Chapter 14: Difficulties in starting a business

On Laurel Valley Boulevard in North Hollywood, Judith got busy as soon as he went to work. He first submitted the approval procedure for a loan, and then called several people whose loans were about to expire. The bank's work seemed stable, all day long. Busy to death.
　　 What's more terrible is that I deal with large sums of money every day, but I am extremely poor.
　　 After making two dunning calls, Judith frowned slightly when he saw the names of Shahai Entertainment and Ronan Anderson.
　　 Under normal circumstances, the loan has not expired and there is no need to dunning, but in special circumstances, the bank can also issue a dunning notice according to the remarks of the contract, or even draw money in advance.
　　 Shahai Entertainment and Ronan Anderson's repayment ability? Judith couldn't help shaking his head. It is estimated that both will go bankrupt soon.
　　 Fortunately, what was signed was a mortgage loan, and the loan amount was only 70% of the value of the collateral.
　　 Regardless of the property, or the copyright of Shahai Entertainment's films, they are all considered good assets.
　　 This loan should not turn into a bad debt.
　　 By the way, Ronan Anderson said he would come over today to repay? Shahai Entertainment hasn't produced any film recently, and even the employees are almost gone. What will Ronan Anderson pay?
　　Should the bank take away the copyright of the film and the apartment in advance?
　　 Five minutes later, Judith saw Ronan and was a little surprised. When we met last time, the young man had bird's nest-like hair and his face was decadent, like a tramp on the street.
now what? Ronan Anderson's hair is neat and tidy, his face is piercing, and an Armani suit sets off his stalwart figure. The flat glasses on his face block the sharp eyes and add a touch of maturity.
　　 This is a handsome guy at all!
　　 Judith's eyes were completely attracted by Ronan, so much so that he ignored the woman in her forties.
　　 "Hello, Miss Judith." Ronan greeted him politely.
　　 "Uh..." Judith quickly retracted his gaze, "Hello, Mr. Anderson."
　　 Ronan casually said: "I'll deal with Shahai Entertainment and my personal loan repayment."
　　 Judith was even more surprised: "Do you want to repay in advance?"
　　 Ronan didn't talk to her, pulled out the chair and sat down, and said, "I will pay off the two loans together with the interest up to today."
　　 Judith was stunned, this was completely different from what she knew.
　　 "Can't it?" Ronan said formulaically, "I remember the contract allows early repayment."
　　 Judith quickly came back to his senses: "Ah, yes, you can repay in advance." She couldn't help being curious: "You...have you raised money?"
　　 Ronan shrugged slightly: "Of course, how can I repay the loan without money?"
　　 Judith stabilized his mind, discarded the surprise caused by the accident, and tentatively asked: "Where did you raise the funds?"
　　 Ronan said lightly: "Don't worry, the source of funds is completely legal. The others are trade secrets, I can't tell you." He glanced at Mary: "You can handle the loan with Miss Judith."
　　 After nearly an hour, Mary has completed all the formalities, and Ronan is ready to leave.
　　 He took the initiative to stretch out his right hand and shook Judith: "I hope I won't receive your dunning notice in the future."
　　 Judith put on a professional smile: "I hope so too."
　　 Ronan took Mary out of the reception room, but did not leave the bank and went straight into the elevator.
　　 "No problem, right?" He asked in a low voice.
　　Mary replied immediately: "No problem."
　　 Ronan pressed the elevator button: "Let's go to the credit officer."
　　 After a busy morning, Judith received a message from a colleague that Shahai Entertainment and Ronan Anderson, who had just repaid the loan, approached the credit officer and applied for a $3 million mortgage.
　　 "How is this possible?" Judith couldn't believe it.
　　 My colleague said, "How could it not be possible? Ronan Anderson repaid the loan early, with good credit, and also proved the ability to repay the loan. Re-financing is fully in line with the procedures."
　　 Judith shook his head: "I didn't mean that. He only paid back today."
The colleague came over and said in a low voice: "I asked the director’s assistant. Ronan Anderson showed the director a certificate of tens of millions of dollars from Bank of America, and continued to use the movie rights and real estate as collateral, and the director approved the loan. The rest is just going through the process."
　　 Judith was completely stunned: "Ten million dollars?"
　　 "Yes." The colleague sighed and patted Judith lightly on the shoulder: "You have lost a major customer, otherwise the loan will be cut..."
　　 At this point, my colleague couldn't help shaking his head.
　　 Judith bit his lip, Shahai Entertainment has always been her client.
　　 "Am I wrong about Ronan Anderson and Shahai Entertainment?" she murmured.
　　Leaving the bank, Ronan went to the Los Angeles branch of Merrill Lynch to finalize a stockbroker with high creditworthiness and sign an agency agreement.
　　 He does not need the other party to give advice, as long as the broker buys and sells as required.
　　 Stock brokerage commission implements a flexible mechanism. The higher the invested capital, the greater the transaction volume, and the lower the commission ratio.
　　 Ronan’s goals are mainly two-Yahoo and Cisco.
　　 Before investing, he did a detailed investigation. Yahoo opened at $64 in February, with a peak of $74 that month.
　　 After Cisco re-issued shares last year, its stock price was only $5, and it has now risen to nearly $14.
　　 There is no doubt that these two stocks are very popular stocks, and all kinds of good news are endless.
Ronan didn’t specialize in stocks in his previous life. He just remembers some big-ticket goods. When Cisco was at its peak, it seemed to have been on the top of the world’s market value. Yahoo didn’t do much, but in the end it flourished. .
　　 When exactly did it crash? It must be after 2000, but how long has it been strong after 2000? Ronan didn't even know.
　　 This determines that he cannot manipulate every stock. He can only allow the stockbroker to take in two stocks one after another, and then leave the cabin before 2000 when the market was relatively stable.
　　 After 2000, the risk factor has doubled. It is estimated that there will be no shortage of bigwigs who are staring at the industry and outsiders. Turbulence may cause huge changes.
　　 Ronan plans to put the US$6 million raised in Abu Dhabi and US$3 million in bank loans into the stock market as soon as possible in the form of company and personal accounts.
　　 An additional US$1 million was left as emergency funds.
　　 Unfortunately, with his qualifications and conditions, it is temporarily unable to establish a fund, otherwise investment will be more convenient.
　　 Stock market pending orders, 9 million US dollars of funds entered the market one after another in batches, unable to generate too many waves.
　　 "Mr. Anderson."
　　 Before leaving the Merrill Lynch evidence, the stockbroker shook hands with Ronan, "Your needs are our pursuit."
　　 Ronan was very polite, and said with a smile: "You are welcome, I hope this is a pleasant cooperation, Scott."
　　 The stockbroker named Scott shook his hand vigorously: "I have just transferred to Los Angeles from Pennsylvania. It is my honor to meet a customer like you and serve you."
　　 Ronan nodded, just said, "Happy cooperation."
　　 It is undeniable that money can change too many things in the world. When he came to Merrill Lynch, he just said roughly the amount of investment, and he received the highest standard treatment.
　　 Scott smiled and said, "Happy cooperation."
　　 such a large customer, it is easy to meet one.
Leaving Merrill Lynch, UU Reading www.uukanshu.com Ronan asked Mary to return to the company first, and he went to the car market to buy a brand new Cadillac. After returning to the company, he checked the work log and determined the next step. .
　　 We must promptly recruit the director of "Human Removal Project". After having the director, we should match the corresponding behind-the-scenes team and even the main actors.
　　 The script needs to be revised. The previous first version of the script looks good, but it is more for the investment of the Arabs and does not fully meet the shooting requirements.
　　He can modify the script himself, and he can also refer to the director's opinions appropriately after the director is recruited.
　　 Oh, there is also a blog writing plan. This can be suppressed for the time being.
　　 Then there is the network of connections. At present, the main business is movies, and the connections are very important in Hollywood. Although old Anderson is conservative, his connections are handled well and he has some reputation in the industry.
　　 However, young Anderson was young and energetic, thinking that ability and talent could break through all obstacles, and from taking over Shahai Entertainment, he almost threw away the old Anderson's personal network.
　　 These are not only to be picked up again, but also to be further expanded.
　　How to expand network in Hollywood? The most basic way is to frequently participate in banquets and parties.
　　 Many banquets and parties are filled with investors, producers, directors, actors and agents. The initial intentions of some projects are often initially established in communication.
　　 Ronan gave Mary another notice and asked her to find a suitable industry party.
　　 A clear plan was made. It was almost nine o'clock in the evening when Ronan got off work, and he returned to the apartment and took another three hours to revise the script of the "Human Removal Project".
　　It's difficult to start a business and PepsiCo.
　　 Even if you are born again, even if you have the advantage of foresight, hard work and dedication are necessary.