Chapter 301: Lever of wealth

Yin Jun used to hear people say that real businessmen do not use their own money to do business.
They won't do as much money as ordinary people do.
They usually have a dollar and dare to do ten yuan.
How to do it?
Of course, loans from various banks and financial companies.
Yin Jun in the previous life was resolutely afraid to borrow money to do things, so he didn't have a loan to buy a house. Naturally, many girls were reluctant to continue blind date with Yin Jun after hearing it.
But in this life, Yin Jun has been borrowing money since he started his business.
His loans are all from Xiangjiang Commercial Bank. Currently, 160 million have been lent, which does not include the credit guarantee of US $ 20 million he made Xiangjiang Commercial Bank and Citibank. In fact, 3 million US dollars has been hit on the account of Lucasfilm, so it is equivalent to Yin Jun owing Xiangjiang Commercial Bank about 15 million Hong Kong dollars.
Xiangjiang Commercial Bank is backed by Pangu Bank, which has a very abundant capital reserve, and Mr. Chen's friends all over the world can mobilize such things as 10 billion Hong Kong dollars in one sentence.
So they actually never worry about the lack of money.
However, Yin Jun alone had loaned nearly 200 million Hong Kong dollars from them, but the collateral had only one piece of land and 20 scripts, which made the Board of Directors have some opinions.
Of course, such words cannot appear in the mainstream.
Both Chairman Chen Youhan and Managing Director Kang Xinyuan are very optimistic about Yin Jun.
The rising price of Tianshuiwei land has also become the best evidence to support their vision.
It is said that there are more than 20 real estate developers of all sizes who want to buy land in Tianshuiwei. Even if someone has already opened the price of 30 or 40 per square foot, the Zhao family is not at all interested.
According to internal information from the Zhao family, they are now in no hurry to sell the land.
On the one hand, there is not much land in the Zhao family, that is, about 200 hectares. If you sell more, you will not have much.
Secondly, the Zhao family is waiting for Derun Group and Yin Jun's development.
When the land was developed in two ways, it would not be the price of thirty or fifty at that time, at least seventy or eighty, or even 100.
At that time, whether they were sold or developed by themselves, they were all at ease.
Seeing Yin Jun's land continue to increase in value, what are they worried about?
But Yin Jun did not stop there. He came to Xiangjiang Commercial Bank again and wanted to apply for a loan again.
It's just that this time he didn't take the land, but the shares of Wharf and Cheung Kong Group.
There are 14.6 million shares of Cheung Kong Group in Yin Jun's hands. According to the current average value per share, it has fallen by a little, which is about 90 million yuan in market value.
Wharf Yin Jun has 1 million shares, but the market value of Wharf is much higher.
Although at the beginning of this year, the performance report showed that Wharf ’s profit was not as good as expected, and it also fell partly, but now as real estate continues to boom, Wharf, which has many land reserves, naturally rises and has risen to HK $ 40 per share Looks like.
So the market value of the Wharf shares in Yin Jun's hands is 40 million Hong Kong dollars.
Adding in the total of 130 million shares in his hand, he has almost offset his loans by seven or eight.
This is also one of the reasons why Kang Xinyuan is very optimistic about Yin Jun's change of attitude.
Yin Jun's two loans were for the purchase of these two stocks, but these two stocks belonged to Yin Jun's private property and had nothing to do with the loan. Therefore, Yin Jun can use these two stocks to mortgage again.
This kind of loan method is a bit of speculation and gambling.
Yin Jun has also seen this way of accumulating investment in many cases long ago.
For example, I have a house in my hand, and then I mortgaged 1 million and bought the second house in full, and then I mortgaged the second house to buy a third house ... and so on. Continue until ten sets of eight sets.
During the whole process, I actually paid for the first house, and the rest of the money was bought through hard work, and then I have to bear the loan interest of these ten sets of eight houses.
When the price of the house rises, I sell the last set, and the money I earn pays the interest on the loan, and also offsets part of the loan.
When the price of the house rises again, then I sell the penultimate unit again, offsetting interest and loan principal again.
After three or five consecutive visits in this way, all of my loans were paid off. In addition to my own house, I still have two or three sets, or even three or five sets.
Is this cool?
Does it look like a white wolf with empty gloves?
Many people in the Mainland have made a lot of money in real estate on this basis.
But there is one thing, which is the most important prerequisite, that is, you have to ensure that in three to five years or even seven or eight years, real estate has been rising in price, and has not plummeted.
Only in this way, you can earn those differences through the value of the price increase and earn several houses.
Obviously, people from the north to the Guangzhou-Shenzhen, and even many people in second- and third-tier cities, have encountered such a good time that real estate only rises and falls, so they make money.
If this happened in Japan in the 1990s, or in the United States around 2008, or even Xiangjiang around 1997, then ...
The horrible and tragic events like dumplings on the top of the building around the Shenzhen Stock Exchange will definitely not be staged.
Yin Jun now uses a similar method.
Use the principle of leverage to leverage loans to obtain more wealth.
Yin Jun has never been rash. The reason why he did this is because he knew that the real estate and stocks in Xiangjiang had gone up in madness in recent years, especially the land and companies he valued.
Therefore, Yin Jun dared to invest so hard.
Chen Youhan also heard about Yin Jun ’s manga industry. Now that he is applying for a mortgage loan, he is actually for the manga industry.
"A Jun, you are now working as a screenwriter for movies and TV series, and you are also working in the stock market, and then you are investing in the property market ... Now that you are going to enter the comics industry on a large scale, are you busy?" Chen Youhan like this Asked Yin Jun.
Of course he was kind, worried that Yin Jun would not be bad because of greed, and ended up failing many things.
You know, after Chen Youhan came to Xiangjiang, the person who admired and supported the most was Yin Jun.
He hopes that Yin Jun can become a super rich with his own support, so that his father and younger brother will see. Although his business talent is not so amazing, his eyes are still integrated with the tradition of the old Chen family, which is absolutely first-class .
Therefore, Chen Youhan least wants to see Yin Jun fail, so he can persuade him.
Yin Jun also naturally respects this banker who has helped himself unselfishly. In addition, he also needs his help in terms of loans, so the teenager can discuss things with him in a little more detail.
"Uncle Han, I do stock investment and real estate investment, in fact, for me to be my own entertainment media empire." Yin Jundao, "So what I really want to do, the scriptwriter of the movie and TV series is the beginning, the real first step Yes, this is the comic industry. I need it to cover the entire Asian cultural circle, so that they are used to finding happiness in my comics. This will form a powerful cultural propaganda and make them more unique to our culture. With a sense of identity, when I make movies and TV shows in the future, they will complement this comic and play a multiplier effect. "
Yin Jun did not say that the real bull of the comics industry is more than its sales of comics. In fact, it is a small profit.
The comic industry as a whole, the most profitable is its peripheral products, which can cover every corner of life-if you are famous enough.
For example, if I wear clothes, I can wear cherry or Xiaoxin, I can wear shoes, I can wear Naruto, the cup I use can be a portrait of Lord Abu, and the pillow I sleep can have Ling Polly Portrait ... This is where all aspects of life have developed, but it is not a small industry.
Then what are the limited edition souvenirs, various specially made versions, and so on, specifically to search for the money of the rich children, and they will be happy to say that it is worth it.
The best comics can also be made into animations sold all over the world, earning millions and tens of millions in one episode, just like playing.
There is also an annual big movie version, which can be accounted for tens of billions of billions every year, what's wrong?
There are even more powerful comics, such as the live-action movie "Transformers", which can't count the money!
Such a broad and beautiful prospect, Yin Jun and Chen Youhan said it was useless and impossible to say so.
Keeping your secrets from the future is more important than convincing a person.
Therefore, Yin Jun only talked about media and entertainment.
Chen Youhan actually agrees with Yin Jun on this point.
The culture of China has always been so quiet, Yin Jun can think of multi-pronged culture and entertainment industry, which is a kind of forward-thinking ~ EbookFREE.me ~ But, do you have any experience in manga ? He also said that he would sell 5 million copies, which made many people laugh at you. Chen Youhan said a little worried.
"I'm doing comics for the first time, but the core of comics is storytelling. Don't you believe in my ability to tell stories, Uncle Han?" Yin Jun said, "What's more, I still started from Shanghai Hai Fine Arts Film Studio More than forty famous artists have been invited. Their art skills are repeated. No one dares to say that they are better than them.
"You also invited them to come?" Chen Youhan was originally a knowledgeable person. He was surprised, but this was something the outside world didn't know about.
Unexpectedly, Yin Jun invited the elite of the Shanghai Haihai Art Film Studio silently, this is a great art animation talent!
He is also the one who has watched Master Wan's "Troublemaker"!
"Well, I have reached an agreement with them. If I need it, I can invite people to come over without restrictions." Yin Jun blew the bullish voice. "If these people really don't work, I'm going to invite Wan Sanye and Wan Siye. Can you still trust them? "
"Sin and sin, the old man is so old, what is he going to do back and forth? Just their disciples and grandchildren are enough." Chen Youhan quickly said, and then he was full of relief: "Huang Yulang and Shangyu Xiaobao counted as personal things in Xiangjiang, But their screenwriting ability is not as good as yours, and their drawing ability is even less likely to be compared to the famous masters of Huhai Fine Arts Film Studio ... Ajun, you really are doing things calmly! "
Speaking of which, Chen Youhan has no doubt about Yin Jun's comics.
What he is thinking about now is whether Yin Jun can reach the 5 million copies per issue he claims.
If it really is as good as Yin Jun said, it is not a problem to say 5 million copies, 1 million or 2 million copies, right? (To be continued.)