Chapter 355: convince

355
Three people stood outside the private room. Xu Taiping gave Xu Youdao a cigarette with Tian Tianhuo. Xu Youdao shook his hand and signaled that he did not smoke. Even Tianhuo took the cigarette.
Xu Taiping put the smoke away, then smiled and said, "The two leaders, is it okay to eat today?"
"Not bad." Xu Youdao nodded and said with a smile, "You are really willing to make a book. This table is not cheap at night."
"Tai Ping is not bad money." Even Tian Huo laughed. "As far as I know, Taiping is a proper gold master."
"Don't say that, the two leaders are willing to show their faces to eat with me, that is my great honor." Xu Taiping said with a smile.
"Let's say, what's the matter? You can't always call us out to smoke cigarettes?" Xu Youdao asked.
"It is like this... I am going to do one thing. This thing must be coordinated by two leaders." Xu Taiping said.
"Whatever, as long as we can do it, we must do our best to cooperate!" even Tianhuo said.
"Now the campus online loan is rampant in the major campuses. Some things have happened before our school. I want to know both of them. Through the surface of these things, we can easily find that the traditional so-called scholarship scholarship system has fallen behind. Nowadays, students are spending more and more money, and many of their families can't afford such huge expenses. Naturally, they are easy to find online loans, and the harm of online lending is understandable, their interest alone. It is possible for many students to fall into the pit of online loans, borrowing a thousand dollars, and returning one thousand one next month. For students, it’s just a hundred more. It’s nothing, but if we borrow interest on loan To calculate, this is equivalent to one-tenth of interest, absolute usury, sometimes overdue, there will be a series of fees such as late fees and management fees, these are traps!" Xu Taiping said quietly.
"What do you mean by attacking the campus online loan? This is not something we can do. There are so many small loan companies in the country. We can't prevent students from asking them to apply for loans. It's impossible." Xu Youdao shook his head. .
"You don't understand what I mean." Xu Taiping said with a smile. "We don't let the students find someone to borrow. It's better to let them come and find us to borrow. Are you saying?"

Ah?
Xu Youdao said with amazement,
Do you want to engage in campus online loans?


Yes!
Xu Taiping nodded.
We can do a campus online loan together, but our campus online loan is different from the outside. We don’t have such high interest, we borrow a thousand dollars, the most in a month. The interest on ten dollars is not too low, but it is very low compared with other online loans. Compared with other online loans, we have an advantage because students are studying in our schools. In class, we are not afraid of them running, and even if they ran, then we can use threats such as graduation certificates. Of course, the threat of the word is not good, but it does not rule out that some students are lazy, so easy, that They can only deal with them like this, and for those students who just want to satisfy the vanity, our online loan interest is low, within their tolerance, the pressure of repayment will be much less, if you are not willing If you pay back the money, you can also use the work to repay the loan. Our campus is so huge. I have visited it before. At least one-third of the place is deserted. The maintenance costs of some places in each month are not small expenses. If students do not pay back, we can directly let them go to these places to do things, cleaning, etc., know that this kind of labor can be compared to outside. It’s much cheaper. Maybe you can ask one person to spend 3,000 a month. If you want to find a student for a thousand, save the money, the school can do other things!

Xu Youdao and the Tianhuo two face each other, after a long time, Xu Youdao said, "Xiao Xu, you are really daring, even dare to put the idea on the students!"
"But I think that the method he said is still very reliable. Instead of letting students go to the outside to borrow, and finally being overwhelmed by huge interest, it is better to borrow money for students, but this is a problem. Ah, there are not tens of millions of people, it is not doing this well." Even Tianhuo said.
"I will solve the problem of funds." Xu Taiping said with a smile. "I only need two people to persuade the board and the two leaders. This is very good for the students. If it really falls, it is absolutely It is in the contemporary era, and it is in the future."
"I will report this matter to the board of directors and see what the board means." Xu Youdao said.
"Let's talk about it together, and the strength of speaking together is greater." Even Tian Tian suddenly said.
Xu Youdao looked at the sky with a strange look, did not refuse, but nodded.
"Since the two leaders have said this, I have also given the two leaders a thorough understanding. Once the company is up, my goal is not limited to one of our schools. If the model works, we can still do business. To expand to other schools, it is best to build a large national loan company for students. Of course, our name must not be called a loan company. It can be called a fund. Anyway, the name is getting better, I can guarantee it. It is to give the two leaders their shares. Let’s not say whispers, you are contributing, I naturally can’t let you work in white, and it’s not good to give you money directly. Then give you shares, press each month. Dividends on shares." Xu Taiping said bluntly.
"Do not say anything about dividends and dividends, as long as it can reduce the pressure on students and prevent high-interest loans from continuing to harm students, then you can!" Xu Youdao said.
"I understand, I understand." Xu Taiping nodded with a smile, then opened his arms and rubbed Xu Youdao with one hand, and slammed the fire with one hand. "Leader, students who are short of money in China in the future will thank both. Let's go in and continue to drink the bar."
"Good!" The leaders of the two schools were thus walked into the private room by Xu Taiping. It seems that the relationship between the three people has reached a certain level.
It was already more than eight o'clock in the evening after the satiated meal, and everyone said goodbye to Xu Taiping, and then dispersed.
"Old company, after this Xu Taiping came, our school really did not change much." Xu Youdao walked around the skyfire, said with emotion.
"That's not the case. I used to fight for it. Later, I came to Xu Taiping. I also thought about pulling him. I found that everyone is better than everyone. The whole school now speaks more than the two of us." There is no need for us to fight." Even the fire shrugged and said.
"Then you said that what is the purpose of his online loan?" Xu Youdao frowned. "Is it really just for students? This is a bit unreasonable."
"Who is this clear? Maybe it is for money laundering? This little Xu, that is Xia Jiang’s son-in-law, Xia Jiang is not said to have been arrested for a few days ago. Maybe it’s starting to want to wash it now, so let’s make it small. Xu helped to launder money. Of course, this kind of thing is just that, there is no evidence. However, if the loan company can handle it, it can really change the current situation of high interest rate online loans, but the premise is It is the strength of this loan company. If the strength is strong enough, it will inevitably affect other loan companies, and other loan companies may start to cut interest rates." Even Tianhuo said with a smile.
"The water is too deep." Xu Youdao said.
"Let's don't get too involved. It's time to talk to the people on the board. I guess, the chairman should have an idea. After all, our chairman, that is a financial predator, isn't it?" Tian Tianhuo said.
"That is also true." Xu Youdao smiled and walked forward with Tian Tianhuo.
Jiangyuan University Security Room.
Xu Taiping bought a lot of dishes from Fulong Hotel and came to the security room. After all, today he succeeded in becoming the director of the security department, so he had to ask these people under his hand.
There are many people in the security room. Apart from those who are patrolling normally, other security guards are basically gathered here. Everyone eats seafood and drinks wine, but it is also very happy.
Chen Wen, who was successfully promoted to the deputy director, has already been drinking some of his head, but fortunately, he is in a good mood and drinks more, and that does not feel uncomfortable.
At nine o'clock, Xu Taiping received a call, left the security room in advance, and returned home.
"Let me bring Emma to the party?" Xu Taiping sat on the sofa and looked at Xia Wei with amazement. He just rushed back to Xia, and thought he was going to plant it. I didn't expect it to be such a thing. .
"Yeah, it’s a party for a group of people in Jiangyuan City. I don’t have time at night. Some things in the final exam of this semester haven’t been done yet. Emma just didn’t participate in our party in China, so You take her to go, please!" Xia Yan looked at Xu Taiping with an eye.
"You still participate in the final exam?" Xu Taiping asked like a ghost.
"Of course, the final exam will definitely be tested. Usually, the teachers will not manage the class. It is too much for the final exams. I and the two of us have to work hard now. If you are hanging out, you will have to take a winter vacation. To make up the exam, it’s too much trouble, and it’s too shameful.
Xia Wei said.
"Are you going to have a holiday?" Xu Taiping asked.
"Yeah, it will be a holiday less than a month." Xia Wei said.
"What's so fast!" Xu Taiping exclaimed. "This blink of an eye, I have been a security guard for a semester!"
"Don't say this, let's take Emma, ​​okay?" Xia Wei asked.
"Well, where is the place?" asked Xu Taiping.
"Waterfront dock, cruise party!" said Xia Wei.