Vol 5 Chapter 8: God is in the world

　　 National Westminster Bank Group is one of the world's largest banking groups with the best capital quality, one of the four largest commercial banks in the UK, and the seventh largest bank in the world.
　　Its history can be traced back to the 17th century, and the current National Westminster Bank Group was formed by the merger of three famous British banks on March 18, 1968, and officially opened on January 1, 1970. And it has total assets of 200 billion pounds, total capital of 12 billion pounds, pre-tax profit of 700 million pounds, and its capital scale is even three times larger than the Royal Bank of Scotland Group.
　　As one of the largest private banks in the UK, National Westminster Bank has a wide range of business.
　　NatWestUK is mainly engaged in retail and commercial banking services, credit card services, mortgage services and insurance services. It is one of the four largest clearing banks in the UK.
　　 International trade and ITBS under NatWestUK provide trade financing and settlement services to support British customers in international business and operations. It also provides international settlement services and maintains international business relations with more than 3,000 banks. Ranked as the No. 1 Bank of International Trade in the UK, it is the best-serving bank in terms of short- and medium-term borrowing, fund management, leasing and foreign exchange transactions.
　　 Lombard is the largest commercial financing financial institution in the UK. Its main business is to provide a series of financial products including commercial asset financing, auto loans, sales credit and personal credit services to personal and commercial customers.
　　 At the same time, National Westminster Bank is also a registered member of the London IFC and major foreign exchange exchanges.
　　 But even so, Stephen Hirst, head of ITBS department, was stunned when he heard Robert John's request. Because Robert John took out US Treasury bonds worth 1.8 billion U.S. dollars and was going to borrow money from the National Bank of Westminster Abbey.
　　 This is nothing.
　　 Bank borrowing money to earn interest is one of the most basic ways of operating.
　　 However, Robert John's request is to borrow 4.5 billion pounds with the US Treasury bonds worth 1.8 billion US dollars.
　　What concept?
　　1.8 billion US dollars, or even less than 900 million pounds, even according to the fixed income of US Treasury bonds, 4.5 billion pounds is almost five times the 1.8 billion US dollars.
　　 If this were only the case, Stephen Hess would not be shocked by his knowledge as the head of the financial services department.
The marginal loan form of lending investment, National Westminster Bank has been launched for many years. This kind of borrowing, which uses its own savings and loan funds and cash assets to invest in lending, is also the reason why National Westminster Bank's assets continue to expand. One.
　　Banks like this kind of business, and customers like this kind of business. Because more investment is allowed, the return will be more than just investing with savings, and the bank can also earn more interest.
The 20% margin scale commonly used in marginal loans is five times leverage, which is a standard in the industry. Under the supervision of bank risk control, customers can be allowed to purchase a certain stock or manage the portfolio of funds and invest in currency. With strict risk control measures, all risks are controlled in the hands of the bank.
　　 can also earn five times the interest, why not do it.
　　 So, although I was surprised at the amount Robert John asked for at a time, this was not the main reason Stephen Hess could not believe it.
　　 What really made him unbelievable was Robert John's use of borrowing such a large sum of money.
　　 Short sell British pounds!
　　 Robert John asked the National Westminster Bank to lend him 4.5 billion pounds, and when he needed it, he would sell it at the Foreign Exchange Department of Westminster Bank.
　　 Shocked and stunned, he looked at Robert John with idiot eyes, and Stephen Hess remembered what a financial services director should do at this time.
"Dear Mr. John, please be honest. This is really a stupid investment. If Germany lowers interest rates, there is no possibility of success in shorting the British pound. Even if Germany does not lower interest rates, the Bank of England will have enough foreign exchange reserves. Keep the pound sterling, my God, that's a reserve worth 22 billion pounds."
　　 Are you stupid?
Robert John's body stiffened, and his eyes showed enthusiasm. Indeed, any normal person now thinks that shorting the pound is a very stupid investment. Now Germany is facing tremendous pressure and chooses to give in. If Germany cuts interest rates , Then short the British pound at this time will undoubtedly bear huge risks.
　　 Britain has another US$40 billion worth of foreign exchange reserves.
　　 But what about that.
　　 Will my boss be wrong?
　　 definitely not.
　　 Victory time after time, in Robert John's heart, Shen Jiannan is already a god-like existence.
　　 He wants to short the pound, the victory must belong to the air force.
　　 Stephen Hess’s sincere service attitude made Robert John very satisfied. Compared with the bankers who desperately tried to swindle money from his pockets, this kind of guy is much cuter, isn’t it? Although he knew that the reason Stephen Hess did this was because he now carries 1.8 billion U.S. Treasury bonds, and his attitude is another sincere expression.
　　Robert John hates bankers, even if he was once a banker.
　　 However, he appreciates Stephen Hess's precious qualities like him, and he has enough frankness before God.
　　 This is very similar to him.
　　 Therefore, Robert John is like a messenger of God walking in the world, with kindness and comfort in his eyes. He looked at Stephen Hess like a humble and pious servant.
　　 "Hess, do you believe in God?"
Uh......
　　 Stephen Hess was embarrassed by Robert John's question. He didn't understand what it had to do with investment.
　　 But out of politeness, he still chose to answer the question.
　　 "Of course. I believe. I am a devout believer."
　　 "Very good. Then I tell you, this is the gospel of God. It is God who made me short the pound. Now there is a chance before you, and it depends on your choice."
　　 "......"
　　 Isn't there any problem with this guy's brain?
　　 Stephen Hess's eyes became very strange. If it weren't for the 1.8 billion U.S. Treasury bonds in front of him, he would just want to stay away from this idiot.
　　If you can make money by believing in God, why should he still be in charge here; if God’s gospel can lift people out of poverty, how can so many people be unemployed in the streets.
　　 Is it special? God asked you to short the pound. Is your brain flooded?
　　Or, does this guy believe in the devil?
　　A guy like Robert John is so sophisticated, there is no way to see what Stephen Hess is thinking, but he has no plans to say anything.
　　 He gave the opportunity, whether it can be seized, that's someone else's business.
　　 "I know you may not believe it, but I think you will soon know that what I say is true. But before that, let's talk about loans."
　　 "As you wish."
at the same time.
　　 A middle-aged woman of Russian nationality walked into the Royal Bank of Scotland with two helpers.
　　 The bank hall manager heard that they were asking for a loan of 1.5 billion pounds, and immediately like servants, humbled and bent down.
　　 "Honorable Madam. Please follow me to the VIP room upstairs~EbookFREE.me~ where, there are professional staff who have full authority to provide you with efficient and high-quality services."
　　 Lloyd Bank, Barrac Bank, Midland Bank, at almost the same time, Geman, Kamandi, and the teams from South Africa and Capital One entered the four major commercial banks in the UK.
　　 Borrow money.
　　 Borrow money.
　　 Borrow more and more money.
　　 Like a snowball rolling on a snowy field, KONE’s shares borrowed 200 million pounds, and 200 million pounds used marginal loans to turn them into 1 billion pounds.
　　1.8 billion US dollars of national debt, a roll, turned into 4.5 billion pounds under leverage.
　　 The shares of Nokia Group borrowed 50 million pounds, and the 50 million pounds turned into 250 million pounds with leverage.
　　 In addition to the one billion pounds borrowed a long time ago, the one billion pounds of cash has become 5 billion pounds under the leverage of marginal loans.
　　 A full 102.5 billion pounds.
　　 is equivalent to more than 20 billion US dollars.
　　No one would have thought that leverage is crazy and can turn only four billion US dollars into more than 20 billion US dollars.
　　 Rome, Fiumicino Airport,
　　 A super 100 large special plane landed at the T5 terminal, where the Fiumicino Airport in Italy is dedicated to stopping planes between the United States and Israel, as well as special planes.
　　 Soon, Shen Jiannan stopped Qina and Yulia and walked off the plane. Sean Kowski, who had been waiting for a long time, let go of the hip flask and waved hello.
　　 "Boss."