Vol 3 Chapter 90: Leverage 1 trillion

Banks are the mainstay of the modern financial industry and the hub of the national economy. It is a financial institution operating currency and credit business, acting as a credit intermediary by adjusting the supply and demand of funds, handling currency deposits, loans and settlement.
Since the beginning of the 1990s, the British economy has been in a continuous downturn. In order to stimulate the economy, the Bank of England has been trying its best to release currency reserves, hoping to stimulate inflation.
For commercial banking institutions, profit is one of the main purposes.
Modern commercial banks are basically joint-stock enterprises. The fundamental reason why bank promoters and shareholders invest in establishing commercial banks is that bank operations can bring them benefits. If the operation of a commercial bank cannot bring profits to the promoters and shareholders or even make them lose money, then shareholders will transfer their funds to other profitable or profitable banks and other financial institutions, or even invest in industrial and commercial enterprises.
Therefore, the ultimate goal of any commercial bank is to make a profit.
For conventional commercial banks, the most common operating method is to absorb savings through the bank's reputation at low interest rates, and then borrow at high interest rates to customers who need funds to earn interest margins.
On the principle of controllable risks, the corresponding lending rate is determined according to the proportion of risks and the secured mortgage assets provided by the customer.
HSBC Bank Headquarters.
In the eyes of several senior bank managers, they all have the same doubts.
Kamandi Investment Company needs a loan of 400 million pounds, which is a big business.
However, the asset mortgage certificate provided by Kamandy is a bit too puzzling.
The assets are too bad, but too good. There is no risk at all for a state bond worth 400 million pounds, something guaranteed by the country’s reputation.
But the problem is that these bonds were only purchased in the morning.
Isn’t that stupid to buy bonds in the morning and borrow money in the afternoon?
Looking at Qina Kanowski's ridged figure, several people thought of an unspeakable word at the same time.
"Honorable Miss Karnoski. Of course there is no problem with the mortgage of the national debt. The amount of the loan is also okay, but can you tell us, what is the purpose of your loan?"
Qina Kanowski put down the black coffee in her hand and said with some dissatisfaction.
"Sorry, can I interrupt?"
"..."
"Your coffee is really bad."
What a special thing!
"I'm sorry, noble lady, I'm sorry for that."
"OK. I accept your apology. As for the purpose of this fund, I haven't figured it out yet. Are there any questions? Well, maybe I will consider buying some shares of your bank. Maybe I will buy some in Dongjiao. An old castle villa."
"..."
This is obviously nonsense.
However, it is not a problem.
For a loan of 400 million pounds, the interest will be a lot of money. There is no risk in the collateral, and the bank will not have the possibility of bad debts. HSBC has no reason not to borrow money.
"Dear and beautiful lady, please forgive me for my impoliteness. Wait a while and we will go through the formalities for you as soon as possible. Shanna, go to Starbucks and help Miss Kanowski buy the best coffee."
"..."
Bank of Scotland.
Bank supervisor George Edward Lawrence took a pile of asset certificates and examined it carefully.
30 million pounds of securities assets, 40 million pounds of bond assets, 50 million marks of German securities short-selling assets, a luxury Canary Wharf mansion, two luxury private jets over 100, and a Rolls-Royce Russia, a Maybach, and a 25% stake in the Russian South Bank Bank.
The total value is 700 million pounds.
They are all very high-quality assets, and there is no information that has been mortgaged in other banks. The credibility of Geman Investment Management has always been very good, with almost any bad default record in the world.
Only loans, but 600 million pounds, the risk is still a bit high.
After thinking about it for a long time, Lawrence sorted all the documents and returned to the VIP reception room.
"My distinguished lady. The asset certificates you provided are all very high-quality, and we also believe in your good reputation. However, our bank is still very risky with this amount of 600 million pounds. What do you think of 500 million pounds?"
Different from Gina Kanowski's hobby of fighting and influenced by the family environment, Yulia Sidorov is best at business negotiation.
She gently grasped the diamond ring that Shen Jiannan gave her, with a charming smile on her delicate face.
"Mr. Lawrence. What if our company's loan is used to purchase three-month national bonds? Do you still think the Bank of Scotland will take risks. Or do you have no confidence in the UK Treasury?"
"Wat? Oh, sorry. Miss Sidorov, are you saying that the purpose of your loan will be used to buy Phnom Penh bonds?"
"Yes, that's it."
Yulia's figure is relatively short, but because of her rich material life, she will not affect her ills.
Lawrence glanced at Yulia involuntarily, and an unfailing word popped out of his mind. Buying national bonds at the interest rate of the loan would be enough for such an idiot to come every day, but this lady is so beautiful.
What is the easiest way to make money in the world?
Maybe everyone has their own opinions.
At different levels, according to their own level, they will extend what they think is the most profitable way.
For example, a vendor who sets up a stall might think that moving a small stall from a small rural town to New York is the most profitable way.
Or a banker, he might think that opening his bank to the world is the most profitable way.
In theory, the banker’s way is the easiest way to make money.
As a super attacker, Shen Jiannan is naturally aware of this routine. But he is more aware that if he wants to make more money, he must have more capital.
The purpose of the European Union's currency unification is to get rid of dependence on the US dollar, but as the hegemony of the US dollar, how can the power of the US dollar be weakened? For the United States, the influence of the US dollar is the root of the country.
No matter how the European Community responds, Wall Street will surely gather the current European monetary system. In the current European Community, Italy and the United Kingdom, which are the weakest links, will definitely become the targets of attack.
Guide the situation due to the person, restrict it according to the situation.
Under the general trend, the outcome of everything is already doomed.
The economic downturn in Britain and Italy will be like a living target, waiting to be suppressed by vitality.
But with the assets of only two billion U.S. dollars in the first capital, if you want to win this doomed ending, according to the normal operation, I am afraid that you can only drink a little water behind the global capital.
That feeling is simply terrible.
Unless, there is a super magazine that can replenish bullets indefinitely.
The wisdom of Chinese people can never be underestimated.
Even in the capital game, when the Chinese are really playing, Wall Street, which has a century of financial history, also has times when it feels bad.
For example, the dream of ten thousand points later, and the later Wenzhou real estate group.
Archimedes once said.
"Give me a lever, I can move the earth"
But people in the financial industry once made a joke on Archimedes, a physicist.
Here, Mr. Archimedes, lend you this triple leverage. The financial market opened the next day, and Archimedes lost a net loss of two earths.
This is really a sad story.
In the financial market, the use of leverage is not a new topic. In addition to this, this leverage, which was born in the physical field, has also been used in many capital industries.
The British have used leverage, the Americans have used leverage, and the Japanese have used leverage.
However, if you really want to say who can use leverage the most, and who can play an ordinary lever, Zhejiang people have the most say. The Ningbo Death Squad, Zhejiang Real Estate Group, and capital players from all over the world can only feel ashamed in front of them.
A house is mortgaged, a loan is used to buy a house, and the house is mortgaged again, and then a house is purchased.
The Wenzhou real estate speculator deeply agrees with the meaning of Archimedes's words and applies him perfectly to the mode of capital operation. In the words of Wenzhou people, investing without leverage is not a good investment, and speculators without leverage are not good speculators.
As a result, an operation technique to move real estate came into being.
It was reported that a Shenzhen real estate speculator said "1 million will become 50 million in two years". In this case, the secret of Shenzhen investor Mr. Li's leverage is.
Buy first and then pledge, pledge and then loan, buy after loan, and then pledge again.
So back and forth.
How to play it
Li Xiansen invested one million in the first house and found that the house price rose very fast.
Then, he took all the houses under his parents' names for mortgage loans, and then all the relatives' indicators were borrowed to buy houses.
Dwarf oil, not bad~,
Through the continuous rolling operation of mortgage loans, in this round of real estate super bull market, when the market value of the real estate in Li Xiansen's hands was at its highest, it reached 50 million, which is really a lot of money, too much to count.
Is this great?
This can only be said to be a beginner level.
Even more powerful, this leverage can be used unlimitedly.
In theory, one set of real estate investment can buy one hundred or even more than one thousand real estate.
They bet against bears, against banks, against policies, and they have almost played leverage to the extreme of the universe.
Look at the creativity of these speculators.
Now that the British economy is in a downturn, England is extremely eager for the release of its currency. Under this circumstance, if the government bonds with Phnom Penh bonds are mortgaged to the bank, they can borrow the equivalent of the national debt in pounds sterling.
Based on the total assets of Capital One, at 2 billion U.S. dollars, how much pounds can he borrow at the exchange rate of 1:1.875 for the British pound to the U.S. dollar?
3.7 billion?
no.
Is infinite.
In theory, it could be one trillion pounds.
As a Huaxia, who is better than anyone in the study of leverage.
Moreover, there is still no risk of leverage.
Britain’s national bonds have the hm Ministry of Finance and the Bank of England. The income can be absolutely guaranteed. Although the three-month yield is not high, it can almost make up for the interest rate of the Korean commercial bank loans. Buying U.S. Treasury bonds and borrowing pounds back.
God knows how many pounds can be moved.
Of course, the income will definitely be a little bit close.
Is it important?
It's not important at all.
Thailand, Thomas Thomas Conn, like a salted fish, holding a big sack, with a few bodyguards, shuttles through various commercial mansions in Bangkok.
Sweating like rain in the scorching sun.
The big sacks are already full. UU reading www.uukanshu.com makes people feel particularly tired.
money.
It's all money.
Rent is collected almost every day. Although it is evenly distributed, the rent collected every day is still an astronomical figure.
In the wealthy area of ​​Sukunyi Road, Thomas Conen walked into a luxurious villa with a sack.
Who knows, as soon as he entered the door, Thailand's popular actress Annie fell into his arms by accident.
"Hey. Being a landlord is really a crime."

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