Chapter 555: Afraid of head moving

Shaofu Jialing began to complain.
"The clan in the south is powerful, and the progress of the Shaofu Bank in the south has not been smooth."
When Emperor Wende heard this, he said directly, "Isn’t there still Jinwuwei. I don’t believe it. Those places are powerful and dare to fight Jinwuwei. Another day I will ask Jinwuwei to go to the south and kill him personally. Everyone is killed, can the Shaofu Bank be managed in the south?"
Facing Emperor Wen De's gaze, Shao Fu Jialing subconsciously fought a cold war.
Did he see a strong killing intent in Emperor Wen De's eyes?
Obviously, it was not the impulse of Emperor Wen De to carry out the killing in the south, but the idea that he had long ago. Just waiting for an opportunity.
The poor progress of the Shaofu Bank in the south gave Emperor Wende a reason to kill.
Emperor Wende became the throne for two years, but in the 38th year of Kaiyao, in the Caijiatu Village case, a thousand people were killed in one go.
After that, for more than a year, Emperor Wen De seldom started killing.
The courtiers all said that Emperor Wende was more merciful and a benevolent emperor than the first emperor.
Now it seems that where is the benevolence. Emperor Wen De is holding back his big move.
If you don’t kill, you’ll get heads rolling when you kill, and thousands of people are implicated.
Emperor Wen De and Emperor Xian are worthy of being father and son, they are both bloodthirsty, but in different ways.
The young man made his throat roll, took a deep breath, finally found his voice, "Yes, it can be done."
Emperor Wende laughed, "It's good if it can be done! I have high hopes for the Shaofu Bank. Whether my people can have a good life, your Shaofu Bank bears great responsibilities.
The imperial court was too weak to take care of it in many places. But Shaofu Bank is different. Wherever money is needed, there should be staff from Shaofu Bank.
In the Great Zhou Dynasty, what is the situation now? In addition to the reports of local officials, the bank also has to shoulder the burden of collecting information.
I don't want the Shaofu Bank to cheat the top and the bottom. Uncle, do you understand what I mean? "
"The minister dare not be! The minister understands! The minister must handle the errands that your majesty explained."
Emperor Wen De nodded in satisfaction, "I know your loyalty. In recent years, the Shaofu is in your hands, and it is getting better and better. Not only has it supported so many people, but also has so many surpluses every year. It is not easy. However, I know that the Shaofu can do better and make more money. The Shaofu must take the initiative to take responsibility for places that the Ministry of Households cannot take care of."
"Weichen follow the order!"
The pressure on the young family is enormous.
Shaofu can have today's results, he has tried his best to almost drain the potential of Shaofu.
We have to work harder to make more money.
For a time, the young family was very worried.
Money is not so easy to make. Where do the new profit points come from?
At present, it still has to count on Shaofu Bank.
Emperor Wen De sat at the desk, flipping through the books.
He asked curiously, "I need to pay interest for saving money? What's the matter?"
In these years, people deposit money in the bank, not only without interest, but also a custody fee to the bank.
The Shaofu Bank did the same before.
But with the increase in business volume, the speed at which the government absorbs savings is far behind the speed of loans.
The amount of funds of the Shaofu itself is not unlimited, and the money house is not large enough to rely solely on the financial support of the Shaofu.
This is why, even the largest private banks in these years, there is no way to blossom everywhere. Branches can only be opened in a limited number of prosperous cities.
In remote places, one can only watch the snakes monopolize the market.
Shaofu Jialing occasionally mentioned this matter in front of Gu Jiu, feeling that the financial pressure was high.
Gu Jiu laughed at him at that time, "You Shaofu Bank is holding a gold mountain, but you don't know that money generates money. It is really irritating. If you ask me to do this money house business, you can guarantee that you will be a private bank, Shaofu bank, and drink everything. The northwest wind goes. No one can compete with me."
What a big tone.
When Shao Fu Jia Ling heard this, he became excited.
He immediately asked, "In addition to borrowing, how can this bank generate money?"
Then he asked curiously, "Why don't you do the money house business?"
Gu Jiu sighed, feeling very aggrieved, "If I intervene in the bank business, I will be able to build the largest bank in a few years and hold most of the world's money in my hands. Real estate is already good enough. Holding a bank that lays golden eggs, I am afraid that I will move my head."
At that time, the family leader of the young mansion heard this, but Gu Jiu exaggerated it and worried the sky.
Holding most of the world's money in his hands is not a joke.
But then Gu Jiu gave him an idea. At the moment, it was only at the beginning of the trial. Shaofu Jialing knew keenly that if Gu Jiu was really asked to open a bank, there was really no Shaofu bank.
The world's money, it is really possible for her to take it away.
No wonder she refused to do business with money houses.
Life is more important than money.
When her wealth is so much that the world is sidelined, the identity of the prince's wife cannot keep her.
Therefore, Gu Jiu is willing to do some projects that make money slowly, and he does not get involved in the money house business, because it is not that hateful anyhow.
Hearing the enquiry of Emperor Wende, Shaofu Clan Ling considered his words, and then said:
The Shaofu Bank’s funds are under great pressure, and there are very few people who save money. The old minister is worried. If the funds are broken, how can the Shaofu Bank be broken? Open the world, doesn't it fail your majesty's expectations
Later Madam Zhao gave Weichen an idea. She said, give some interest to those who save money, and publicize it so that all the gold, silver and copper money buried in the cellar of the landlord will be deposited in the bank for interest. In this way, the bank will have the capital.
It can also replace the household department and collect gold, silver and copper money in the world. Over the years, the court has been suffering from insufficient copper coins. If the copper coins of the landlord’s old wealth stored in the cellar can be collected, it will be worth paying interest to the depositors.
Therefore, the old minister listened to Mrs. Zhao's opinion and temporarily tried out the system of depositing money with interest in Gyeonggi. "
"Oh!"
Emperor Wende carefully considered the stakes here, and asked: "Save money for interest, really can absorb gold, silver and copper? I see on this account book, it is a trial run for a month, what is the effect?"
"Your Majesty, because there is no publicity, the effect is not obvious. The old minister originally planned to fully promote this system when the spring begins. Please allow your Majesty's permission."
Shaofu Jialing bowed and pleaded.
Emperor Wen De hummed, "If the landlord's old wealth is really allowed to move out the gold, silver and copper money stored in the cellar, and deposit it in the bank, it will be fine to apply some interest."
The copper mines in Dazhou, as well as the gold and silver mines, are not rich.
In addition, the folks have the habit of depositing money in the cellar, which is not used by generations of people, and naturally there is less and less gold, silver and copper circulating in the market.
The court wanted to make money, but there was not enough copper.
As a result, the quality of copper coins has deteriorated and become adulterated. The proliferation of privately minted coins further affected the imperial taxation.
Especially in the south, the private coinage has reached the point of blatantly.
Even the salaries paid by the local government to the servants were all privately cast copper coins.
Don't underestimate a small coin.
For every coin issued by the Ministry of Households, a portion of the income can be obtained.
The fewer copper coins issued by the Ministry of Households, the less income they will naturally receive.
A few years ago, maybe decades ago. The Ministry of Husbandry alone relies on the issuance of copper coins to generate millions of taels of income a year.
Today, this income has dropped to one hundred thousand taels. The gap of ten times is heartbreaking.
There is no way for the Ministry of Households.
Copper mines are limited, and there is very little brass in circulation on the market.
In addition, royal palaces and large families consume a lot of brass every year.
There is nothing left of the brass left to the Ministry of Households.
The copper coins issued by the court naturally became less and less.
The vicious circle has never been solved.
To this day, Emperor Wen De seems to have found a solution to this problem.
Emperor Wen De emphasized once again,
As long as the copper coins stored by the civilians can be collected, even more interest will be paid. I can even make an order to let the local government help the bank propagate. In the future, the tax and silver collected by the government can even go. The bank accounts will be settled after they are gathered in the capital."
The young man was pleasantly surprised, "Your Majesty really let the tax bank go to the bank account?"
This is a huge income.
Even if the deposit is only one or two months, it can solve the big problem of insufficient capital of the bank.
Emperor Wen De said: "The premise is that the Shaofu Bank really has a way to collect the gold, silver and copper buried in the cellar of the landlord’s old wealth. If this is not possible, I have no reason to let the government deposit the tax and silver in the bank, and then Go to the capital for settlement."
The young man's family made an energetic look, "Your Majesty, rest assured, the old ministers will never disappoint your majesty. They must do everything possible to collect all the gold, silver and copper buried in the cellar of the landlord's wealth."
"That's great. Wait, the bank is still planning to issue small denomination bank notes?"
Shaofu Jialing said quickly: "Mrs. Zhao suggested that since folk copper coins are to be collected, there must be something to replace copper coins.
In the past, the smallest denomination of silver bills was one or two. But the vast majority of people don't use silver at all in their lives, only copper coins.
To collect the copper coins in the hands of the people, it is necessary to issue small denominations of silver notes.
The old minister had discussed with the officials of the Shaofu for a long time, and planned to print and distribute fifty essays, one hundred essays, two hundred essays, five hundred essays, four small denominations. "
Emperor Wen De curiously asked: "Why do you only print fifty notes of denomination? Ten notes, one note, can't it?"
"People don't have the habit of using silver bills. They are easy to lose in their pockets. For ordinary transactions, copper coins are used first. It is not too late to wait for the people to get used to using silver bills before printing smaller denominations."
Emperor Wen De understood immediately and nodded repeatedly, "You are very considerate. The people are used to using copper coins, and rashly replacing copper coins with silver bills, for fear of inciting civil revolt. Yes, yes, it is an old and steady approach. Just follow it. Do it slowly with the plan. I believe your Shaofu can do this well."