Chapter 401: Raising funds to build a house (Part 2)

"As the intellectual youth returned home, the housing in the city became tense at once, so now many cities returning to their hometowns. The young people in the city began to have an idea, that is, the unit raised funds to build a house." Tian Chengping explained "In other words, the land is given by the unit, and the tax-exemption policy is issued by the state, and then the employees of the unit pay for the construction of the house together. If the unit has insufficient money, the unit will make up for it. Only one part can be written, the other part is on the side of the unit. "
"Build a house? Then where do we have so much money?" Li Danmin uttered his tongue, "Why don't we give one-fifth, the rest of the group will help out? Anyway, property rights do not matter, as long as we live Wherever possible! "
"If we have this money, where else do you need to raise funds?" Gao Hong said with a cry of laughter: "We have calculated it. If we all repaired according to the previous tube building, a 40-square-meter house, the cost is about 3000 yuan. If you repair 200 houses, it will be 600,000. If you go to the alms, you can get up to 100,000, and add our old foundation, the total number is not more than 200,000. If you want a house, then yourself You get two thirds, at least! "
Two thirds is 2000 yuan.
Now, the average salary of the Jiangnan Kunju Troupe is only about 50 yuan. If you do n’t eat or drink for 40 months, you can get a house for more than three years.
Li Danmin calculated it, and he felt sad and cried, "I have to save at least three years! I have to eat and buy things on the way!"
Ge Dexin's face twitched, and his tone of voice was very calm. "Xiao Dan, how do you put the burden on yourself? Not all of you still have parents. Can relatives and friends support them? Think about it, You borrow their money first, after buying the house, after you have your own nest, and then slowly return them, isn't it good? If you miss this opportunity because you have no money, I do n’t know how long it will be. There is such an opportunity! "
Li Danmin's eyes lit up and nodded again and again, the director said really well!
This is the reason!
I have to borrow money to buy a house!
But Zhang Fangqin next to it couldn't help but coughed and said: "But, there are not many people in our group with good family conditions. Most of them are children from the countryside. Where can they provide financial assistance at home? It's a pity ... if they don't raise enough money and only a few dozen have the money to buy, our house doesn't know whether it should be repaired! Those who don't have money, how sad it looks, is not conducive to unity! "
Li Danmin was a little bit fancier, but it was a bit stunned immediately. These are the things of the leaders. Tell me what does this do?
Before she wanted to understand, Tian Chengping here took the call, "Manager Wei, you are from Xiangjiang, and you are also in charge of a large company. I heard that you gave it to Shanghai Haihai Fine Art Film Studio For foreign employees, the converted bonus is more than 7,000 RMB in a month, can you get 100,000 yuan a year? "
Wei Xiaofan moved his heart and said: "Almost, they work very hard, and the company's prospects are very good. Naturally, people should be cherished."
"Xiangjiang's earning money is different from ours. You must be much more lenient than us .... I don't know if you can lend us a sum of money so that we can repair these houses?" Gao Hong is really forbearing I ca n’t live anymore, because she is a woman, and it ’s easier to talk. She said straight away: "Xiaodan is from our group, and Jiangnan Kunju Troupe is her family. If you can lend us money, we will repair the house. The brothers and sisters here will definitely be grateful to you! "
"what!?"
Li Danmin didn't expect the regiment leader to say that, and he was stunned for a while.
How can I borrow money from Brother Xiao Fan after raising funds to build a house?
How much does it cost?
Wei Xiaofan was not surprised. Speaking of raising funds to build a house just now, he thought that they might do so.
But Wei Xiaofan will not be angry, he also considered this issue before.
Wei Xiaofan, who has lived in Xiangjiang for so many years, certainly knows the importance of a house to ordinary people.
Especially the people in these cities.
There is no rural homestead, and the housing problem is very troublesome.
Moreover, there are no real estate developers to build commercial houses in the mainland, which adds to the difficulty of people living in new houses.
He had also thought about how to deal with housing problems if he wanted to settle down in Lin'an.
Staying in a hotel is definitely not possible. This is all a family business, so you should have your own home. What is a couple living in a hotel?
But Lin'an doesn't have a suitable house to buy and sell now. Even ordinary people don't dare to sell you a house-where did they live?
Even if there are willing to sell, but not necessarily suitable.
So this problem still puzzles Wei Xiaofan.
Therefore, hearing this idea of ​​borrowing money, Wei Xiaofan thought about it more.
"Leaders, how are you going to borrow money? What kind of mortgage do you use? How do you calculate interest? What guarantee do I have?" Wei Xiaofan asked Zhangkou just like this.
Several people listened to each other.
They thought about borrowing money, but what the was the collateral?
Can I run a unit in a country?
As for interest ... they haven't really thought about it, they just want to borrow money.
This is the thinking of the people in this era. It has just entered a new era, but many aspects of thinking have not kept up.
Even Li Danmin couldn't help but gently tugged at his boyfriend's clothes, and felt that he was a bit rash.
If you are willing to borrow money, how can you say that the interests of Chiguo Guo are so entangled?
Or Tian Chengping is more knowledgeable, he asked, "If we want to borrow 200,000, what do you think of Mr. Wei? What do we need to do?"
Wei Xiaofan said: "If you are in business, you need to provide at least 400,000 yuan worth of safeguards, so as to ensure that when the money is not collected, I can get the safeguards to protect my rights and interests. If you borrow money, In terms of interest, the average interest rate of the semi-annual loans of the National Bank and Credit Cooperatives is now about 5%. If the loan is for three years, it must be increased to about 8%. That is to say, you have to give me 16,000 yuan a year for three years. It will be 48,000 in the next five years, or 80,000 in five years. If I ca n’t pay back the money, I will use the collateral to offset the debt.

A few of the people present were not financial personnel. When they borrowed 200,000 yuan, the interest for one year was 16,000 yuan, and they were very worried.
The average salary of everyone is 50 yuan a month. Jiangnan Kunju Troupe has a total of more than 300 employees and actors. Basically, all employees have one month's salary, which is only enough for one year of interest.
Where did they get so much interest money?
Not to mention interest money, just collateral, what do they have?
Did you mortgage the office building?
Several people's faces suddenly became a little frustrated.
Gao Hong made a wink with Li Danmin, hoping that Li Danmin could say a few words, but Li Danmin didn't say a word.
She is not a fool, can she open her mouth for something like 200,000 dollars?
She is about to marry Wei Xiaofan, but she can say a few words, such as interest waiver, but now the two are just friends. What can they say? If you make the decision for Wei Xiaofan, then you know how bad it is!
When I saw that Li Danmin bowed his head without saying a word, Wei Xiaofan nodded in his heart. The eldest sister did not like anyone. Her daughter-in-law still has to protect her own interests. Those who look at outsiders and human relations A stupid woman who is more important than her family. How can a man love her deeply?
It's just that he also had other plans.
"Of course, if you don't have the above conditions, we can't negotiate." Wei Xiaofan smiled and smiled.
"How do you say?" Tian Chengping first rejuvenated.
"You don't have money, but you have land, but this can be used as an exchange." Wei Xiaofan said, "Do you have enough land to build 200 houses?"
"more than!"
The most familiar Tian Chengping Road: "We have about 50 acres of open space on Pinghai Road on the edge of the West Lake. We built a lot of rockery, simple pavilions, etc. before, which is our outdoor training venue. We follow the government. The National Department has already talked about it, and it can be used to build a house. Even if it is loosened, it can be used to build 20 tube buildings. But the problem is that it is useless for us to repair so much! No one buys it! "
"Why do you have to repair the quilted building?" Wei Xiaofan asked. "Can we repair a five or six-storey building, two households in one ladder, about 60 square meters each, and the kitchen and bathroom are privately owned by each household, so Wouldn't it be more enjoyable? "
"No, no, how much does it cost? At least to 5000 houses, how can they afford it?" Zhang Fangqin first denied this idea.
Wei Xiaofan looked at the people around him and found that they were shaking their heads, so they said: "If that's the case, then repair the bobbin tower! But, I hope you can get the remaining site, about 10 acres, right On the side of the West Lake, let me build two sets of villas. And I can guarantee that I can get a real estate certificate for me. "
"10 acres !?"
"Villa small bungalow !?"
Lin'an is also a place of culture. In the 1920s and 1930s, many foreigners built villas and small houses, and of course they knew what they were.
But this public land is used to build a small villa in a private house. Isn't that a bit unsuitable?
"This ... Manager Wei, are you going to live by yourself?" Ge Dexin asked with a smile.
"One for me and one for our chairman." Wei Xiaofan said, "Aren't we close to West Lake here? The mountains and water here are good, I think he should like it."
Chairman?
Is n’t that the legendary past from the mainland, and now it has become a billionaire Yin Jun in Xiangjiang?
The young man called Xiangjiang's smartest genius ever?
Looking back at the information I heard, everyone was excited and a little uneasy.
If you let Yin Jun come to live here, everyone can meet him in the future, and maybe you will get a lot of benefits from him!
Look at how generous he is to the Shanghai Haihai Fine Art Film Studio, this is a brave person!
"We can't decide this issue ourselves, we have to talk to the superior department." Zhang Fangqin murmured. "After all, the compatriots from Xiangjiang came to Lin'an to build a house. Although they lived by themselves, they never lived in the past. Can't call the shots. "
"Well, it should be discussed carefully." Wei Xiaofan said, "As long as you agree, I can provide you with 400,000 funds. It is not loaned to you, but it is used to pay for the two villas. As for how you use it, it is your own business. "
"400000!!?"
Gao Hong immediately hit a treble!
If there are 400,000, let alone 200 sets, they dare to build 300 sets!
For each set of 3,000 calculations, 300 sets are 900,000.
After deducting Wei Xiaofan's 400,000 yuan for the land purchase and 200,000 yuan prepared by himself, it only costs 300,000 yuan, then the set is only 1,000 yuan!
For 1,000 yuan to buy a house, which employee is unwilling?
You must buy it if you borrow money!
Not only that, they can also rely on the big killer of the house to directly dig the corners of Kunqu Opera Troupe, Yue Opera Troupe and Dance Troupe in other counties and cities!
I have a house for talents here, or a house in a city like Lin'an, and they haven't waited for it?
In the eyes of several regiment leaders, a flash of light suddenly flashed!
This matter must be worked hard!
Even if you sit in the government building and cry, you have to get things done!
...
"Brother Xiaofan, you have sponsored 400,000 yuan to Kunqu Opera Company for the next time. Is it too exaggerated for the two villas?" Li Danmin couldn't help asking on the way home.
"It's not an exaggeration at all, a set of 200,000 is very worthwhile!" Wei Xiaofan laughed. "Miner, I told Xiaojun before, when I wanted to buy a house in Lin'an, he told me, Be sure to lean on the edge of the West Lake! Not only can you live comfortably, but you can also appreciate it 100 times in the future! Is n’t Pinghai Road a few hundred meters away from the West Lake? If you can buy it there, it ’s definitely a good place to live! People lived a little lonely, let Xiaojun buy a set, so that we can be neighbors! "
Li Danmin knows that Wei Xiaofan admires Yin Jun.
It's not just Wei Xiaofan who admires Yin Jun. From everyone's discussion, especially from the cousin of the China Academy of Art, Li Danmin can also know that Yin Jun is indeed a super genius. Such a person is definitely not comparable to ordinary people. ~ EbookFREE.me ~ Yin Jun's shot is also very generous. Every month, Wei Xiaofan will buy him tens of thousands of dollars of antique calligraphy and paintings back to Xiangjiang. It can be seen that this person is not short of money.
Moreover, Yin Jun has a very good relationship with Wei Xiaofan. It is not necessary to look at anything else. Wei Xiaofan manages Yin Jun ’s entire operating capital in the Mainland, and Wei Xiaofan decides what to buy and how much money he spends. It shows that the two are like brothers.
Since Yin Jun has said so, then surely the value here will rise.
Li Danmin didn't ask Yin Jun to raise the price by 100 times. After 20 years, it would be good to increase the price by 10 times.
When I think about it, the house is not that expensive.
"Besides, we are not the only one living in this house. When it is repaired, we live with the children and his grandma and grandpa on the beautiful West Lake. How good does it feel?" Wei Xiaofan walked the sidewalk.
"Hate ~~ Who is going to marry you ... this is not necessarily ..."
Speaking of this, Li Danmin's face flew up for a while.
"Hahaha ..."
Seeing the beautiful and shy look of the beautiful lady, Wei Xiaofan was very happy and directly smiled.
Li Danmin was more happy than him.
Because women are more associative than men.
Thinking of the scene that Wei Xiaofan described to her just now, thinking of such happiness, Li Danmin felt that he was a little drunk
...
(To be continued)