Chapter 668: Domestic situation (5)

"Secretary Lin, we have strong capital and must provide the best service for you. How much do you want to borrow? Just open your mouth. The Bank will do its best to meet your needs."
"Ten billion!"
"How many?"
"10 billion soft sister coins."
The President of ICBC also fell under the table.
Lin Wan and Huang Li met again and found that the two banks they contacted couldn't borrow 10 billion yuan. It's not that they don't want to lend, but they don't have so much money in the first place, and they are not so bold in the second.
According to the thoughts of the governors on both sides, ‘Holy Light’ is developing rapidly, with powerful forces and great family careers, and we recognize it. But the group seems not worth 10 billion? What is your mortgage?
Realize that the land of real estate in Tianyang is not valuable now, and it is not enough to mortgage real estate. Although the companies of ‘Holy Light’ are developing rapidly, they are not worth 10 billion yuan when added together.
As for the company's popularity, it has not been possible to estimate this year.
"I told CCB that the group has dozens of properties in hk, including an eight-story building and a luxury apartment. There are also docks and warehouses. These real estate should be worth a lot of money.
Finally, I said that the group is willing to use gold as a mortgage. Huang Li spoke of this, and Zhao Lin, who had a curved mouth, smiled. "The voice on the phone changed when I heard that there was gold mortgage." "
hk's real estate is valuable, but the mainland bank can accept it.
Not to mention gold.
CCB's eyebrows were over the phone, and he took the opportunity to ask, "I can't imagine that Mr. Zhou's family is really thick. Not only have hk's real estate, but also gold. Gold is the best, hard currency. How much gold do you have?"
"Not much, about ten tons."
哐当......, the president fell off the table again.
The two women laughed mischievously, telling each other about their connection. Banks were extremely shocked by the report of ten tons of gold, and all expressed the need to report to leaders, study and research, discuss and discuss, and give instructions.
In addition, Zhou Qingfeng wanted a loan for infrastructure, and the second woman was also notified within the group.
Others were just shocked, but Yuu Watanabe, the vice president, said in consternation. "If the president has difficulties in lending in China, you can try it with the Bank of Japan. I am willing to contact you."
In the conference room, several directors of the group had just smiled, but Watanabe's remarks were like a bomb that confused their mentality-Japanese money is so easy to take?
Zhou Qingfeng went to do business with Mao Zi, and Watanabe was not idle. In three or four months, he successively brought more than 200 senior staff to the group from Japan.
Finance, shipping, insurance, international trade, technology research and development, and enterprise management are all old devils with at least 20 years of work experience, and they are also in urgent need of talents during the development of the group.
In 1992, not only did the Japanese economy not improve, but it continued to collapse. After the housing market collapsed, the financial industry collapsed. This caused more Japanese companies to go bankrupt and employees to lose their jobs.
By the 1990s, Japan had developed into a very mature society. Its domestic market is already saturated, and no matter how frustrating it can't be tricked.
The pain of the economic crisis has made Japan aversion to risk from top to bottom.
By the end of the 1990s, low-desire survival officially arrived. Bank loan interest rates are very low, but neither individuals nor businesses are reluctant to borrow money.
The birth rate has fallen, severely over-ageing, and the social atmosphere tends to be conservative.
Watanabe can bring in more than two hundred talents not only because of money, but also to help solve debts. At the same time, ‘Holy Light’ has a unique advantage in terms of longevity and longevity. After the old devils came, they felt that they became younger.
This is much more important than money for the'Showa Generation' who is always in the 60s and 70s. Zhou Qingfeng has already assigned tasks to Watanabe, and he will strive to recruit another 1,000 high-quality talents from Japan in 1992.
At the beginning, Samsung was engaged in memory and received a vote from a Japanese engineer. BOE engaged in LCD screens and won a vote of Korean engineers. Today, the ‘Holy Light’ is tossing blindly, whether it’s a mule or a horse, just pull it and use it.
This group of old devils are really experienced, and occasionally there are ideological contradictions, but they work very seriously.
Whether it is a machine factory or a battery factory, or the group's formal management, overseas trade, etc., these Japanese employees are a set, which greatly speeds up the development of'Holy Light'.
The group is very satisfied with Watanabe’s work, and has raised him to the category of ‘good friends’.
But another move by Watanabe caused a lot of resistance-the introduction of foreign accounting firms to audit the group's business.
No one likes to show their family to outsiders.
Watanabe reported great distrust of the accounting capabilities and ethics of the group and the country. He even asked for audits of the group’s large suppliers to ensure that the partners had sufficient strength.
Regarding this matter, including Lin Wan, no one in the group liked it and was extremely repulsive. The contradictions cannot be reconciled, and Zhou Qingfeng can only be ruled.
Lin Wan put forward many reasons for objection, but it is not as good as Watanabe's words-domestic enterprises generally have financial fraud, the headquarters can't control the branch, and the branch can't control the supplier.
Finally, there must be financial chaos.
The internal audit department of ‘Holy Light’ is currently insufficient. To solve this problem, it is best to introduce third-party auditing. This can also increase the group's credibility and facilitate international trade.
The last paragraph touched Zhou Qingfeng, who was well aware of the current chaos in domestic auditing. It is not uncommon for small officials to be greedy. If the group is not properly cleaned up, it will easily collapse.
In the 1990s, many famous enterprises were quickly lost because of internal problems. Many celebrities have great careers, but internal management is riddled with holes.
It's impossible to let Zhou Qingfeng clean every time the group has an accident. There must be a preventive mechanism. He finally decided to try it for half a year before making a decision.
Watanabe invited people from PwC to do the job. In just three months, hundreds of large and small internal borers were caught, and no one debated whether to ask for an audit.
The inaugural issue of "Shengguang Economic Weekly" sent out the group's audit report for the previous year, allowing the industry to take a closer look at its own strength.
This series of operations by Watanabe makes many people accustomed to extensive management very awkward and always feels at a loss.
However, the Group's formalized management dare to say first in the country to ensure smooth operation. Zhou Qingfeng can stay in Moscow for a few months with no major problems.
It is also because the group management is formal and there is an audit endorsement from PricewaterhouseCoopers. ‘Holy Light’ has attracted the interest of many foreign investors and banks.
After all, everyone knows now that this company is desperately sending people's living capital to Da Mao, and the bilateral transaction volume has grown extremely fast.

Last month, Sumitomo Mitsui Banking’s branch in hk sent me an invitation, hoping to represent the group’s financial business in Japan and Southeast Asia, and would like to provide all services including credit loans.

Others may not be aware, but after spending three months in Moscow, Lin Wan, who has an understanding of international trade, asked sensitively: "Sumitomo Mitsui? How much loans can they provide? What are the collateral requirements?"
"If it is an unsecured loan, it should be no less than 10 billion yen. If there is enough gold mortgage, 100 billion yen is definitely not a problem. Interest can be the most favorable."
Hundred billion yen in foreign exchange!
As soon as the voice fell, the conference room in the group headquarters building was knocked open.
A clerk from the Secretariat came in a hurry and whispered in Lin Wan's ear:
"The bank just called and said that they can make a special loan if they use gold as a mortgage. Their governor is coming to let us definitely keep gold in the country."