still love me? (fourteen)


Chapter 416 Do You Still Love Me? (fourteen)
"This is actually not a question of whether I want to do it or not. Xiaoxiao, I didn't want to do it in the past, but I also want to do it. I actually agree with your concept, and I have confidence in this. I finally understand why. The demand in this industry is so large, but the business is only in the vegetable market and the supermarket? The advantage of the vegetable market is that the price is cheap and it is convenient to buy things, but the disadvantage is that the environment is poor, and the supermarket has a good environment, but the price is better. Supermarket is more expensive, and it is not too convenient. And obviously opening a store can actually achieve a low price, good environment and convenient situation. In this case, according to market demand, it should be the most competitive in the market. , But why are there so few so-called fresh food supermarkets on the market, and there are not many people making money? One reason is that they have overlooked the biggest problem, that is, the scale, the scale of fresh food supermarkets we have seen Most of them only sell vegetables and fruits. I also learned from them. At the beginning I only sold vegetables and fruits, but the result? The result was that the customer’s needs were not considered at all. It is not comprehensive and cannot meet the needs of customers. This has become the biggest shortcoming. This is the reason why there are no fresh supermarkets on the market or there are not many fresh supermarkets. As long as these conditions are met, the quality of the goods is guaranteed. And service quality, success is inevitable. I am very confident about this." Fang Zhiqiang said confidently.
"Then why don't you do it? You have no confidence." Li Xiaoxiao asked back.
"Why is it so easy to say? I have said it before, including now my store is still too small, in fact, it can't meet the needs, if I want to open another store, the scale will be at least one hundred and five to two hundred It’s a square size, and if you want to open a store like this, the funds should be conservative and estimate at least 700,000. If you want enough, 800,000. 800,000, where can I find 800,000? And for the lot There are certain requirements, and it must be concentrated in the lodging area. I don’t have so much money, so any idea is just a fantasy. But, thank you, at least you have made me more sober and know myself better "Fang Zhiqiang said with a smile.
"Qianzi, it's really not impossible, as long as you want, I can..."
"You can lend me money, right? Xiaoxiao, I know you are kind, but if I pursue my dream and I always rely on your help to pursue my dream, then I will pursue this dream What's the point? Then I myself have lost the value of pursuing my dreams. What am I pursuing my dreams for? It is to reflect my own life value. If I rely entirely on your help, then... how does it reflect me? What about the value of life? It’s okay. After listening to your words, I want to understand some things. I will go back and think about it. I think I will find a way." Fang Zhiqiang shook his head.
Li Xiaoxiao was stunned, but then said, "No, Qiangzi, I didn’t tell you that I would lend you money. To tell you the truth, I really don’t have any money to lend you anymore, because I am not too embarrassed to keep it. Everyone asked my dad for money. Now I also take my salary to support myself. Although my salary is not low, but I haven’t paid, I can’t give you 800,000, but I can help you in the middle. Little busy. I have met with several bank leaders these days. My dad took me to see them specially. You know, I can’t do business without the bank, so I have met several times these days. They are all big leaders of the bank. They have a very good relationship with my dad. The relationship between the bank and the company is actually interdependent, so ah, they give me some face. I think about you again. If you want, I can help you get a loan from the bank."
"loan……"
"Yes, a loan. This is actually not difficult. It's easy to find a leader of this level to lend you a million loan. Of course, you are an individual and you definitely need collateral, right? You gave your car a mortgage , Then, I’m the guarantor. Don’t I have a house under my name? I’ll help you as a guarantor. The responsibility is to join me. I also pledged my house to the bank. I don’t know if the rules will work. , But I think it shouldn’t be a big problem for me to find a big leader of this level. One million is really a small amount for them. At that time, one million will be borrowed from the bank. You can take this loan. Going to open a store, just like the one mentioned by Wang Yaxin, before others follow the trend, you quickly occupy the market. When you make money, you will repay all the bank loan, and then you will pay me You just need to redeem your car from the bank, right? What do you think? I only learned these things in the past few days. I finally understand that, in fact, whoever does a big business uses his own money. You are using the country's money and bank money. This is called capital operation. You can do it like this, and the national policy encourages the development of small and micro enterprises." Li Xiaoxiao talked freely.
"I'm still a small and micro enterprise, I'm just a self-employed person, where's a small and micro enterprise. But you haven't been in class during this period of time, and you know a lot." Fang Zhiqiang smiled, and then said: "But This thing is too big, Xiaoxiao, you let me go back and think about it, okay? One million, not a small sum, I still owe you more than 3.7 million. So, this thing you let me Think about it carefully."
"Okay, okay, but I don’t want these sixty thousand. If you want to pay it back, you can pay me more than three and seven hundred thousand at a time. I don’t even bother to settle accounts with you for tens of thousands. Dollars in cash, my heart is not at ease." Li Xiaoxiao handed the bag back to Fang Zhiqiang.
"This... OK, it's really not safe to give you cash. I was negligent. Then I will take it back first and talk about it at that time." Fang Zhiqiang did not insist too much this time, but took Li Xiaoxiao's bag again. He took it and put the tens of thousands of dollars back into his bag. After opening Li Xiaoxiao's bag, he saw the packs of sanitary napkins, which made Fang Zhiqiang embarrassed again. Sure enough, a woman's bag still can't be turned over casually, because no one knows whether there is an aunt's towel in it. This is an experience of Fang Zhiqiang after today's events.
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