Chapter 898: Tian Ting Mortgage Plan

"Which one of the mortal banks is not an empty glove white wolf?" Liu Lang asked secretly in his heart.
After experiencing the sweetness of the Heavenly Court chat room based on Sound Transmission Stone, Liu Lang has already realized that, whether in Heavenly Court or in the mortal world, only monopoly industries can truly make a lot of money.
There are currently no banks in Heaven, and no banks. Even if there is a loan, it is between acquaintances and friends, and there is no industry.
If he can introduce the bank's deposit and lending model to Heaven, at least in the short term, there will be no competitors, which is equivalent to a monopoly.
When the merchants in the Heavenly Court became familiar with this model and competed to imitate, he had already made a lot of money. At that time, he could completely get away and look for new business opportunities.
Moreover, one of the biggest benefits of opening a bank is its low cost. The role of a bank is like an intermediary. As long as deposits and loans can be transferred, their own investment can be neglected. This is suitable for the current net worth of only a few thousand amethysts. Liu Lang of coins.
Of course, if you really want to implement it, there will be many problems. When Liu Lang is thinking about it, Zhou Ba raised the two biggest problems.
"Master Liu, your idea is very good. Once it is realized, you will surely make a lot of money. But, have you thought about it, I know you well, believe you, may put the wealthy amethyst coin here to earn interest, but not What about the people who know you? They must be worried that you ran away with amethyst coins. This is just one of them. Besides, you said that you should lend out the deposited amethyst coins. If the person who borrowed amethyst coins, roll the purple What should I do if the coin ran away, or was unable to repay it when it expired?"
"The two problems you mentioned are indeed big problems." Liu Lang nodded, agreed, and then continued: "However, I already have a preliminary solution."
"Talk about it." Zhou Ba curiously asked.
"First of all, there is the problem of deposit. I want to make people feel relieved and boldly deposit Amethyst coins. In addition to attracting interest, I have to find a few people who are awesome to help the platform. It is best to attract a few powerful investors. It allows people to build up the confidence that the monk can't run away from the temple." Liu Lang said with a smile.
"How many can you buy into shares?" Zhou Ba asked.
"You have to start Jinxian no matter what. It's too low, you can't help the scene." Liu Lang said with his chin.
"Cough cough, Jin Xian." As a small vendor at the bottom of the Heavenly Court, Zhou Ba didn't talk about any intersection with Jin Xian. Even with Da Xian, he didn't say a few words.
Hearing what Liu Lang said so easily, people who didn't know thought Jinxian was Chinese cabbage.
However, thinking of so many great powers in the heaven recently, helping Liu Lang wave the flag and shouting, Zhou Ba also felt that Liu Lang said that he would like to invite the great power platform to increase the shareholding, and it seems that it can really be achieved.
"The problem of deposit is solved, and then how to borrow abroad. My solution is very simple. I only do mortgage loans in the early stage!" Liu Lang continued.
"What is a mortgage?" Zhou Ba asked puzzled.
"The mortgage is to use the house as a mortgage to get the money. If you don't pay it back then, you will take the house to cover it." Liu Lang patiently explained to Zhou Ba.
Mortgage loans are well-known in the mortal world, but in the heavens, it is a new thing. Liu Lang intends to use mortgages as the basis to help the gods in the heavens establish the concept of early consumption. There are huge business opportunities in it. If you understand it, you can also consider launching credit cards and the like, which is definitely making money.
"It's safe to use the house as a mortgage!" Hearing Ozil Liu Lang's solution on Saturday, he couldn't help but raise his thumb.
The Tianting real estate industry is booming. If the amethyst coin is loaned out and the house is repossessed, you may earn more. At the very least, there is no risk at this stage.
"Of course, this is just a preliminary idea." Liu Lang chuckled and said, "When I go to Tianting, I will carefully examine the real estate market in Tianting. After all, using a house as a mortgage must be based on the premise that the house price cannot fall. , Or else, I won’t lose my black nose and face."
"Then I will be in the heaven the day after tomorrow, waiting for Master Liu to drive, and I will take you around when the time comes." Zhou Ba said enthusiastically.
"I have Lord Lao Zhou. If Tian Ting Bank can really be opened, I hope that Mrs. Zhou can join Tian Ting Bank to help." Liu Lang can't keep Zhou Babai busy, not to mention that Zhou Ba can still affect the people of Wuliangzong Taishang Qiu Meihua. Therefore, he immediately promised benefits.
"It's incumbent, it's incumbent! Lord Liu is in need, greet me, I will go through all the fire and water on August, and I will die." Zhou Ba patted his chest.
He has been tossing for so long, isn't it just for Liu Lang's words?
Thinking of Liu Lang's plan for the Heavenly Bank, Zhou Ba felt that he had lived on a dog for more than a thousand years. This deposit-and-loan transaction was actually not difficult in principle, but nobody in the entire Heavenly Court thought of it.
In this way, the wisdom of mortals is really not weaker than that of gods.
After sending off on Saturday, Liu Lang thought and became more excited. If Tianting Bank can really develop, its profitability will definitely crush the Tianting chat room. This is the core part of his future Tianting business map.
Liu Lang didn't think he was smarter than the gods. The reason why he was able to successfully open the charging station, operate the chat room, and dig the first pot of gold in the heavens was completely using the existing experience in the world.
The same is true for the future Tianting Bank.
Different social structures have created different business models. The only thing Liu Lang needs to consider is how to transfer his mortal mature experience to the heavenly court and carry it forward.
After exiting the mortal immortal prison, Liu Lang found that Mu Xueqing was sleeping soundly, and that Mu Xueqing slept very dishonestly, putting one thigh directly on his body. Both arms hugged his neck tightly.
Liu Lang tilted his head, and their mouths joined together again.
"You must pay attention to temperance!" At this moment, Liu Lang couldn't help but think of his mother's admonition to him. Just after he missed a few words of calmness and coolness, Mu Xueqing's tongue stretched out.
"It's better to control it tomorrow!"
Liu Lang's psychological defense instantly collapsed, turning over and pressing Mu Xueqing under him.
After a long time, when the clouds and rain stopped at first, Mu Xueqing was still wrapped around Liu Lang like an octopus.
"It's getting late, what I want to eat tonight, I'll make it for you." Liu Lang said, gently brushing Mu Xueqing's hair.
"Don't eat anything, I want you to hold me like this all the time." Mu Xueqing said softly.
"It's really clingy!" Liu Lang chuckled and hugged him tighter.
However, he was thinking about a question in his heart: If he sleeps with Mu Xueqing every day, how can he go to the Xingyue Secret Realm to practice.