Chapter 3766: Inventory

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Money becomes a real estate and you can't get it back.
In order to develop and build Xiaoyao Island, the Su family has gone all out.
Not only did they invest the funds accumulated in the past.
Even the profits that have been earned in the past three years have also been invested.
As a result, problems arise.
Although on the surface, the profitability of the Su family's industries is still very good.
The profit gained every month is very high.
But in fact, each branch of the Su family, each child.
A huge amount of money is borrowed every month.
At the beginning, everyone still had control.
The amount of the loan is still relatively low.
But as time passed, this control was gradually released.
Previously, Su family disciples who spent tens of thousands of magical energy stones every month.
Because the flow of funds is restricted, you can only rely on loans to make ends meet.
Every month, they only dare to borrow thousands of magical energy stones for flowers.
But the question is, what do thousands of magical stones do?
Can that satisfy everyone's consumption?
Do not! Obviously not ...
Since there is such a Hengyu Chamber of Commerce, you can provide loans at any time, and there is no limit to the amount of loans.
How can the Su family's disciples control their hands?
As time goes by……
The Su family disciples changed from a few thousand loans every month to tens of thousands of loans.
Then, from a monthly loan of tens of thousands, to a loan of hundreds of thousands!
Even, the bravery is bigger and the play is crazy.
Even a month, he dared to borrow hundreds of thousands of magical energy stones to spend.
Of course, this kind of thing is very hidden.
In any case, it is also not dare to let the top of the Su family know.
Otherwise, they will certainly be blamed by the senior leaders of the Su family.
Therefore, the Su family's children, relying on loans from the Hengyu Chamber of Commerce, continue to live a life of drunken dreams.
Even, they are more chic and cheerful than they were three years ago.
In just three years ...
The Su family went from top to bottom.
From the individual to the collective branches.
A total of more than 500 billion magic energy stones have been loaned from the Hengyu Chamber of Commerce.
If this is the case, the problem is not too serious.
Although the Su family will be seriously injured by this, it will not shake the foundation.
The most serious thing is ...
In order to speed up the construction of Xiaoyao Island, the Su family borrowed a huge amount of 600 billion yuan from the Hengyu Chamber of Commerce in the name of the Su family as a whole.
The borrowing period of these six hundred billion yuan is ten years.
And most importantly, this part of the funds is interest-free loans.
As long as the principal is paid off within the next ten years.
Such a good thing, of course, the Su family cannot miss it.
With these six hundred billion funds, they can build a large city on Xiaoyao Island in one step!
The ability to absorb gold in a large city is beyond doubt.
Take the magic sheep Jianzong, Haihui Island of Master Fan's house.
The annual profit of Haihui Island is as high as hundreds of billions of magic stones.
With six hundred billion yuan in funds, if the operation is good, the interest for two or three years can be paid back in full.
Therefore, without any hesitation, the Su family bit the bait under Zheng Xiaoyu's cloth.
And it's delicious and delicious.
But when the Su family was dreaming.
The triennial general inventory began.
During the investigation, the Su family discovered that the children and branches of the family had also secretly borrowed a lot of loans from the Hengyu Chamber of Commerce.
By now, its total loans have reached 500 billion yuan!
The reason why the disciples and major branches of the Su family can borrow more than 500 billion yuan is actually very simple.
The trade of the Hengyu Chamber of Commerce in Waiyang Island is in cooperation with the Su family.
The Hengyu Chamber of Commerce in Waiyang Island has only one headquarters and has not built any stores.
All kinds of precious materials and medicinal materials of the Hengyu Chamber of Commerce are sold through Sujia stores.
In the eyes of the Su family ...
Hengyu Chamber of Commerce, this is obviously borrowing chickens to lay eggs to occupy the light of the Su family.
Therefore, the Hengyu Chamber of Commerce is absolutely not afraid to offend the Su family.
Because of this, all the children and branches of the Su family have no pressure when they borrow from the Hengyu Chamber of Commerce.
In their view, the Hengyu Chamber of Commerce did not dare to offend the Su family anyway.
Otherwise, no matter how many precious materials and medicinal materials they have, there is no way to sell them!
Under various excuses, the branches of the shop often default or squeeze the payment.
The staff of the Hengyu Chamber of Commerce should bribe them if they are not good.
Don't often bring gifts to your door to please.
That money, if you do n’t give it, you wo n’t give it.
If you have the ability, do n’t ask our Su family, do n’t cooperate with us?
In the face of the overbearing Su family, the Hengyu Chamber of Commerce does not have a very good solution.
Asking grandpa to sue grandma and bring a lot of gifts to the door, it didn't work either.
In desperation, the Hengyu Chamber of Commerce used a large amount of funds to bribe those supervisors.
The funds for the goods can be backlogged, but can the backlogged way be changed?
Is it more appropriate to squeeze that part of the funds into a loan from the Hengyu Chamber of Commerce?
Facing heavy bribery, the supervisors of the branches of the Su family obviously failed to resist.
Funds continue to backlog, but the backlog has turned into loans.
All the money owed to the Hengyu Chamber of Commerce.
It ’s no big deal to turn it into a loan.
Although you have to pay a little more interest.
However, for the supervisors of the branches of the Su family, this interest does not have to be paid by them.
On the contrary, they themselves put a large amount of bribe funds into their pockets.
There is nothing better than this.
The funds squeezed by a large amount of goods were turned into loans.
In addition, loans from the children of the Su family and branches of the Su family.
Under the rolling profit calculation model, the funds were hoarded to more than 500 billion.
In addition, the more than 600 billion interest-free loans of the Su family's nominal loans.
The Su family owed a total of 1.2 trillion of funds to the Hengyu Chamber of Commerce!
That interest-free loan of 6,000 billion yuan was not a problem.
Once the construction of Xiaoyao Island is completed, it will be repaid one day.
But the question now is, what about the interest-bearing loans of more than 500 billion yuan?
If you don't pay it off as soon as possible, it will be too scary if you are profitable.
With 500 billion yuan, the monthly interest rate is 2%!
If you can't pay it off as soon as possible, 10 billion interest will be generated every month!
More than 100 billion yuan of interest is generated every year.
More than 500 billion yuan of funds will become more than 600 billion yuan a year later.
If this continues ...
Under profitability, even if the Su family is rich again, it will be brought down sooner or later.
If possible, the Su family will desperately pay off all these arrears.
But the problem now is that the Su family has invested all the funds in the construction of Xiaoyao Island.
Even if you want to repay, there is no money to return.
Now, the profits the Su family earns each month are not enough to pay the interest.
And do n’t forget ...
Ten years later, the 600 billion yuan loan was also repaid.
And the most desperate thing is.
This ten-year interest-free loan has passed three years.
It is now in its fourth year.
In other words, in another six years, they will have to repay those six hundred billion loans.