Vol 3 Chapter 18: 10 million dollars? No, 100 million dollars

Some people say that the lining of a woman is given by a man.
There is some truth to this.
No one's temperament is innate. A woman's grace or elegance or exquisite elegance often comes from the man's dedication. You don't have to worry about the tedious life, and you don't have to bear the little bit of aging.
Otherwise, no matter how beautiful and luxurious a woman is, she will become a hysterical vixen because of her life.
It is also said that no outstanding female partner can save a man more face.
There is some truth to this.
No matter how luxurious a big house is, no matter how expensive a car watch is, you can buy it with money, but compared to a truly graceful and exquisite female companion, other things are not worth mentioning.
People are easy to find, but love is hard to find.
A refined, elegant and sincere woman is hard to find in the world.
As Shen Jiannan and his party entered the bank, the people in the bank couldn't help but cast their sights on Song Xiaodan first.
A white hat with red flowers on the brim, sparkling stars and diamonds all around, and a translucent scarf covering the face. The delicate face is looming under the scarf, with a mysterious grace and noble temperament.
The rose red and silver silk intertwined dress outlines an exquisite but graceful figure with mountains and mountains. Under the unbearable squint figure, it is gorgeous and not vulgar. A three-layered diamond necklace hung on her white neck, and a super-large red gem in the middle was shining, and she was so beautiful that she reflected her whole body.
The dignity and grace are undoubtedly manifested, and one can be fascinated by the sight.
Shen Jiannan is not full of jewels.
The well-fitting black suit reflects the faint luster, the white shirt is matched with a blue and white tie, with a small smile on his face, the slender figure looks handsome, and as you move forward, the wrists will occasionally show golden and green Intertwined Rolex watches, the whole person looks deep and restrained.
Not blind, everyone knows that the outfits on the two of them are very valuable.
What's more, there are strong bodyguards behind them, their steady pace keeps the best distance at all times, their eyes are like electricity, their actions are clean and neat, fools can guess that the person who can hire such bodyguards is either rich or expensive. .
Uh......
Shen Jiannan did not deliberately pretend to be forced.
The United States is a constitutional federal republic composed of multi-ethnic, multi-colored and multi-regional regions.
Freedom and equality. It is the foundation of the United States of America. But facts have proved that freedom, equality without discrimination is a joke.
In the history of the United States for hundreds of years, racial discrimination and oppression have never ceased.
In 1882, the US Congress accepted the Chinese Exclusion Act submitted by Republican Senator John Miller. This is one of the most severe restrictions on immigration in American history. The Chinese Exclusion Act prohibits those Chinese workers employed as miners from entering the United States within ten years, otherwise they will be imprisoned or deported.
Many Chinese were brutally beaten and killed simply because of their race.
When the Chinese are deprived of equal job opportunities and the rights to own land, conduct business, and receive education, the activities of Chinese living in the United States can only be limited to the Chinese community.
Also known as "Chinatown".
They can only make a living by operating laundromats, restaurants, grocery stores and other humble and arduous service industries.
why?
A large part of the reason is because the Chinese are poor.
No, it cannot be said that it is because of poverty.
The Chinese are too hardworking in their bones and don't know much about life. Many Chinese in the United States make money and would rather take the money back to their homeland if they are half hungry.
This is the most intolerable thing for capital countries.
Compared with the inherent laziness and filth of blacks, what capitalism discriminates most is to live like ants, and cannot abandon the Chinese in their homeland.
Shen Jiannan has been in the United States for a long time and is very clear about the attitude of the American upper class towards the Chinese.
If are treated as slaves, the Chinese can only be counted as third-class humans.
In the financial district, if there is not enough ostentation, apart from being disgusted by unwarranted discrimination, you may be arrested by the federal police for any reason.
American police arresting people never need a real reason.
If you resist, then give you a shot.
Especially now this year.
The Chinese are poor, it is known to the whole world that they cannot afford to eat even the poor tea eggs, so naturally they have no dignity.
For blacks and Chinese, the white police officer has only this attitude.
In order to avoid unnecessary contradictions and troubles, the image of Shen Jiannan and his group are very in line with the trend of the top upper class, making people feel awe-inspiring.
Pretend to be a pig and a tiger?
There is only one that may be the biggest one. After being beaten for no reason, the police rushed to violently deal with it, resisted, and sent you bullets every minute.
But the United States also has its benefits.
Capitalism is rooted in everyone's bones, rooted in the core of this country.
As long as there is enough wealth, here is a living God.
To be a lobby manager of Merrill Lynch, in addition to the necessary quality services, you also need to have a good vision.
Shen Jiannan and his party walked into the lobby and immediately attracted the attention of Johnny Pitt, the bank's duty manager.
The necklace on the female partner’s neck may cost hundreds of thousands of dollars, and the custom Rolex that occasionally appears on the wrist may cost hundreds of thousands of dollars.
This is a big customer.
According to the image and temperament of Zhao Shen Jiannan and his group, Pete immediately classified the customer level in his mind.
This is the unspoken rule of all banks.
Because a customer who is loyal to the bank, if it is a poor man, can not bring any profit to the bank, but if it is a super potential customer, just drop a hair, it can compare hundreds of thousands of customers.
Maybe they happened to be in a good mood to buy an insurance, maybe they were just in a mood to open an account and save money.
These are the most wonderful things.
Just like a conditioned reflex, before Shen Jiannan and his party walked into the front desk of the bank, Johnny Pitt walked over quickly.
"Hello, distinguished sir. This is Johnny Pitt, the lobby manager of Merrill Lynch. Can I help you?"
Pete's posture was very low. He held his chest with one hand and bent towards Shen Jiannan to perform butler-style etiquette.
This is the survival rule of the banking industry.
Intimate butler-style one-stop service, in addition to the most respectful and considerate service, even super VIP customers can enjoy additional free services from the bank.
Make appointments with the nation’s top private doctors, jump in the highest-level wards, come and go to provide helicopter transfers, schedule the most stressful flights, and even protect the mercenary lineup.
Only unexpected, nothing impossible.
Shen Jiannan will naturally not feel flattered about Johnny Pete’s attitude. It’s very clear that in the United States, as long as there is money, these bankers are grandchildren. But when you go bankrupt, the best friendship boat, then It means flipping.
"Hello, Mr. Pete, I need to buy national debt. I wonder if you can help me."
The national debt in the United States is naturally the US national debt.
It refers to the national bonds issued by the U.S. Department of the Treasury on behalf of the federal government. Generally speaking, they are bonds issued by the U.S. government on national credit.
Since the issuer of national debt is the US government, it has the highest credit rating and is recognized as the safest investment tool. According to different issuance methods, U.S. Treasury bonds can be divided into three types: Certificate Treasury Bonds, Physical Treasury Bonds and Book-entry Treasury Bonds.
With high security and strong liquidity, it is considered the most stable and reliable bond.
Therefore, it is also known as "Phnom Penh Securities".
According to the different maturities of repayment, treasury bonds can be classified into time treasury bonds and irregular treasury bonds.
Term Treasury Bonds: Refers to the government bonds issued by the state with strict provisions for repayment of principal and interest. Time treasury bonds can be divided into short-term treasury bonds, medium-term treasury bonds and long-term treasury bonds according to the length of the debt repayment period.
This short-term to long-term, generally between one year and thirty years.
In terms of investment, risks and returns are often relative.
Since the national debt is known as the most reliable investment tool, it means that its return is not too high.
Under normal circumstances, the interest rate on the 30-year US Treasury bonds is basically about 6%, the yield on the 10-year US Treasury bonds is currently about 4.5%, and the five-year Treasury bonds are about 3%.
What Shen Jiannan wants to buy this time is an anonymous 10-year treasury bond.
With the proceeds from national debt, Capital One is certainly not needed. However, there is a characteristic of US Treasury bonds. They are very liquid and are bought by governments of all countries.
Internationally, its value is equivalent to the US dollar.
In addition, the national debt has stable income, so if you need cash urgently, you can almost use the national debt to mortgage the equivalent domestic currency. Because national debt is a bond issued by the US federal government, as long as the US government exists, it must be redeemed in accordance with the promised income and interest after maturity.
Default, in the history of the United States, other claims may have risks, but defaults on national debt have never occurred.
This is the only reason why Shen Jiannan bought US Treasury bonds.
The Soviet Union is about to fall apart. If you want to maximize your profits, you will naturally acquire a large number of garbage companies in the Soviet Union during privatization. But if you want to acquire those companies, you need a lot of rubles to buy people's stocks.
This is a contradictory structure.
The ruble will collapse, and there will be absolutely no suspense. If the US dollar is directly injected into the Soviet Union, it will be exchanged for a pile of waste paper.
But if you hold a large amount of U.S. Treasury bonds, you can arbitrarily mortgage them into the local currency of other countries in any country. In addition to preventing exchange rate risks, there will also be a certain amount of income, and it can be sold on the market at any time.
Buy national debt.
Johnny Pitt felt happy.
As a result of the war against Iraq, the U.S. government has a fiscal deficit. In order to make up for the financial pressure, the Treasury Department issued large-scale treasury bonds three months ago.
Every bank has a certain sales index. As one of the largest investment banks and securities companies in the United States, Merrill Lynch naturally has a certain amount.
However, Pete was not surprised.
The annual national debt issuance in the United States is about $500 billion.
Basically, Treasury bonds are issued every week, construction bonds, war bonds, and various treasury bonds. The largest purchasers of these treasury bonds are US institutional investors, US banks, and US individual investors. This part probably accounts for US bond issuance. The amount is about forty.
Otherwise, they are sold to governments or investors from all over the world.
In addition to stable income, national debt is also a good tax avoidance tool. In order to encourage investors to subscribe for Treasury bonds, the US government stipulates that the interest income from the purchase of Treasury bonds can be underpaid or exempt from income tax.
This is undoubtedly very attractive for the income of securities that must be included in the total income of investors and pay income tax.
In addition, American residents are very investment-conscious. Almost every day, customers will come to the bank to buy Treasury bonds.
In the sales of Treasury bonds, more than 60% of Treasury bonds were bought by Japan. It can be said that Neon is the largest bond holder and the largest creditor in the United States.
With an oriental face, extraordinary temperament and wealth, Johnny Pitt immediately confirmed Shen Jiannan's identity.
This is an uncle from Japan.
"Sir. Please follow me to the highest VIP room on the second floor, and we will have the most professional staff handle it for you."
After confirming Shen Jiannan's rating, Johnny Pitt's service immediately rose to the highest level. Although not servile, it is definitely the best service.
This is the purpose of the American banking industry, and the customer is God.
Soon, under the leadership of Johnny Pitt, the group went to the VIP room on the second floor.
No loss is the VIP room of Merrill Lynch Bank.
The magnificent hall is full of luxury, the silverware shimmers and the elegant paintings hang on the walls, and there is no sound when the soft carpet walks around.
Four blonde girls and a man in a suit were dressed in professional suits. After the people came in, they immediately bowed to welcome them.
The smile on his face is like a pious messenger, welcoming God to come to the world.
Do not.
More pious than to God.
"Dear Sir and Madam, your coffee."
The two had just been seated, and a female bank employee smiled and brought two cups of fragrant coffee with a tray.
The coffee is full of smoke and aroma.
Putting coffee on the table, the blond female employee smiled and bowed and left. That kind of humility and obedience makes people feel natural and comfortable.
Picking up the coffee and stirring it, Shen Jiannan tasted it.
Original coffee, very mellow.
Thinking about the attitude of banks in other regions, Shen Jiannan couldn't help but smashed his lips.
No wonder the major Soviet banks were destroyed.
With this kind of service attitude, even if interest is not added, the Soviet banks have to be defeated by the service.
One is to treat his grandson with a cold eye, and the other is to treat God as meticulously, fools know which one to choose.
"Sir, there are currently 30-year, 10-year and five-year national bonds. From the perspective of investment income, we recommend that you buy 10-year national bonds. I don’t know if you’re satisfied~EbookFREE.me~ just to my liking. ."
"I don't know how many ten-year treasury bonds you need to buy. I will prepare the procedure for you now."
Shen Jiannan smiled, and silently stretched out a finger.
A finger.
Johnny Pitt tentatively said as much as possible.
"One million dollars?"
Shen Jiannan shook his head.
Oh my God!
Johnny Pitt exclaimed in his heart, his eyes widened with disbelief.
"Ten million dollars?"
"No, one hundred million... U.S. dollars."