Chapter 1245: Running tide

Yin Jun was right.
In the next few days, the nine major banks such as Hang Lung Bank were in a storm of crazy runs.
Although they have limited the amount of money that each depositor can withdraw each day and restricted the hours of operation, the number of people who line up at various branches of the bank every day has never been reduced.
Many of the teams that lined up for a day, but in the end were savers who had not been able to get the money, were all infected by the anxiety, and many people began to make noise and excessiveness.
People with a little grumpiness even want to hit the counter.
At this time, the police officers came in handy.
No matter who they are, as long as there are signs of outbreak and madness, the police will always rush over, take them to the uniform, and take them away.
With this kind of thunder means, finally did not trigger the outbreak of the group.
But the police inspectors were highly nervous and tired. Over the past few days, hundreds of people have been exhausted.
The most terrible thing is not the running of these nine banks.
The most terrible thing is that apart from these nine banks, many of the remaining banks have also been involved.
"Have you heard? Xx Bank is actually a big problem!"
"No way?"
"Really, I also heard that bank is the same."
"Then should I withdraw my deposit?"
"I think it should be taken out, deposited in HSBC, and deposited in Standard Chartered! These two banks are the biggest guarantee!"
"What? You haven't taken it out? I have only recognized these two banks for a long time! In Xiangjiang, they are still more reliable!"
"You're right, I'll get the money right away!"
"..."
This kind of conversation began on the first day when the nine major banks were run. Gradually, as people became more and more dignified, the effect became more prominent.
I do n’t know if the nine big banks saw that they were so hard, so they deliberately spread rumors and wanted to drag everyone down, so that their lives would be better and they would not be targeted that way.
But it is undeniable that, with these rumors, suddenly other banks are having a hard time.
Especially the Xiangjiang Commercial Bank, which has been enjoying a splendid view in recent years.
The friendship between Chen Youqing and Yin Jun is the best publicity weapon of Xiangjiang Commercial Bank. With the full support of Kirin Group, Xiangjiang Commercial Bank has developed very rapidly. In the past two years, there has been a trend of becoming the sixth largest bank in Xiangjiang After HSBC, Standard Chartered, Bank of China, East Asia and Hang Seng.
Xiangjiang's market share is only so large, if you eat more, others will eat less, and naturally someone will be dissatisfied with you.
In the past, when the market was good, everyone could be patient.
But now Xiangjiang's financial industry is in chaos, so don't blame me for shooting you.
As a result, many rumors against Xiangjiang Commercial Bank were overwhelming.
Legend has it that they failed to invest and lost more than a billion.
Legend has it that they loaned 500 million yuan to Diners Credit Finance Company, and ultimately lost their blood.
legend……
After such a series of legends, there are more and more crowds at the entrance of Xiangjiang Commercial Bank.
At the entrance of their seven or eight branches, the number of people who come to withdraw money every day has increased from a few hundred to two or three thousand at once, which is terrifying.
In response, Chen Youhan and Kang Xinyuan were so busy that they were very nervous.
When it comes to loan issues and investment issues, which bank does not do this?
Any bank, the reserves in their treasury, and the deposits they absorb are definitely not equal, and they must be less than the deposits they have received, otherwise they will not be able to operate.
The same is true for HSBC. They also have a lot of foreign loans and investments.
Why does it say that we are not doing this well?
Although we also have non-performing assets, our operations have always been normal!
The aggrieved Xiangjiang Commercial Bank, no matter how unwilling, is still having to deal with people who withdraw money all day long.
In the past two years, every bank has borrowed a lot of money from real estate, including Xiangjiang Commercial Bank.
Yin Jun loaned a total of US $ 3.7 billion, US $ 3.2 billion was loaned from HSBC, and the remaining US $ 500 million was loaned from Xiangjiang Commercial Bank.
At the beginning of this year, Yin Jun even paid off the 500 million US dollars of Xiangjiang Commercial Bank, and then Chen Youhan could n’t help but grind all the money from a group of old friends. No, no payment.
This has resulted in the current shortage of funds of Xiangjiang Commercial Bank. It can only be said that normal operations are maintained on weekdays, and the situation of lending to the company is also prudent and the amount is not large.
According to the current withdrawal scale, although all banks have certain restrictions, if there is a run like Hang Lung Bank, the gap of Xiangjiang Commercial Bank should be about 3 billion Hong Kong dollars.
If you want complete security, you will get 3 billion Hong Kong dollars.
Seeing that in two or three days, all the reserve reserves of the bank had to be used up, Chen Youhan was forced to do nothing, and he could only ask Yin Jun for help.
"Ajun, you took me a hand and let me survive this level. Uncle Han will appreciate you!" On the phone, Chen Youhan was full of anxiety and pleading.
This is the fifth day after facing rumors and running.
After asking for help from friends who are doing financial business in the bank, after finding a lot of high-value loans, Chen Youhan was exhausted and did not know where to collect his money.
So he could only call Yin Jun and ask Yin Jun to lend him money.
Everyone knows that Yin Jun has a lot of working capital, but apart from Yin Jun, Yin Jun ’s closest friend, no third person knows the exact number.
At a time when every penny is precious, Chen Youhan just expects to see him having such a good relationship and lend him three or five billion Hong Kong dollars for emergency.
As long as he survived these two months, Pangu Bank in Thailand, who was unable to withdraw funds for some things, would transfer himself 2 billion Hong Kong dollars to help Xiangjiang Commercial Bank overcome the difficulties.
So in any case, he will have to endure the most painful days. Don't wait until his father's assistance, it has already fallen before Li Can.
Yin Jun's life is very good, if there are thirty or fifty million, there must be no problem.
But the problem is that everyone is short of money now, and Yin Jun has so much business in his hands. Will he want to lend his precious working capital to himself? Chen Youhan really doesn't know.
And Yin Jun's answer is also very simple.
Without hesitation, just a word.
"it is good!"
When Yin Jun hung up the phone, Chen Youhan did not respond.
Kang Xinyuan next to him looked ugly: "Why? Didn't you agree? Even Ajun can't be trusted?"
Chen Youhan was a bit dazed and nodded subconsciously.
Then the anger of Kangxinyuan broke out, "Humph, they say that they will see people for a long time, and they will see people in distress. How did he get up in the past? Did n’t you rely on the 50 million loan you gave him !? After that, Which one of his developments did we not give him a lot of help? Now that we ’re in trouble, we are in trouble. Ask him for help. He did n’t give a helping hand at all. It ’s such a gentle gentleman!
"what?"
Chen Youhan was awakened by his explosive roar and stared at him in surprise: "What are you saying? Why doesn't Ajun help?"
Kang Xinyuan was stunned, this is not true!
His immediate spirit was revived, and he was full of hope and disappointed and asked, "Don't Ajun reject you?"
"Where is there!" Chen Youhan shook his head and smiled.
"But he didn't say a few words."
"What does it mean without saying a few words, he just said a word ... Ok!" Chen Youhan shrugged.
"Oh!?"
After Kang Xinyuan understood it, he also laughed dumbly, "This Ajun is really unusual!"
I thought that I had misunderstood Yin Jun. Kang Xinyuan was a little embarrassed, but I was relieved in my heart.
Yin Jun is now one of the richest people in Xiangjiang, with a net worth of more than 8 billion Hong Kong dollars. As long as he is willing to help, then it is definitely a gift from the snow.
First of all, morale is enough to inspire the military spirit of the bank.
Everyone knows that Yin Junken is willing to lend money to Xiangjiang Commercial Bank, so the trust in Xiangjiang Commercial Bank will also increase, and maybe those run-offs will not happen again.
After being happy, Kang Xinyuan suddenly had a problem in his heart. Then he discovered why Chen Youhan knew that Yin Jun was willing to help just now ~ EbookFREE.me ~ was still in a trance.
"A Jun promised to be too refreshing, but how much did he want to give us?" Kang Xinyuan said, "Youhan, you can call him again and ask clearly, we can arrange it here!"
"How do I call? The people neatly agreed to help borrow money, so I am so cheeky to ask how much you lent me?" Chen Youhan shook his head again and again, "I can't ask."
"If it doesn't work, I'll ask." Kang Xinyuan thought about it and picked up the phone.
Chen Youhan hurriedly stopped, "No need, don't use it. How much did he lend us? Don't you know tomorrow morning? Let's talk about it today! Don't worry!"
Kang Xinyuan looked at his old friend, thought about it, and finally put down the microphone.
"Friend, your personality should be changed!" Kang Xinyuan sighed: "How are you doing business like this?"
"Who said my personality needs to be changed?" Chen Youhan smiled. "Look, today, A Jun is willing to help me. Isn't it because of my personality that I helped him before?"
Kang Xinyuan didn't know how to laugh.
I think so.
Old friends are not very good at doing business, but they are absolutely one-of-a-kind.
Before he borrowed money from many friends, friends also borrowed more or less, this is the embodiment of personality charm.
If other businessmen are changed, where is it possible to borrow money at this time?
Everyone is afraid that you will collapse, so the money will be lost!
At this time, another thought also appeared in Kangxinyuan's heart.
How much money will Jun Jun lend to us?
Or ask more directly.
In A Jun ’s mind, how much is it worth for him to pay for his friend and elder benefactor?