Vol 7 Chapter 33: Bank creditor

In the next few days, Shen Jiannan stayed in Daban and did not go anywhere.
Hugging his son and accompany the woman, day in and day out is very leisurely.
There are many ports and piers in Osaka. In the afternoon, I took a fishing rod and went to the beach to go fishing, drinking tea made by Masako Shinkawa, playing with the delicate skin of Aso Orizuki, and admiring the beautiful sunset. It made people feel comfortable in the red sunset. It's hard to extricate yourself.
When returning home in the evening, Michiko Anhui ran over with small steps and said, "Akiyama-san, welcome home. It must be very hard today!"
With that, Michiko An Hui squatted down, helped Shen Jiannan unlace his shoes and put on slippers.
Shen Jiannan felt like a laugh.
To be honest, he has been staying in Japan recently, and he somewhat likes his life here.
Although sometimes, I feel like I can't take care of myself.
However, this feeling is occasionally fresh for a while, and it's really not bad.
Countless confused thoughts flashed.
If those female fighters come to Japan, will it be very educational?
Suddenly, Shen Jiannan felt something was wrong.
Michiko looked at herself with wide eyes, as if waiting for something.
Shen Jiannan put away all the inexplicable thoughts in his heart, looked at the black eyes, held the fat face of the baby, and kissed gently.
Recently, An Hui Houji went to work abroad, and An Huimei was not worried about her daughter taking care of her, so she came to help her take care of it.
At this moment, she came out of the kitchen and saw that the two were getting close, and asked with a smile, "Mr. Qiushan, can I have dinner?"
In Japan.
Man, that is the sky.
If a man does not travel far and waits for the man to arrive home, he must not have a meal.
Because the food of the day is earned by men hard-earned, and a man must take the first bite of food.
Hearing An Huimei’s greeting, Shen Jiannan took a casual wash, sat down around the table, and signaled that it was time for dinner.
An Huimei first opened the heat-preserving lid, and together with Michiko, folded her hands and made a happy prayer: "I'm going to start."
at this time.
Shen Jiannan had already picked up a piece of egg yolk shrimp sushi and was eating it.
The opening ceremony is a very important gift in Japan.
But any courtesy is obviously more forgiving to men.
Neither mother nor daughter expressed dissatisfaction with Shen Jiannan's impoliteness. Seeing Shen Jiannan moved the chopsticks, they also moved the chopsticks.
Japanese cuisine is generally lighter.
The taste is not very different from the domestic taste, and it is closer to the taste of southern Fujian and Jiangsu and Zhejiang.
Shen Jiannan didn't like it a little bit, but he could accept it as the days were longer.
Sushi, beef, vegetables, fish...
An Huimei has lived at home for many years. She is a very competent housewife. She never hires outsiders. She learns to cook by herself and does a good job of cooking first-hand.
Shen Jiannan was eating, and he was about to say something like a compliment. An Hui Haoer called.
The projects of the First Industrial Co., Ltd. in southern Fujian and western Guangdong have been implemented, with a total investment of 160 million US dollars, and they are now on the right track.
On the basis of the complete vehicle technology of the former Soviet Union Fiat automobile industry, in southern Fujian, according to Shen Jiannan's suggestion, it adopts an exquisite fuel-saving strategy, aside the anti-manufacturing route, and is currently undergoing technical improvements and tests.
On the other side of Guangdong, it was mainly for the face of Tang Dunhou, Zheng Zheng and others. It became a shipyard in Beihai, leaving some engineers from the Baltic Shipyard there to transform into small bulk carriers and world-class high-end cruise ships.
Listening to An Hui Hao Er telling the matter, Shen Jiannan said: "An Hui Sang has worked hard. You can wait for the progress of Western Guangdong. Recently, I discussed a cooperation project with Sumitomo and their people will soon be in southern Fujian. At that time, you may still need to discuss the details of cooperation with them."
Sumitomo?
Hearing these two words, An Hui Haoji became excited.
After listening to the big cooperation between First International Capital and Sumitomo, I was even more excited.
Investing in hydraulic power to build a heavy-duty industrial truck and tire company is really suitable for the current China market.
Nowadays, China's industrial buildings are like mushrooms, and all parts of the country are investing in infrastructure and real estate projects. If you seize the opportunity, heavy industries can quickly develop.
The next few days.
There have been many protests by the masses in Japan with banners.
Because TKB, jointly established by the Bank of Japan and several other private financial institutions, soon began to take over the debts of Tokyo Concord and Safety Finance. As a result, the depositors of these two banks avoided the fate of huge losses, and their deposits did not evaporate in accordance with the banking law. .
This means that the central bank has become the ultimate receiver of bad debts. According to the basic principles of finance, the ultimate risk will be passed on to every ordinary person.
However, the problem with Tokyo Concord and Safe Finance lies in the bank's pursuit of profit, financial leverage, and depositors' financing and borrowing at all costs, but other innocent people have to bear it.
This means that others make mistakes, but they have to take responsibility.
As a result, some media and industry insiders, as well as universities and colleges, began to criticize the central bank's connivance of financial institutions.
Although the Central Bank of Japan immediately explained that the establishment of TKB was based on Article 25 of the Banking Law, but no one expected that the use of Article 25 of the Banking Law this time caused the economy to fall into a terrible circle.
The problem with Japan’s economic performance is that when the interest rate is adjusted from 2% to 3.25%, which has lasted for many years, and the interest rate is raised to 4.25%, people suddenly feel confused and uneasy about Japan’s economic prospects.
One stone caused a thousand waves of waves, and people were madly selling stocks. The stock market plummeted, and the decline in the stock market caused a serious decline in the market value of bonds and real estate.
Therefore, banks have become the ultimate creditors of these companies.
As a creditor, in order to control risks, banks strongly require debtor companies and individual speculators to increase margin or pay off loans.
Debtors can only use stocks and real estate as collateral to be mortgaged to the bank to sell and repay the debt. However, due to increased sales, the security assets, real estate assets or corporate assets of the collateral are again greatly depreciated, which ultimately leads to countless difficulties. Smooth out the bad debts.
Therefore, following the outbreak of the Tokyo Concord and Safety Credit Financial Credit Cooperative, more than 30 small and medium-sized banks have been implicated in each other and have also fallen into financial difficulties.
The First Industrial Co., Ltd. of Osaka Prefecture.
Shen Jiannan raised his eyebrows while holding the bond information about the First Quanye Bank.
Daiichi Kanye Bank is the largest commercial bank in Japan. It was formed by the merger of Daiichi Bank and Japanese Kanye Bank in October 1971.
The First Bank was established in 1873 in accordance with the National Banking Regulations. Its main business is to issue banknotes and manage government funds. In 1896, it was renamed the First Bank Corporation and became an ordinary commercial bank. During World War I and the financial crisis of 1927, many small and medium banks were annexed and became one of Japan's nine largest city banks.
It was merged with Mitsui Bank in 1943 and renamed "Imperial Bank", and separated in 1948.
Quanye Bank was established in 1897. It is a semi-official bank that specializes in providing long-term low-interest loans to agriculture and industry and is strictly controlled by the Japanese government.
After the merger, the No. 1 Quanye Bank was immediately promoted to the largest commercial bank in Japan and accepted semi-supervision and control by the Province of Tibet.
Now, First Quanye Bank is also in trouble with other small and medium-sized banks. This trouble is caused by a chain reaction triggered by the previous US$10 billion to Sumitomo Metal.
As Sumitomo Metal continues to lose money in the London market, the money it owes cannot be exchanged for a while. In addition, the central bank has become more and more strict in financial monitoring, and the money supply has been shrinking. The debt problems that First Quanye could have covered are also all shared. To the surface.
Liabilities are 1.8 trillion yuan and net assets are one trillion yuan.
In other words, the First Quanye Bank is about to go bankrupt.
Of course, not many people know about this. Except for the province of Tibet, the First Quanye and some consortiums, the outside world does not know the crisis encountered by the First Quanye Bank.
It is conceivable that once a bank of this level goes bankrupt, the shock is no less than the collapse of a tsunami mountain, which can completely destroy Japan's financial system.
What concept?
Suppose Bank of America goes bankrupt, what concept?
However, Shen Jiannan was not interested in what kind of trouble the bankruptcy of First Quanye Bank would bring to Japan. When targeting Sumitomo, he knew that First Quanye Bank would definitely be dragged down.
The question is, how valuable is the first Quanye Bank.
And this value is reflected in how many companies the creditors of First Quanye are.
Wako Precision, 72% shares, 30 billion yen.
Osaka Electric has 68% shares, 10 billion yen.
Kawasaki Heavy Industries, 18% shares, 160 billion yen.
Matsushita Electric, 21% shares, 72 billion yen.
Toshiba Electronics, 56% shares, 130 billion yen...
Looking at the creditor's rights owned by the First Quanye Bank, Shen Jiannan just wanted to say good guys.
This is some information obtained from Kevin Mitnick’s hacking into the No. 1 Quanye Bank. Shen Jiannan wants to win the No. 1 Quanye Bank. In addition to the words No. 1, he mainly fancy the No. 1 Quanye Bank in Japan. The status of the company will definitely be the ultimate creditor of many companies.
But he did not expect that the First Quanye Bank is actually the creditor of so many large Japanese pillar companies. Once the First Quanye Bank goes bankrupt, it means that the entire Japanese economy will be destroyed by half.
This means that First Quanye Bank will never go bankrupt.
"No wonder Sumitomo is so anxious to cooperate with me, I'm afraid these guys are paying the same attention."
Looking at the information, Shen Jiannan muttered in his heart.
Wako Precision is not a listed company, but it has always been in a leading position in the field of precision technology in Japan. This is equivalent to Wako Precision's technology, which is of the world's top level.
Just look at the partners of this company, Kawasaki, Sony, Toyota, and Kawasaki.
All are world-class companies.
As for Kawasaki Heavy Industries, it is even more eye-catching.
This company was the base of Japanese military industry before World War II, and received the most advanced technical support from Germany at that time. At its peak, it was even better than the United States. The Soviet Union is strong.
If you can win this kind of company, you will be really rich.
However, it is certainly impossible.
Kawasaki is to Japan what GM is to the United States.
Money can buy a hundred apples, but a hundred apples money cannot buy such a company.
This is the root of the country, and no one will sell it for money.
But these creditor companies are still very valuable. Some electrical companies and electronics companies are things that money can hardly buy.
After studying the materials at hand, Shen Jiannan walked to the curtain wall of the window and looked at the sea in the distance.
He didn't understand why Sumitomo would not eat such a large piece of meat at the First Quanye Bank, and instead asked for his own cooperation.
It was a bit reluctant to say that he wanted to use his own hands to gain a solid foundation in China.
But at this time, he didn't understand anything.
Later, Mitsui Bank and Sumitomo Bank merged to form Sumitomo Mitsui Banking Corporation, and the reason for the merger was that the two banks also went bankrupt.
In other words, Sumitomo was pitted by himself this time and was unable to eat No.1 Quanye. The Bank of Japan, facing the rotten roof of the whole country, is also powerless to rescue No.1 Quanye.
Under such circumstances, it is better to cooperate with a person with a Chinese background than with American capital.
at this time.
The Bank of Japan.
As more than 30 small and medium-sized banks went bankrupt, Mie Yasuno had to hold an emergency meeting in person to discuss how to weather the crisis.
In addition to high-ranking officials from the central bank, there were officials from the Ministry of Finance of the Ministry of Finance, in addition to the presidents of Mitsubishi, Mitsui, Sumitomo, Seremban, Sanwa, and Daiichi Kanye Bank.
It is both surprising and reasonable.
Because in some respects, the six consortia themselves are the embodiment of the will of the government.
The president of Persuade Bank Miyamoto No. 2 explained the current situation of the First Quanye Bank~EbookFREE.me~ On the surface, the biggest problem of Persuade Bank is the financial problem and lack of liquidity. If there is enough The capital injection and survival of the first group is not a big problem.
However, because the central bank has recently invested too much support in 36 small and medium-sized banks that have failed, and some are unable to do so, this meeting is to hope that several other banks can take action to help the First Quanye Bank to tide over the difficulties.
In response to the crisis, the Japanese consortium was indeed admirable in certain aspects.
The people from all major consortia present all mobilized to help First Quanye Bank to find a solution, and were willing to contribute funds to help First Quanye Bank tide over the crisis.
However, Mie Yasuno only frowned at the amount of investment.
Mitsubishi has invested 80 billion yen, and several other companies have invested 120 billion yen in total. This money is nothing but a drop in the money to save the No. 1 Bank.
People from the five major consortia saw Mie Kangye frowning, watching their noses and noses and hearts one by one, but they couldn't tell.
It’s not that they don’t want to help No.1 Quanye Bank, but that several construction companies have invested a large proportion in the real estate market before, and now they can’t get it out. If they force No.1 Quanye to help, I’m afraid they will soon be Drag into the abyss.
Therefore, in the past year or so, all companies have been increasing overseas investment in order to avoid getting deeper and deeper in domestic real estate.
There are only a few people who master the truth. At this time, there is no need to hide it. Mie Yasuno frowned and said: "For Quan Yin, 200 billion yen is just a drop in the bucket. I believe you. It is also clear that if persuading the bank to fall will bring about the consequences of the financial system, I hope you can think of other ways."