Vol 4 Chapter 556: Stupid Situation (2)

Wang Bin and Ai Xiaoqing remained silent. When Shi Wenjun heard this and wanted to speak, Xu Qinglian pressed him down, but Kang Si frowned. It seemed that the complexity of China's affairs exceeded her imagination.
"Of course, I'm not saying that the country is narrow-minded and cannot tolerate us, or that it wants to shed its grievances and kill donkeys. In fact, technically speaking, those banks that issue loans would like us to get involved. But politically, the overall situation is different. The same thing. The so-called world has changed with time. Under different circumstances, the needs of the country are also different. When we were founded, many families were hungry and cold, and what we did was good for the country. In the past few years, the country has eased. It’s not appropriate to continue."
"You mean, will it restrict us?" Shi Wenjun asked.
Wang Ai shook his head: "That's not true. The country still hopes that social funds do good things, and the restrictions have been restricted long ago. Do you feel the restrictions?"
Shi Wenjun recalled and shook his head.
Wang Ai nodded: "In fact, there is no national restriction. As long as we develop normally, we are far inferior in terms of formalization and systemization. Sooner or later, we will be eliminated. Unless we can't bear this good reputation, desperately hyping and bragging. But. That way, it will really upset the country."
Wang Ai glanced at his parents and saw that they were looking at him with a smile, so he also smiled: "For ordinary people, patriotism is not complicated. To respond to the country's call, work hard in normal times, plus doing good deeds. But for us For these people with a bit of status, patriotism is not that simple. It is necessary to talk about politics and the overall situation. When we need us, we have to go forward bravely and bear heavy burdens. If we don’t need us, we have to turn into the wind and hide without a trace. . Judging from the situation in the past few years, our country is reasonable and has never suppressed us. This is the country giving us opportunities and commends us. What about us? We should not be arrogant and wink. What to do, what not to do, when to start, and when to stop."
After listening, Wang Bin nodded and looked at Shi Wenjun in approval and said: "I know that you were originally ambitious and wanted to expand to the whole country with the footsteps of Stupid Food. I also know that you have even implemented the plan for decades. These are all very good. In fact, not only I know, but the leaders also know. You have received so many honors when you were young, and it is the affirmation of the country.
"But this kid is right." Wang Bin said kindly: "The Stupid Fund filled a vacancy during that period when the country was overwhelmed. It can also be regarded as a lesson in crossing the river by feeling the stones. We are. Pioneers have played a certain role in exploring the improvement of the country’s student loans. I remember that the Ministry of Education and the Ministry of Civil Affairs sent people to your place for inspection, right? This is the value and role of your work."
"Let me talk." Ai Xiaoqing stopped her husband who was a little embarrassed: "You have to realize that the historical mission of idiot student loans is over. Of course, you have done a lot of work for it in the past few years. It's also very hard. Your Uncle Wang and I can see it and respect your wishes. If you are willing to continue..."
"No, no, Aunt Ai, I understand." Shi Wenjun hurriedly shook his head: "I am, I feel a little reluctant for a while."
The family laughed, and Wang Ai also laughed: "My parents meant to give you a buffer period. Although you did not lay this egg, it was brought up by you. It will make you feel uncomfortable for a while. "
Before the words fell, a fig was hit in the head, Ai Xiaoqing stared: "What nonsense are you talking about!"
Wang Ai stooped to pick it up, squeezed the shell and put the fruit in his mouth, saying: "The idiot student loan has grown from scratch, and the most important people are there today. So today we will make a summary. , By the way, I am preparing to end its mission. I think, instead of procrastinating and being squeezed to the point where there is nowhere to stand, it’s better to accept it."
"Then, that's it?" Shi Wenjun still couldn't help but feel lost.
Wang Ai smiled. Seeing his parents and Xu Qinglian didn't want to say anything, he said to himself: "There were three funds in the family. The future funds are investment funds, angel investment, mainly computer, Internet, biotechnology and other high-tech. Then there is the Stupid Fund, which belongs to a charity fund, and the main project is student loans. There is also a Wang Fund, which is mine, and also belongs to the charity fund. In fact, although the Stupid Fund is engaged in charity, it is also a loan. Like a combination of investment funds and charity funds. As far as I know, you have both charity talents and financial talents, right? Next, I want to divide it."
Speaking of this, Wang Ai pondered for a moment and said: "In the future, the fund will remain the same, and the Wang Fund will remain unchanged. The Stupid Fund will be divided into two. If the charity part is moved to the Wang Fund, any future charity projects will be removed from the Wang Fund. What about the Stupid Fund? Get ready to enter the financial industry. Oh, dad, I remember you said some time ago that the underground banks in the South are very powerful and large in scale, right?"
Wang Bin nodded: "It was announced at the meeting that there was a lot of idle funds deposited there, and there were no good investment channels to catch up with the Asian financial crisis, so they applied for loans. But they were too informal and did everything. The exchange rate is unstable and the financial market is chaotic. But although there are many problems, this situation has already formed, and sooner or later they will be legalized."
Wang Ai looked at Shi Wenjun: "This means that sooner or later, our country will also issue financial licenses to private enterprises and private capital. It can be compared to the way banks absorb deposits and issue loans, but it may need to be changed."
Shi Wenjun said in shock: "Can you?"
Wang Ai opened his eyes wide and shrugged: "This is the reason for you to rotate. You have been doing charity for too long, and people are stupid."
Shi Wenjun was too late to be angry: "You speak carefully!"
"It's very simple. What do you do if you let the state take these funds?" Wang Ai spread his hands: "There is a supply and demand relationship here. You forcibly broke it? Can it be broken? People can pretend to be corporate borrowings, or even normal debts. How do you get them? Can’t stop, just keep tacit? Just watched their rounds of tossing? In fact, if the manufacturing industry is opened up, then the financial industry will have to open up sooner or later. If you block the financial sector, they will be pervasive and everywhere. Fleeing. So in the end we have to admit this fact, but it needs to be standardized. This is called Dayu's flood control.
"Then we..."
"Yes!" Wang Ai nodded with a chestnut: "We must have one of the first batch of financial licenses. We also want to do silver... well, do finance!"