Chapter 1566: Next step plan

In a hurry, Li Dong's wedding is finally over.
Relatives and friends have almost all gone, and business people are even more busy. More than half of them left that day.
On the morning of the 8th, Shen Xuehua and Shen Du were sent away. In the afternoon, Li Dong finally had room to breathe.
...
East park.
Li Dong lay on the beach chair beside the artificial lake and said lazily: "You said, should we ask for personal finance in the future?"
"what happened?"
"As far as accounting is concerned, the company's people are not our private hires, and they can't always find them for anything.
This wedding preparation, spent so much money, received a lot of red envelopes, can not always let people in the distance to help us count.
These private matters still have to be separated from official matters. "
Shen Qian nodded and said: "This is also the case, so, I will arrange these things, you don't have to worry about it."
"Well, then you arrange it. By the way, think about where to go for the honeymoon next?"
Shen Qian said with a smile: "Do you really want to give yourself a long vacation?
It's been more than half a month since the end of May, but you haven't been to the company once, really don't ask? "
Li Dong yawned and said, "I'm getting married, so I have to take a vacation for myself.
Isn't it good now?
Everything went well, and without me, everyone still did very well.
And I'm not there, and other people are not so stressed.
Also, my wealth continues to grow, and this feeling of not working hard to make money is particularly good.
I didn't realize this before.
Now think about it, it's time to enjoy. "
"Really think so?"
Shen Qian laughed, and Li Dong cheated others.
These days, although Li Dong is busy with the wedding, he has been busy at night. In addition to the company, why can he be busy.
He said that he didn't care. In fact, he would take the time to look at important documents in the distance.
Including the days when the retail alliance was officially in operation, Li Dong has been staring at this matter, and obviously still attaches great importance to it.
I really thought that if he didn't ask anymore, it was definitely someone else thinking too much.
However, Shen Qian did not ask him any plans now, and the two discussed the next schedule.
...
at the same time.
Lin'an.
The first thing Ma Yun returned to the company was to hold a meeting.
In the conference room, Ma Yun said solemnly: "Whoever thinks that Li Dong is married and depraved, who is an idiot!
Whoever feels that Li Dong now lacks offensiveness is also an idiot!
When I was in Pingchuan, I had a few words with Li Dong.
He didn't say anything else, just one thing, Wan Huateng is applying for a consumer finance license!
You all know what this means.
Once Wankat gets this license, then, in the field of Internet finance, the layout of the distant place will be reasonably compliant and legal and can continue to grow.
The distance is now making preparations, fully prepared.
They are applying for various licenses.
Li Dong is more mature and dangerous than before.
He is doing everything right now, and then he is prepared for everything, and then he will kill him in one blow, not the same as in the past.
Before he could speak, the door of the conference room was knocked.
Ma Yun narrowed his eyebrows slightly and said, "Come in!"
His secretary pushed the door in and saw Ma Yun looking at himself, and quickly said: "Chairman, you have to inform you of the news about the distance before.
Just now, there was new news from the CBRC.
The first four pilot consumer finance licenses were issued. Those who obtained these four licenses were BOC Consumer Finance Corporation, Beiyin Consumer Finance Corporation, Jincheng Consumer Finance Corporation, and Yuanfang Finance Corporation ...
Ma Yun changed his face slightly: "So fast?"
Li Dong just said in his forefoot that he didn't expect the blink of an eye when the other party took the license.
The first batch of pilot companies has only 4 companies and only 4 licenses, which is enough to show how important this license is.
Taking a deep breath, Ma Yun nodded and said, "I know."
After the secretary went out, Ma Yun continued: "Everyone has heard it, and only four have obtained the license!
Among them, the first three are supported by banks at the back, BOC is supported by BOC, Beiyin is supported by Beijing Bank, and Jincheng is supported by Shudu Bank.
Only far away, instead of relying on other financial institutions, they won this license alone.
And I heard that the principle of license issuance is the most one in a province.
In other words, if a license is obtained from afar, Jiangbei will not issue such a license again.
It is still Jiangbei. Once it is enlarged from a distance, perhaps in the entire East China region, it is hard to say that there are several other companies that can get licenses.
In addition, the business scope of consumer finance licenses is very wide.
Loans are just one aspect. I do n’t know if you have to check. According to regulations, consumer finance companies can undertake multiple businesses.
These include the issuance of financial bonds, domestic interbank lending, borrowing from domestic financial institutions, agency sales and consumer loan related insurance products, fixed income securities investment business, etc.!
Those present are people who understand and know what this means!
This means that the far-reaching Mantou can officially use Yu'ebao's money, and use the money legally and in compliance.
Maybe not all, but they can do the fixed income securities investment business by themselves.
In addition, as long as the far side is prepared to borrow money from domestic financial institutions, the far side can use high-leverage methods to continue to enlarge Internet finance.
Including the issuance of financial bonds, it means that distant places can use Wantong to raise money to expand Wantong ’s business, and they can issue financial bonds themselves.
To sum up, the farthest place to get a license is already ahead of everyone in the financial field.
Including some local banks, there is no remote credibility at this time, and with the credibility of the remote, the far place has a legal license and the business is recognized by the government.
This is extremely terrible!
In the future, if our other institutions do not respond, the market share of Mankato will continue to explode.
Li Dong will not necessarily fight with us at that time, his target is traditional financial institutions.
Do n’t look at it as just a license, but it ’s important ... "
Ma Yun said for a while, someone frowned in the meeting room: "Chairman, it is indeed a bit beyond our expectations to get a consumer finance license from afar.
But even so, it is not necessarily a bad thing if the distance is bigger in the Internet financial industry. "
Seeing Ma Yun looking at himself, this person was not timid. He looked directly at Ma Yun and said, "Actually, I don't think Ali has to compete with the distance in every field.
Ali's strength is not as good as the distance.
We can compete with a distant place in a certain field, but it is too difficult for us to compete in all directions.
In this case, we can give up part of our business ... "
Ma Yun coldly said: "You know, Internet finance actually runs through the entire IT industry!"
"I know." The speaker said calmly: "I know that controlling Internet finance is equivalent to controlling the lifeblood of some IT companies.
But I still want to say a few points. First, the remote can't control everything.
This point can be seen from the payment of the license before the national team entered.
Second, we don't have to be involved in multiple businesses. Our single payment platform is actually enough at present.
Internet finance is a new industry, and social acceptance will not be too big in the short term, and its impact on us is actually limited.
Third, what I said is awkward, and don't mind it.
Ali, now is not the time for a full layout, this will only delay us, and what Li Dong can't do, we will follow what we do.
Yes, if you don't keep up, I'm afraid it will be difficult to keep up.
But what about that?
He does his internet finance. We do our e-commerce. As long as the payment is in our industry, consumers still use our payment system. In fact, it is enough.
Also, the group is now struggling. Before the privatization of Alibaba.com, almost all the company's money was used.
The funds raised by the treasure financing are all invested in logistics and platforms, but the chairman do n’t forget, we are not the only ones!
Ali ’s foundation is actually b2b, and category b customers are our important strategic partners.
Now, Ali's core has begun to shift to the category of users, is it really a good thing?
It is not necessarily a wise choice to collide with a distant hard surface.
Strengthen our strengths and avoid weaknesses, give full play to our strengths, continue to do 2b business, and attract b-type customers, then we will support the type of customers side-by-side, which is the root of Ali.
Now, there is a trend in Ali up and down, I think it is very bad.
That is to say, what must be done in the distance must be right. If they do, we will do it right away. Even if we ca n’t eat big heads, we ca n’t eat them at all.
The core of an enterprise lies in its originality.
Since we can make b2b bigger and have a global foundation, why do we have to work b2 and 2.
Once we make b2b the largest in the world, Huaxia's SMEs are actually our potential partners.
At this time, we can fight the court with the distant court, even if we finally lose in the class, we still have strong hopes, instead of directly changing the name and surname like Teng Xun. "
After he finished speaking, some people disagreed and said: "It is not that we follow the distance and do similar industries. We started first.
And from the beginning, we have done very well in the category industry, and it was so strong that it once became the largest in Asia.
Now, are we not doing it because we are doing it from afar?
You said that Ali's core is b2b. I don't deny this, but I don't admit it.
Industry diversification is the trend. A single type of business that wants to hit the giant's field is still lacking a lot ... "
"It's all about the future, let's take care of it before we say it!" Said the man who spoke before humming: "Now, Ali's business is constantly shrinking, and it has reached the point where it is out of grain.
At this time, without considering the actual situation, and still thinking about future expansion, is it really necessary?
I want to say that Ali should stick to its own path from the beginning, rather than being influenced by a distant place. At this time, a large amount of investment in logistics industries.
If we have this strength, then we need not say much.
But without this strength, we shouldn't fight swollen faces to be fat. "
"This is a bad word ..."
"..."
In the conference room, there were differences of opinion among the executives.
Some people feel that they can avoid the competition with the distant place and play to their strengths.
If you do n’t do b2b business in the distance, there is no room for competition. Ali will shrink its strength elsewhere and invest limited funds into the already growing industry, which will create greater benefits.
Some people think that if the distance is not done now, it does not mean that it will not be done in the future.
Make concessions now, then make them unavailable.
When the distance is not large, Ali is the right choice to keep up, so that there is no room for expansion in the future.
Publicly speaking, publicly-lawed mother-in-law said that his wife was reasonable, and soon the people on both sides quarreled.
After a while, Ma Yuncai interrupted with a headache: "Everyone said it actually makes sense. If the distance is willing to be in the present situation, it is natural to say.
But do you think this is possible?
Not possible!
Not only did Li Dong's ambition not disappear, but it was even greater.
Therefore, at this time, we must not let it go, otherwise, if there is no control in the distance, then we will become stronger and stronger.
By that time, we really had no way out.
Internet finance still needs to be done, or Alipay will be replaced sooner or later ~ EbookFREE.me ~ and finally become our own internal payment software, instead of the socialized financial payment system now occupying the extremely high market. "
"But ..." Some people questioned again: "But we can't get a license at the moment. If we do it forcibly, we may be caught by a distant place, which is more inappropriate."
Ma Yun tapped on the table gently, and said after a while: "We can't do it, but there are always people who can do it. Bailian, Hua Run, Surin ... These offline giants have this strength.
If there is no way, then choose one or several companies to cooperate.
Anyway, if you can't give up, don't give up.
Abandoned a market today, and abandon another tomorrow, you think it is cutting meat to stop loss, in fact, the meat will only cut more and more.
In the end, we even had to be crushed by Li Dong with a slow swallow. "
Many people nodded in agreement.
At the beginning, the senior executive who refuted Ma Yun sighed: "So, the chairman must keep up, even if Alipay, which has just been independent, once again encounters the distribution of benefits."
Ma Yun was silent for a moment, and slowly said: "I don't want this too, but this one can't be lost. If you lose it, the trouble behind us will be even greater!"
"..."
Everyone was speechless, and finally many people sighed in their hearts. Now Ali is difficult to support and is struggling.
I don't know what Ali ended up in the end.
Far away really wants to defeat Ali like Teng Xun, then when should he go and choose?
With these messy thoughts, although the meeting continues, many people are a little distracted.
Seeing this scene of Ma Yun, his brows became worse.
At the same time, he couldn't help but think of Li Dong, that guy, what did he think of next?