Chapter 1381: Virtual currency fund

After chatting with everyone for a while, seeing that Li Dong was not going in, everyone didn't even want to continue.
Many people whispered and left together, apparently discussing the response plan.
When they were gone, Li Dong saw that the two horses were still there, he could not help but hummed: "You two just didn't know what to say for me?"
Ma Yun chuckled and said: "What?
Are you the kind of person who can be suppressed by a few words?
What's more, you were crushed, and I was eager to see it, and I still spoke for you, even if you didn't fall into the rocks, you would be worthy of you. "
Ma Huateng smiled and said: "Voice attacks are meaningless, it is better to do something real.
In fact, according to my ideas, these companies really want to unite, and it's really no problem to suppress you.
Unfortunately, everyone is selfish.
Everyone is thinking of sitting on the hill to watch the tigers, but how can there be such a cheap thing in the world?
Seriously, if China Resources and Bailian are not state-owned enterprises, but private enterprises, you do n’t let them come over in such a big tone. "
Li Dong grinned, this is true.
For state-owned enterprises, it's a good thing if nothing happens.
If something goes wrong, someone needs to take responsibility.
After making money, it is not their own, why do you care so much.
The two leading department stores are very worried, and the other companies are also weak and weak, so Li Dong is unscrupulous.
As for Suning, Lao Zhang wanted to suppress Li Donglai.
It is a pity that his main business in the distance is still in the department store. In addition to his efforts in the field of home appliances, he has no other way.
Because of this, these people will only come to a distance this time and want to use language to suppress Li Dong and try to suppress Li Dong.
It can be suppressed, that is the best.
No, it's up to you to do your best, and now it's not time for you to be hardened. Before this day, they will not make up their minds.
In fact, many people have seen this, even they know it themselves.
Knowing it, knowing it, and being able to do it are all things that cannot be controlled.
Erma also knows this, and even knows that there is no way to do anything else offline. Ma Huateng did not want to continue this topic. He turned back to the topic and said: "You invited us to come before, didn't you have something to talk about?
Now it can be said that it is not a good habit to hang people's appetite. "
Li Dong didn't rush to speak, but pondered for a while before saying to Ma Hua: "My little brother, seriously, I really don't want to be an opponent with you, it doesn't make much sense.
Shall we discuss it, how about we join forces? "
Ma Huateng frowned: "What do you mean?"
"You said, if I exchange PP for your Tenpay and have Paipai and all industries except instant messaging, would you like it?"
Ma Huateng was a little stunned, and after a while said: "What moth do you have?"
"No, I am absolutely serious."
Li Dong said seriously: "I'm too lazy to engage in instant messaging, it doesn't make much sense.
Up to now, there is no need to rely on instant messaging for drainage.
Our Weibo, shopping malls, Wanhuatong, in fact, do not need communication software for drainage.
If we can change some industries that are useful to us, I think it is more appropriate. In this way, we will have no major conflicts. "
Ma Yun, who was on the side, said: "Don't ignore him. If you want to do this, Tencent will be finished."
Ma Huateng said silently: "Am I so stupid?"
It ’s not that it ’s not cost-effective. The point is that Li Dong ’s guy does n’t necessarily say it ’s true, and he also has to exchange everything except instant messaging software.
I do n’t mention whether this is possible. I really want to change it. That ’s why Tencent ’s users who receive absolutely less P than those who paid for QQ actually overlap a lot. Many people are using both.
Now that the market is close to saturation, even if there are more users, the add-on services are gone, so what else to do.
Of course, if Li Dong agrees that they continue to operate these businesses, or start anew, Ma Huateng may not be able to do it.
The user is the root. With such a large user base of QQ, he can develop new business without changing the name. It can still develop rapidly.
However, Li Dong is obviously not stupid. What he means is that Tencent should not do anything except instant messaging, and he will take over.
How could Ma Huateng agree to such a thing.
But Li Dong suddenly mentioned this, and Ma Huateng was somewhat interested in saying: "What do you mean by saying so much nonsense?"
Li Dong was disappointed when he saw that he didn't answer the question, "Nothing. I just want to concentrate on retailing.
I thought that we would live together peacefully, and I would have time to clean up the old horse.
In fact, compared to Tencent, I want to win the Taobao and Alipay businesses on the Ali side, which helps me more.
But you always make trouble for me, and I don't have much energy to clean up him. I won't discuss it with you to see if I can make it? "
The two horses looked at each other, and for a while Ma Yun only sullenly said, "Do you look down upon me, or look down upon me?"
"It doesn't mean that, look at you carefully."
Li Dong made a haha ​​and said with a smile: "Forget it, I don't have to say more about knowing that there is no drama.
But to be honest, I still pay more attention to e-commerce and Internet finance.
Do n’t always think I ’m thinking about you, I see it when you enter the door, but your eyes are not very friendly.
I'm really not interested in fighting you, really, you look at my eyes, how kind.
You do n’t target me, I do n’t target you either. I ’m thinking of Lao Ma. "
Ma Huateng frowned and looked at him without a word.
Li Dong, this guy has a strong hunch.
Yes, he is extremely vigilant to Li Dong now, and even made up his mind, and he started to formally compete with the distant place.
As a result, he hadn't acted yet, and Li Dong saw it. Those few sentences just now had the meaning of taking the initiative to sum.
As for whether it is really aimed at Ali, this is hard to say.
However, from the current perspective, the possibility is still great.
Li Dong has always regarded retail as the core. If he can win Taobao and Alipay, then Li Dong will be completely invincible online and offline.
As for instant messaging and other businesses, it's really lost. Li Dong may not really care too much.
Several of the people present were smart people. When Ma Yun saw Ma Huateng shaken, he immediately coughed and said, "Huateng, are you serious?
He just talked about it casually, and he did it to this point. I'm afraid he won't give up whoever it is. "
Ma Huateng exhaled: "I'm not serious, I just think this guy is getting shameless.
I used to be fair and fair, but now I'm starting to play the trick.
If he does n’t say this, it ’s okay. I suspect now that his next goal is me, which is very likely.
Lao Ma, you said, what did he think?
Tencent can go to the present, but it will not be crushed by people overnight. We have hundreds of millions of users, and it is not so easy to fall. "
"The possibility of your analysis is very high, and I also think that his next target is you ..."
The two discussed and discussed, but Li Dong was covered with black lines!
I'm still here!
The result was good. The two of them seemed to be completely absent, and they began to analyze their next plans.
But Li Dong also knew that the two men tried themselves.
His next goal is really Tencent.
Of course, not the PC, but the mobile.
WeChat is about to be officially launched, Li Dong just said it casually, whether it can dispel Ma Huateng's hostility or not, it does not matter if it is tried.
But neither of them is a fool. After a few words, they guessed a lot about Li Dong's ideas.
Of course, they can't confirm it, so Li Dong started to reverse the routine.
After listening to it for a while, Li Dong said helplessly: "Okay, can you just be simple, to be honest, that's how I said, chatting with you is really tiring.
I'm so tired these days, you don't want to follow me.
In fact, my original intention is that everyone can coexist peacefully, but our business overlaps, which is also impossible.
Of course, peers must compete without representative, and cooperation is not impossible.
I came to you today to talk about cooperation. "
As soon as these words came out, Ma Yun and the two stopped chatting. Ma Yun was very interested and said: "Tell me, what can't you do alone, and thought of looking for cooperation with us?"
Li Dong got up and exercised his muscles for a while, and didn't rush back to the conversation, greeting the two of them: "Don't sit and chat, you're tired of sitting, and chat while walking."
Erma also had no comments, and got up and walked out together.
After a few steps, Li Dongcai said: "Lao Ma, do you remember what we said at the Internet Conference?"
"what?"
"Aren't you talking bluntly, if the bank doesn't change, just change the bank?
When we launched Internet finance, you were in a hurry.
The result turned out to be good. I'm doing it now. You watch the play behind and pick up the ready-made. "
Ma Yun frowned: "Is that what we want?
You do n’t have to talk about it, although the first to eat crabs is risky, it can be harvested more.
Alipay's market share has been snatched away by you, what did I say? "
"So I will take care of you once this time, lest you really fall behind."
"Mr. Li."
Li Dongzheng said, the distant employees approached quickly greeted.
Li Dong nodded, did not go on, and took the two men down the stairs together.
...
downstairs.
Ma Yun actively asked: "What do you want to do this time?"
"You all know the balance account of Wanhuan before?"
"Say the point!"
Li Dong smiled and said: "Don't worry, listen to me slowly, you should know about money funds?"
Ma Yun was silent for a while, and slowly said: "I know that in the 1970s, a monetary fund was born in the United States.
After that, the first money market mutual fund in history, the Savings Fund Company, was born.
Later, money funds spread to China, and the market has gradually expanded over the years, occupying a place in the securities market. "
Li Dong said with a smile: "You don't need to say so much, just know.
Then I will ask you again, do you know what a virtual currency fund is? "
Ma Yun's eyes flickered, and he shook his head, without saying he knew this.
Ma Huateng also shook his head: "Without this term, did you make it yourself?"
"That's right, how much of our Wancao, Alipay, Tenpay, and how much of the deposited funds, do you know now?"
"Together, it's about 100 billion."
Ma Yun took the sentence. At this time, because mobile payment is not yet popular, there are not too many balance account funds opened in the payment services such as Wan cartoon and Alipay.
In terms of online shopping, although there are funds settling, it is not too long.
The fixed precipitation funds, when the three companies are added together, will probably be less than 100 billion yuan.
Li Dongwen said with a smile: "No matter how much, this money, we have not been able to use it, I will ask you, do you sometimes feel sorry?"
"Li Dong, you said it all at once, we will consider it ourselves."
Li Dong didn't have a good air: "I'm so impatient, but I still want to say a little more, so that you can take a good look.
Since you are impatient, I will just say it.
Virtual currency fund, in fact, as soon as you listen to the words virtual, you should know the meaning.
That is, the offline money fund was transferred to the Internet by us.
Our three payment businesses account for more than 85% of the market.
Nowadays, with the expansion of the online shopping market, and the future of mobile payment will become more and more popular.
By that time, cash transactions were outdated.
Most of everyone's wealth will go through the Internet.
Now, because of various reasons, the first thing is that the funds on the Internet have no income, and everyone will not deposit too much.
Second, because of regulatory restrictions, we have no way to use the money. Instead, it is a constraint that keeps many regulatory agencies staring at us.
Let's imagine that if, I say, if there is a virtual currency fund listed, it can bring benefits to online savings users, and higher returns than bank deposits, will it attract a large number of users to participate?
With the funds pooled, we set up another fund company to operate these funds ~ EbookFREE.me ~ to bypass the restrictions of the regulatory agency.
This money can be returned to us again in the name of investment.
In the absence of income, our deposited capital is as high as 100 billion, you said, if there is income?
By the time, trillions, even ten trillions, is it still a fantasy?
Not all of this money is used to invest in ourselves, and we can't spend all of this money, and the risks are also very high.
However, we can use formal monetary fund operation methods to operate this fund, part of which is used for our own corporate investment, so that the safety can reach the highest and the risk can be minimized.
In the future, we will no longer have any shortage of funds.
You can repurchase Yahoo's shares, and Marco can unscrupulously invest in other areas. What we need to pay every year is just some interest.
As for the operation of money funds, others dare not say that if there is enough money, is it okay to earn our interest?
In this way, we are at least equivalent to tens of billions or even hundreds of billions of capital turnover for free, and users will be more satisfied with us and have greater viscosity because they have received revenue ... "
Li Dong continued to say that Erma stopped walking!
As for the operation mode of the virtual currency fund, Li Dong actually said that they knew it.
The key is that both of them feel a little shaking inside!
No wonder, it ’s no wonder that Li Dong is afraid to do it alone. This is a pragmatic corner of the financial industry. This is more serious than the previous online payment. S: Push this book: "Legend Editor"
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