Chapter 870: Troubled autumn

In 2008, it was a troubled autumn.
In January, the heavy snow in the South was not over, and the international financial market began to turbulence again.
On January 16, the PBOC announced that it would raise the deposit reserve ratio by 0.5 percentage points.
The increase in the deposit reserve ratio is actually not a big deal for individuals.
However, for major companies, it is a thunderbolt.
This means that the government continues to curb the money and credit business, the difficulty of lending increases, and loan interest increases.
The monetary policy has tightened further, and businesses that used to rely on banks for food are now starting to live like new years.
On the same day, the National Development and Reform Commission also announced a message.
From now on, the "Implementation Measures on Temporary Price Intervention Measures for Some Important Goods and Services" will be implemented.
This provision is actually very simple, that is, temporary policy intervention on the prices of various commodities.
A few days ago, due to heavy snow, some businesses hoarded, and the price of goods rose again and again.
At this time, when the government intervened, it was obviously necessary to crack down on these unscrupulous enterprises and businesses.
And Li Dong was not idle at this time. As soon as the policy was implemented, he commanded to report major supermarket chains and stores.
Don't blame him for being stingy, it's stupid not to borrow a knife.
Now that the government has handed out the knife, it is normal for Li Dong to use this knife to kill several competitors.
At this time, the government obviously needed to set a target. Li Dong had just reported this. On the 17th, Carrefour's three stores in East China were sealed.
The reason is simple.
This year, no matter what problem can be pushed to the head of the fire, he said that you are not off, you are not off, there are great hidden dangers.
Carrefour had a hard time speaking, they actually knew what the reason was.
Can they blame them?
Yes, they are raising prices, but they can't do it without raising prices!
Just like Li Dong ’s difficulty, if the price is not increased, their goods will be snapped up.
Once panic buying occurs, there is no advance inventory, and no forceful logistics channels, they can only guard the empty supermarket.
It's about to enter the twelfth lunar month, the year is approaching, do they face consumers with empty supermarkets?
Now it's better, the government started to crack down. The first one took them as targets. The head of Carrefour East China was almost mad.
It's not that their family is doing this. China Resources and Bailian are doing it. RT-Mart and Tesco are also doing it.
Why only beat them, because they are foreign capital?
With a sigh of relief in their hearts, they couldn't help it at this time. In China, the government is the big brother. Your Carrefour is useless abroad.
That being the case, it would not make others feel better.
Soon, the Internet, Development and Reform Commission, Industry and Commerce Bureau, Price Bureau ...
All the departments that can manage these things have received reports, and these are the supermarkets of China Resources.
At present, because of heavy snow in the south, many netizens are anxious.
However, there were again unscrupulous merchants hoarding, and in a flash of time, these news ignited the anger of netizens.
News from various major forums, Weibo, and webpages have boycotted major supermarkets. Of course, at this time, "hearted people" did not forget the distance.
It's still far away!
Our national brand is a national brand. You see, not only does the price increase, I heard that online ordering and telephone order delivery services will begin soon.
In order not to let everyone go out of the snow, the supermarket in the distance is really strenuous to serve everyone.
At this time, who does not give a thumbs up!
For China, what we need is a conscientious entrepreneur like Li Dong, and what we need is a conscience enterprise from afar!
There is also Taobao, which is also unscrupulous!
I usually buy things, you can't wait for me to buy them as soon as possible, and they will be delivered immediately.
It ’s better now. Am I living a little farther? Is n’t it a bit snowy here? Actually advised me not to place an order recently.
I go to you!
Why can't you deliver it from a distance, you can't deliver it?
Do n’t tell me about logistics, or about the safety of people. Your people are people, not people from afar?
For a time, the Internet boiled.
The names of Li Dong and Yuan Yuan were frequently mentioned, and they were frequently used for comparison.
You guys think of us when you make money, how can you not be like a distant place, and try your best to serve everyone when in crisis!
...
Yuanfang Building.
Li Dong has been sitting in the headquarters recently.
Seeing these news online, Li Dong couldn't help laughing.
Yes, yes, Li Dong is the conscience of the industry. You finally understand.
Those bad enterprises should just resist it. Otherwise, how can our national enterprises develop?
As for China Resources and Bailian, they are not counted as national brands. They are all state-owned enterprises and they still earn such careless money. Thank you.
Of course, the increased logistics costs of China Resources and Bailian were ignored by Li Dong. I have n’t counted the logistics costs, and you just do n’t count them.
When he was happy, Yuan Chengdao knocked on the door to enter.
Seeing Li Dong smiling happily, Yuan Chengdao was speechless. He knew what Li Dong laughed.
The key is that the boss has no self-knowledge. Is that really the voice of the masses?
That's not always possible!
It took millions of naval forces to know how many of these flatterers were navy, or they were all navy.
Of course, the boss is willing to let him go.
Without tangling these issues, Yuan Chengdao said: "President Li, Vice President Zhang of CCB is here."
"what?"
Li Dong froze for a moment: "CCB, what are they doing here?"
Yuan Chengdao reluctantly said: "For money, when we borrowed money, the planning was all done, but during this time, where did our money go?
Without expansion, most of it is spent on logistics and land.
Especially on the real estate side, there are still billions of which have been vacant, and there is no specific plan.
Recently, the bank has been strict in this aspect. CCB wants to talk to you here, and check the account again. "
Li Dong frowned slightly, but quickly said: "Then let them check, our supermarkets and malls are profitable, and the performance is good.
As for the money from the real estate company, I have plans next.
All in all, we are not afraid to check. "
Li Dong said a little suspiciously, "Is it only checking our family, or are companies that owe money to check?"
Yuan Chengdao shook his head and said, "I forgot to ask this question. I'll check it out."
"No, I'll see President Zhang, I'll know later."
Li Dong suddenly thought of Xu Shengzhe, this thing would not be caused by this guy.
More than 2 billion debts cannot be repaid, which is a big event.
At this time, people in the banking system were afraid that everyone would be in danger, and they were afraid that the distance would also follow Longhua's path.
Compared with Longhua, the distance is not too much.
With a loan amount of more than 10 billion yuan, if something goes wrong in the distance, bank executives on Pingchuan can jump off the building.
Otherwise, banks will not do such things.
...
An hour later, Li Dong sent away a group of people from CCB.
The deputy governor of CCB is quite satisfied, and the far-reaching performance here should be fine.
In the recent snowstorm in the south, the business of the distant place has not been affected, let alone the performance has risen by about 50%.
As for the distant investment in logistics, it is their own business.
Moreover, Li Dong also said that this is the long-term plan of the group. By the way, Li Dong flickered a few words after defeating Taobao. The vice president suddenly stopped paying attention.
The people in the banking system are not fools, and naturally understand why Li Dong should invest heavily in logistics.
They also paid attention to the dispute between distant places and Taobao.
Now Taobao's advantage in East China is lost, but Faraway Mall and Faraway Logistics are rising against the trend. Few companies can really do this at this juncture.
If it had n’t been the most stringent investigation recently, maybe Vice President Zhang would also like to persuade Li Dong to refinance the loan and vigorously develop it.
It's good for them to grow bigger in the distance.
Don't look at the two sides as if there is nothing wrong, in fact, the trouble is big.
CCB has a large number of loans in CCB. In the same way, CCB has always paid the goods and sales from CCB.
As a national retail giant, Yuanfang Mall plus Yuanyuan Supermarket has a daily turnover of hundreds of millions.
With so much liquidity, it is hugely beneficial for them to go through the construction bank.
The scale of the distance is not huge now. If one day, the distance defeated Taobao or the retail giants such as China Resources, it would be terrible to think about it.
At that time, after a day, I am afraid that sales in the distance could exceed 1 billion.
If there is such a day, the CCB, as the headquarters of the distant place, will definitely have benefits and recognition.
In recent years, there are not too many banks that want to pry away from the Yuan Group. If Jiangbei Construction Bank has opened its door to convenience, Yuanyuan will not be determined to cooperate with CCB.
Therefore, as long as there is no problem in the remote business, CCB will not worry that they will not get a loan, and both parties will benefit from it.
CCB is not worried, and Li Dong is not too worried.
As soon as Vice President Zhang left, Li Dong felt his chin and recalled what he had just said.
Not checking his family, they are checking.
The entire banking system is self-examination and self-correction. This is not necessarily caused by Xu Shengzhe, but it should happen to Xu Shengzhe's appetite.
Fortunately, if you don't check the account, you can definitely check Longhua.
Longhua's real estate business is almost concentrated in Jiangbei. Nowadays, there is heavy snow in Jiangbei, the construction site is closed, and the opening of the community is delayed ...
There is no capital backflow, coupled with unstable financial markets, the real estate market is also falling.
In this case, Longhua blew out the flowers and could not prove their ability to repay.
Unless the maturity of 2.2 billion yuan is paid back first, the bank will probably be a little relieved.
Once it was not available, it was not the business of a bank at that time. Longhua's total loans exceeded 10 billion. Once the capital chain broke, these banks would come to collect debts.
Like the previous Menshen companies, Longhua has a high probability of dying out. Of course, this should rule out the possibility of the government bailout.
In fact, it is not easy for real estate companies to obtain government bailouts. It used to be possible, but now it is not.
Unlike the distant place, the supermarket in the far place is a serious business that affects local people's livelihood and economic problems. Real estate companies are not easy to say.
The more he wanted to go, the more Li Dong shook his head, too dangerous.
If Xu Shengzhe didn't deal with it this time, Longhua would be finished.
Even if he can start a new battle, Li Dong is not optimistic. He loses the old name of Longhua. Under the situation that the national real estate market is divided, what does Xu Shengzhe compete with others?
Li Dong, a prophet, was restricted because he was one step behind.
No matter how strong Xu Shengzhe is, Li Dong doesn't believe he can do better than himself.
...
Longhua Group.
As Li Dong imagined, at this moment, a bank did come to check the accounts.
Not one, but several banks are here.
As a lender, companies have no right to refuse bank audits.
The main investigation is the company's fixed assets, sales status, capital backflow ... these series of problems.
The problem of Longhua is not really big. At present, because of the big Blizzard, real estate companies will not have much money to return.
But the point is, there is too little funds on Longhua's books, so little to nothing.
This is not the key point. The key point is that Longhua now has a 2.2 billion fund to be credited. How to solve this problem?
meeting room.
When the person in charge of ICBC mentioned this, the board members all looked at Xu Shengzhe.
Xu Shengzhe said slowly: "President Zhou, we have a grace period for this money for a period of time. As you know, the housing market is depressed at this time.
Coupled with the impact of heavy snow, several of our upcoming communities are unable to open.
But as long as the snow melts, the housing market will definitely continue to flourish.
Consumers who have suffocated a winter will surely soar enthusiasm, not to mention 2.2 billion, when it is doubled, it will be no problem for us.
As for Su'an New City, if it is not affected by heavy snow, our development is coming to an end.
The new city will open soon, you should understand what a new city is open to represent, which represents a continuous flow of funds.
Our investment in Su'an is over 10 billion yuan, you know, and it will be impossible to pay this sum by then. "
After Xu Shengzhe finished speaking, other directors of Longhua also echoed: "Yes, President Zhou, our two cooperation is not once or twice.
This time, our temporary capital turnover is difficult and will be resolved soon.
As long as ICBC has a few months of grace here, there is no problem with 2.2 billion ... "
Governor Zhou frowned and said: "Mr. Xu, and the directors, it's not that I don't give everyone time, but I don't have this right.
I have been checking the accounts recently, and 2.2 billion is not a small amount. I dare not block this hole.
As for the grace time, I can only say that I tried my best to fight for Longhua, but one thing is very clear, it is impossible to pay nothing at all.
The 2.2 billion principal plus interest, and more than 2.4 billion, you are not prepared for half of it. I do n’t think the head office will pass it.
At that time, if this situation occurs, then we can only do business. "
President Zhou said: "I personally believe that Longhua Group has this ability. Mr. Xu, you have to be more attentive to this matter.
I wo n’t say much about the rest. I ’ll go back to the head office to apply for a report. I ca n’t do anything else. "
Xu Shengzhe understood: "I understand this, and I also hope that President Zhou will give us some good words for us.
The strength of Longhua is obvious to all. I believe that this will also be seen from the head office. Over the years, we have never owed any debts, and this time it was really a coincidence. "
Governor Zhou did not say much, and soon took the people away.
Xu Shengzhe has been sent downstairs, waiting for them to go, before the director whispered: "Chairman, what about this matter? Didn't you say ..."
Xu Shengzhe smiled and said, "It's okay, what do you worry about? I have said that there will be no problem in this matter.
Don't we know our strength?
It ’s only over two billion yuan. Not long ago, we also borrowed more than five billion yuan. If we do n’t have this confidence, would the bank dare to lend it to us?
So do n’t worry, just follow our plan. "
Several directors nodded slightly, and they were relieved a lot.
Also, the grace is only for a period of time, and it is not non-repayment.
Longhua's credit is still very strong, and ICBC is a partner for many years, and it will definitely be fine.
Thinking of this, another director said: "Chairman, but no matter how much interest must be paid back, nearly two hundred million interest, we seem to be unable to take it out for the time being."
Xu Shengzhe did not panic and said: "It's just over two billion yuan. Isn't the work stop there in the new city? I remember there should be a project payment. First, embezzle it for emergency. It's almost enough."
"Appropriation of project funds? If this is found out ..."
"Who to check? There are so many things. Let's talk about our temporary emergency. When the spring starts, when the community opens, everything will come back.
It ’s time to start construction, and the money will be paid, right? "
"This……"
Several directors feel a little unreliable ~ EbookFREE.me ~ But there is no other way at this time.
Everyone thought about it and finally agreed.
Xu Shengzhe smiled slightly at the sight, and smiled a little cold.
To the extent of embezzlement of engineering funds, if this news is known to the bank, no amount of credit is enough.
At that time, I am afraid that this money will not give Longhua time.
Kaichun, Kaichun is still two or three months away. During this time, who can guarantee that Longhua will certainly be able to withdraw money?
However, after this time, Longhua's credibility will also be lost, Xu Shengzhe sighed softly.
There are always gains and losses, these are all things that cannot be done.
If the old man supports himself, if the eldest brother takes care of himself, if these directors can obediently obey, and if those shareholders are honestly waiting for dividends, he will not do so.
But these people are not honest, he was forced to this point step by step!
Longhua can only be Xu Shengzhe's Longhua, and his chairman will not be a puppet chairman.
The old man wanted to be too emperor, so he had to ask himself first, right?
Thinking of these, Xu Shengzhe glanced at the front again, which was the direction of the distant building.
At this moment, he really envied this guy.
Although it is difficult to start from scratch, the distance is the guy's private territory. What board of directors and what president is not in front of Li Dong!
After this time, I don't know if I can get what I want.
Xu Shengzhe believes that under his leadership, Longhua will only do better.
At the moment, Li Dong's guy is fighting with Taobao and other supermarket chains, but he can only fight in the nest.
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