Chapter 2865: financial crisis

"Come, sit. I'm fine today, let's chat." The governor told Jiang Fei with a smile.
"Yes! My lord!" Jiang Fei sat on the sofa opposite the consul, and tried to be as respectful as possible, but there was no standard. After all, his identity came from the slum and sat opposite the consul At that time, it seemed normal to be cautious, but if you were sitting in a tight position, and you looked like an old official churros, it would be unreasonable.
"Anyone else in your family?" The governor asked with a smile.
"Subordinates have lost their parents since childhood, and have lived on the streets since childhood." Jiang Fei said, Ralph's life was indeed miserable.
"Ah! Poor man, too." The sigh sighed, and then began to pull home with Jiang Fei.
Chatting and chatting, the family is finished, and then the executor talked and talked about the topic.
"What do you think of the robbery in the Mansion of Life?" The governor asked casually. He really didn't plan to let Jiang Fei say something, so he just talked and talked about it.
"To be honest, the subordinates didn't know very well. Although I was the head of the security department of Life Building at the time, the floor structure map in my hand only reached the tenth floor, and the contents of the tenth floor were still hidden, so I did not know how There are eleven floors underground, "Jiang Fei said.
"Then, when I heard that something went wrong, you went too." The consul asked.
"Well, I also went there. There are many safes on the eleventh floor. I don't know what is stored in it. It looks like it should be important. About one third of the cabinets have been opened." Jiang Fei To be honest, because these things are so good to check, he lied here, it was completely uncomfortable for himself.
"Don't you know what's in the safe?" The sheriff asked.
"I don't know ... it seems very important, but they didn't tell me and told me not to mention the theft." Jiang Fei said.
"Do you know Yueling Jing?" The governor did not know what he thought. Maybe he really trusted Jiang Fei very much, or maybe because he wanted to train Jiang Fei to fight against Colonel Kono, so he actually put Yue Lingjing The matter was brought up with Jiang Fei.
"I know, this thing is very valuable and can be exchanged at any time in the bank." Jiang Fei said.
"Yes, generally speaking, this is the case. Banks rely on a large number of moon spirit crystals as a base before they can issue banknotes. Without moon spirit crystals as a guarantee, they issue waste paper and no one will admit it." Officer said.
"What do you mean?" Jiang Fei pretended to be silly.
"You think, if the bank guarantees that if you come over with the banknotes at any time, it can exchange them for Yueling Jing at any time, then do you think that the notes are equivalent to Yueling Jing, and it will be more convenient to use paper money? So, save Yueling Jing in the bank, and usually use paper money for consumption? "The executor also knew that Ralph, a poor man, had not gone to school at all, but in order to train him, he explained to Jiang Fei patiently.
"Yeah, that Lingjing was so inconvenient to buy things, and if you buy some gadgets, it will be troublesome for people to find change!" Jiang Fei continued to play his role.
"But what if Yue Lingjing stored in the bank suddenly disappeared and couldn't be exchanged, what would you do?" The consul continued to seduce.
"Certainly go to the bank, of course, how much can be cashed out, or else what's the use of holding the waste paper?" Jiang Fei said.
"Then why don't you change it?" The consul asked.
"Usually the bank has enough Yuelingjing. When do I go and when does he have it, then what do I change out for? But if he does n’t have that much and I do n’t change it, not everyone else will change it. I Isn't the banknote in your hand gone? "Jiang Fei said.
"Yeah, so when everyone goes to exchange, the bank will not go bankrupt?" The consul asked.
"How is it possible? Now that the bank guarantees that they can exchange at any time, it means that they have enough Yuelingjing to exchange all the banknotes!" Jiang Fei continued to pretend to be stupid.
"Hey, you really read more. When the bank issued the banknotes, it was not one month Lingjing, and the corresponding banknotes were issued. They are one month Lingjing, issuing double or even three or four times banknotes!" Said the consul.
"Isn't that a pit person? In case everyone goes to exchange, they won't show the stuffing?" Jiang Fei asked in cooperation with him.
"What did you say just now? As long as people guarantee that they can exchange at any time, you won't do it! Even if someone is willing to exchange, the bank can give it, but you can't exchange it for a few days, and find that the bank can always fulfill the promise, you You will find it difficult to use Yue Lingji, and you will exchange them back for banknotes, so as long as the bank can guarantee that it can handle a certain degree of exchange, they will not overissue banknotes. "The executive said.
"Since this is the case, why are you afraid now?" Jiang Fei continued to cooperate and asked.
"Now, one-third of Yuelingjing stored in the bank is stolen. If it is passed on, the common people are not crazy yet. Anyone is afraid that they will be late and cannot exchange it for Yuelingjing, so they will definitely go crazy at the bank. "The bank's bank itself is over-issuing its currency, and now it has lost one third of the Moon Spirit Reservoir, they must not be able to cash it." Said the executive.
"What then?" Jiang Fei asked.
"Then there are only two options for the bank. The first is to continue the exchange. After Yue Lingjing exchanges all of them, they go bankrupt, and the rest of the banknotes are all waste paper." Said the governor.
"What about the second option?" Jiang Fei asked again.
"The second is to refuse to redeem ~ EbookFREE.me ~ or limit redemption. In this way, although the paper currency will not immediately become waste paper, it will also depreciate madly. People who could have bought a thing at that time may even You can't buy half or a third! "Said the consul.
"If that's the case, it must be a mess!" Jiang Fei said.
"Yeah, so you now understand why this matter must be kept absolutely secret, right?" The consul asked.
"I understand, but how is the problem solved?" Jiang Fei asked.
"The immediate priority is to block the news, but there is no airtight wall in the world, and the news will spread out sooner or later, so you must seize the robbers during this time and recruit those moon spirits. When the time comes, If you let it go, the common people will be at ease. If they don't run the bank together, the bank will continue to operate, "said the official.
"Oh! Oh!" Jiang Fei nodded. In fact, there are other ways besides this method, which can also solve this trouble, but that is all the attention of financial experts in the three-dimensional world, and gamma space is relatively relative. Too small, the financial world here is relatively stable, so they have not experienced a crisis at all, and they can think of these two possibilities, which is already very good.