Chapter 1143: sustainable development

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In Jinshan City, Yuan Lin officially saw Lan Baolin. After meeting, Yuan Lin went straight to the theme: "Mr. Lan, our time is very tight, so we won't talk politely.
I asked three questions.
First, what is an investment bank?
Second, why use stocks instead of cash?
Third, what impact does the investment bank have on the commercial state? "
Yuan Lin's simpleness made Lan Baolin a little surprised, but many of the prepared polite words were suffocated. But Lan Baolin made sufficient preparations after all, and took out the documents to start the interpretation.
"First of all, what is an investment bank. Simply put, an investment bank is a unique financial service that is different from the banking business of the past.
Before talking about investment banks, we first talk about the past. In the past, the banking business was to absorb people's deposits, and then wait for people who need loans to come to the door, and also have various audits, qualification restrictions, etc. In particular, problems such as continuous and urgent repayment in the later period have seriously affected the development of enterprise groups.
According to my surveys and interviews here, about 80% of companies have funding pressure and loan needs; but only 30% of companies can pass the audit and obtain loans. However, even among these 30% companies, 20% will be overwhelmed by loan pressure, and the remaining 10% will really stand out. "
"It's normal." Yuan Lin didn't seem to care. "One-tenth of the success rate. To know that the practice has soared in the past, it didn't even have one ten thousandth, even one millionth."
"But I have a way to increase this success rate by at least three times." Lan Baolin said clang powerfully.
Yuan Lin's eyes suddenly brightened, staring at Lan Baolin seriously. Yuan Lin of course knows what it means to increase by three times, which means that the development speed of Shangguo will increase by three times or even more! If it is tripled every year, then its influence will be inestimable!
After watching it for a while, Yuan Lin nodded: "Continue."
"Then I will talk about what an investment bank is." Lan Baolin turned the document over and continued: "The so-called investment bank is essentially a bank, but it is also an alternative stock service institution.
We will inject capital from the private sector to those companies with potential to buy shares in the company. Allows enterprises to develop worry-free.
After purchasing corporate shares, we will not directly participate in the management of the enterprise, but will monitor the development of the enterprise.
We will not require companies to repay regularly, and there is no interest.
Essentially, we are also investors of the company, so we will bear the market risk together with the company.
Once the enterprise succeeds, we will sell and cash out the stocks in the market in the form of stocks and recover our capital.
If successful, the rate of return of this investment can reach ten times, thirty times, or even more than one hundred times.
Of course, if you fail, you won't get a penny back.
This is a high-risk investment and a high-yield investment.
This is the investment bank. Therefore, we must use stocks as initial capital. "
Yuan Lin thought for a while with his eyes closed, and suddenly asked, "What about depositors?"
Lan Baolin said very simply: "With the investment bank to take risks together. Success, everyone makes a fortune. Failure, everyone loses together.
We will explain this to the depositors clearly. "
Yuan Lin also asked: "This is a very risky business. If the investment fails, the loss will affect the lives of hundreds of people. I would like to ask, what benefits can this investment bank bring to the merchant country, enough to offset its shortcomings?!"
"There are great benefits!" Lan Baolin began to shine. "I found a problem. Since Shangguo has developed to the present, enterprises have begun to polarize.
Some enterprises continue to follow the old path. This old path looks stable, but lacks innovation; in a short time, these companies and groups can still bring huge benefits to the merchant country, but they cannot keep up with the development speed of the merchant country. .
For up to three years, there will be such groups that lack innovation; for up to ten years, these old groups will become dead branches and slow down the development of Shangguo.
There are also some companies that take the innovation route, and they put their main energy on scientific research. I can say without hesitation and affirmation that these scientific research groups are the future of Shangguo. For example, the current Jiuzhongtian Group has surpassed the Pengcheng Wanli Group in a few years, and now it is being treated by God.
But many people don't see a problem. Jiuzhongtian Group is able to rise because of the right place and the right people. Tianshi, the establishment of the Shang Kingdom, was a waste of time; the geographical position and any other, the Jiuzhongtian Group itself was formed by the Yuan family, and the relationship was good, and Yuan Zhao had a good relationship with the king, and received the support of the king.
What's more, at that time, in the Shangguo, the state supported many enterprises, and these enterprises are now growing healthily. However, many companies have already begun to chew on the old, not thinking about making progress.
But now, with the emergence of a large number of graduates in Shangguo, many people choose to start a business. They are talented and capable. They are the future and hope of Shang Guo, but they lack funds, opportunities and support!
What I want to do is to inject a large amount of investor funds into these high-tech companies and these small companies to promote their growth and give them the opportunity to grow into towering giant trees.
If successful, Shangguo will leapfrog the old model and enter a more rapid development, and it is truly sustainable.
Of course, in this process, I also need to serve my investors, and I need to earn enough benefits. And this needs to rely on the stock market. Therefore, I registered my business with stock as capital.
Greenwood Investment Bank! "
Yuan Lin took a deep breath and was a little short of breath; the investment banking plan proposed by Lan Baolin completely exceeded the limitations of this era, and even Yuan Lin could not grasp it.
After thinking a little bit, Yuan Lin finally made a decision: "You go back and prepare the information, I will report to the king. Perhaps, you will be received by the king."
"Okay!" Lan Baolin's eyes shone.
…………
At the same time, in the Anyang Prime Minister's Fuchu, all the personnel finally came together, the door closed slowly, and a meeting affecting Shangguo, and even the whole fairyland, was about to begin!
Yan Zean got up and was magnificent. Looking at the scene, Yan Zean was very excited. It is something that Yan Zean wouldn’t dare to think about for a meeting with people and monsters from all over the world. But today, it did. And this meeting will affect the development of Xianyu.
Finally, Yan Zean said: "The name of our meeting today is called-Sustainable Development."
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