Chapter 364: Don't be complacent!

After Kang Xinyuan said this, Chen Youhan sighed and said, "Ajun, what are you going to do next time? Tell your Uncle Han in advance, don't let me be taken aback. God" ... " ... However, to be honest with you, "Kylin Weekly" is so hot, did you really predict it in advance? "
In May and June, Yin Jun and Huang Yulang and other people in the comic industry had an argument.
At the time, Yin Jun said that his goal was 5 million copies, Huang Yulang and others were sneering, but now the facts slapped them fiercely, because the sales volume is not 5 million copies, but much higher than 7.2 million. book!
At that time, everyone felt that Yin Jun was talking about his long-term goals, but now everyone is discussing whether Yin Jun is really so confident, and guessed that his comics are popular in advance.
If that's the case, Yin Jun is not just talented, it's also amazing how to grasp the market!
You can fully grasp the market for TV dramas, so that's enough. Now you can make comics well. Do you want people to live?
"I referred to the big market in Japan, so I had such a plan." Yin Jun said, "I just didn't expect such a purchase in the Japanese market. The sales volume of 4 million copies has exceeded my imagination ... They People in China are very surprised. How can a manga made by Xiangjiang people actually sweep all their manga weekly and become the first in Japan? "
"Oh, genius is of course different from others." Kang Xinyuan answered, "Actually, I knew that your comic weekly sales will be good, because you will write stories the most, is the comic the most important thing is the story? Then there is Shanghai Hai The masters of the art and film studios came to help, and it was normal to sell well! It ’s just 7.2 million copies, which is amazing! "
"By the way, I heard that other countries, including Europe and the United States, have distributors who want to talk about the introduction?" Chen Youhan asked.
"Well, there are dealers in the UK and France in Europe, and there are book dealers in the US, Canada, and Brazil. But they do n’t ask for too much, and the United States only needs 200,000 copies, and the conditions are still harsh. "Yin Jun said," So we decided to wait and wait. "
"Oh, yes, don't worry now!" Chen Youhan nodded.
After so much gossip, Kang Xinyuan was a bit unsteady. He directly asked Yin Jun: "Jun Shao, before you came, you said that there are big businesses wanting to take care of us. Are you ready to invest any more?"
"Yes."
Yin Jun nodded and said with a smile: "I want to do some investment business, but I have no money. This time I have to come to Uncle Han and President Kang to borrow money."
"No problem! We are doing this business! The more you borrow, the better our business will be, and we can make money with you!" Kang Xinyuan said with a smile, "According to my and Hanhan's estimates, with your present The amount of assets, coupled with our relationship, we can give you up to 600 million loans. And you do n’t need to take the shares of Cheung Kong Group, you can take Qilin Company as a mortgage. "
Do n’t look at it now everyone is saying that Kirin can value HK $ 1 billion with Kirin Weekly, but it has only issued 5 weekly issues after all. It has not been verified by the market for a long time. After the freshness passed, suddenly the sales plummeted, and then collapsed?
Bankers must definitely consider this aspect.
Therefore, Xiangjiang Commercial Bank can provide Yin Jun with a loan of 600 million Hong Kong dollars. It is already very kind. Apart from them, there is no second bank that can give it.
On the one hand, they are able to give a loan of 600 million yuan. On the one hand, they are indeed optimistic about Yin Jun. On the other hand, they also have a long-term cooperative relationship.
"it is good!"
Yin Jun said with a jaw: "But I need to mortgage the shares of Cheung Kong Group and loan another 200 million Hong Kong dollars."
"Why are there so many?" Chen Youhan frowned. "A Jun, a successful investment like Changshi Group can't always be there. If you make a right investment, you can't be complacent. If you borrow too much, and this The development of a company is not as expected. The heavy loan interest pressure will make you breathless! 800 million Hong Kong dollars! There is not so much assets in a company! Even if the interest rate is 5%, it will be 40 million a year. Do you eat enough? "
Chen Youhan said this, but it was not the words of a banker.
The banker ’s philosophy is usually that as long as you have enough collateral, I will lend you money no matter what you do, and even I ca n’t wait for you to go bankrupt, so that I can handle your high-quality collateral logically.
Chen Youhan is different. It should be said that their Chen family is different. Pangu Bank never makes money in this respect. They don't rely on loans to make profits at all. Even customers who do not want their loans to go bankrupt.
What they like is to train an entrepreneur, as he and his company grow, so that the entrepreneur will become his loyal customer, at least for decades.
In the past few decades, Pangu Bank has thus become the largest and most popular bank among Chinese entrepreneurs.
Southeast Asia basically does international banking business through Pangu Bank. Dozens of famous super rich in Chinese circles are all loyal users of Pangu Bank.
This also brought huge returns to Pangu Bank.
So Chen Bicheng taught them a truth when they were young.
Money is not important.
People are more important.
As long as there are people, money will come endlessly.
You only have money, but no one. No matter how much money you have, you can use up the day.
Especially for the Chinese, the most important thing is a "love". The grace of dripping water should be reported to the spring. This sentence is not just a talk.
As long as you truly gain the gratitude and friendship of others, even if you fail to do business, people will still be able to lend you millions and tens of millions to make you rise again.
When Chen Bicheng opened a branch of Pangu Bank in Indonesia, he encountered such great difficulties. Isn't it that the seven major Chinese businessmen in Indonesia smashed 10 million US dollars into Pangu Bank, causing a sensational effect, and finally opened the market?
Without the hard work of previous decades, who might help you this way?
Chen Youhan is honest and honest, he remembered his father's words, and he did so in Xiangjiang these years.
It's just that Xiangjiang's business atmosphere is stronger, not as simple as in Southeast Asia, and banks have more choices. Therefore, the development of Xiangjiang Commercial Bank has always been quite satisfactory, and there has not been such a big explosion in Southeast Asia.
But Chen Youhan has never changed his original intention, so the reputation of Xiangjiang Commercial Bank is very good.
He thought that was the case, and Yin Jun chose his bank to cooperate.
Therefore, Chen Youhan has a greater sense of responsibility for this young man who is like his nephew. Therefore, he heard that Yin Jun wanted to borrow 800 million yuan. The first reaction was to persuade Yin Jun not to be complacent.
At least the statement of "getting ridiculed" is not a person with a particularly good relationship, and it is impossible to speak out, because most of the words will offend people.
Yin Jun smiled and said, "Uncle Han, I am not investing in a company. I plan to make three investments."
"Which investments? Can we help you?" Kang Xinyuan could finally plug in. "Jun Shao, we Xiangjiang Commercial Bank also has its own securities investment department. If you have investment in securities, you can come to us. Do it! It's confidential and can help you complete the task, and it can save some money, right? "
To be honest, Kang Xinyuan was very dissatisfied with Yin Jun's previous loan and actually entrusting other securities companies to buy shares of Wharf and Cheung Kong Group.
Everyone is own, you should be able to take care of us, our ability is not bad!
Moreover, you give us the business, our funds do n’t have to go out of the bank, and can be converted directly internally, so that the operation of the bank is very good, the business is increased, let alone, the capital account is also safer!
But Kang Xinyuan did not know that Yin Jun actually had this meaning long ago.
This time, his stock share in Cheung Kong Group was first checked out by Li Chaoren, and then Jardine and Taikoo were also checked out. This seemed to have no secrets, which made him very uncomfortable.
Yin Jun was still looking for a famous securities company in Xiangjiang. I didn't expect them to be like a sieve. They could not keep secrets at all.
So Yin Jun thought of the Securities Investment Department of Xiangjiang Commercial Bank. Although the scale was much smaller, with the control ability of Kangxin Park and Chen Youhan's character, there should be no problem.
After hearing this, Yin Jun said: "It happens that all three of my investments are related to the stock market. I wonder if your securities investment department can take such a large list? Can it be operated and kept secret? Trustworthy? "
"Relax!" Kangxinyuan was very happy ~ EbookFREE.me ~ promised quickly: "It is the university student of Youhan and I who are in charge of the securities investment department. The securities companies are a little bit worse, but they are more cautious and careful, but this is why our securities investment department hasn't grown very much. "
Chen Youhan also said, "Well, don't worry about this, Ajun, they are all trustworthy."
Yin Jun smiled suddenly, "Well, then, please!"
"Okay! No problem! Which three companies are you planning to buy?" Kang Xinyuan was delighted, and had some gossip and curiosity.
Now Xiang Jiang does not know how many people want to know what Yin Jun will invest next, especially in stocks.
If it leaks out what stock Yin Jun wants to buy, then that stock will definitely rise!
Of course, it is impossible for Kang Xinyuan to leak information, but everyone has the heart of gossip.
He also wanted to see if Yin Jun had discovered any bull stocks again!